<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xml:lang="en-US" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:media="http://search.yahoo.com/mrss/" xmlns:podcast="https://podcastnamespace.org" xmlns:spotify="http://www.spotify.com/ns/rss" xmlns:dc="http://purl.org/dc/elements/1.1/">
    <channel>
        <title>
            <![CDATA[Moore Financial Talk]]>
        </title>
        <link>https://rsgtn.com/</link>
        <description>
            <![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]>
        </description>
        <image>
            <url>https://financially-tuned.s3.us-east-2.amazonaws.com/public/8lqsla4POIDNl44jtdkOlT9yDkSvRGVDP5aXCQ7i.png</url>
            <title>
                <![CDATA[Moore Financial Talk]]>
            </title>
            <link>https://rsgtn.com/</link>
        </image>
        <language>en-us</language>
        
        
        <lastBuildDate>Tue, 02 Jun 2026 02:50:16 +0000</lastBuildDate>

        
        <atom:link href="https://financiallytuned.com/api/shows/moorefinancialtalk/rss" rel="self" type="application/rss+xml" />

        
                    <itunes:author>
                <![CDATA[Ryan Moore]]>
            </itunes:author>
                <itunes:owner>
            <itunes:name>
                <![CDATA[Ryan Moore]]>
            </itunes:name>
            <itunes:email>radio@lusonmedia.com</itunes:email>
        </itunes:owner>
        <itunes:image href="https://financially-tuned.s3.us-east-2.amazonaws.com/public/8lqsla4POIDNl44jtdkOlT9yDkSvRGVDP5aXCQ7i.png" />
        
        <itunes:category text="Business" />
        <itunes:explicit>no</itunes:explicit>

        
        <dc:creator>
            <![CDATA[Ryan Moore]]>
        </dc:creator>

                    <item>
                <title>
                    <![CDATA[The Road Less Taxed with Neil Wilding]]>
                </title>
                                <description>
                                            <![CDATA[Many Americans spend decades building their retirement nest egg, only to lose a massive chunk of it to unnecessary taxes because they lacked a distribution plan. In this episode, Neil Wilding reveals strategic wealth-building and tax-efficiency secrets that most traditional advisors overlook. Tune in to discover how navigating the road less taxed can help you keep more of your hard-earned money and secure a more abundant retirement.]]>
                                    </description>
                <pubDate>Sat, 30 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10520</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Xvb2qJpNQdB458Bw7rm96Ud0KNAcsbeX7lPsvder.mp3"  length="39160143"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Many Americans spend decades building their retirement nest egg, only to lose a massive chunk of it to unnecessary taxes because they lacked a distribution plan. In this episode, Neil Wilding reveals strategic wealth-building and tax-efficiency secrets that most traditional advisors overlook. Tune in to discover how navigating the road less taxed can help you keep more of your hard-earned money and secure a more abundant retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Many Americans spend decades building their retirement nest egg, only to lose a massive chunk of it to unnecessary taxes because they lacked a distribution plan. In this episode, Neil Wilding reveals strategic wealth-building and tax-efficiency secrets that most traditional advisors overlook. Tune in to discover how navigating the road less taxed can help you keep more of your hard-earned money and secure a more abundant retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Enhanced Planning Considerations]]>
                </title>
                                <description>
                                            <![CDATA[This episode breaks down advanced wealth management strategies that go beyond standard retirement saving. Discover how shifting tax laws, estate structuring, and sophisticated asset location can protect your portfolio from hidden vulnerabilities. Whether you are managing a sudden windfall or optimizing intergenerational wealth, learn how to elevate your financial blueprint for the long haul.]]>
                                    </description>
                <pubDate>Sat, 23 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10484</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/LIaG1RoQKGjyt4DcIZHtJHQaMmaOAsAqcVr3NDWp.mp3"  length="37275067"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode breaks down advanced wealth management strategies that go beyond standard retirement saving. Discover how shifting tax laws, estate structuring, and sophisticated asset location can protect your portfolio from hidden vulnerabilities. Whether you are managing a sudden windfall or optimizing intergenerational wealth, learn how to elevate your financial blueprint for the long haul.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode breaks down advanced wealth management strategies that go beyond standard retirement saving. Discover how shifting tax laws, estate structuring, and sophisticated asset location can protect your portfolio from hidden vulnerabilities. Whether you are managing a sudden windfall or optimizing intergenerational wealth, learn how to elevate your financial blueprint for the long haul.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Active Investment Management vs Passive Investment Management]]>
                </title>
                                <description>
                                            <![CDATA[Dive into the core debate of the investing world as we break down the high-stakes strategies of active management versus the steady approach of passive indexing. We analyze the trade-offs between seeking market-beating returns and prioritizing low-cost, long-term stability. This episode equips you with the insights needed to decide which philosophy aligns best with your financial goals and risk tolerance.]]>
