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    <channel>
        <title>
            <![CDATA[Financial Armor]]>
        </title>
        <link>http://www.cooperfinancial.com</link>
        <description>
            <![CDATA[Financial Armour is your guide to building a stronger, more resilient financial future. Hosted by Brad Cooper and Jose Rodriguez of Cooper Financial Group, the show breaks down complex financial topics into clear, practical conversations designed to help you protect what you’ve built and prepare for what’s ahead.
Each episode covers retirement planning, investment strategies, risk management, tax considerations, and long-term wealth planning — all focused on helping you make confident, informed decisions in any market environment.
Have questions or want to learn more? Call 480-269-9444 or visit cooperfinancial.com to connect with the team.]]>
        </description>
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            <title>
                <![CDATA[Financial Armor]]>
            </title>
            <link>http://www.cooperfinancial.com</link>
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        <language>en-us</language>
        
        
        <lastBuildDate>Sun, 26 Jul 2026 06:40:23 +0000</lastBuildDate>

        
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                    <itunes:author>
                <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
            </itunes:author>
                <itunes:owner>
            <itunes:name>
                <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
            </itunes:name>
            <itunes:email>radio@lusonmedia.com</itunes:email>
        </itunes:owner>
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        <itunes:category text="Business" />
        <itunes:explicit>no</itunes:explicit>

        
        <dc:creator>
            <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
        </dc:creator>

                    <item>
                <title>
                    <![CDATA[Guilt-Free Spending in Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll cover eight ways retirees may be able to spend their savings with more confidence and less guilt.]]>
                                    </description>
                <pubDate>Sat, 25 Jul 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10810</guid>

                
                
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                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll cover eight ways retirees may be able to spend their savings with more confidence and less guilt.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Jul 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll cover eight ways retirees may be able to spend their savings with more confidence and less guilt.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What People Don&#039;t Tell You About Losing a Loved One]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we go through a real-life example of one of our late clients. We walk through the difficulties of this case, from several beneficiaries listed, to what a pass-through trust means for your loved ones. Tune in to learn how Cooper Financial acts as a united front for you and your family.]]>
                                    </description>
                <pubDate>Sat, 11 Jul 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10717</guid>

                
                
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                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we go through a real-life example of one of our late clients. We walk through the difficulties of this case, from several beneficiaries listed, to what a pass-through trust means for your loved ones. Tune in to learn how Cooper Financial acts as a united front for you and your family.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Jul 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we go through a real-life example of one of our late clients. We walk through the difficulties of this case, from several beneficiaries listed, to what a pass-through trust means for your loved ones. Tune in to learn how Cooper Financial acts as a united front for you and your family.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Much Should You Keep in an Emergency Fund?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through what an emergency fund is, why it matters, and how to figure out the right amount to save.]]>
                                    </description>
                <pubDate>Sat, 04 Jul 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10676</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/VQj8F0SAAFqQS1NWDgI6gBVY877Cg570eE40a9Oh.mp3"  length="43230036"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through what an emergency fund is, why it matters, and how to figure out the right amount to save.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Jul 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through what an emergency fund is, why it matters, and how to figure out the right amount to save.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[10 Key Retirement Ages]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through key age milestones that help shape retirement planning.]]>
                                    </description>
                <pubDate>Sat, 27 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10638</guid>

                
                
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                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through key age milestones that help shape retirement planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through key age milestones that help shape retirement planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[HSA Basics and Tax Implications]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll explore how health savings accounts can have a triple tax advantage.]]>
                                    </description>
                <pubDate>Sat, 13 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10567</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/mJJqLuNQDTEA3RECkZcsfhk0dSUzeFqJkOmheYm0.mp3"  length="35172272"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll explore how health savings accounts can have a triple tax advantage.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll explore how health savings accounts can have a triple tax advantage.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Navigating a Late Career Layoff]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                                    </description>
                <pubDate>Sat, 06 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10532</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/RSy6UTsX5KRJstY2gAiPo4Rm9orYojoOQYQf53Gu.mp3"  length="43074012"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Should Know About IRA Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </description>
                <pubDate>Sat, 23 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10462</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/X0qcv5kDPcDFM5OoibaHTECSBMkPslX8cJ5of3su.mp3"  length="44274654"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Investing for Education]]>
                </title>
                                <description>
                                            <![CDATA[Secure your children’s future by exploring the most effective ways to save and invest for rising tuition costs. This episode breaks down the pros and cons of 529 plans, Coverdell ESAs, and custodial accounts to help you build a smarter education fund. Learn how to balance your retirement goals with academic aspirations without breaking the bank.]]>
                                    </description>
                <pubDate>Sat, 09 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10312</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/U3bTjw32dVIDjzgLsRt4sIcKLsxH80PFJ9Ue7qqP.mp3"  length="37493092"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Secure your children’s future by exploring the most effective ways to save and invest for rising tuition costs. This episode breaks down the pros and cons of 529 plans, Coverdell ESAs, and custodial accounts to help you build a smarter education fund. Learn how to balance your retirement goals with academic aspirations without breaking the bank.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Secure your children’s future by exploring the most effective ways to save and invest for rising tuition costs. This episode breaks down the pros and cons of 529 plans, Coverdell ESAs, and custodial accounts to help you build a smarter education fund. Learn how to balance your retirement goals with academic aspirations without breaking the bank.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Long-Term Care Myths and Facts]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </description>
                <pubDate>Sat, 02 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10258</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/hMxH71hYgvAkF1bIVWVQAdM2ApCOaM2KUREG6lRg.mp3"  length="47721610"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Cooper New Insights from the Portfolio Managers with Tyler Ellegard]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, portfolio manager Tyler Ellegard joins the show to provide a deep dive into the current market landscape and the strategic shifts driving recent performance. We explore the latest insights from the Cooper team, breaking down how macroeconomic trends are directly influencing their long-term investment conviction. Whether you are a seasoned investor or just starting out, this conversation offers a transparent look at the professional decision-making process behind a diversified portfolio.]]>
                                    </description>
                <pubDate>Sat, 25 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10213</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/hluhMOgsSRmr3ScWlXUXgg6EhZyvseF5ejNYaT6J.mp3"  length="46719720"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, portfolio manager Tyler Ellegard joins the show to provide a deep dive into the current market landscape and the strategic shifts driving recent performance. We explore the latest insights from the Cooper team, breaking down how macroeconomic trends are directly influencing their long-term investment conviction. Whether you are a seasoned investor or just starting out, this conversation offers a transparent look at the professional decision-making process behind a diversified portfolio.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, portfolio manager Tyler Ellegard joins the show to provide a deep dive into the current market landscape and the strategic shifts driving recent performance. We explore the latest insights from the Cooper team, breaking down how macroeconomic trends are directly influencing their long-term investment conviction. Whether you are a seasoned investor or just starting out, this conversation offers a transparent look at the professional decision-making process behind a diversified portfolio.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Meet Tyler Cote]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we sit down with financial services professional Tyler Cote to explore his unique approach to helping clients navigate complex wealth management strategies. Tyler shares his personal journey into the industry and discusses the core values that drive his commitment to personalized fiscal planning. Tune in to discover actionable insights on building long-term financial security and how Tyler’s expertise can help you achieve your most ambitious economic goals.]]>
                                    </description>
                <pubDate>Sat, 18 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10173</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/iY92nAid7Vjf8LfzxB3ziiyUh8QTUeaiCPgiMS1i.mp3"  length="43658452"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we sit down with financial services professional Tyler Cote to explore his unique approach to helping clients navigate complex wealth management strategies. Tyler shares his personal journey into the industry and discusses the core values that drive his commitment to personalized fiscal planning. Tune in to discover actionable insights on building long-term financial security and how Tyler’s expertise can help you achieve your most ambitious economic goals.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we sit down with financial services professional Tyler Cote to explore his unique approach to helping clients navigate complex wealth management strategies. Tyler shares his personal journey into the industry and discusses the core values that drive his commitment to personalized fiscal planning. Tune in to discover actionable insights on building long-term financial security and how Tyler’s expertise can help you achieve your most ambitious economic goals.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[7 of the Most Common (and Costly) Estate Planning Mistakes]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we break down seven of the most common—and costly—estate planning mistakes people make. From outdated documents to overlooked beneficiary designations, we explore how small oversights can create big problems down the road. If you want to better protect your assets and ensure your wishes are carried out, this conversation offers practical insights to help you strengthen your plan.]]>
                                    </description>
