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    <channel>
        <title>
            <![CDATA[Making Finances Easier]]>
        </title>
        <link>http://www.ProvidenceAdvisors.com</link>
        <description>
            <![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]>
        </description>
        <image>
            <url>https://financially-tuned.s3.us-east-2.amazonaws.com/public/CochranPodcastLogo.jpg</url>
            <title>
                <![CDATA[Making Finances Easier]]>
            </title>
            <link>http://www.ProvidenceAdvisors.com</link>
        </image>
        <language>en-us</language>
        
        
        <lastBuildDate>Thu, 05 Nov 2026 18:23:02 +0000</lastBuildDate>

        
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                    <itunes:author>
                <![CDATA[Paul Cochran]]>
            </itunes:author>
                <itunes:owner>
            <itunes:name>
                <![CDATA[Paul Cochran]]>
            </itunes:name>
            <itunes:email>radio@lusonmedia.com</itunes:email>
        </itunes:owner>
        <itunes:image href="https://financially-tuned.s3.us-east-2.amazonaws.com/public/CochranPodcastLogo.jpg" />
        
        <itunes:category text="Business" />
        <itunes:explicit>no</itunes:explicit>

        
        <dc:creator>
            <![CDATA[Paul Cochran]]>
        </dc:creator>

                    <item>
                <title>
                    <![CDATA[Proactive Inherited IRA RMD Planning]]>
                </title>
                                <description>
                                            <![CDATA[There&#039;s been a lot of change in the world of inherited IRAs over the past few years. It pays to be proactive in how you plan on satisfying RMDs from a inherited IRA you become the owner of.]]>
                                    </description>
                <pubDate>Sun, 05 Nov 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6423</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231105-257059-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[There&#039;s been a lot of change in the world of inherited IRAs over the past few years. It pays to be proactive in how you plan on satisfying RMDs from a inherited IRA you become the owner of.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 05 Nov 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[There&#039;s been a lot of change in the world of inherited IRAs over the past few years. It pays to be proactive in how you plan on satisfying RMDs from a inherited IRA you become the owner of.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Frightful Financial Mistakes]]>
                </title>
                                <description>
                                            <![CDATA[With Halloween around the corner, Paul and Garrett discuss a few of the financial mistakes people can fall into.]]>
                                    </description>
                <pubDate>Sun, 29 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6391</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231029-257058-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[With Halloween around the corner, Paul and Garrett discuss a few of the financial mistakes people can fall into.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 29 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[With Halloween around the corner, Paul and Garrett discuss a few of the financial mistakes people can fall into.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security Update 2024]]>
                </title>
                                <description>
                                            <![CDATA[The latest cost of living adjustment (COLA) was announced for Social Security beneficiaries. Paul and Garrett discuss its impacts.]]>
                                    </description>
                <pubDate>Sun, 22 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6363</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231022-257057-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[The latest cost of living adjustment (COLA) was announced for Social Security beneficiaries. Paul and Garrett discuss its impacts.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 22 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[The latest cost of living adjustment (COLA) was announced for Social Security beneficiaries. Paul and Garrett discuss its impacts.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Healthcare Costs in Retirement]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss the big rocks of healthcare costs in retirement: Health Insurance and Long-Term care planning.]]>
                                    </description>
                <pubDate>Sun, 15 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6340</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231015-257056-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss the big rocks of healthcare costs in retirement: Health Insurance and Long-Term care planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 15 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss the big rocks of healthcare costs in retirement: Health Insurance and Long-Term care planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is My 6% Income Strategy Too Risky?]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss how a 5-6% fixed income interest rate could impact your investing allocations and income plan.]]>
                                    </description>
                <pubDate>Sun, 08 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6319</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231008-257055-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss how a 5-6% fixed income interest rate could impact your investing allocations and income plan.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 08 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss how a 5-6% fixed income interest rate could impact your investing allocations and income plan.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Medicare Annual Enrollment Season]]>
                </title>
                                <description>
                                            <![CDATA[Garrett brings in Ben Landis to help explain what Annual Enrollment season is for Medicare.]]>
                                    </description>
                <pubDate>Sun, 01 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6292</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231001-257054-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Garrett brings in Ben Landis to help explain what Annual Enrollment season is for Medicare.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 01 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Garrett brings in Ben Landis to help explain what Annual Enrollment season is for Medicare.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Roth Conversion Planning in September]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss how Roth Conversions works and how now is the time to begin planning any Roth Conversion decisions you may have before the end of the year.]]>
                                    </description>
                <pubDate>Sun, 24 Sep 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6269</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230924-257053-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss how Roth Conversions works and how now is the time to begin planning any Roth Conversion decisions you may have before the end of the year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 24 Sep 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss how Roth Conversions works and how now is the time to begin planning any Roth Conversion decisions you may have before the end of the year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Investing vs Gambling]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss a recent growing trend of option investing and how it compares to investing vs gambling.]]>