                                    </description>
                <pubDate>Sat, 09 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10323</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/a9JggyKTStRDPPlq5lcptBwc8bSZbzWpjuXB56uH.mp3"  length="37044349"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Dive into the core debate of the investing world as we break down the high-stakes strategies of active management versus the steady approach of passive indexing. We analyze the trade-offs between seeking market-beating returns and prioritizing low-cost, long-term stability. This episode equips you with the insights needed to decide which philosophy aligns best with your financial goals and risk tolerance.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Dive into the core debate of the investing world as we break down the high-stakes strategies of active management versus the steady approach of passive indexing. We analyze the trade-offs between seeking market-beating returns and prioritizing low-cost, long-term stability. This episode equips you with the insights needed to decide which philosophy aligns best with your financial goals and risk tolerance.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Market Update with Keith Gangl]]>
                </title>
                                <description>
                                            <![CDATA[Ryan welcomes special guest Keith Gangl, senior portfolio manager from Gradient Investments to talk about the current and future markets, and the effects of the rising price of oil.]]>
                                    </description>
                <pubDate>Sat, 02 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10274</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/LGnOMHcRFHL5ybs5DcaD30qeQiK0L7BeTEsk13Fm.mp3"  length="41486487"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Ryan welcomes special guest Keith Gangl, senior portfolio manager from Gradient Investments to talk about the current and future markets, and the effects of the rising price of oil.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Ryan welcomes special guest Keith Gangl, senior portfolio manager from Gradient Investments to talk about the current and future markets, and the effects of the rising price of oil.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Importance of Planning]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we break down why a well-structured roadmap is the ultimate defense against market volatility and unexpected life changes. We explore the psychological benefits of setting clear financial goals and how a proactive strategy can transform your relationship with money.]]>
                                    </description>
                <pubDate>Sat, 04 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10107</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/0800jBsf7xZwTiGVUQoqW8RGaLTEZzlzU0TtgpfA.mp3"  length="47928153"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we break down why a well-structured roadmap is the ultimate defense against market volatility and unexpected life changes. We explore the psychological benefits of setting clear financial goals and how a proactive strategy can transform your relationship with money.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we break down why a well-structured roadmap is the ultimate defense against market volatility and unexpected life changes. We explore the psychological benefits of setting clear financial goals and how a proactive strategy can transform your relationship with money.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What is the IRMAA Tax and How Does it Impact You with Becky Swansburg]]>
                </title>
                                <description>
                                            <![CDATA[In this episode of Moore Financial Talk, we break down the Income-Related Monthly Adjustment Amount (IRMAA) and why it matters for Medicare recipients. Joined by Becky Swansburg, we explore how your income can affect premiums and what triggers these additional costs. Tune in to learn strategies to better plan ahead and potentially minimize IRMAA’s impact on your retirement finances.]]>
                                    </description>
                <pubDate>Sat, 21 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10041</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/3K6W4JB3TS13pwmSndfeapwPh8huwYQqkajIRmg5.mp3"  length="38185371"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode of Moore Financial Talk, we break down the Income-Related Monthly Adjustment Amount (IRMAA) and why it matters for Medicare recipients. Joined by Becky Swansburg, we explore how your income can affect premiums and what triggers these additional costs. Tune in to learn strategies to better plan ahead and potentially minimize IRMAA’s impact on your retirement finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode of Moore Financial Talk, we break down the Income-Related Monthly Adjustment Amount (IRMAA) and why it matters for Medicare recipients. Joined by Becky Swansburg, we explore how your income can affect premiums and what triggers these additional costs. Tune in to learn strategies to better plan ahead and potentially minimize IRMAA’s impact on your retirement finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Gold and Digital Gold Update]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we break down the mid-March market correction that has spot gold consolidating near $5,100 and Bitcoin testing support in the $70,000 range. We explore how surging oil prices and a hawkish shift in Federal Reserve expectations are creating headwinds for both asset classes, despite ongoing geopolitical tensions in the Middle East.]]>