                <pubDate>Sat, 11 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10165</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/h1krXple7MURovkx02c7XzGuNG3uDZ63yRNuSaRC.mp3"  length="48748158"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we break down seven of the most common—and costly—estate planning mistakes people make. From outdated documents to overlooked beneficiary designations, we explore how small oversights can create big problems down the road. If you want to better protect your assets and ensure your wishes are carried out, this conversation offers practical insights to help you strengthen your plan.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we break down seven of the most common—and costly—estate planning mistakes people make. From outdated documents to overlooked beneficiary designations, we explore how small oversights can create big problems down the road. If you want to better protect your assets and ensure your wishes are carried out, this conversation offers practical insights to help you strengthen your plan.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Market Update with Lisa Schreiber]]>
                </title>
                                <description>
                                            <![CDATA[We break down the latest economic shifts and what they mean for your long-term investment strategy. Lisa shares expert insights into current market volatility, offering clear guidance to help you navigate uncertainty with confidence.]]>
                                    </description>
                <pubDate>Sat, 04 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10121</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/5PZc2oZEyJdF747tehVFzzQHJy92NjPwlTzm6fuB.mp3"  length="45587328"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We break down the latest economic shifts and what they mean for your long-term investment strategy. Lisa shares expert insights into current market volatility, offering clear guidance to help you navigate uncertainty with confidence.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We break down the latest economic shifts and what they mean for your long-term investment strategy. Lisa shares expert insights into current market volatility, offering clear guidance to help you navigate uncertainty with confidence.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Helping Women Prepare for Major Life Transitions - Guest Terri Werner]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, Terri Werner, Director of Business Development at Aegis Living, joins us to navigate the complexities of long-term care and senior living transitions. We dive into the essential financial questions families often overlook, ensuring women feel empowered and prepared when making high-stakes healthcare decisions for themselves or their loved ones. From understanding various care models to managing the associated costs, this conversation provides a practical roadmap for securing a stable and dignified future.]]>
                                    </description>
                <pubDate>Sat, 28 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10056</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/tyRcA4TTceWc1Pwz06UfQ78mTxYF7fizgKG2QThK.mp3"  length="45388204"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, Terri Werner, Director of Business Development at Aegis Living, joins us to navigate the complexities of long-term care and senior living transitions. We dive into the essential financial questions families often overlook, ensuring women feel empowered and prepared when making high-stakes healthcare decisions for themselves or their loved ones. From understanding various care models to managing the associated costs, this conversation provides a practical roadmap for securing a stable and dignified future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, Terri Werner, Director of Business Development at Aegis Living, joins us to navigate the complexities of long-term care and senior living transitions. We dive into the essential financial questions families often overlook, ensuring women feel empowered and prepared when making high-stakes healthcare decisions for themselves or their loved ones. From understanding various care models to managing the associated costs, this conversation provides a practical roadmap for securing a stable and dignified future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Before the Storm: Empowering Women to Protect Their Wealth &amp; Wellness – Guest Kaitlyn Wyngaard]]>
                </title>
                                <description>
                                            <![CDATA[In this episode of Financial Armor, Kaitlyn Wyngaard joins us to discuss strategies for safeguarding both financial security and personal well-being. We explore practical steps women can take to prepare for unexpected challenges while maintaining confidence in their long-term goals. Tune in for insights that combine wealth protection with wellness planning for a more resilient future.]]>
                                    </description>
                <pubDate>Sat, 21 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10043</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/M6G7wkaXZNduL1KoPIlYKZ5ByFpK6EgWRtjBFPzG.mp3"  length="44646488"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode of Financial Armor, Kaitlyn Wyngaard joins us to discuss strategies for safeguarding both financial security and personal well-being. We explore practical steps women can take to prepare for unexpected challenges while maintaining confidence in their long-term goals. Tune in for insights that combine wealth protection with wellness planning for a more resilient future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode of Financial Armor, Kaitlyn Wyngaard joins us to discuss strategies for safeguarding both financial security and personal well-being. We explore practical steps women can take to prepare for unexpected challenges while maintaining confidence in their long-term goals. Tune in for insights that combine wealth protection with wellness planning for a more resilient future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Headlines Vs. Your Financial Plan]]>
                </title>
                                <description>
                                            <![CDATA[Gemini said
In a world of 24/7 market alerts and sensationalized financial news, it’s easy to feel the urge to react to every headline that flashes across your screen. This episode breaks down why constant portfolio tweaking often harms your long-term wealth, while offering a framework to separate signal from noise. Tune in to learn how to keep your eyes on your personal financial goals, regardless of the chaos dominating the daily news cycle.]]>
                                    </description>
                <pubDate>Sat, 07 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9927</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/JIfEr1aRVkNZv4QVODYIolD6PzoTGQkLhyTUw2SV.mp3"  length="39641306"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Gemini said
In a world of 24/7 market alerts and sensationalized financial news, it’s easy to feel the urge to react to every headline that flashes across your screen. This episode breaks down why constant portfolio tweaking often harms your long-term wealth, while offering a framework to separate signal from noise. Tune in to learn how to keep your eyes on your personal financial goals, regardless of the chaos dominating the daily news cycle.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Gemini said
In a world of 24/7 market alerts and sensationalized financial news, it’s easy to feel the urge to react to every headline that flashes across your screen. This episode breaks down why constant portfolio tweaking often harms your long-term wealth, while offering a framework to separate signal from noise. Tune in to learn how to keep your eyes on your personal financial goals, regardless of the chaos dominating the daily news cycle.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[All Financial Advice is NOT Created Equally]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we pull back the curtain on why &quot;one-size-fits-all&quot; money tips often lead to mediocre results for the average investor. We break down how to distinguish high-impact professional guidance from the dangerous noise of viral social media trends. By the end, you’ll have a clear framework for vetting your sources and ensuring your strategy actually aligns with your specific long-term goals.]]>
                                    </description>
                <pubDate>Sat, 28 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9881</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/yozdovEz2nw1M1qERd3CWKsUTEBHnnEBAJArc7K8.mp3"  length="47266162"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we pull back the curtain on why &quot;one-size-fits-all&quot; money tips often lead to mediocre results for the average investor. We break down how to distinguish high-impact professional guidance from the dangerous noise of viral social media trends. By the end, you’ll have a clear framework for vetting your sources and ensuring your strategy actually aligns with your specific long-term goals.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we pull back the curtain on why &quot;one-size-fits-all&quot; money tips often lead to mediocre results for the average investor. We break down how to distinguish high-impact professional guidance from the dangerous noise of viral social media trends. By the end, you’ll have a clear framework for vetting your sources and ensuring your strategy actually aligns with your specific long-term goals.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[13 Habits for a Successful Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </description>
                <pubDate>Sat, 14 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9780</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/5mLpWVJYzWDEr4GMBkG8vdwwetrr06BtuPBwhijv.mp3"  length="39530332"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What 2026 Could Mean for Retirees]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                                    </description>
                <pubDate>Sat, 07 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9755</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/K3pmbw5bMmAsDGBgXWgnpoMp5UEbcKWWcn6mAEGF.mp3"  length="48499890"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Top Mistakes Retirees Make in Retirement]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we identify the most frequent financial missteps that can jeopardize an otherwise secure retirement, from underestimating healthcare costs to miscalculating sustainable withdrawal rates. We discuss how emotional decision-making during market swings often leads to permanent losses and why failing to account for inflation can erode your purchasing power over time. Tune in to learn how to spot these common pitfalls early and the proactive steps you can take to protect your nest egg for the long haul.]]>
                                    </description>
                <pubDate>Sat, 31 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9692</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/HMI658VyirgJD3KM1c2fyLQ5u3bMgPNEdKuM1XwF.mp3"  length="45318818"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we identify the most frequent financial missteps that can jeopardize an otherwise secure retirement, from underestimating healthcare costs to miscalculating sustainable withdrawal rates. We discuss how emotional decision-making during market swings often leads to permanent losses and why failing to account for inflation can erode your purchasing power over time. Tune in to learn how to spot these common pitfalls early and the proactive steps you can take to protect your nest egg for the long haul.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we identify the most frequent financial missteps that can jeopardize an otherwise secure retirement, from underestimating healthcare costs to miscalculating sustainable withdrawal rates. We discuss how emotional decision-making during market swings often leads to permanent losses and why failing to account for inflation can erode your purchasing power over time. Tune in to learn how to spot these common pitfalls early and the proactive steps you can take to protect your nest egg for the long haul.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Five Pillars for Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </description>
                <pubDate>Sat, 17 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9616</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/G9r47d01ttMSsqnraW432QkKxHsrJ1G0HuOkKcxy.mp3"  length="44770634"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retiring Early? Here’s What You Need To Know.]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </description>
                <pubDate>Sat, 10 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9604</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/jJByeJmq6697VfChPfdYRDVyalCZl9EebbziC5AA.mp3"  length="50732578"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Getting Financially Ready for 2026]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </description>
                <pubDate>Sat, 13 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9482</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/9eoKGpCAusNSmMn7yi6wu7cItfQYZ211epB1SRyO.mp3"  length="42716807"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Mitigating Risk for Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[Retirement success isn&#039;t just about accumulation—it&#039;s about effectively mitigating the diverse risks that threaten your long-term security. This episode breaks down the seven major threats to a successful retirement. We discuss the history of taxes and why it&#039;s important.]]>