                                    </description>
                <pubDate>Sun, 17 Sep 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6244</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230917-257052-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss a recent growing trend of option investing and how it compares to investing vs gambling.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 17 Sep 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss a recent growing trend of option investing and how it compares to investing vs gambling.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Faith Impacts Work]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss the impact of their faith on their work.]]>
                                    </description>
                <pubDate>Sun, 10 Sep 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6222</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230910-257051-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss the impact of their faith on their work.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 10 Sep 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss the impact of their faith on their work.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Making Cycling Easier]]>
                </title>
                                <description>
                                            <![CDATA[Garrett interviews Paul about one of his biggest hobbies - cycling.]]>
                                    </description>
                <pubDate>Sun, 03 Sep 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6192</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230903-257050-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Garrett interviews Paul about one of his biggest hobbies - cycling.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 03 Sep 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Garrett interviews Paul about one of his biggest hobbies - cycling.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Higher Bond Interest Higher Taxes]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss a recent WSJ article highlighting the effect of higher prevailing bond interest rates and next year&#039;s tax return.]]>
                                    </description>
                <pubDate>Sun, 27 Aug 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6171</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230827-257049-Cochran.mp3"  length="36045612"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss a recent WSJ article highlighting the effect of higher prevailing bond interest rates and next year&#039;s tax return.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 27 Aug 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss a recent WSJ article highlighting the effect of higher prevailing bond interest rates and next year&#039;s tax return.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Debt - Good or Bad?]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss the latest headlines revolving around the nation&#039;s debt and then switchover to how they think about debt with client households.]]>
                                    </description>
                <pubDate>Sun, 20 Aug 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6145</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230820-257048-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss the latest headlines revolving around the nation&#039;s debt and then switchover to how they think about debt with client households.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 20 Aug 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss the latest headlines revolving around the nation&#039;s debt and then switchover to how they think about debt with client households.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Engineering &amp; Financial Planning]]>
                </title>
                                <description>
                                            <![CDATA[Paul interviews Garrett on how his engineering degree has helped him in his everyday workings with clients.]]>
                                    </description>
                <pubDate>Sun, 13 Aug 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6116</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230813-257047-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul interviews Garrett on how his engineering degree has helped him in his everyday workings with clients.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 13 Aug 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul interviews Garrett on how his engineering degree has helped him in his everyday workings with clients.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Conservative Investors In 2023]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss the semantics and practical out workings of being a conservative investor in 2023.]]>
                                    </description>
                <pubDate>Sun, 06 Aug 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6092</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230806-257046-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss the semantics and practical out workings of being a conservative investor in 2023.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 06 Aug 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss the semantics and practical out workings of being a conservative investor in 2023.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Medicare ABCD and Extended Care]]>
                </title>
                                <description>
                                            <![CDATA[Bruce and Garrett discuss some of the big timing events of Medicare and Extended Care as clients get closer to retirement.]]>
                                    </description>
                <pubDate>Sun, 30 Jul 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6064</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230730-257045-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Bruce and Garrett discuss some of the big timing events of Medicare and Extended Care as clients get closer to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 30 Jul 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Bruce and Garrett discuss some of the big timing events of Medicare and Extended Care as clients get closer to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Cybersecurity Issues]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss common cybersecurity issues that come up with clients in retirement.]]>
                                    </description>
                <pubDate>Sun, 23 Jul 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6042</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230723-257044-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss common cybersecurity issues that come up with clients in retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 23 Jul 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss common cybersecurity issues that come up with clients in retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Mysterious EE Bond]]>
                </title>
                                <description>
                                            <![CDATA[Garrett tells the story of his wife finding an EE bond from her grandmother.]]>