                                    </description>
                <pubDate>Sat, 14 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10005</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/neJu7s1QJk0xqIiB1CJCbR0RTJ4ASAXgmyPPEEVI.mp3"  length="50895645"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we break down the mid-March market correction that has spot gold consolidating near $5,100 and Bitcoin testing support in the $70,000 range. We explore how surging oil prices and a hawkish shift in Federal Reserve expectations are creating headwinds for both asset classes, despite ongoing geopolitical tensions in the Middle East.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we break down the mid-March market correction that has spot gold consolidating near $5,100 and Bitcoin testing support in the $70,000 range. We explore how surging oil prices and a hawkish shift in Federal Reserve expectations are creating headwinds for both asset classes, despite ongoing geopolitical tensions in the Middle East.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[401(k) Insights]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we break down the mechanics of employer matching contributions to ensure you aren&#039;t leaving free money on the table. We explore the critical differences between traditional and Roth 401(k) options to help you determine which tax advantage aligns with your long-term retirement goals. Finally, our experts share actionable strategies for rebalancing your portfolio to maintain your desired risk level in a volatile market.]]>
                                    </description>
                <pubDate>Sat, 07 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9958</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/XxV7eAJEesG4xN0Liynh0VSXKQ5qwnzJHJkbtqOh.mp3"  length="41906185"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we break down the mechanics of employer matching contributions to ensure you aren&#039;t leaving free money on the table. We explore the critical differences between traditional and Roth 401(k) options to help you determine which tax advantage aligns with your long-term retirement goals. Finally, our experts share actionable strategies for rebalancing your portfolio to maintain your desired risk level in a volatile market.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we break down the mechanics of employer matching contributions to ensure you aren&#039;t leaving free money on the table. We explore the critical differences between traditional and Roth 401(k) options to help you determine which tax advantage aligns with your long-term retirement goals. Finally, our experts share actionable strategies for rebalancing your portfolio to maintain your desired risk level in a volatile market.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Market Update with Senior Portfolio Manager Keith Gangl]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, Senior Portfolio Manager Keith Gangl breaks down the recent market volatility and identifies which sectors are showing unexpected resilience. He provides a deep dive into current inflationary trends, offering a professional perspective on how shifting interest rates might impact your long-term investment strategy. The discussion wraps up with actionable insights on portfolio rebalancing to help listeners navigate the complexities of the current economic landscape.]]>
                                    </description>
                <pubDate>Sat, 14 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9811</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/jdXykT3kQjXOqWE2gRMwSTihkPRn0jUQBEnqORB2.mp3"  length="50975477"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, Senior Portfolio Manager Keith Gangl breaks down the recent market volatility and identifies which sectors are showing unexpected resilience. He provides a deep dive into current inflationary trends, offering a professional perspective on how shifting interest rates might impact your long-term investment strategy. The discussion wraps up with actionable insights on portfolio rebalancing to help listeners navigate the complexities of the current economic landscape.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, Senior Portfolio Manager Keith Gangl breaks down the recent market volatility and identifies which sectors are showing unexpected resilience. He provides a deep dive into current inflationary trends, offering a professional perspective on how shifting interest rates might impact your long-term investment strategy. The discussion wraps up with actionable insights on portfolio rebalancing to help listeners navigate the complexities of the current economic landscape.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[When Not To Play It Safe]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                                    </description>
                <pubDate>Sat, 07 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9764</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/6eGnt0mZmgOzIWOr7xPAZ8eaN5xfynrn4l14szfp.mp3"  length="45213513"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retiring Early? Here’s What You Need To Know.]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </description>
                <pubDate>Sat, 31 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9722</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/KifF7NcEQ7GWWZYyclDFnnK0e2xVM7GFzUs3v8OI.mp3"  length="37793077"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Five Pillars for Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </description>
                <pubDate>Sat, 24 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9683</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/DNhB54zW6g6Krdx7IqxlSPm9sVvAfOoYPpdsU6oH.mp3"  length="44158797"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Getting Financially Ready for 2026]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </description>