                                    </description>
                <pubDate>Sat, 15 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9355</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/6BYy7wCCQcbvByTZswghClMmIaHkraDdUoFOhQAD.mp3"  length="53684551"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Retirement success isn&#039;t just about accumulation—it&#039;s about effectively mitigating the diverse risks that threaten your long-term security. This episode breaks down the seven major threats to a successful retirement. We discuss the history of taxes and why it&#039;s important.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Retirement success isn&#039;t just about accumulation—it&#039;s about effectively mitigating the diverse risks that threaten your long-term security. This episode breaks down the seven major threats to a successful retirement. We discuss the history of taxes and why it&#039;s important.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What I Wish I Knew Before — and After — Loss]]>
                </title>
                                <description>
                                            <![CDATA[This sensitive episode offers vital financial guidance for navigating the overwhelming period both before and after the loss of a loved one. We discuss the often-neglected practical steps, such as updating beneficiaries, securing crucial documents, and understanding probate to protect surviving family members. Tune in for advice on managing unexpected expenses, applying for benefits, and setting up a clear financial path forward during a time of grief.]]>
                                    </description>
                <pubDate>Sat, 08 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9305</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/e0AuBTg8XTlC2MzWapyiSHT6oghzwazy3B8URAJN.mp3"  length="45040605"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This sensitive episode offers vital financial guidance for navigating the overwhelming period both before and after the loss of a loved one. We discuss the often-neglected practical steps, such as updating beneficiaries, securing crucial documents, and understanding probate to protect surviving family members. Tune in for advice on managing unexpected expenses, applying for benefits, and setting up a clear financial path forward during a time of grief.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This sensitive episode offers vital financial guidance for navigating the overwhelming period both before and after the loss of a loved one. We discuss the often-neglected practical steps, such as updating beneficiaries, securing crucial documents, and understanding probate to protect surviving family members. Tune in for advice on managing unexpected expenses, applying for benefits, and setting up a clear financial path forward during a time of grief.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[So, You’re a Decade From Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                                    </description>
                <pubDate>Sat, 01 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9246</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/5Wabn0XZo4PJ6LnBvxE1cSR8fTqwYg0d7dEksEpN.mp3"  length="36229211"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Avoid These Spooky Retirement Mistakes]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to walk through some of the most frightful retirement mistakes and how you can avoid them.]]>
                                    </description>
                <pubDate>Sat, 25 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9207</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/8CtcbUaw2dZ7Y6kdQMZFrSda0EV2uNWDWxDbDCNF.mp3"  length="43385117"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to walk through some of the most frightful retirement mistakes and how you can avoid them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to walk through some of the most frightful retirement mistakes and how you can avoid them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Top Financial Concerns Facing Today’s Retirees &amp; Near-Retirees]]>
                </title>
                                <description>
                                            <![CDATA[From rising healthcare costs to persistent inflation and the uncertainty surrounding Social Security, today&#039;s retirees and near-retirees face a complex financial landscape. This episode breaks down the three biggest threats to retirement security and the critical planning mistakes people are making right now. Learn proactive strategies, including tax-efficient withdrawal methods and effective inflation hedges, to help ensure your nest egg lasts as long as you do.]]>
                                    </description>
                <pubDate>Sat, 18 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9180</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/e0vIJKlD1Rzh1f9A6zc3HvhErRxFCCtWumOHYjOJ.mp3"  length="45594253"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[From rising healthcare costs to persistent inflation and the uncertainty surrounding Social Security, today&#039;s retirees and near-retirees face a complex financial landscape. This episode breaks down the three biggest threats to retirement security and the critical planning mistakes people are making right now. Learn proactive strategies, including tax-efficient withdrawal methods and effective inflation hedges, to help ensure your nest egg lasts as long as you do.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[From rising healthcare costs to persistent inflation and the uncertainty surrounding Social Security, today&#039;s retirees and near-retirees face a complex financial landscape. This episode breaks down the three biggest threats to retirement security and the critical planning mistakes people are making right now. Learn proactive strategies, including tax-efficient withdrawal methods and effective inflation hedges, to help ensure your nest egg lasts as long as you do.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Great Wealth Transfer and You]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </description>
                <pubDate>Sat, 11 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9138</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ghHJ3amsDDkOECqfme2bPe9GsymbPfMibiGXW64R.mp3"  length="36648075"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the Fed’s Rate Cut Means For You]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 04 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9092</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Cf1GkZz73kX5d820I1iVDuULIcIIGcAp38sJMeDm.mp3"  length="36258381"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Beneficiary 101]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                                    </description>
                <pubDate>Sat, 13 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8999</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Vterea6ThGOxciTw4iPv4v01AwbVv0NaaCQMdz9N.mp3"  length="48280928"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Sep 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Tax Implications of the OBBBA with Ed Slott]]>
                </title>
                                <description>
                                            <![CDATA[Joining a tax guru like Ed Slott, this episode is a must-listen for anyone navigating the new financial landscape. We&#039;ll explore the specific tax implications of the &quot;One Big Beautiful Bill Act&quot; (OBBBA) and uncover the strategies you need to minimize your tax burden. From retirement accounts to investment opportunities, Ed Slott provides his signature, easy-to-understand advice on how the new legislation will impact your financial future.]]>
                                    </description>
                <pubDate>Sat, 23 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8882</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/V81POfvmuFRMB9Q5zvQkWrnBvK3S6bvUeSolskZw.mp3"  length="49632220"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Joining a tax guru like Ed Slott, this episode is a must-listen for anyone navigating the new financial landscape. We&#039;ll explore the specific tax implications of the &quot;One Big Beautiful Bill Act&quot; (OBBBA) and uncover the strategies you need to minimize your tax burden. From retirement accounts to investment opportunities, Ed Slott provides his signature, easy-to-understand advice on how the new legislation will impact your financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Joining a tax guru like Ed Slott, this episode is a must-listen for anyone navigating the new financial landscape. We&#039;ll explore the specific tax implications of the &quot;One Big Beautiful Bill Act&quot; (OBBBA) and uncover the strategies you need to minimize your tax burden. From retirement accounts to investment opportunities, Ed Slott provides his signature, easy-to-understand advice on how the new legislation will impact your financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Future of AI and Crypto]]>
                </title>
                                <description>
                                            <![CDATA[We are joined by Tyler Ellegard, Portfolio Manager at Gradient Financial Group. This episode explores the powerful and rapidly evolving intersection of artificial intelligence and cryptocurrency. We&#039;ll examine how AI is being used to enhance everything from trading strategies and market analysis to security protocols and smart contract functionality. Join us as we look at the future of this synergy and discuss how investors can prepare for a world where AI and crypto are inextricably linked.]]>
                                    </description>
                <pubDate>Sat, 16 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8848</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/YzsTwnH5QG53Z1iElrYTpkjce5bf53JpfeZUPjbt.mp3"  length="53976416"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We are joined by Tyler Ellegard, Portfolio Manager at Gradient Financial Group. This episode explores the powerful and rapidly evolving intersection of artificial intelligence and cryptocurrency. We&#039;ll examine how AI is being used to enhance everything from trading strategies and market analysis to security protocols and smart contract functionality. Join us as we look at the future of this synergy and discuss how investors can prepare for a world where AI and crypto are inextricably linked.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We are joined by Tyler Ellegard, Portfolio Manager at Gradient Financial Group. This episode explores the powerful and rapidly evolving intersection of artificial intelligence and cryptocurrency. We&#039;ll examine how AI is being used to enhance everything from trading strategies and market analysis to security protocols and smart contract functionality. Join us as we look at the future of this synergy and discuss how investors can prepare for a world where AI and crypto are inextricably linked.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Legislative Risk in Retirement with Becky Swansburg]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Brad welcomes very special guest, Becky Swansburg, the CEO of Stonewood Financial, to talk about the big beautiful bill and the risks and rewards of this legislation.]]>
                                    </description>
                <pubDate>Sat, 09 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8828</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/5JHROkfbqPwW8VDJm4eFfBKoLb5f8HbYU8xmZzgm.mp3"  length="45214880"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Brad welcomes very special guest, Becky Swansburg, the CEO of Stonewood Financial, to talk about the big beautiful bill and the risks and rewards of this legislation.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Brad welcomes very special guest, Becky Swansburg, the CEO of Stonewood Financial, to talk about the big beautiful bill and the risks and rewards of this legislation.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Breaking Down the Big Beautiful Bill with Prof. Alex Hill]]>
                </title>
                                <description>
                                            <![CDATA[Join us for an insightful episode as we break down the complexities of a significant financial policy with the brilliant Professor Alex Hill. In &quot;Breaking Down the Big Beautiful Bill,&quot; Professor Hill deciphers the intricate details and potential impacts of this landmark legislation, offering clarity on its far-reaching implications for your finances and the economy. Tune in to gain a deeper understanding of this crucial bill, presented in an accessible and engaging discussion.]]>
                                    </description>
                <pubDate>Sat, 19 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8743</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/SYQbY6ukraydwooR2URvSR5DHJMUkSmHXoEeuXWu.mp3"  length="63377884"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Join us for an insightful episode as we break down the complexities of a significant financial policy with the brilliant Professor Alex Hill. In &quot;Breaking Down the Big Beautiful Bill,&quot; Professor Hill deciphers the intricate details and potential impacts of this landmark legislation, offering clarity on its far-reaching implications for your finances and the economy. Tune in to gain a deeper understanding of this crucial bill, presented in an accessible and engaging discussion.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Join us for an insightful episode as we break down the complexities of a significant financial policy with the brilliant Professor Alex Hill. In &quot;Breaking Down the Big Beautiful Bill,&quot; Professor Hill deciphers the intricate details and potential impacts of this landmark legislation, offering clarity on its far-reaching implications for your finances and the economy. Tune in to gain a deeper understanding of this crucial bill, presented in an accessible and engaging discussion.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Need to Know About IRMAA]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]>
