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    <channel>
        <title>
            <![CDATA[The Matter Financial Report]]>
        </title>
        <link>https://www.thematterfinancialgroup.com</link>
        <description>
            <![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]>
        </description>
        <image>
            <url>https://financially-tuned.s3.us-east-2.amazonaws.com/public/Final_Matter_PodcastCover.jpg</url>
            <title>
                <![CDATA[The Matter Financial Report]]>
            </title>
            <link>https://www.thematterfinancialgroup.com</link>
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        <language>en-us</language>
        
        
        <lastBuildDate>Sun, 05 Jul 2026 09:43:43 +0000</lastBuildDate>

        
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                    <itunes:author>
                <![CDATA[Michael Matter]]>
            </itunes:author>
                <itunes:owner>
            <itunes:name>
                <![CDATA[Michael Matter]]>
            </itunes:name>
            <itunes:email>radio@lusonmedia.com</itunes:email>
        </itunes:owner>
        <itunes:image href="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Final_Matter_PodcastCover.jpg" />
        
        <itunes:category text="Business" />
        <itunes:explicit>no</itunes:explicit>

        
        <dc:creator>
            <![CDATA[Michael Matter]]>
        </dc:creator>

                    <item>
                <title>
                    <![CDATA[10 Key Retirement Ages]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through key age milestones that help shape retirement planning.]]>
                                    </description>
                <pubDate>Sat, 27 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10660</guid>

                
                