                <pubDate>Sat, 06 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9465</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/cfQ0lJFMQ8TDh6y67pDiylczNXLRRjZA3EdnUhqC.mp3"  length="36602856"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[More Financial Steps to Take Before and After Retirement]]>
                </title>
                                <description>
                                            <![CDATA[This episode provides a checklist detailing the often-missed financial steps you must take before and after you retire to ensure a seamless transition and lasting security. We cover critical pre-retirement moves like optimizing your Social Security claiming strategy and stress-testing your withdrawal plan, alongside post-retirement necessities like adjusting your asset allocation and setting up your RMD schedule. Tune in for a comprehensive guide to navigating the entire retirement landscape and protecting your hard-earned savings.]]>
                                    </description>
                <pubDate>Sat, 22 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9402</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/LcCzM6eHY5LBJuk1gZ3tpLPkAGqnBng21L78L7Aq.mp3"  length="50500356"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode provides a checklist detailing the often-missed financial steps you must take before and after you retire to ensure a seamless transition and lasting security. We cover critical pre-retirement moves like optimizing your Social Security claiming strategy and stress-testing your withdrawal plan, alongside post-retirement necessities like adjusting your asset allocation and setting up your RMD schedule. Tune in for a comprehensive guide to navigating the entire retirement landscape and protecting your hard-earned savings.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode provides a checklist detailing the often-missed financial steps you must take before and after you retire to ensure a seamless transition and lasting security. We cover critical pre-retirement moves like optimizing your Social Security claiming strategy and stress-testing your withdrawal plan, alongside post-retirement necessities like adjusting your asset allocation and setting up your RMD schedule. Tune in for a comprehensive guide to navigating the entire retirement landscape and protecting your hard-earned savings.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Essential Steps for Before Retirement]]>
                </title>
                                <description>
                                            <![CDATA[This episode outlines the crucial financial and practical actions you must take in the years leading up to your planned retirement date. We detail essential steps like stress-testing your withdrawal strategy, optimizing your Social Security claiming age, and addressing potential healthcare funding gaps. Tune in for a comprehensive checklist that ensures your transition into retirement is financially secure and strategically sound.]]>
                                    </description>
                <pubDate>Sat, 08 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9328</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/fikSzhzcXfVj50LZ77mtZFcGnj4BdTsWgOr7hyNx.mp3"  length="46603398"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode outlines the crucial financial and practical actions you must take in the years leading up to your planned retirement date. We detail essential steps like stress-testing your withdrawal strategy, optimizing your Social Security claiming age, and addressing potential healthcare funding gaps. Tune in for a comprehensive checklist that ensures your transition into retirement is financially secure and strategically sound.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode outlines the crucial financial and practical actions you must take in the years leading up to your planned retirement date. We detail essential steps like stress-testing your withdrawal strategy, optimizing your Social Security claiming age, and addressing potential healthcare funding gaps. Tune in for a comprehensive checklist that ensures your transition into retirement is financially secure and strategically sound.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Wealth Building Tips]]>
                </title>
                                <description>
                                            <![CDATA[Are you relying on luck or a strategy? We break down the essential steps to build real, lasting wealth, focusing on smart debt management, maximizing tax-advantaged accounts, and escaping the trap of lifestyle creep. Tune in to transform your financial goals into a detailed and executable plan for financial freedom.]]>
                                    </description>
                <pubDate>Sat, 01 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9270</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/2LFFxbIEAUgutzzxtI5pN2COUcVDAjHpUq3fT32Q.mp3"  length="55401712"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Are you relying on luck or a strategy? We break down the essential steps to build real, lasting wealth, focusing on smart debt management, maximizing tax-advantaged accounts, and escaping the trap of lifestyle creep. Tune in to transform your financial goals into a detailed and executable plan for financial freedom.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Are you relying on luck or a strategy? We break down the essential steps to build real, lasting wealth, focusing on smart debt management, maximizing tax-advantaged accounts, and escaping the trap of lifestyle creep. Tune in to transform your financial goals into a detailed and executable plan for financial freedom.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Moore Rate Cuts and Bonds with Guest Kyle Bergacker]]>