                                    </description>
                <pubDate>Sat, 05 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8677</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/lUfOlTwwKqoHwCnq1M3nfm8NzkUDi0JvZLQLsbG6.mp3"  length="44019680"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How To Avoid Running Out of Money in Retirement]]>
                </title>
                                <description>
                                            <![CDATA[This episode tackles the pervasive fear of outliving your savings, offering actionable strategies to build a resilient retirement plan. We&#039;ll explore smart withdrawal techniques, the role of diversified income streams, and how to adapt your financial strategy to market fluctuations and unexpected life events. Tune in to gain the confidence and knowledge needed to ensure your money lasts as long as you do.]]>
                                    </description>
                <pubDate>Sat, 21 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8617</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/K7YixV7ZBYoDgj18FU4DAnZuwF7uwAO7iUTKRzCb.mp3"  length="43524896"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode tackles the pervasive fear of outliving your savings, offering actionable strategies to build a resilient retirement plan. We&#039;ll explore smart withdrawal techniques, the role of diversified income streams, and how to adapt your financial strategy to market fluctuations and unexpected life events. Tune in to gain the confidence and knowledge needed to ensure your money lasts as long as you do.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode tackles the pervasive fear of outliving your savings, offering actionable strategies to build a resilient retirement plan. We&#039;ll explore smart withdrawal techniques, the role of diversified income streams, and how to adapt your financial strategy to market fluctuations and unexpected life events. Tune in to gain the confidence and knowledge needed to ensure your money lasts as long as you do.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Mitigating Longevity Risk]]>
                </title>
                                <description>
                                            <![CDATA[During this show we’ll discuss longevity risk and how you may be able to protect your financial strategy from it.]]>
                                    </description>
                <pubDate>Sat, 14 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8575</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/gQVojcqbNc8Qvq3ogV5Cr5YWl7R7rSRk4lMJGrJ6.mp3"  length="39171488"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we’ll discuss longevity risk and how you may be able to protect your financial strategy from it.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we’ll discuss longevity risk and how you may be able to protect your financial strategy from it.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Budget Bill Math with Dr. Hill]]>
                </title>
                                <description>
                                            <![CDATA[This episode of The Financial Armor Show features a special guest, Professor Alex Hill, who breaks down the recently passed &quot;Big, Beautiful Bill&quot; from an economic perspective. We analyze its projected impact on the deficit, discuss the extension of 2017 tax cuts, and explore other key provisions affecting spending and defense. Tune in for an unbiased look at the financial implications of this significant legislative development.]]>
                                    </description>
                <pubDate>Sat, 07 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8537</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/dOXkjVb18oRwJEzavGPvpLvKmDMnClbhbgPQ7zl1.mp3"  length="56511968"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode of The Financial Armor Show features a special guest, Professor Alex Hill, who breaks down the recently passed &quot;Big, Beautiful Bill&quot; from an economic perspective. We analyze its projected impact on the deficit, discuss the extension of 2017 tax cuts, and explore other key provisions affecting spending and defense. Tune in for an unbiased look at the financial implications of this significant legislative development.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode of The Financial Armor Show features a special guest, Professor Alex Hill, who breaks down the recently passed &quot;Big, Beautiful Bill&quot; from an economic perspective. We analyze its projected impact on the deficit, discuss the extension of 2017 tax cuts, and explore other key provisions affecting spending and defense. Tune in for an unbiased look at the financial implications of this significant legislative development.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Want an extra $50,000 for Retirement?]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we’ll discuss how you may be able to secure an extra $50,000 for retirement and how to protect your savings from a recession.]]>
                                    </description>
                <pubDate>Sat, 24 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8396</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/YbiEAU3kh382r2vrQPLRYoLmqISc1mFJclEC8UDf.mp3"  length="38957216"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we’ll discuss how you may be able to secure an extra $50,000 for retirement and how to protect your savings from a recession.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we’ll discuss how you may be able to secure an extra $50,000 for retirement and how to protect your savings from a recession.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Inflation, Rates, and More with Dr. Tang]]>
                </title>
                                <description>
                                            <![CDATA[Get ready to dive deep into the forces shaping your wallet! This week, we sit down with the renowned local professor, Dr. Tang to unravel the complexities of inflation and its impact on your everyday spending. She will also break down the latest on interest rates and offer insightful predictions on what these economic shifts mean for your investments and financial future.]]>
                                    </description>
                <pubDate>Sat, 17 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8361</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/bbVpKMAyXPfbLfq1qWesgppNabuenfFBYsB5BuDt.mp3"  length="52280096"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Get ready to dive deep into the forces shaping your wallet! This week, we sit down with the renowned local professor, Dr. Tang to unravel the complexities of inflation and its impact on your everyday spending. She will also break down the latest on interest rates and offer insightful predictions on what these economic shifts mean for your investments and financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Get ready to dive deep into the forces shaping your wallet! This week, we sit down with the renowned local professor, Dr. Tang to unravel the complexities of inflation and its impact on your everyday spending. She will also break down the latest on interest rates and offer insightful predictions on what these economic shifts mean for your investments and financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Volatility and Your Portfolio with Keith Gangl]]>
                </title>
                                <description>
                                            <![CDATA[To figure out what is happening with the market and what you should be doing with your finances, we talk to senior portfolio manager for Gradient Investments, Keith Gangl.]]>
                                    </description>
                <pubDate>Sat, 03 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8314</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/gKlXrjsw2uZrj2WaFx8dYmNJHIVg4szYstVSH5jF.mp3"  length="45754016"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[To figure out what is happening with the market and what you should be doing with your finances, we talk to senior portfolio manager for Gradient Investments, Keith Gangl.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[To figure out what is happening with the market and what you should be doing with your finances, we talk to senior portfolio manager for Gradient Investments, Keith Gangl.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t make these 401(k) mistakes]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                                    </description>
                <pubDate>Sat, 26 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8284</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/D2ZnM82YTfGZyaT4rHtJAxE3VrWrOjlx2Id2qime.mp3"  length="40477280"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 26 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, retirees should keep investing]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                                    </description>
                <pubDate>Sat, 19 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8258</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/9dYIlqSPeLYJ66YR9eED36WASlwjgzkY9Mxk2inI.mp3"  length="40225568"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Special Report Tariffs and Volatility]]>
                </title>
                                <description>
                                            <![CDATA[In this special report episode, we delve into the immediate market reactions and the broader economic implications of the newly implemented tariffs. Our experts analyze the resulting volatility across different sectors and asset classes, providing insights into potential winners and losers in this evolving trade landscape. We also discuss strategies investors can consider to navigate the uncertainty and manage risk during this period of tariff-induced market fluctuations.]]>
                                    </description>
                <pubDate>Sat, 12 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8228</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/2ZV8prLf7gkR7zCRq2SXN48yaXiUgdF7TspJ7dD7.mp3"  length="44220128"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this special report episode, we delve into the immediate market reactions and the broader economic implications of the newly implemented tariffs. Our experts analyze the resulting volatility across different sectors and asset classes, providing insights into potential winners and losers in this evolving trade landscape. We also discuss strategies investors can consider to navigate the uncertainty and manage risk during this period of tariff-induced market fluctuations.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 12 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this special report episode, we delve into the immediate market reactions and the broader economic implications of the newly implemented tariffs. Our experts analyze the resulting volatility across different sectors and asset classes, providing insights into potential winners and losers in this evolving trade landscape. We also discuss strategies investors can consider to navigate the uncertainty and manage risk during this period of tariff-induced market fluctuations.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Precision Medicine with Special Guest Dr. Eugene Muro]]>
                </title>
                                <description>
                                            <![CDATA[Brad welcomes special guest and wellness expert Dr. Eugene Muro, to talk about health, wealth, and preventive care.]]>
                                    </description>
                <pubDate>Sat, 05 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8191</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250405-206020-Cooper.mp3"  length="43218464"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Brad welcomes special guest and wellness expert Dr. Eugene Muro, to talk about health, wealth, and preventive care.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Brad welcomes special guest and wellness expert Dr. Eugene Muro, to talk about health, wealth, and preventive care.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Be Proactive with Your Estate Planning with CJ Eagar]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, Brad talks to estate planning attorney CJ Eagar demystifies the often-avoided topic of proactive estate planning. Learn why waiting until a crisis is too late and discover actionable steps to protect your assets and ensure your family&#039;s future. Eagar provides expert insights on wills, trusts, and how to navigate the complexities of inheritance, empowering listeners to take control of their legacy.]]>
                                    </description>