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                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through key age milestones that help shape retirement planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through key age milestones that help shape retirement planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What Trump Accounts Can Mean For You]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll explore what Trump Accounts mean for American families.]]>
                                    </description>
                <pubDate>Sat, 20 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10617</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/jxOn5fcJpyT2M3AXeQZFq3nVqD1BCjURFT7w5c2e.mp3"  length="42944167"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll explore what Trump Accounts mean for American families.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll explore what Trump Accounts mean for American families.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Investment Behaviors That Can Hurt Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                                    </description>
                <pubDate>Sat, 13 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10579</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/SVy69i63B9yz2dFapaSKnUqOB5y3eQFuXO9G966M.mp3"  length="42942697"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Habits for a Happy Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                                    </description>
                <pubDate>Sat, 06 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10544</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/4SYSreLO6oMgSPYVXPA5Q0AkyAIzXgwp85J3eg8Z.mp3"  length="42941717"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Navigating a Late Career Layoff]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                                    </description>
                <pubDate>Sat, 30 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10501</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/MGgB7fY2BQ8U5fhWFcl7q9rIPX1lcXnw6oULZvxI.mp3"  length="42940247"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Should Know About IRA Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </description>
                <pubDate>Sat, 23 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10455</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/KWfLiXLSj6hW1Qrz1nWIk9vE39Ppv3pJHwo5mW33.mp3"  length="42695134"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Does Your Retirement Savings Stack Up?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore where Americans actually stand when it comes to retirement savings, what the data tells us about how different age groups are tracking, and practical strategies that could help close the gap between where you are and where you want to be.]]>
                                    </description>
                <pubDate>Sat, 16 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10439</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/sgeJx2xMJwjnaIyRC4tG2v7a0IdM07dARZLRWYWU.mp3"  length="42933882"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore where Americans actually stand when it comes to retirement savings, what the data tells us about how different age groups are tracking, and practical strategies that could help close the gap between where you are and where you want to be.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore where Americans actually stand when it comes to retirement savings, what the data tells us about how different age groups are tracking, and practical strategies that could help close the gap between where you are and where you want to be.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings: Is Yours on Track?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                                    </description>
                <pubDate>Sat, 09 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10094</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/dVENdTx6mCGqDGPo1ahTZI0u5m0Ppa5umkEoF0WW.mp3"  length="42920939"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is Your Family Financially Prepared for the Unexpected?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
                                    </description>
                <pubDate>Sat, 02 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10279</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/FOisoXXWbv97vy6m30W0IlQIH5L3mmUCI2bOtypy.mp3"  length="42926329"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is a Roth Conversion Right for You?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                                    </description>
                <pubDate>Sat, 25 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10223</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/UVLRexzF5xHXeu6jegfKmlamMrHCB1ckUzi4Qc7W.mp3"  length="42929959"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Much Monthly Retirement Income is Enough?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                                    </description>
                <pubDate>Sat, 18 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10186</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/O9G2FzR307NwRPXMPY3Wginjujn1HvWN84NnySJA.mp3"  length="42923879"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Different Way to Budget]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                                    </description>
                <pubDate>Sat, 11 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10132</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/BgxKeOL3unq0aPhDcUUYxJc0bWAEkmC0D7wR2jgh.mp3"  length="42921919"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, You Can Spend During Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 21 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10029</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/bTfEW7lyMdon3m4KGyFqiH5hS0g5SXNysQmV07fA.mp3"  length="42884251"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Long-Term Care Myths and Facts]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </description>
                <pubDate>Sat, 14 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10004</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/cS35GfVRaFi4qEyfhX15eTQdRXUy38YTZ85lvGyH.mp3"  length="42917520"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Follow Your Social Security Signs]]>
                </title>
                                <description>
                                            <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                                    </description>
                <pubDate>Sat, 07 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9935</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/xQc0jsBNMCmNZ29SQ9Iaoy6cNm4KZ9HqrkObyDz2.mp3"  length="36207539"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Add Fuel to Your 401(k) Balance]]>
                </title>
                                <description>
                                            <![CDATA[During this show, look at how you may be able to boost your 401(k) balance. We’ll also discuss IRAs.]]>
                                    </description>
                <pubDate>Sat, 28 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9909</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/aUe4KmKoi6ulrz1jrzoLo0dIhOTO7AvpCBmjhK1y.mp3"  length="40187957"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, look at how you may be able to boost your 401(k) balance. We’ll also discuss IRAs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, look at how you may be able to boost your 401(k) balance. We’ll also discuss IRAs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[13 Habits for a Successful Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </description>
                <pubDate>Sat, 21 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9860</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/uTXHyE3u2KA7qdV8FPoCjgVoISIf4cvpj5UPUHKE.mp3"  length="37273741"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Prepare Today for Tomorrow’s Healthcare Costs]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                                    </description>
                <pubDate>Sat, 14 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9789</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/gecgp3NU3i9jly4ag9wO3he7chmFjBgQB6KGQfNs.mp3"  length="36559183"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Gen X Retirement Strategies]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                                    </description>
                <pubDate>Sat, 07 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9763</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/XZf6UGADW2ln1B6GSWSoystFXkQ52Xh5yIfFc1oM.mp3"  length="53414843"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Five Pillars for Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </description>
                <pubDate>Sat, 31 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9726</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/xKLLqGItJcwaFaPIAWVEAXuE9pd7dflPLzGmBVRr.mp3"  length="40870569"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[When Not To Play It Safe]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                                    </description>
