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        <title>
            <![CDATA[Freedom Financial Podcast]]>
        </title>
        <link>https://www.ajffi.com</link>
        <description>
            <![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]>
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            <title>
                <![CDATA[Freedom Financial Podcast]]>
            </title>
            <link>https://www.ajffi.com</link>
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        <lastBuildDate>Fri, 04 Sep 2026 08:14:43 +0000</lastBuildDate>

        
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                    <itunes:author>
                <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
            </itunes:author>
                <itunes:owner>
            <itunes:name>
                <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
            </itunes:name>
            <itunes:email>radio@lusonmedia.com</itunes:email>
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        <itunes:category text="Business" />
        <itunes:explicit>no</itunes:explicit>

        
        <dc:creator>
            <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
        </dc:creator>

                    <item>
                <title>
                    <![CDATA[Guilt-Free Spending in Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll cover eight ways retirees may be able to spend their savings with more confidence and less guilt.]]>
                                    </description>
                <pubDate>Sat, 29 Aug 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-11016</guid>

                
                
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                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll cover eight ways retirees may be able to spend their savings with more confidence and less guilt.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 29 Aug 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll cover eight ways retirees may be able to spend their savings with more confidence and less guilt.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Signs That You’re Ready to Retire]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll cover seven data-driven signs that could indicate someone is ready to retire, even if it doesn&#039;t feel that way yet.]]>
                                    </description>
                <pubDate>Sat, 22 Aug 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10989</guid>

                
                
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                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll cover seven data-driven signs that could indicate someone is ready to retire, even if it doesn&#039;t feel that way yet.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Aug 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll cover seven data-driven signs that could indicate someone is ready to retire, even if it doesn&#039;t feel that way yet.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[10 Ways to Grow Your Assets in 2026]]>
                </title>
                                <description>
                                            <![CDATA[Today we walk through 10 practical strategies for growing your net worth in 2026.]]>
                                    </description>
                <pubDate>Sat, 15 Aug 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10944</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/D3lzDe7gQ6yUcEyOewAn1a0HosYVjynCtcrMKOwP.mp3"  length="17090005"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Today we walk through 10 practical strategies for growing your net worth in 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Aug 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Today we walk through 10 practical strategies for growing your net worth in 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Manage a Windfall]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll cover nine ways to thoughtfully handle a sudden windfall.]]>
                                    </description>
                <pubDate>Sat, 08 Aug 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10910</guid>

                
                
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                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll cover nine ways to thoughtfully handle a sudden windfall.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Aug 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll cover nine ways to thoughtfully handle a sudden windfall.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[10 Key Retirement Ages]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through the key age milestones that shape retirement planning.]]>
                                    </description>
                <pubDate>Sat, 01 Aug 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10874</guid>

                
                