                <pubDate>Sat, 29 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8156</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250329-206019-Cooper.mp3"  length="44716064"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, Brad talks to estate planning attorney CJ Eagar demystifies the often-avoided topic of proactive estate planning. Learn why waiting until a crisis is too late and discover actionable steps to protect your assets and ensure your family&#039;s future. Eagar provides expert insights on wills, trusts, and how to navigate the complexities of inheritance, empowering listeners to take control of their legacy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 29 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, Brad talks to estate planning attorney CJ Eagar demystifies the often-avoided topic of proactive estate planning. Learn why waiting until a crisis is too late and discover actionable steps to protect your assets and ensure your family&#039;s future. Eagar provides expert insights on wills, trusts, and how to navigate the complexities of inheritance, empowering listeners to take control of their legacy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement: How do you know if you’re ready?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                                    </description>
                <pubDate>Sat, 22 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8128</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250322-3460-Cooper.mp3"  length="33625760"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Markets, Tariffs, and Your Finances]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we dissect the latest market volatility, exploring how rising tariffs and trade tensions directly impact your investment portfolio. We&#039;ll break down complex economic jargon into actionable insights, providing strategies to navigate uncertainty and protect your financial future. Tune in to understand the ripple effects of global trade on your personal finances.]]>
                                    </description>
                <pubDate>Sat, 15 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8090</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250315-206018-Cooper.mp3"  length="33813536"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we dissect the latest market volatility, exploring how rising tariffs and trade tensions directly impact your investment portfolio. We&#039;ll break down complex economic jargon into actionable insights, providing strategies to navigate uncertainty and protect your financial future. Tune in to understand the ripple effects of global trade on your personal finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we dissect the latest market volatility, exploring how rising tariffs and trade tensions directly impact your investment portfolio. We&#039;ll break down complex economic jargon into actionable insights, providing strategies to navigate uncertainty and protect your financial future. Tune in to understand the ripple effects of global trade on your personal finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security Fairness Act 101]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements.]]>
                                    </description>
                <pubDate>Sat, 08 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8057</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250308-3458-Cooper.mp3"  length="38957216"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tariffs and the Future]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.]]>
                                    </description>
                <pubDate>Sat, 22 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7996</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250222-3454-Cooper.mp3"  length="37091552"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement is About the Details]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps.]]>
                                    </description>
                <pubDate>Sat, 15 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7979</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250215-3453-Cooper.mp3"  length="41568224"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tax Planning for 2025 with Rick Black]]>
                </title>
                                <description>
                                            <![CDATA[Don&#039;t wait until the last minute to think about your taxes! This week, we sit down with tax expert Rick Black to discuss everything you need to know about tax planning for 2025. From deductions and credits to strategies for minimizing your tax burden, Rick shares his insights and advice to help you get ahead of the game. Tune in to learn how to make the most of your money and prepare for the upcoming tax season.]]>
                                    </description>
                <pubDate>Sat, 08 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7951</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250208-206017-Cooper.mp3"  length="43234016"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Don&#039;t wait until the last minute to think about your taxes! This week, we sit down with tax expert Rick Black to discuss everything you need to know about tax planning for 2025. From deductions and credits to strategies for minimizing your tax burden, Rick shares his insights and advice to help you get ahead of the game. Tune in to learn how to make the most of your money and prepare for the upcoming tax season.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Don&#039;t wait until the last minute to think about your taxes! This week, we sit down with tax expert Rick Black to discuss everything you need to know about tax planning for 2025. From deductions and credits to strategies for minimizing your tax burden, Rick shares his insights and advice to help you get ahead of the game. Tune in to learn how to make the most of your money and prepare for the upcoming tax season.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Estate Planning 2025, What You Need Need Know]]>
                </title>
                                <description>
                                            <![CDATA[Estate planning isn&#039;t just for the wealthy; it&#039;s a crucial step for everyone, and the rules are constantly evolving.  In this episode we break down the latest changes and must-know strategies for 2025, helping you protect your assets and ensure your wishes are honored.  Join us as we discuss everything from wills and trusts to digital asset management and tax implications, providing you with the knowledge you need to secure your financial future.]]>
                                    </description>
                <pubDate>Sat, 01 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7916</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250201-206016-Cooper.mp3"  length="43345184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Estate planning isn&#039;t just for the wealthy; it&#039;s a crucial step for everyone, and the rules are constantly evolving.  In this episode we break down the latest changes and must-know strategies for 2025, helping you protect your assets and ensure your wishes are honored.  Join us as we discuss everything from wills and trusts to digital asset management and tax implications, providing you with the knowledge you need to secure your financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Estate planning isn&#039;t just for the wealthy; it&#039;s a crucial step for everyone, and the rules are constantly evolving.  In this episode we break down the latest changes and must-know strategies for 2025, helping you protect your assets and ensure your wishes are honored.  Join us as we discuss everything from wills and trusts to digital asset management and tax implications, providing you with the knowledge you need to secure your financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Need to Know about Taxes and Retirement Before the Inauguration]]>
                </title>
                                <description>
                                            <![CDATA[The presidential inauguration is fast approaching, and with it comes potential changes to tax laws and retirement policies. In this episode, Brad welcomes special guest Becky Ruby Swansburg, the CEO of Stonewood Financial and the nation&#039;s leading expert on Legislative Risk in retirement.  break down the key tax implications for retirees and pre-retirees, including potential adjustments to income tax brackets, capital gains taxes, and retirement account contributions. We&#039;ll also discuss how these potential changes could impact your retirement planning strategy and offer actionable advice on how to prepare for the upcoming transition.]]>
                                    </description>
                <pubDate>Sat, 21 Dec 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7814</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241221-206015-Cooper.mp3"  length="47061536"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[The presidential inauguration is fast approaching, and with it comes potential changes to tax laws and retirement policies. In this episode, Brad welcomes special guest Becky Ruby Swansburg, the CEO of Stonewood Financial and the nation&#039;s leading expert on Legislative Risk in retirement.  break down the key tax implications for retirees and pre-retirees, including potential adjustments to income tax brackets, capital gains taxes, and retirement account contributions. We&#039;ll also discuss how these potential changes could impact your retirement planning strategy and offer actionable advice on how to prepare for the upcoming transition.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Dec 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[The presidential inauguration is fast approaching, and with it comes potential changes to tax laws and retirement policies. In this episode, Brad welcomes special guest Becky Ruby Swansburg, the CEO of Stonewood Financial and the nation&#039;s leading expert on Legislative Risk in retirement.  break down the key tax implications for retirees and pre-retirees, including potential adjustments to income tax brackets, capital gains taxes, and retirement account contributions. We&#039;ll also discuss how these potential changes could impact your retirement planning strategy and offer actionable advice on how to prepare for the upcoming transition.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Add These to Your Anti-Bucket List]]>
                </title>
                                <description>
                                            <![CDATA[On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list and will also look at some of the things that often get overlooked during retirement planning.]]>
                                    </description>
                <pubDate>Sat, 14 Dec 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7781</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241214-3446-Cooper.mp3"  length="42232928"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list and will also look at some of the things that often get overlooked during retirement planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Dec 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list and will also look at some of the things that often get overlooked during retirement planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Rollover or Stay Put?]]>
                </title>
                                <description>
                                            <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                                    </description>
                <pubDate>Sat, 07 Dec 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7761</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241207-3435-Cooper.mp3"  length="39595424"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Dec 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Markets and Finances with Keith Gangl]]>
                </title>
                                <description>
                                            <![CDATA[Tune in as we sit down with Keith Gangl, a seasoned portfolio manager at Gradient Investments. We dive deep into the current market landscape, exploring key trends, potential risks, and investment opportunities. Gain valuable insights from Keith&#039;s expert perspective on navigating today&#039;s complex financial environment.]]>
                                    </description>
                <pubDate>Sat, 30 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7738</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241130-206014-Cooper.mp3"  length="42571040"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Tune in as we sit down with Keith Gangl, a seasoned portfolio manager at Gradient Investments. We dive deep into the current market landscape, exploring key trends, potential risks, and investment opportunities. Gain valuable insights from Keith&#039;s expert perspective on navigating today&#039;s complex financial environment.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Tune in as we sit down with Keith Gangl, a seasoned portfolio manager at Gradient Investments. We dive deep into the current market landscape, exploring key trends, potential risks, and investment opportunities. Gain valuable insights from Keith&#039;s expert perspective on navigating today&#039;s complex financial environment.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Interview with Ed Slott - Taxes and Retirement Accounts]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we sit down with renowned tax expert Ed Slott to delve into the complex world of taxes and retirement accounts. We&#039;ll explore strategies to minimize your tax burden, optimize your retirement savings, and make informed decisions about withdrawals and rollovers. Whether you&#039;re a seasoned investor or just starting out, this episode offers valuable insights to help you secure your financial future.]]>