                                    </description>
                <pubDate>Sun, 16 Jul 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6018</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230716-257043-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Garrett tells the story of his wife finding an EE bond from her grandmother.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 16 Jul 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Garrett tells the story of his wife finding an EE bond from her grandmother.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Fixed Income is Back]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss the necessity for investors to revisit their investment allocations if they have been leaning heavier in stocks for the past few years due to low interest rates.]]>
                                    </description>
                <pubDate>Sun, 09 Jul 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5992</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230709-257042-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss the necessity for investors to revisit their investment allocations if they have been leaning heavier in stocks for the past few years due to low interest rates.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 09 Jul 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss the necessity for investors to revisit their investment allocations if they have been leaning heavier in stocks for the past few years due to low interest rates.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Intricacies of Beneficiaries]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss a particular area of estate planning that can often go overlook - beneficiary designations.]]>
                                    </description>
                <pubDate>Sun, 02 Jul 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5975</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230702-257041-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss a particular area of estate planning that can often go overlook - beneficiary designations.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 02 Jul 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss a particular area of estate planning that can often go overlook - beneficiary designations.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Aging and When To Get Help Managing Your Finances?]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss when clients age, even for DIY investors, there can be an appropriate time to bring in help so that a surviving spouse can have help.]]>
                                    </description>
                <pubDate>Sun, 25 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5953</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230625-257040-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss when clients age, even for DIY investors, there can be an appropriate time to bring in help so that a surviving spouse can have help.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 25 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss when clients age, even for DIY investors, there can be an appropriate time to bring in help so that a surviving spouse can have help.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Meet Our Paraplanner | Cindy Bickers]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett bring Cindy Bickers on today&#039;s show to discuss her role in how she helps us with our wealth management clients. She does it all!]]>
                                    </description>
                <pubDate>Sun, 18 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5933</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230618-257039-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett bring Cindy Bickers on today&#039;s show to discuss her role in how she helps us with our wealth management clients. She does it all!]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 18 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett bring Cindy Bickers on today&#039;s show to discuss her role in how she helps us with our wealth management clients. She does it all!]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Ben and Marissa Landis]]>
                </title>
                                <description>
                                            <![CDATA[Paul brings Marissa and Ben on the show to weigh in on the challenges of Medicare Plans and Part D.]]>
                                    </description>
                <pubDate>Sun, 11 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5904</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230611-257038-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul brings Marissa and Ben on the show to weigh in on the challenges of Medicare Plans and Part D.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 11 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul brings Marissa and Ben on the show to weigh in on the challenges of Medicare Plans and Part D.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Risk Tolerance Numbers Explained]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett weigh in on how they talk to clients about their ability to take on investment risk through retirement.]]>
                                    </description>
                <pubDate>Sun, 04 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5872</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230604-257037-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett weigh in on how they talk to clients about their ability to take on investment risk through retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 04 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett weigh in on how they talk to clients about their ability to take on investment risk through retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Asset Allocation Explained]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss how they consider the tax implications and risk considerations in where they actually place different securities and ETFs within different types of investment accounts.]]>
                                    </description>
                <pubDate>Sun, 28 May 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5844</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230528-257036-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss how they consider the tax implications and risk considerations in where they actually place different securities and ETFs within different types of investment accounts.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 28 May 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss how they consider the tax implications and risk considerations in where they actually place different securities and ETFs within different types of investment accounts.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tilting Client Portfolios]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss a couple possible benefits of active management and also explore the history of Mutual Funds, ETFs, and now investment strategies we utilize that incorporate individual stocks.]]>
                                    </description>
                <pubDate>Sun, 21 May 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5818</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230521-257035-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss a couple possible benefits of active management and also explore the history of Mutual Funds, ETFs, and now investment strategies we utilize that incorporate individual stocks.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 21 May 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss a couple possible benefits of active management and also explore the history of Mutual Funds, ETFs, and now investment strategies we utilize that incorporate individual stocks.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Unexpected Loss of a Spouse]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss some of the financial planning challenges to be anticipated of a loved one passing.]]>