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                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through the key age milestones that shape retirement planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Aug 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through the key age milestones that shape retirement planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[HSA Basics and Tax Implications]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll explore how health savings accounts can have a triple tax advantage.]]>
                                    </description>
                <pubDate>Sat, 25 Jul 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10813</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/eBeIuDnTRJCFXLR3x9EvsmoaE7MjM8TxN2k64cRc.mp3"  length="18732207"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll explore how health savings accounts can have a triple tax advantage.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Jul 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll explore how health savings accounts can have a triple tax advantage.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Habits for a Happy Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                                    </description>
                <pubDate>Sat, 18 Jul 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10766</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/uR5Pym3XkPY6PV2B3PP3vZ4yCclbql6LG5PMo2Oo.mp3"  length="19081435"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Jul 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Different Way to Budget]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                                    </description>
                <pubDate>Sat, 11 Jul 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10720</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/9GJ5e5twRdkKbKdHBy3fUb4dXMXJ9M8k6kwjfub7.mp3"  length="20256071"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Jul 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Investment Behaviors That Can Hurt Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                                    </description>
                <pubDate>Sat, 13 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10569</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/2869994vdH0o8a7lr8fcQ9PYdd13wmU0fQhWIEsM.mp3"  length="17972973"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Should Know About IRA Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </description>
                <pubDate>Sat, 23 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10467</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/jBsps6dd3TTVtTkZfnh1pinAxe0h6WTWx0aglwuK.mp3"  length="18294553"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is a Roth Conversion Right for You?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                                    </description>
                <pubDate>Sat, 16 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10409</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/0MiO3hwH8JGzQNZGI507OIcDRwyI2FeYLQsgHEft.mp3"  length="17031557"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Much Monthly Retirement Income is Enough?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                                    </description>
                <pubDate>Sat, 09 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10313</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/5Av5SWZerErGPnEKtV13TdGuTlVurPRa7euUMDXz.mp3"  length="18392817"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Power of Spousal Benefits]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]>
                                    </description>
                <pubDate>Sat, 02 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10276</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/KQMG2vPggmUK2KiM6b5egeJqX4RWEWZgiqPcOkUI.mp3"  length="17105629"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[13 Habits for a Successful Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </description>
                <pubDate>Sat, 18 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10176</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ubDEFlnXr6rf1wWWQ1FTWNjrbAGz27wefoUibT6Y.mp3"  length="17075533"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Long-Term Care Myths and Facts]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </description>
                <pubDate>Sat, 28 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10082</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/kBwQrfx4qWse4AeTuYqGHziKuN0wIIW1Dw3eKV7n.mp3"  length="21130081"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Managing Financial Risk During a Market Downturn]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                                    </description>
                <pubDate>Sat, 21 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10023</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/tT5g7ImDIGwjaexB69T9ytgYHhgqwkgmGyXHjLZR.mp3"  length="18685709"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Mitigating Longevity Risk]]>
                </title>
                                <description>
                                            <![CDATA[During this show we’ll discuss longevity risk and how you may be able to protect your financial strategy from it.]]>
                                    </description>
                <pubDate>Sat, 14 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10001</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/WZd4rFYT1WhwI1jabCQt5nxHfpC4zMXrZur2ST75.mp3"  length="12604645"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we’ll discuss longevity risk and how you may be able to protect your financial strategy from it.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we’ll discuss longevity risk and how you may be able to protect your financial strategy from it.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[9 strategies if you’re laid off right before retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at some steps you can take if you’re suddenly laid off from your job within five years of your preferred retirement date.]]>
                                    </description>
                <pubDate>Sat, 07 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9943</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/5fq8L82ITF8BS1GTaGb5wdoWklU4hYNFC8JHArfl.mp3"  length="17199571"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at some steps you can take if you’re suddenly laid off from your job within five years of your preferred retirement date.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at some steps you can take if you’re suddenly laid off from your job within five years of your preferred retirement date.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Emergency Fund 101]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                                    </description>
                <pubDate>Sat, 28 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9918</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/JXd5h1XhZmVdrp18WbiFmAbYDckp6i9bE3C9gOLl.mp3"  length="15448213"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retiring Early? Here’s What You Need To Know.]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </description>
                <pubDate>Sat, 21 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9853</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ehfs2Mel1xLVcHantcCeQnDPrDWxlNUXtqvlL2Ft.mp3"  length="21692223"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Add Fuel to Your 401(k) Balance]]>
                </title>
                                <description>
                                            <![CDATA[During this show, look at how you may be able to boost your 401(k) balance. We’ll also discuss IRAs.]]>
                                    </description>
                <pubDate>Sat, 14 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9782</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/95nZSAAPss9HFArSM20QDk1qVVGb8d5aUl4tkOwp.mp3"  length="13327955"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, look at how you may be able to boost your 401(k) balance. We’ll also discuss IRAs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, look at how you may be able to boost your 401(k) balance. We’ll also discuss IRAs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Gen X Retirement Strategies]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                                    </description>
                <pubDate>Sat, 07 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9737</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/q4HVrElbSLrKzqqWp761tE7JlyrZUv41yWfXwSO5.mp3"  length="19347499"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[2026 Retirement Strategies]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss what you need to know about catch-up and retirement strategies in 2026.]]>
                                    </description>
                <pubDate>Sat, 31 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9714</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/HDBrGtTLHoDEIqI66SQRNEPfqTKNIENEvxLckWfk.mp3"  length="16779863"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss what you need to know about catch-up and retirement strategies in 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss what you need to know about catch-up and retirement strategies in 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Getting Financially Ready for 2026]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </description>
                <pubDate>Sat, 24 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9651</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/KfYAvAYB7x7zh4wHJV5TPoGsIeGTxiQV1ORKLV4d.mp3"  length="18470019"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Great Wealth Transfer and You]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </description>
                <pubDate>Sat, 17 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9619</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/s0eaS8Q4sFAHUk272z4LhuzlqCXjLmFEhTwrIoTT.mp3"  length="17380399"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Joshua Fallenstein and Alexandra Richey]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Joshua Fallenstein</podcast:person>
                                    <podcast:person role="host" group="hosts">Alexandra Richey</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                    </content:encoded>
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