                                    </description>
                <pubDate>Sat, 16 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7685</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241116-206013-Cooper.mp3"  length="47920928"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we sit down with renowned tax expert Ed Slott to delve into the complex world of taxes and retirement accounts. We&#039;ll explore strategies to minimize your tax burden, optimize your retirement savings, and make informed decisions about withdrawals and rollovers. Whether you&#039;re a seasoned investor or just starting out, this episode offers valuable insights to help you secure your financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we sit down with renowned tax expert Ed Slott to delve into the complex world of taxes and retirement accounts. We&#039;ll explore strategies to minimize your tax burden, optimize your retirement savings, and make informed decisions about withdrawals and rollovers. Whether you&#039;re a seasoned investor or just starting out, this episode offers valuable insights to help you secure your financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What does the Fed’s rate cut mean for you?]]>
                </title>
                                <description>
                                            <![CDATA[During this program, we’re going to discuss what the recent news of a Fed rate cut means for the average American.]]>
                                    </description>
                <pubDate>Sat, 09 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7662</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241109-3441-Cooper.mp3"  length="39339680"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this program, we’re going to discuss what the recent news of a Fed rate cut means for the average American.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this program, we’re going to discuss what the recent news of a Fed rate cut means for the average American.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security will see modest COLA rise in 2025]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                                    </description>
                <pubDate>Sat, 02 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7637</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241102-3440-Cooper.mp3"  length="43126880"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Preserve Your Retirement Savings]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.]]>
                                    </description>
                <pubDate>Sat, 26 Oct 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7611</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241026-3439-Cooper.mp3"  length="33551456"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 26 Oct 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Overcoming Financial Fears for Retirement]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we delve into the common financial fears that often hinder retirement planning. Join us as we discuss strategies to overcome these anxieties, build a solid retirement plan, and achieve financial freedom. We&#039;ll explore practical tips and real-life examples to help you confidently navigate your retirement journey.]]>
                                    </description>
                <pubDate>Sat, 19 Oct 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7593</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241019-206012-Cooper.mp3"  length="43932128"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we delve into the common financial fears that often hinder retirement planning. Join us as we discuss strategies to overcome these anxieties, build a solid retirement plan, and achieve financial freedom. We&#039;ll explore practical tips and real-life examples to help you confidently navigate your retirement journey.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Oct 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we delve into the common financial fears that often hinder retirement planning. Join us as we discuss strategies to overcome these anxieties, build a solid retirement plan, and achieve financial freedom. We&#039;ll explore practical tips and real-life examples to help you confidently navigate your retirement journey.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Should I go back to work?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll analyze the concept of un-retirement and what it could mean for your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 12 Oct 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7568</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241012-3438-Cooper.mp3"  length="37885280"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll analyze the concept of un-retirement and what it could mean for your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 12 Oct 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll analyze the concept of un-retirement and what it could mean for your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What’s scarier, death or retirement?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to look at why many Americans may be afraid of retirement and strategies you can use to help avoid that fear.]]>
                                    </description>
                <pubDate>Sat, 05 Oct 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7550</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241005-3436-Cooper.mp3"  length="43294496"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to look at why many Americans may be afraid of retirement and strategies you can use to help avoid that fear.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Oct 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to look at why many Americans may be afraid of retirement and strategies you can use to help avoid that fear.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Markets and the Economy with Jeremy Bryan]]>
                </title>
                                <description>
                                            <![CDATA[Join us for a deep dive into the current state of the markets and economy with Gradient Investments Senior Portfolio Manager Jeremy Bryan. Jeremy shares his insights on recent market trends, economic indicators, and potential investment opportunities. Don&#039;t miss this informative episode that will help you navigate the complexities of today&#039;s financial landscape.]]>
                                    </description>
                <pubDate>Sat, 28 Sep 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7528</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240928-206011-Cooper.mp3"  length="48228512"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Join us for a deep dive into the current state of the markets and economy with Gradient Investments Senior Portfolio Manager Jeremy Bryan. Jeremy shares his insights on recent market trends, economic indicators, and potential investment opportunities. Don&#039;t miss this informative episode that will help you navigate the complexities of today&#039;s financial landscape.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Sep 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Join us for a deep dive into the current state of the markets and economy with Gradient Investments Senior Portfolio Manager Jeremy Bryan. Jeremy shares his insights on recent market trends, economic indicators, and potential investment opportunities. Don&#039;t miss this informative episode that will help you navigate the complexities of today&#039;s financial landscape.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Year-End Financial To-Do List]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we&#039;ll dive into the essential financial tasks you need to complete before the end of the year. From tax planning and investment strategies to retirement contributions and charitable giving, we&#039;ll provide actionable tips to help you maximize your financial health. Join us to ensure you&#039;re on track to meet your financial goals.]]>
                                    </description>
                <pubDate>Sat, 21 Sep 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7497</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240921-3434-Cooper.mp3"  length="42898784"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we&#039;ll dive into the essential financial tasks you need to complete before the end of the year. From tax planning and investment strategies to retirement contributions and charitable giving, we&#039;ll provide actionable tips to help you maximize your financial health. Join us to ensure you&#039;re on track to meet your financial goals.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Sep 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we&#039;ll dive into the essential financial tasks you need to complete before the end of the year. From tax planning and investment strategies to retirement contributions and charitable giving, we&#039;ll provide actionable tips to help you maximize your financial health. Join us to ensure you&#039;re on track to meet your financial goals.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Avoiding Retirement Regrets]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we talk about financial mistakes that can derail your retirement dreams. Discover how to avoid costly pitfalls like overspending, not saving enough, or investing unwisely. Join us as we provide actionable tips and strategies to ensure a comfortable and fulfilling retirement.]]>
                                    </description>
                <pubDate>Sat, 14 Sep 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7475</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240914-206010-Cooper.mp3"  length="43372256"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we talk about financial mistakes that can derail your retirement dreams. Discover how to avoid costly pitfalls like overspending, not saving enough, or investing unwisely. Join us as we provide actionable tips and strategies to ensure a comfortable and fulfilling retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Sep 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we talk about financial mistakes that can derail your retirement dreams. Discover how to avoid costly pitfalls like overspending, not saving enough, or investing unwisely. Join us as we provide actionable tips and strategies to ensure a comfortable and fulfilling retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Preparing Your Finances for Fall]]>
                </title>
                                <description>
                                            <![CDATA[As the leaves change and the air cools, it&#039;s time to give your finances a seasonal refresh. In this episode, we&#039;ll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]>
                                    </description>
                <pubDate>Sat, 31 Aug 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7421</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240831-3433-Cooper.mp3"  length="35799584"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[As the leaves change and the air cools, it&#039;s time to give your finances a seasonal refresh. In this episode, we&#039;ll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 Aug 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[As the leaves change and the air cools, it&#039;s time to give your finances a seasonal refresh. In this episode, we&#039;ll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don&#039;t End Up with These Retirement Regrets]]>
                </title>
                                <description>
                                            <![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]>
                                    </description>
                <pubDate>Sat, 24 Aug 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7400</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240824-3432-Cooper.mp3"  length="32060298"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Aug 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Targeting Age 95]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement.]]>
                                    </description>
                <pubDate>Sat, 17 Aug 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7373</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240817-3430-Cooper.mp3"  length="41925344"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Aug 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Retirement Checklist]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to highlight the steps you should take each year as part of your 10-year retirement checklist.]]>
                                    </description>
                <pubDate>Sat, 10 Aug 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7345</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240810-3426-Cooper.mp3"  length="43236320"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to highlight the steps you should take each year as part of your 10-year retirement checklist.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Aug 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to highlight the steps you should take each year as part of your 10-year retirement checklist.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Retirement Magic Number]]>
                </title>
                                <description>
                                            <![CDATA[On this show, we’ll discuss retirement magic numbers and what it would mean to have two million dollars and five hundred thousand dollars saved for retirement.]]>
                                    </description>
