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    <channel>
        <title>
            <![CDATA[Live Long Retire Strong]]>
        </title>
        <link>https://www.dowlingretirement.com/</link>
        <description>
            <![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]>
        </description>
        <image>
            <url>https://financially-tuned.s3.us-east-2.amazonaws.com/public/LiveLongRetireStrong-final.jpg</url>
            <title>
                <![CDATA[Live Long Retire Strong]]>
            </title>
            <link>https://www.dowlingretirement.com/</link>
        </image>
        <language>en-us</language>
        
        
        <lastBuildDate>Sat, 24 Oct 2026 00:00:40 +0000</lastBuildDate>

        
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                    <itunes:author>
                <![CDATA[Karen Dowling]]>
            </itunes:author>
                <itunes:owner>
            <itunes:name>
                <![CDATA[Karen Dowling]]>
            </itunes:name>
            <itunes:email>radio@lusonmedia.com</itunes:email>
        </itunes:owner>
        <itunes:image href="https://financially-tuned.s3.us-east-2.amazonaws.com/public/LiveLongRetireStrong-final.jpg" />
        
        <itunes:category text="Business" />
        <itunes:explicit>no</itunes:explicit>

        
        <dc:creator>
            <![CDATA[Karen Dowling]]>
        </dc:creator>

                    <item>
                <title>
                    <![CDATA[10 Ways to Grow Your Assets in 2026]]>
                </title>
                                <description>
                                            <![CDATA[Today we walk through 10 practical strategies for growing your net worth in 2026.]]>
                                    </description>
                <pubDate>Sat, 25 Jul 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10811</guid>

                
                
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                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Today we walk through 10 practical strategies for growing your net worth in 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Jul 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Today we walk through 10 practical strategies for growing your net worth in 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Investment Behaviors That Can Hurt Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                                    </description>
                <pubDate>Sat, 11 Jul 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10719</guid>

                
                