                                    </description>
                <pubDate>Sun, 14 May 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5792</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230514-257034-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss some of the financial planning challenges to be anticipated of a loved one passing.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 14 May 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss some of the financial planning challenges to be anticipated of a loved one passing.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security Part 2: Working Rules and Spousal Benefits]]>
                </title>
                                <description>
                                            <![CDATA[Description: Navigating Working Rules and Spousal benefits for married (or divorced) individuals is complicated. Using software is the best first step you can take.]]>
                                    </description>
                <pubDate>Sun, 07 May 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5766</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230506-257033-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Description: Navigating Working Rules and Spousal benefits for married (or divorced) individuals is complicated. Using software is the best first step you can take.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 07 May 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Description: Navigating Working Rules and Spousal benefits for married (or divorced) individuals is complicated. Using software is the best first step you can take.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Should I Take Social Security at 62?]]>
                </title>
                                <description>
                                            <![CDATA[Description: There&#039;s a lot of reasons why people choose to take Social Security early. Paul and Garrett discuss Social Security trust fund issues and the benefits of a coordinated filing plan with your financial plan.]]>
                                    </description>
                <pubDate>Sun, 30 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5738</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230430-257032-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Description: There&#039;s a lot of reasons why people choose to take Social Security early. Paul and Garrett discuss Social Security trust fund issues and the benefits of a coordinated filing plan with your financial plan.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 30 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Description: There&#039;s a lot of reasons why people choose to take Social Security early. Paul and Garrett discuss Social Security trust fund issues and the benefits of a coordinated filing plan with your financial plan.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Housing Prices and Interest Rates]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we discuss the current real estate market, housing prices and what to do with your mortgage if you&#039;re close or in retirement.]]>
                                    </description>
                <pubDate>Sun, 23 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5717</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230423-257031-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we discuss the current real estate market, housing prices and what to do with your mortgage if you&#039;re close or in retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 23 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we discuss the current real estate market, housing prices and what to do with your mortgage if you&#039;re close or in retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Disinflation and What&#039;s Next?]]>
                </title>
                                <description>
                                            <![CDATA[If inflation has peaked, what does that mean for the stock market? Smooth sailing or stormy skies ahead?]]>
                                    </description>
                <pubDate>Sun, 16 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5691</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230416-257030-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[If inflation has peaked, what does that mean for the stock market? Smooth sailing or stormy skies ahead?]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 16 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[If inflation has peaked, what does that mean for the stock market? Smooth sailing or stormy skies ahead?]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Medicare Part 2 | Original Medicare and Advantage Plans]]>
                </title>
                                <description>
                                            <![CDATA[Description: Bruce and Garrett discuss how to simplify the Medicare sign-up process of Original Medicare or an Advantage Plan and how those Medicare TV Commercials you see work.]]>
                                    </description>
                <pubDate>Sun, 09 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5661</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230409-257029-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Description: Bruce and Garrett discuss how to simplify the Medicare sign-up process of Original Medicare or an Advantage Plan and how those Medicare TV Commercials you see work.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 09 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Description: Bruce and Garrett discuss how to simplify the Medicare sign-up process of Original Medicare or an Advantage Plan and how those Medicare TV Commercials you see work.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Making Medicare Parts A and B Easier]]>
                </title>
                                <description>
                                            <![CDATA[Whether you&#039;re still working or not, knowing the best time to file for Medicare Parts A and B is a tall order. Bruce Landis joins us this morning to give tips on how to do that the right way.]]>
                                    </description>
                <pubDate>Sun, 02 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5637</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230402-257028-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Whether you&#039;re still working or not, knowing the best time to file for Medicare Parts A and B is a tall order. Bruce Landis joins us this morning to give tips on how to do that the right way.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 02 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Whether you&#039;re still working or not, knowing the best time to file for Medicare Parts A and B is a tall order. Bruce Landis joins us this morning to give tips on how to do that the right way.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Navigating Banking and Inflation Headlines]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett weigh in the Federal Reserve possibly raising interest rates this week and the opportunities available to you to invest your money in the short and long term.]]>