                <pubDate>Sat, 27 Jul 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7303</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240727-3428-Cooper.mp3"  length="41071712"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this show, we’ll discuss retirement magic numbers and what it would mean to have two million dollars and five hundred thousand dollars saved for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Jul 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this show, we’ll discuss retirement magic numbers and what it would mean to have two million dollars and five hundred thousand dollars saved for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Much Do I Really Need To Retire?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]>
                                    </description>
                <pubDate>Sat, 13 Jul 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7256</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240713-3385-Cooper.mp3"  length="40800992"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Jul 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Taxes may rise soon, here’s what to do…]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                                    </description>
                <pubDate>Sat, 06 Jul 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7235</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240706-3425-Cooper.mp3"  length="41443232"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Jul 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Balancing Finances and Fulfillment]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll highlight creating a retirement plan that balances finances and fulfillment.]]>
                                    </description>
                <pubDate>Sat, 29 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7217</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240629-3424-Cooper.mp3"  length="42654168"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll highlight creating a retirement plan that balances finances and fulfillment.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 29 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll highlight creating a retirement plan that balances finances and fulfillment.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t Miss These Financial Steps!]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]>
                                    </description>
                <pubDate>Sat, 22 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7193</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240622-3421-Cooper.mp3"  length="42610208"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Core Select Market Update with Keith Gangl]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we talk to Keith Gangl, portfolio manager for Gradient Investments about their Core Select portfolio and get an update on the market.]]>
                                    </description>
                <pubDate>Sat, 15 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7169</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240615-206009-Cooper.mp3"  length="42757664"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we talk to Keith Gangl, portfolio manager for Gradient Investments about their Core Select portfolio and get an update on the market.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we talk to Keith Gangl, portfolio manager for Gradient Investments about their Core Select portfolio and get an update on the market.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[It’s Time To Get Out Of Debt]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll highlight some of the things you can do to get out of debt, especially when preparing for retirement.]]>
                                    </description>
                <pubDate>Sat, 25 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7104</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240525-3418-Cooper.mp3"  length="41741600"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll highlight some of the things you can do to get out of debt, especially when preparing for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll highlight some of the things you can do to get out of debt, especially when preparing for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Expenses Are Waiting. Are You Ready?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]>
                                    </description>
                <pubDate>Sat, 18 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7075</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240518-3417-Cooper.mp3"  length="41839414"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Digital Discovery Portfolio]]>
                </title>
                                <description>
                                            <![CDATA[This week&#039;s episode is a deep dive into the digital discovery portfolio with host Jose Rodriguez and special guest Tyler Ellegard, porfolio manager at Gradient Investments. They look at it&#039;s amazing success last year and where it&#039;s headed.]]>
                                    </description>
                <pubDate>Sun, 12 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7070</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240512-206008-Cooper.mp3"  length="43012832"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This week&#039;s episode is a deep dive into the digital discovery portfolio with host Jose Rodriguez and special guest Tyler Ellegard, porfolio manager at Gradient Investments. They look at it&#039;s amazing success last year and where it&#039;s headed.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 12 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This week&#039;s episode is a deep dive into the digital discovery portfolio with host Jose Rodriguez and special guest Tyler Ellegard, porfolio manager at Gradient Investments. They look at it&#039;s amazing success last year and where it&#039;s headed.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Silver Tsunami]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                                    </description>
                <pubDate>Sun, 05 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7041</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240505-3416-Cooper.mp3"  length="42146528"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 05 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What To Do If You’re Named An Executor]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]>
                                    </description>
                <pubDate>Sun, 28 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7016</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240428-3415-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 28 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Saving for Retirement in Three Age Brackets]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we’ll consider tips for saving for retirement in three age brackets: ages 25–34, ages 35–44, and ages 45–54.]]>
                                    </description>
                <pubDate>Sun, 21 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6990</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240421-3414-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we’ll consider tips for saving for retirement in three age brackets: ages 25–34, ages 35–44, and ages 45–54.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 21 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we’ll consider tips for saving for retirement in three age brackets: ages 25–34, ages 35–44, and ages 45–54.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Frequently Asked Questions about Medicare with Leah Kari]]>
                </title>
                                <description>
                                            <![CDATA[Confused about Medicare? You&#039;re not alone! Anthony welcomes special guest and Medicare specialist Leah Kari to answer your most burning questions about eligibility, enrollment, costs, and different plan options.  She breaks down Medicare Part A, Part B, Advantage Plans, and Medigap to help you make informed decisions about your healthcare coverage.]]>
                                    </description>
                <pubDate>Sun, 14 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6963</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240414-206007-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Confused about Medicare? You&#039;re not alone! Anthony welcomes special guest and Medicare specialist Leah Kari to answer your most burning questions about eligibility, enrollment, costs, and different plan options.  She breaks down Medicare Part A, Part B, Advantage Plans, and Medigap to help you make informed decisions about your healthcare coverage.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 14 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Confused about Medicare? You&#039;re not alone! Anthony welcomes special guest and Medicare specialist Leah Kari to answer your most burning questions about eligibility, enrollment, costs, and different plan options.  She breaks down Medicare Part A, Part B, Advantage Plans, and Medigap to help you make informed decisions about your healthcare coverage.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Taxes and Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we uncover how your retirement income is taxed, explore strategies to minimize your tax burden, and ensure you keep more of your hard-earned money during your golden years.]]>
                                    </description>
                <pubDate>Sun, 07 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6941</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240407-3413-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we uncover how your retirement income is taxed, explore strategies to minimize your tax burden, and ensure you keep more of your hard-earned money during your golden years.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 07 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we uncover how your retirement income is taxed, explore strategies to minimize your tax burden, and ensure you keep more of your hard-earned money during your golden years.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The 3 Essential Phases of Retirement Planning]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss retirement steps to take when you’re 10 years, five years, and one year from retirement.]]>
                                    </description>
                <pubDate>Sun, 31 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6914</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240331-3412-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss retirement steps to take when you’re 10 years, five years, and one year from retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 31 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss retirement steps to take when you’re 10 years, five years, and one year from retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Get Ready For Rainy Days]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                                    </description>
                <pubDate>Sun, 24 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6888</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240324-3410-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 24 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the New Generation Retirement System Can Do For You]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                                    </description>
                <pubDate>Sun, 17 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6869</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240317-3408-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 17 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Preparing for RMDs]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]>
                                    </description>
                <pubDate>Sun, 10 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6844</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240310-3409-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 10 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Four Retirement Chapters]]>
                </title>
                                <description>
                                            <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                                    </description>
                <pubDate>Sun, 03 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6813</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240303-3399-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 03 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Flexible Protection for a Healthy Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]>
                                    </description>
                <pubDate>Sun, 25 Feb 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6791</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240225-3407-Cooper.mp3"  length="38925427"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 25 Feb 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What The 2024 Election Means for Your Finances]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                                    </description>
                <pubDate>Sun, 18 Feb 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6770</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240218-3406-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 18 Feb 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Estate Planning with CJ Eagar from Copper Canyon Law]]>