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                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Jul 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is a Roth Conversion Right for You?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                                    </description>
                <pubDate>Sat, 13 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10568</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/zFCfphUtoDgnn63Gd5t3RyK7ROgZo3vqZCnIttNS.mp3"  length="39368000"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Should Know About IRA Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </description>
                <pubDate>Sat, 23 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10463</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/RIK1umZMpwd2IHoeAcTvskf7WP6J2rKNVKJaeL5Z.mp3"  length="38242178"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Spending With a Strategy]]>
                </title>
                                <description>
                                            <![CDATA[Stop reacting to your bank statement and start directing your dollars with intention. This episode explores how a robust retirement plan transforms &quot;spending&quot; into &quot;strategic distribution&quot; to ensure your lifestyle remains sustainable. Learn how to align your current purchases with your long-term vision so you can enjoy your money today without outliving it tomorrow.]]>
                                    </description>
                <pubDate>Sat, 16 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10427</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/6HCPh8qMH3myQIzjAUWqU4js8dS8u1LrYw0kiJQR.mp3"  length="29547058"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Stop reacting to your bank statement and start directing your dollars with intention. This episode explores how a robust retirement plan transforms &quot;spending&quot; into &quot;strategic distribution&quot; to ensure your lifestyle remains sustainable. Learn how to align your current purchases with your long-term vision so you can enjoy your money today without outliving it tomorrow.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Stop reacting to your bank statement and start directing your dollars with intention. This episode explores how a robust retirement plan transforms &quot;spending&quot; into &quot;strategic distribution&quot; to ensure your lifestyle remains sustainable. Learn how to align your current purchases with your long-term vision so you can enjoy your money today without outliving it tomorrow.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, You Can Spend During Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 02 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10282</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/kCm61t5wGHjtdqWbzAvmD38cVagtrMFfEYb32N67.mp3"  length="34181722"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Four-Step Guide to True Financial Freedom]]>
                </title>
                                <description>
                                            <![CDATA[Building on last week’s deep dive into the &quot;anti-budget&quot; philosophy, we explore how to automate your cash flow so your savings goals are met before you even see your paycheck. We break down the psychological shift from restrictive tracking to guilt-free spending, allowing you to focus on life rather than spreadsheets.]]>
                                    </description>
                <pubDate>Sat, 18 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10175</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/WGnnL4D1gCDkkysct4PdGRzOMNfqq3GyFJBo4P4S.mp3"  length="23917838"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Building on last week’s deep dive into the &quot;anti-budget&quot; philosophy, we explore how to automate your cash flow so your savings goals are met before you even see your paycheck. We break down the psychological shift from restrictive tracking to guilt-free spending, allowing you to focus on life rather than spreadsheets.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Building on last week’s deep dive into the &quot;anti-budget&quot; philosophy, we explore how to automate your cash flow so your savings goals are met before you even see your paycheck. We break down the psychological shift from restrictive tracking to guilt-free spending, allowing you to focus on life rather than spreadsheets.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Different Way to Budget]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                                    </description>
                <pubDate>Sat, 11 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10163</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/sATdzBsXpHgRdEn87HX2Q81m6144Z8YxMPM3wyI8.mp3"  length="30948660"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Long-Term Care Myths and Facts]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </description>
                <pubDate>Sat, 04 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10099</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/0Hy3I5k6tnn3wJwP5mAotE8RxJ5zZSzKPR6a0wq0.mp3"  length="43885752"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[When Not To Play It Safe]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                                    </description>
                <pubDate>Sat, 28 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10076</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/olQdCHIG85Y4hARrrX2QtpMziAqZhy6yFIkTy0vW.mp3"  length="32956364"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings: Is Yours on Track?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                                    </description>
                <pubDate>Sat, 21 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10032</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/GUoTNdajRyOfGW5d9ZnxltQZVvzdl51tRa4x8gaB.mp3"  length="35891342"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Taxes and Money Moves]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                                    </description>
                <pubDate>Sat, 14 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9975</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/TGyJYlLGNHvCycOTc3mgHFOKkjZ1WVTf77XCOq9k.mp3"  length="31936466"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retiring Early? Here’s What You Need To Know.]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </description>
                <pubDate>Sat, 07 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9947</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/mTjMRCGUYlsfQgpa2On5mdgbGjM6OGZIRfRYizdQ.mp3"  length="36290046"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Five Pillars for Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </description>
                <pubDate>Sat, 28 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9895</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/zQGiuHI4B5fwBT9DSmY62wsHiFLyvYpFfEaECXVI.mp3"  length="42321110"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Getting Financially Ready for 2026]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </description>
                <pubDate>Sat, 14 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9756</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/MlxwiMxttZTuU3HVffkS1fOGmsX31cxwMgIIjAxg.mp3"  length="39783605"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Silver Tsunami]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                                    </description>
                <pubDate>Sat, 11 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7062</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/2400511-3416-Dowling.mp3"  length="34563488"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[20 IRA Mistakes to Avoid Part 2]]>
                </title>
                                <description>
                                            <![CDATA[Picking up from part one, this episode dives deeper into costly IRA blunders. Learn how to avoid choosing the wrong IRA type, neglecting powerful tax benefits, and making risky investments that can derail your retirement dreams. Tune in for expert advice to make your IRA a guaranteed win for your future self.]]>
                                    </description>