                                    </description>
                <pubDate>Sun, 26 Mar 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5612</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230326-257027-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett weigh in the Federal Reserve possibly raising interest rates this week and the opportunities available to you to invest your money in the short and long term.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 26 Mar 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett weigh in the Federal Reserve possibly raising interest rates this week and the opportunities available to you to invest your money in the short and long term.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[SVB and Banking Headlines]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss the banking issues that have filled the headlines in early March 2023 and how diversifying financial risk is a valuable component to good financial planning.]]>
                                    </description>
                <pubDate>Sun, 19 Mar 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5586</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230319-257026-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss the banking issues that have filled the headlines in early March 2023 and how diversifying financial risk is a valuable component to good financial planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 19 Mar 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss the banking issues that have filled the headlines in early March 2023 and how diversifying financial risk is a valuable component to good financial planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How To Optimize Cash In A High Interest Rate Environment]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss the different options available to investors on the safer parts of their portfolios and cash. From Checkings and Savings Accounts all the way up to Laddered Bond Funds and MYGAs.]]>
                                    </description>
                <pubDate>Sun, 12 Mar 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5564</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230312-257025-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss the different options available to investors on the safer parts of their portfolios and cash. From Checkings and Savings Accounts all the way up to Laddered Bond Funds and MYGAs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 12 Mar 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss the different options available to investors on the safer parts of their portfolios and cash. From Checkings and Savings Accounts all the way up to Laddered Bond Funds and MYGAs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Making Prior Year IRA Contributions]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss a recent legislative issue on Student Loans and some proactive tax planning techniques to take reduce your prior year tax liabilities.]]>
                                    </description>
                <pubDate>Sun, 05 Mar 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5540</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230305-257024-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss a recent legislative issue on Student Loans and some proactive tax planning techniques to take reduce your prior year tax liabilities.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 05 Mar 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss a recent legislative issue on Student Loans and some proactive tax planning techniques to take reduce your prior year tax liabilities.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Understanding Long-Term Disability Insurance]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss Long-Term Disability insurance and how it fits into a financial plan.]]>
                                    </description>
                <pubDate>Sun, 26 Feb 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5515</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230226-257023-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss Long-Term Disability insurance and how it fits into a financial plan.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 26 Feb 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss Long-Term Disability insurance and how it fits into a financial plan.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Debt Limit and Client Conversations]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett weigh on the current Debt Limit conversation and how what people think we do as advisors, might be different than what they expect.]]>
                                    </description>
                <pubDate>Sun, 19 Feb 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5489</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230219-257022-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett weigh on the current Debt Limit conversation and how what people think we do as advisors, might be different than what they expect.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 19 Feb 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett weigh on the current Debt Limit conversation and how what people think we do as advisors, might be different than what they expect.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Prepare for Long-term Care]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Bruce take another round of discussing Long-Term Care insurance and how it fits into a retirement plan.]]>
                                    </description>
                <pubDate>Sun, 12 Feb 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5472</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230212-257021-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Bruce take another round of discussing Long-Term Care insurance and how it fits into a retirement plan.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 12 Feb 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Bruce take another round of discussing Long-Term Care insurance and how it fits into a retirement plan.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to plan for long-term care]]>
                </title>
                                <description>
                                            <![CDATA[Paul, Bruce and Garrett discuss how to financially plan for the cost of extended care.]]>
                                    </description>
                <pubDate>Sun, 05 Feb 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5446</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230204-257020-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul, Bruce and Garrett discuss how to financially plan for the cost of extended care.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 05 Feb 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul, Bruce and Garrett discuss how to financially plan for the cost of extended care.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tax Planning Now for the Future]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss how they think about tax planning around the office and how it&#039;s one of the best ways we provide value to our clients.]]>
                                    </description>
                <pubDate>Sun, 29 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5425</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230129-257019-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss how they think about tax planning around the office and how it&#039;s one of the best ways we provide value to our clients.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 29 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss how they think about tax planning around the office and how it&#039;s one of the best ways we provide value to our clients.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Secure Act 2.0]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss another piece of the latest Secure Act 2.0 legislature - Post Death RMD options for Spouses.]]>