                </title>
                                <description>
                                            <![CDATA[Feeling overwhelmed by the thought of estate planning? Don&#039;t sweat it! This episode breaks down the essential documents, strategies, and considerations - from wills and trusts to beneficiary designations and navigating family dynamics. Tune in and take control of your financial legacy, leaving peace of mind for yourself and your loved ones.]]>
                                    </description>
                <pubDate>Sun, 04 Feb 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6722</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240204-206006-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Feeling overwhelmed by the thought of estate planning? Don&#039;t sweat it! This episode breaks down the essential documents, strategies, and considerations - from wills and trusts to beneficiary designations and navigating family dynamics. Tune in and take control of your financial legacy, leaving peace of mind for yourself and your loved ones.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 04 Feb 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Feeling overwhelmed by the thought of estate planning? Don&#039;t sweat it! This episode breaks down the essential documents, strategies, and considerations - from wills and trusts to beneficiary designations and navigating family dynamics. Tune in and take control of your financial legacy, leaving peace of mind for yourself and your loved ones.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Harnessing The Power Of Social Security]]>
                </title>
                                <description>
                                            <![CDATA[Unlock the secrets of your Social Security: &quot;Harnessing The Power Of Social Security&quot; dives deep into America&#039;s retirement safety net, revealing strategies to maximize your benefits, navigate claiming options, and secure your golden years.]]>
                                    </description>
                <pubDate>Sun, 28 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6697</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240128-3402-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Unlock the secrets of your Social Security: &quot;Harnessing The Power Of Social Security&quot; dives deep into America&#039;s retirement safety net, revealing strategies to maximize your benefits, navigate claiming options, and secure your golden years.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 28 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Unlock the secrets of your Social Security: &quot;Harnessing The Power Of Social Security&quot; dives deep into America&#039;s retirement safety net, revealing strategies to maximize your benefits, navigate claiming options, and secure your golden years.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Simple But Powerful Financial Steps]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we’ll discuss some simple but powerful financial steps you can take at ages 50 and 65.]]>
                                    </description>
                <pubDate>Sun, 21 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6673</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240121-3401-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we’ll discuss some simple but powerful financial steps you can take at ages 50 and 65.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 21 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we’ll discuss some simple but powerful financial steps you can take at ages 50 and 65.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Sensible Strategies For Retirement Account Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                                    </description>
                <pubDate>Sun, 14 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6653</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240114-3400-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 14 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Women’s Retirement Planning Needs]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine and discuss retirement steps that are unique to women.]]>
                                    </description>
                <pubDate>Sun, 24 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6588</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231224-3398-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine and discuss retirement steps that are unique to women.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 24 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine and discuss retirement steps that are unique to women.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The 2024 Retirement Picture]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                                    </description>
                <pubDate>Sun, 10 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6539</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231210-3397-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 10 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Year End Financial Tune Up]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine some potential end of year financial to do’s.]]>
                                    </description>
                <pubDate>Sun, 03 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6513</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231203-3396-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine some potential end of year financial to do’s.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 03 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine some potential end of year financial to do’s.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Planning At Different Ages]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety about finances, as well as retirement preparation at different ages.]]>
                                    </description>
                <pubDate>Sun, 26 Nov 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6487</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231126-3395-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety about finances, as well as retirement preparation at different ages.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 26 Nov 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety about finances, as well as retirement preparation at different ages.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[RMD&#039;s and Tax Free Options]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we&#039;ll discuss required minimum distributions (RMDs) and explore tax-free options to help you minimize your tax burden in retirement. We&#039;ll cover the basics of RMDs, when they start, and how they&#039;re calculated. We&#039;ll also discuss qualified charitable distributions (QCDs), a strategy that allows you to directly transfer funds from your IRA to qualified charities without having to pay taxes on the distribution. Finally, we&#039;ll touch on Roth conversions, a strategy that can help you convert your traditional IRA into a Roth IRA and avoid RMDs altogether.]]>
                                    </description>
                <pubDate>Sun, 19 Nov 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6472</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231119-206005-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we&#039;ll discuss required minimum distributions (RMDs) and explore tax-free options to help you minimize your tax burden in retirement. We&#039;ll cover the basics of RMDs, when they start, and how they&#039;re calculated. We&#039;ll also discuss qualified charitable distributions (QCDs), a strategy that allows you to directly transfer funds from your IRA to qualified charities without having to pay taxes on the distribution. Finally, we&#039;ll touch on Roth conversions, a strategy that can help you convert your traditional IRA into a Roth IRA and avoid RMDs altogether.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 19 Nov 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we&#039;ll discuss required minimum distributions (RMDs) and explore tax-free options to help you minimize your tax burden in retirement. We&#039;ll cover the basics of RMDs, when they start, and how they&#039;re calculated. We&#039;ll also discuss qualified charitable distributions (QCDs), a strategy that allows you to directly transfer funds from your IRA to qualified charities without having to pay taxes on the distribution. Finally, we&#039;ll touch on Roth conversions, a strategy that can help you convert your traditional IRA into a Roth IRA and avoid RMDs altogether.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Market Update with special Guest Mike Binger]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Brad welcomes special guest Mike Binger, president of Gradient Investments, to talk about the markets and where we may be headed.]]>
                                    </description>
                <pubDate>Sun, 12 Nov 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6445</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231112-206004-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Brad welcomes special guest Mike Binger, president of Gradient Investments, to talk about the markets and where we may be headed.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 12 Nov 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Brad welcomes special guest Mike Binger, president of Gradient Investments, to talk about the markets and where we may be headed.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Year-End Tax and Strategy Steps]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]>
                                    </description>
                <pubDate>Sun, 05 Nov 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6422</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231105-3392-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 05 Nov 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial Strategy Steps for Fall]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we discuss Medicare open enrollment and Estate Planning Awareness Week.]]>
                                    </description>
                <pubDate>Sun, 29 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6394</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231029-3384-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we discuss Medicare open enrollment and Estate Planning Awareness Week.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 29 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we discuss Medicare open enrollment and Estate Planning Awareness Week.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Ten Biggest Expenses in Retirement]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we discuss the 10 biggest expenses you will likely face in retirement and how to prepare for them now.]]>
                                    </description>
                <pubDate>Sun, 22 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5402</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231022-206003-Cooper.mp3"  length="38881184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we discuss the 10 biggest expenses you will likely face in retirement and how to prepare for them now.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 22 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we discuss the 10 biggest expenses you will likely face in retirement and how to prepare for them now.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tax Planning for Future Savings]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we talk about what you need to do to plan now in order to help minimize your tax burden in the future.]]>
                                    </description>
                <pubDate>Sun, 15 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5385</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231015-206002-Cooper.mp3"  length="40081568"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we talk about what you need to do to plan now in order to help minimize your tax burden in the future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 15 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we talk about what you need to do to plan now in order to help minimize your tax burden in the future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Holistic Financial Planning]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we discuss the importance of having the big picture when it comes to financial planning and how it can help your nest egg.]]>
                                    </description>
                <pubDate>Sun, 08 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5363</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231008-206001-Cooper.mp3"  length="40081568"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Brad Cooper and Jose Rodriguez osuna]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we discuss the importance of having the big picture when it comes to financial planning and how it can help your nest egg.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Brad Cooper</podcast:person>
                                    <podcast:person role="host" group="hosts">Jose Rodriguez osuna</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 08 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we discuss the importance of having the big picture when it comes to financial planning and how it can help your nest egg.]]>
                    </content:encoded>
                            </item>
            </channel>
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