                <pubDate>Sat, 04 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7033</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/2400504-246006-Dowling.mp3"  length="42812384"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Picking up from part one, this episode dives deeper into costly IRA blunders. Learn how to avoid choosing the wrong IRA type, neglecting powerful tax benefits, and making risky investments that can derail your retirement dreams. Tune in for expert advice to make your IRA a guaranteed win for your future self.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Picking up from part one, this episode dives deeper into costly IRA blunders. Learn how to avoid choosing the wrong IRA type, neglecting powerful tax benefits, and making risky investments that can derail your retirement dreams. Tune in for expert advice to make your IRA a guaranteed win for your future self.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[IRA Mistakes to Avoid Part 1]]>
                </title>
                                <description>
                                            <![CDATA[There are very costly mistakes that you can make with your retirement accounts. In this episode we go over the most costly and common mistakes people make and the strategies to avoid them.]]>
                                    </description>
                <pubDate>Sat, 13 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6957</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240413-246005-Dowling.mp3"  length="53633676"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[There are very costly mistakes that you can make with your retirement accounts. In this episode we go over the most costly and common mistakes people make and the strategies to avoid them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[There are very costly mistakes that you can make with your retirement accounts. In this episode we go over the most costly and common mistakes people make and the strategies to avoid them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Guide To Roth IRAs and Roth IRA Conversions]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions.]]>
                                    </description>
                <pubDate>Sat, 06 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6932</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240406-3404-Dowling.mp3"  length="41236448"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the New Generation Retirement System Can Do For You]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                                    </description>
                <pubDate>Sat, 23 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6886</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240323-3408-Dowling.mp3"  length="42317024"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Legacy and Estate Planning]]>
                </title>
                                <description>
                                            <![CDATA[Wondering how to leave a lasting impact? This episode dives into legacy and estate planning, helping you navigate wills, trusts, and strategies to ensure your wishes are met, and the things you value are passed on smoothly to your loved ones.]]>
                                    </description>
                <pubDate>Sat, 16 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6858</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240316-246004-Dowling.mp3"  length="42532448"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Wondering how to leave a lasting impact? This episode dives into legacy and estate planning, helping you navigate wills, trusts, and strategies to ensure your wishes are met, and the things you value are passed on smoothly to your loved ones.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Wondering how to leave a lasting impact? This episode dives into legacy and estate planning, helping you navigate wills, trusts, and strategies to ensure your wishes are met, and the things you value are passed on smoothly to your loved ones.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What The 2024 Election Means for Your Finances]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                                    </description>
                <pubDate>Sat, 24 Feb 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6783</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240224-3406-Dowling.mp3"  length="49810599"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Feb 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Market Update]]>
                </title>
                                <description>
                                            <![CDATA[This episode dives deep into the current market jungle, exploring where Wall Street stands and its potential future paths. We&#039;ll unpack how volatility shakes things up, then tackle practical strategies to navigate the wild swings to help keep your finances secure.]]>
                                    </description>
                <pubDate>Sat, 10 Feb 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6739</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240210-246003-Dowling.mp3"  length="37468832"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode dives deep into the current market jungle, exploring where Wall Street stands and its potential future paths. We&#039;ll unpack how volatility shakes things up, then tackle practical strategies to navigate the wild swings to help keep your finances secure.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Feb 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode dives deep into the current market jungle, exploring where Wall Street stands and its potential future paths. We&#039;ll unpack how volatility shakes things up, then tackle practical strategies to navigate the wild swings to help keep your finances secure.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Sensible Strategies For Retirement Account Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                                    </description>
                <pubDate>Sat, 27 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6689</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240128-3400-Dowling.mp3"  length="34464416"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What is Enhanced Retirement Planning?]]>
                </title>
                                <description>
                                            <![CDATA[Dust off your dreams and prepare for your next chapter! This episode dives into enhanced retirement planning, helping you articulate your legacy wishes and ensure your &quot;things&quot; find their perfect landing zone after you sail off into the sunset.  Tune in for expert tips and practical strategies to make sure your golden years shine as bright as your vision.]]>
                                    </description>
                <pubDate>Sat, 20 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6664</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240120-246002-Dowling.mp3"  length="45373856"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Dust off your dreams and prepare for your next chapter! This episode dives into enhanced retirement planning, helping you articulate your legacy wishes and ensure your &quot;things&quot; find their perfect landing zone after you sail off into the sunset.  Tune in for expert tips and practical strategies to make sure your golden years shine as bright as your vision.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Dust off your dreams and prepare for your next chapter! This episode dives into enhanced retirement planning, helping you articulate your legacy wishes and ensure your &quot;things&quot; find their perfect landing zone after you sail off into the sunset.  Tune in for expert tips and practical strategies to make sure your golden years shine as bright as your vision.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Four Retirement Chapters]]>
                </title>
                                <description>
                                            <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                                    </description>
                <pubDate>Sat, 13 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6642</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240113-3399-Dowling.mp3"  length="40313696"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Markets, The Holidays, and The New Year]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we talk about the markets ending the year on a big increase and why. We also talk about the holiday season and look at the financial outlook for the new year.]]>