                                    </description>
                <pubDate>Sun, 22 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5399</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230122-257018-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss another piece of the latest Secure Act 2.0 legislature - Post Death RMD options for Spouses.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 22 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss another piece of the latest Secure Act 2.0 legislature - Post Death RMD options for Spouses.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[More info on the Secure Act 2.0]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss another piece of the latest Secure Act 2.0 legislature - Post Death RMD options for Spouses.]]>
                                    </description>
                <pubDate>Sun, 15 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5381</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230115-257017-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss another piece of the latest Secure Act 2.0 legislature - Post Death RMD options for Spouses.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 15 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss another piece of the latest Secure Act 2.0 legislature - Post Death RMD options for Spouses.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Making Finances Easier]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss the recently signed into law Secure Act 2.0 specifically related to new RMD ages going into affect over time.]]>
                                    </description>
                <pubDate>Sun, 08 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5360</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230108-257016-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss the recently signed into law Secure Act 2.0 specifically related to new RMD ages going into affect over time.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 08 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss the recently signed into law Secure Act 2.0 specifically related to new RMD ages going into affect over time.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[New Year Review]]>
                </title>
                                <description>
                                            <![CDATA[Happy New Year! Paul and Garrett look back at 2022 and talk about some of the lessons they learned along the way.]]>
                                    </description>
                <pubDate>Sun, 01 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5342</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230101-257015-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Happy New Year! Paul and Garrett look back at 2022 and talk about some of the lessons they learned along the way.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 01 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Happy New Year! Paul and Garrett look back at 2022 and talk about some of the lessons they learned along the way.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Giving]]>
                </title>
                                <description>
                                            <![CDATA[Merry Christmas! Paul and Garrett discuss how giving plays a role in their life. Garrett&#039;s family makes a surprise appearance at the end.]]>
                                    </description>
                <pubDate>Sun, 25 Dec 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5331</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221224-257014-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Merry Christmas! Paul and Garrett discuss how giving plays a role in their life. Garrett&#039;s family makes a surprise appearance at the end.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 25 Dec 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Merry Christmas! Paul and Garrett discuss how giving plays a role in their life. Garrett&#039;s family makes a surprise appearance at the end.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Making Finances Easier]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss performance chasing and changes in the income generation landscape for retirees.]]>
                                    </description>
                <pubDate>Sun, 18 Dec 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5315</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221217-257013-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss performance chasing and changes in the income generation landscape for retirees.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 18 Dec 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss performance chasing and changes in the income generation landscape for retirees.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[End of Year]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss end-of-year action items: 401k Contributions, RMD Deadlines, Qualified Charitable Distributions and Donor Advised Funds.]]>
                                    </description>
                <pubDate>Sun, 11 Dec 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5292</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221210-257012-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss end-of-year action items: 401k Contributions, RMD Deadlines, Qualified Charitable Distributions and Donor Advised Funds.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 11 Dec 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss end-of-year action items: 401k Contributions, RMD Deadlines, Qualified Charitable Distributions and Donor Advised Funds.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Required Minimum Distributions]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss end of year RMD planning and the different options available to satisfying them.]]>
                                    </description>
                <pubDate>Sun, 04 Dec 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5278</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221203-257011-Cochran.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss end of year RMD planning and the different options available to satisfying them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 04 Dec 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss end of year RMD planning and the different options available to satisfying them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Making Finances Easier]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett discuss what the term financial planning means in real day-to-day life.]]>
                                    </description>
                <pubDate>Sun, 27 Nov 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5257</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221127-257010-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett discuss what the term financial planning means in real day-to-day life.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 27 Nov 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett discuss what the term financial planning means in real day-to-day life.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Making Finances Easier]]>
                </title>
                                <description>