                <pubDate>Sat, 24 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9679</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/FgEONRpm7CIF1RxI6Ruhk582JxSl6YLIzxArlwsh.mp3"  length="42068993"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Market Recap &amp; Outlook with Ernesto De La Torre]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, Ernesto De La Torre joins us to break down the pivotal market shifts from the past year and what they signal for the months ahead. We dive deep into actionable strategies for navigating current volatility, focusing on how high-net-worth investors can protect their capital while identifying emerging growth opportunities. Tune in to gain a professional vantage point on portfolio construction and the macroeconomic trends shaping the 2026 financial landscape.]]>
                                    </description>
                <pubDate>Sat, 03 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9583</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/aksZdqAwVIE6qE21RwohGj9AnNcZtEBbdWNyLrMd.mp3"  length="42739651"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, Ernesto De La Torre joins us to break down the pivotal market shifts from the past year and what they signal for the months ahead. We dive deep into actionable strategies for navigating current volatility, focusing on how high-net-worth investors can protect their capital while identifying emerging growth opportunities. Tune in to gain a professional vantage point on portfolio construction and the macroeconomic trends shaping the 2026 financial landscape.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, Ernesto De La Torre joins us to break down the pivotal market shifts from the past year and what they signal for the months ahead. We dive deep into actionable strategies for navigating current volatility, focusing on how high-net-worth investors can protect their capital while identifying emerging growth opportunities. Tune in to gain a professional vantage point on portfolio construction and the macroeconomic trends shaping the 2026 financial landscape.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retiring Early? Here’s What You Need To Know.]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </description>
                <pubDate>Sat, 20 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9543</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/VkuGZoPuATFKG0FBxG3d7aA9FezJCwn7sq0m5Mon.mp3"  length="38913863"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Generational Vault And Enhanced Planning: A Powerful Combo]]>
                </title>
                                <description>
                                            <![CDATA[We discuss the importance of estate and legacy planning for you and your family. It&#039;s important to have the right documents and know where they are in order to keep family harmony.]]>
                                    </description>
                <pubDate>Sat, 13 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9487</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/otfyIWMmHYLc1KaZfTPcjzevQHCnEJ3kncChqkvQ.mp3"  length="42629984"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We discuss the importance of estate and legacy planning for you and your family. It&#039;s important to have the right documents and know where they are in order to keep family harmony.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We discuss the importance of estate and legacy planning for you and your family. It&#039;s important to have the right documents and know where they are in order to keep family harmony.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement, Should You Wait?]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                                    </description>
                <pubDate>Sat, 29 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9412</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/kaPvP4z41tPIqSpPcNEJA3nYP8HrIc1MZe9P27T3.mp3"  length="28770534"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 29 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Two Retirement Rules You Should Know About]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we’ll discuss two common retirement rules: The rule of $1,000 and the rule of dying with zero.]]>
                                    </description>
                <pubDate>Sat, 22 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9385</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/6DSFQkajUD781kf76oue9km2PtDw1uHlABSQtFaT.mp3"  length="55563428"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we’ll discuss two common retirement rules: The rule of $1,000 and the rule of dying with zero.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we’ll discuss two common retirement rules: The rule of $1,000 and the rule of dying with zero.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial Resolutions for the New Year]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we explore actionable steps to achieve your financial goals in the new year. We&#039;ll discuss strategies for budgeting, saving, and investing, including tips for reducing debt, maximizing retirement contributions, and building an emergency fund. Join us as we provide practical advice and motivation to help you make 2025 your most financially successful year yet.]]>
                                    </description>
                <pubDate>Sat, 15 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9349</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/pv6ZEIefXYpy7x4R3Mz5v9UUlX3CoT9G5gKrtkcm.mp3"  length="25796900"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we explore actionable steps to achieve your financial goals in the new year. We&#039;ll discuss strategies for budgeting, saving, and investing, including tips for reducing debt, maximizing retirement contributions, and building an emergency fund. Join us as we provide practical advice and motivation to help you make 2025 your most financially successful year yet.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we explore actionable steps to achieve your financial goals in the new year. We&#039;ll discuss strategies for budgeting, saving, and investing, including tips for reducing debt, maximizing retirement contributions, and building an emergency fund. Join us as we provide practical advice and motivation to help you make 2025 your most financially successful year yet.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[So, You’re a Decade From Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                                    </description>
                <pubDate>Sat, 08 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9325</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/WkciEU5xpjQHhX0pV6tm4UIotk9hndZe5MJexjXf.mp3"  length="40741478"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Truly Enjoy Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss how you can balance your need to preserve assets during retirement with your goal of truly enjoying your post-work life.]]>
                                    </description>
                <pubDate>Sat, 01 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9268</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Bl7pVnMSvpvFoATePS9crkhdrksBpxxHBMF2A6b3.mp3"  length="36246338"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss how you can balance your need to preserve assets during retirement with your goal of truly enjoying your post-work life.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss how you can balance your need to preserve assets during retirement with your goal of truly enjoying your post-work life.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Emergency Fund 101]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                                    </description>
                <pubDate>Sat, 25 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9230</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/czmnrKcBhEt1PNzk26t1rPLI086uFLNAwIet9TAs.mp3"  length="47152616"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Great Wealth Transfer and You]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </description>
                <pubDate>Sat, 18 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9189</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/OAOIkg8AGqLcZXv18IRFObjNCLQLnhWhxPKm1qmM.mp3"  length="41207230"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Managing Financial Risk During a Market Downturn]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                                    </description>
                <pubDate>Sat, 11 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9149</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/TXGyrJ6fIP0RCLjtDyU2261kq0LWshojHeH81zAQ.mp3"  length="36834668"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the Fed’s Rate Cut Means For You]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 04 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9103</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/8c6fLejveRBvu2znxHdFhMAZ9or7dYCuPBrg7Jme.mp3"  length="40059374"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security: Preparing for the Unknown]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at Social Security from two important angles: Whether you should file early given the program’s somewhat uncertain future and how a possible 24% Social Security cut could impact retirement as soon as 2032.]]>
                                    </description>
                <pubDate>Sat, 20 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9025</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/952XK21HjSFg7Ykv9eIqE41pUGatnnrHI12tiQdk.mp3"  length="39526304"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at Social Security from two important angles: Whether you should file early given the program’s somewhat uncertain future and how a possible 24% Social Security cut could impact retirement as soon as 2032.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Sep 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at Social Security from two important angles: Whether you should file early given the program’s somewhat uncertain future and how a possible 24% Social Security cut could impact retirement as soon as 2032.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Life Insurance? Roth IRA? What You Need to Know!]]>