                                    </description>
                <pubDate>Sat, 23 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6584</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231223-246001-Dowling.mp3"  length="32418464"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we talk about the markets ending the year on a big increase and why. We also talk about the holiday season and look at the financial outlook for the new year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we talk about the markets ending the year on a big increase and why. We also talk about the holiday season and look at the financial outlook for the new year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Planning At Different Ages]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety about finances, as well as retirement preparation at different ages.]]>
                                    </description>
                <pubDate>Sat, 16 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6560</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231216-3395-Dowling.mp3"  length="39004448"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety about finances, as well as retirement preparation at different ages.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety about finances, as well as retirement preparation at different ages.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Future of Retirement]]>
                </title>
                                <description>
                                            <![CDATA[On this show, we’re going to look at the future of retirement, both in terms of how it may look a handful of years from now and how it may look several decades in the future.]]>
                                    </description>
                <pubDate>Sat, 09 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6536</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231209-3372-Dowling.mp3"  length="37821344"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this show, we’re going to look at the future of retirement, both in terms of how it may look a handful of years from now and how it may look several decades in the future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this show, we’re going to look at the future of retirement, both in terms of how it may look a handful of years from now and how it may look several decades in the future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security’s COLA is Rising Again]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                                    </description>
                <pubDate>Sat, 02 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6503</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231202-3391-Dowling.mp3"  length="30874784"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[It’s Scam Season — Protect Yourself!]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.]]>
                                    </description>
                <pubDate>Sat, 25 Nov 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6483</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231118-3390-Dowling.mp3"  length="41097632"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Nov 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Build. Save. Thrive.]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider steps you can take to build more, save more, and thrive more.]]>
                                    </description>
                <pubDate>Sat, 11 Nov 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6440</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231111-3387-Dowling.mp3"  length="45057632"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider steps you can take to build more, save more, and thrive more.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Nov 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider steps you can take to build more, save more, and thrive more.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Wiping Out Debt Before You Retire]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]>
                                    </description>
                <pubDate>Sat, 04 Nov 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6409</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231104-3383-Dowling.mp3"  length="39005600"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Nov 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Truth About Your Retirement Money]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look at commonly held notions about money and which ones are true and false and we’ll also discuss 8 Obstacles to Retirement.]]>
                                    </description>
                <pubDate>Sat, 28 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6384</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231028-3380-Dowling.mp3"  length="39184736"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look at commonly held notions about money and which ones are true and false and we’ll also discuss 8 Obstacles to Retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look at commonly held notions about money and which ones are true and false and we’ll also discuss 8 Obstacles to Retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Annuities? Here’s what you should know]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 21 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6357</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231021-3375-Dowling.mp3"  length="46176224"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Much Do I Really Need To Retire?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]>
                                    </description>
                <pubDate>Sat, 07 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6311</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231007-3385-Dowling.mp3"  length="44841056"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Key Retirement Steps for Women]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]>
                                    </description>
                <pubDate>Sat, 30 Sep 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6284</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230930-3282-Dowling.mp3"  length="34485152"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Sep 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Finding Money in Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]>
                                    </description>
                <pubDate>Sat, 13 Nov 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4072</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/21113-3281-Dowling.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Nov 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Frightful Mistakes That Could Haunt Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]>
                                    </description>
                <pubDate>Sat, 06 Nov 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4052</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211106-3290-Dowling.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Nov 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Strategy Steps to Take This Fall]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]>
                                    </description>
                <pubDate>Sat, 30 Oct 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4030</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211030-3289-Dowling.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Oct 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are You Ready for Inflation?]]>
                </title>
                                <description>
                                            <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                                    </description>
                <pubDate>Fri, 15 Oct 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3974</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211023-3270-Dowling.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Karen Dowling]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Karen Dowling</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Fri, 15 Oct 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                    </content:encoded>
                            </item>
            </channel>
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