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        <title>
            <![CDATA[Financially Earnest]]>
        </title>
        <link>https://retirewithearnest.com/</link>
        <description>
            <![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]>
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            <title>
                <![CDATA[Financially Earnest]]>
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            <link>https://retirewithearnest.com/</link>
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                    <itunes:author>
                <![CDATA[David Earnest and Lea Williams]]>
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            <itunes:name>
                <![CDATA[David Earnest and Lea Williams]]>
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            <itunes:email>radio@lusonmedia.com</itunes:email>
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            <![CDATA[David Earnest and Lea Williams]]>
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                    <item>
                <title>
                    <![CDATA[Is Your Family Financially Prepared for the Unexpected?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
                                    </description>
                <pubDate>Sat, 10 Oct 2026 00:00:00 +0000</pubDate>
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                <itunes:author>
                    <![CDATA[David Earnest and Lea Williams]]>
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                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
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                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">David Earnest</podcast:person>
                                    <podcast:person role="host" group="hosts">Lea Williams</podcast:person>
                                
                
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                <dc:date>Sat, 10 Oct 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
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                            </item>
                    <item>
                <title>
                    <![CDATA[Wealth Lessons from Dolly Parton]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore what Dolly Parton&#039;s life and words could teach us about building both financial wealth and “wisdom wealth.”]]>
                                    </description>
                <pubDate>Sat, 19 Sep 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-11122</guid>

                
                
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                <itunes:author>
                    <![CDATA[David Earnest and Lea Williams]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore what Dolly Parton&#039;s life and words could teach us about building both financial wealth and “wisdom wealth.”]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">David Earnest</podcast:person>
                                    <podcast:person role="host" group="hosts">Lea Williams</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Sep 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore what Dolly Parton&#039;s life and words could teach us about building both financial wealth and “wisdom wealth.”]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[10 Ways to Generate Retirement Income]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll cover 10 strategies retirees could consider for generating income in retirement, along with the benefits and drawbacks of each.]]>
                                    </description>
                <pubDate>Sat, 05 Sep 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-11043</guid>

                
                
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                <itunes:author>
                    <![CDATA[David Earnest and Lea Williams]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll cover 10 strategies retirees could consider for generating income in retirement, along with the benefits and drawbacks of each.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">David Earnest</podcast:person>
                                    <podcast:person role="host" group="hosts">Lea Williams</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Sep 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll cover 10 strategies retirees could consider for generating income in retirement, along with the benefits and drawbacks of each.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Manage a Windfall]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll cover nine ways to thoughtfully handle a sudden windfall.]]>
                                    </description>
                <pubDate>Sat, 22 Aug 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10997</guid>

                
                
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                <itunes:author>
                    <![CDATA[David Earnest and Lea Williams]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll cover nine ways to thoughtfully handle a sudden windfall.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">David Earnest</podcast:person>
                                    <podcast:person role="host" group="hosts">Lea Williams</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Aug 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll cover nine ways to thoughtfully handle a sudden windfall.]]>
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                            </item>
                    <item>
                <title>
                    <![CDATA[Signs That You’re Ready to Retire]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll cover seven data-driven signs that could indicate someone is ready to retire, even if it doesn&#039;t feel that way yet.]]>
                                    </description>
                <pubDate>Sat, 15 Aug 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10943</guid>

                
                
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                <itunes:author>
                    <![CDATA[David Earnest and Lea Williams]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll cover seven data-driven signs that could indicate someone is ready to retire, even if it doesn&#039;t feel that way yet.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">David Earnest</podcast:person>
                                    <podcast:person role="host" group="hosts">Lea Williams</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Aug 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll cover seven data-driven signs that could indicate someone is ready to retire, even if it doesn&#039;t feel that way yet.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Investment Behaviors That Can Hurt Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                                    </description>
                <pubDate>Sat, 08 Aug 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10909</guid>

                
                
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                <itunes:author>
                    <![CDATA[David Earnest and Lea Williams]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">David Earnest</podcast:person>
                                    <podcast:person role="host" group="hosts">Lea Williams</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Aug 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[13 Habits for a Successful Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </description>
                <pubDate>Sat, 01 Aug 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10873</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/OyHllB5fZIf4sgu57LVdm7ZNdyF6GbM3pKarEU9H.mp3"  length="24710601"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[David Earnest and Lea Williams]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">David Earnest</podcast:person>
                                    <podcast:person role="host" group="hosts">Lea Williams</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Aug 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Five Pillars for Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </description>
                <pubDate>Sat, 25 Jul 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10812</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/1OYl4uPJ8fj5fLvhUd5PK6O9xNLlhk3NbBQWPTe7.mp3"  length="37583393"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[David Earnest and Lea Williams]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">David Earnest</podcast:person>
                                    <podcast:person role="host" group="hosts">Lea Williams</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Jul 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Episode 1: What Does it Mean to be Financially Earnest?]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we meet our host, Lea Williams-Waters, and talk about the importance of financial planning and education. Learn what you need to be doing to get a financial and retirement plan in place.]]>
                                    </description>
                <pubDate>Thu, 16 Jul 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10765</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/QgdwZYP7gEV9QSbG5LA4s0zVHu0ZsA7hBIiy9oTD.mp3"  length="28236361"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[David Earnest and Lea Williams]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we meet our host, Lea Williams-Waters, and talk about the importance of financial planning and education. Learn what you need to be doing to get a financial and retirement plan in place.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">David Earnest</podcast:person>
                                    <podcast:person role="host" group="hosts">Lea Williams</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Thu, 16 Jul 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we meet our host, Lea Williams-Waters, and talk about the importance of financial planning and education. Learn what you need to be doing to get a financial and retirement plan in place.]]>
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