                                            <![CDATA[This week Paul and Garrett discuss commons uses of life insurance in retirement planning.]]>
                                    </description>
                <pubDate>Sun, 20 Nov 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5236</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221119-257009-Cochran.mp3"  length="34561184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This week Paul and Garrett discuss commons uses of life insurance in retirement planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 20 Nov 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This week Paul and Garrett discuss commons uses of life insurance in retirement planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Understanding Insurance]]>
                </title>
                                <description>
                                            <![CDATA[Where does insurance fit into financial and retirement planning? In this episode we explore this and give tips and strategies regarding insurance and planning.]]>
                                    </description>
                <pubDate>Sun, 13 Nov 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5209</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221112-257008-Cochran.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Where does insurance fit into financial and retirement planning? In this episode we explore this and give tips and strategies regarding insurance and planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 13 Nov 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Where does insurance fit into financial and retirement planning? In this episode we explore this and give tips and strategies regarding insurance and planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tax Changes and Your Financial Plan]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we discuss tax changes and strategies that will affect your financial plan.]]>
                                    </description>
                <pubDate>Sun, 06 Nov 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5190</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221105-257007-Cochran.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we discuss tax changes and strategies that will affect your financial plan.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 06 Nov 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we discuss tax changes and strategies that will affect your financial plan.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Long-Term Care Planning]]>
                </title>
                                <description>
                                            <![CDATA[Understanding the cost of long-term care and how to plan for it.]]>
                                    </description>
                <pubDate>Sun, 30 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5166</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221030-257006-Cochran.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Understanding the cost of long-term care and how to plan for it.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 30 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Understanding the cost of long-term care and how to plan for it.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security Rules and Changes]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we talk about changes to Social Security and how it may affect you.]]>
                                    </description>
                <pubDate>Sun, 23 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5142</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221023-257005-Cochran.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we talk about changes to Social Security and how it may affect you.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 23 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we talk about changes to Social Security and how it may affect you.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Changes to IRA&#039;s and Inherited IRA&#039;s]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we talk about important changes to the IRA rules and inherited IRA&#039;s.]]>
                                    </description>
                <pubDate>Sun, 16 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5119</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221016-257004-Cochran.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we talk about important changes to the IRA rules and inherited IRA&#039;s.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 16 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we talk about important changes to the IRA rules and inherited IRA&#039;s.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Markets, Inflation and the Investment Landscape]]>
                </title>
                                <description>
                                            <![CDATA[We talk about the ups and downs of the current market, inflation and the investment landscape... with tips, strategies and what to watch for.]]>
                                    </description>
                <pubDate>Sun, 09 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5092</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221009-257003-Cochran.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We talk about the ups and downs of the current market, inflation and the investment landscape... with tips, strategies and what to watch for.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 09 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We talk about the ups and downs of the current market, inflation and the investment landscape... with tips, strategies and what to watch for.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Dow Bear Market]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett weigh in on September&#039;s Dow Bear Market and financial moves you can consider to make the most of a bear market.]]>
                                    </description>
                <pubDate>Sun, 02 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5073</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221002-257001-Cochran.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett weigh in on September&#039;s Dow Bear Market and financial moves you can consider to make the most of a bear market.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 02 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett weigh in on September&#039;s Dow Bear Market and financial moves you can consider to make the most of a bear market.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial Conference Notes]]>
                </title>
                                <description>
                                            <![CDATA[Paul and Garrett share what they learned at a conference for advisors they attended.]]>
                                    </description>
                <pubDate>Sun, 02 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5074</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221002-257002-Cochran.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Paul Cochran]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Paul and Garrett share what they learned at a conference for advisors they attended.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Paul Cochran</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 02 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Paul and Garrett share what they learned at a conference for advisors they attended.]]>
                    </content:encoded>
                            </item>
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