                </title>
                                <description>
                                            <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                                    </description>
                <pubDate>Sat, 30 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8937</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/bsbabsOoZEq8MBxQh7cw7uKI32CnOYfF8hbSjY5Y.mp3"  length="43392319"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Beneficiary 101]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                                    </description>
                <pubDate>Sat, 16 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8878</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/rxfMMzNFMeSlRxjbV6SibsiShmRiR7NmxBx8C8gR.mp3"  length="36279392"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Cost of Being a Grandparent]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’ll consider how much it costs to be a grandparent and how you can build a financial strategy that positions you to enjoy your grandkids while also taking care of your own financial needs.]]>
                                    </description>
                <pubDate>Sat, 09 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8836</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/1Y3lVwkfxwHJAWwRQVfvOGfPGHvtjGFuOs6wV62v.mp3"  length="41128160"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’ll consider how much it costs to be a grandparent and how you can build a financial strategy that positions you to enjoy your grandkids while also taking care of your own financial needs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’ll consider how much it costs to be a grandparent and how you can build a financial strategy that positions you to enjoy your grandkids while also taking care of your own financial needs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[So, You Want to Retire Soon?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to consider steps you can take right now to prepare yourself for a near-horizon retirement.]]>
                                    </description>
                <pubDate>Sat, 12 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8723</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/uCDSAognJIQ8MjLHBvsMO4WdcdOVNzzXepgd7jDz.mp3"  length="42148111"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to consider steps you can take right now to prepare yourself for a near-horizon retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 12 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to consider steps you can take right now to prepare yourself for a near-horizon retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Need to Know]]>
                </title>
                                <description>
                                            <![CDATA[During this show we’re going to take a close look at annuities, particularly their pros and cons.]]>
                                    </description>
                <pubDate>Sat, 05 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8684</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/iDWBnda6ZqOEgYBRsobON4Ka6hKXGVZR0T4Rk34f.mp3"  length="39784352"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we’re going to take a close look at annuities, particularly their pros and cons.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we’re going to take a close look at annuities, particularly their pros and cons.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Elder Abuse &amp; Financial Scams]]>
                </title>
                                <description>
                                            <![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]>
                                    </description>
                <pubDate>Sat, 07 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8531</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Xqamm2nYTdwXtM8SxTf4ttrRJmZ8VkalTOOYuv5k.mp3"  length="42126368"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, retirees should keep investing]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                                    </description>
                <pubDate>Sat, 17 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8383</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/CfMNrwudvxxnmeVNlLBYbx4UWM3QL1CXdL8dWnc1.mp3"  length="32494496"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don&#039;t End Up with These Retirement Regrets]]>
                </title>
                                <description>
                                            <![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]>
                                    </description>
                <pubDate>Sat, 19 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8266</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/TZyDZB6gnM0gFVIpiav803VLldfGErQbDUihBi85.mp3"  length="34445984"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Ditch Your Debt]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss what you can do to get yourself out of debt.]]>
                                    </description>
                <pubDate>Sat, 29 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8164</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250329-3451-Matter.mp3"  length="35026016"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss what you can do to get yourself out of debt.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 29 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss what you can do to get yourself out of debt.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tariffs and the Future]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.]]>
                                    </description>
                <pubDate>Sat, 22 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8133</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250322-3454-Matter.mp3"  length="46373792"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement: How do you know if you’re ready?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                                    </description>
                <pubDate>Sat, 15 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8097</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250315-4340-Matter.mp3"  length="36111200"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The End of Social Security WEP &amp; GPO]]>
                </title>
                                <description>
                                            <![CDATA[This week, we dissect the recent repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), exploring how this landmark change will impact millions of public sector retirees. We&#039;ll break down the new benefit calculations and discuss strategies for maximizing your retirement income in light of these legislative shifts. Finally, we&#039;ll analyze the potential long-term effects on the Social Security system and what it means for future generations.]]>
                                    </description>
                <pubDate>Sat, 08 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8068</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250308-286002-Matter.mp3"  length="30436448"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This week, we dissect the recent repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), exploring how this landmark change will impact millions of public sector retirees. We&#039;ll break down the new benefit calculations and discuss strategies for maximizing your retirement income in light of these legislative shifts. Finally, we&#039;ll analyze the potential long-term effects on the Social Security system and what it means for future generations.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This week, we dissect the recent repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), exploring how this landmark change will impact millions of public sector retirees. We&#039;ll break down the new benefit calculations and discuss strategies for maximizing your retirement income in light of these legislative shifts. Finally, we&#039;ll analyze the potential long-term effects on the Social Security system and what it means for future generations.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial Matters with Michael Matter]]>
                </title>
                                <description>
                                            <![CDATA[In our first episode, Michael talks about the importance of financial planning, as well as tips and strategies for retirement.]]>
                                    </description>
                <pubDate>Thu, 27 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8022</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250301-286001-Matter.mp3"  length="23157536"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Matter]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In our first episode, Michael talks about the importance of financial planning, as well as tips and strategies for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Matter</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Thu, 27 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In our first episode, Michael talks about the importance of financial planning, as well as tips and strategies for retirement.]]>
                    </content:encoded>
                            </item>
            </channel>
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