                </title>
                                <description>
                                            <![CDATA[Anticipation for further Fed easing has the fixed-income market buzzing—but where are the safest and most profitable opportunities in bonds right now? We welcome Kyle Bergacker to analyze the impact of &quot;Moore&quot; potential rate cuts and discuss what this means for investors moving out of high-yield cash products. Kyle details the tactical shifts he is making across portfolio duration and credit quality to maximize income and price appreciation in a rapidly evolving rate environment.]]>
                                    </description>
                <pubDate>Sat, 25 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9238</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/WTUXctip0PaynItoGZGnrWun25oBfAGPdxGBj6fp.mp3"  length="41842440"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Anticipation for further Fed easing has the fixed-income market buzzing—but where are the safest and most profitable opportunities in bonds right now? We welcome Kyle Bergacker to analyze the impact of &quot;Moore&quot; potential rate cuts and discuss what this means for investors moving out of high-yield cash products. Kyle details the tactical shifts he is making across portfolio duration and credit quality to maximize income and price appreciation in a rapidly evolving rate environment.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Anticipation for further Fed easing has the fixed-income market buzzing—but where are the safest and most profitable opportunities in bonds right now? We welcome Kyle Bergacker to analyze the impact of &quot;Moore&quot; potential rate cuts and discuss what this means for investors moving out of high-yield cash products. Kyle details the tactical shifts he is making across portfolio duration and credit quality to maximize income and price appreciation in a rapidly evolving rate environment.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Medicare Insights with Norm Kuk]]>
                </title>
                                <description>
                                            <![CDATA[With Annual Enrollment Period approaching, Medicare expert Norm Kuk joins us to break down the critical choices facing retirees, including the major differences between Medicare Advantage and Medigap plans. He explains how to evaluate the long-term financial risks of each option, from network restrictions to out-of-pocket maximums, and why the &quot;free&quot; plan often comes with a hidden cost. Don&#039;t risk a costly mistake: this episode provides a clear, timely roadmap to selecting the best coverage for your unique health and budget needs.]]>
                                    </description>
                <pubDate>Sat, 18 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9194</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/xLdie5mryAi04TLb1KR2wqs806yHlRnZsdGv1X0F.mp3"  length="43246410"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[With Annual Enrollment Period approaching, Medicare expert Norm Kuk joins us to break down the critical choices facing retirees, including the major differences between Medicare Advantage and Medigap plans. He explains how to evaluate the long-term financial risks of each option, from network restrictions to out-of-pocket maximums, and why the &quot;free&quot; plan often comes with a hidden cost. Don&#039;t risk a costly mistake: this episode provides a clear, timely roadmap to selecting the best coverage for your unique health and budget needs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[With Annual Enrollment Period approaching, Medicare expert Norm Kuk joins us to break down the critical choices facing retirees, including the major differences between Medicare Advantage and Medigap plans. He explains how to evaluate the long-term financial risks of each option, from network restrictions to out-of-pocket maximums, and why the &quot;free&quot; plan often comes with a hidden cost. Don&#039;t risk a costly mistake: this episode provides a clear, timely roadmap to selecting the best coverage for your unique health and budget needs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security: Preparing for the Unknown]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at Social Security from two important angles: Whether you should file early given the program’s somewhat uncertain future and how a possible 24% Social Security cut could impact retirement as soon as 2032.]]>
                                    </description>
                <pubDate>Sat, 13 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9010</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/8WXPcjS1ygGRaAJAj1j5yYDo6OEq7aS1YnXKn2dd.mp3"  length="40364947"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at Social Security from two important angles: Whether you should file early given the program’s somewhat uncertain future and how a possible 24% Social Security cut could impact retirement as soon as 2032.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Sep 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at Social Security from two important angles: Whether you should file early given the program’s somewhat uncertain future and how a possible 24% Social Security cut could impact retirement as soon as 2032.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Market Update &amp; Outlook with Keith Gangl]]>
                </title>
                                <description>
                                            <![CDATA[Join us for a market update and outlook with special guest Keith Gangl, a seasoned portfolio manager with over 20 years of experience. We&#039;ll break down the latest market movements, analyze key economic indicators, and discuss strategies to help you navigate a volatile landscape. Don&#039;t miss this in-depth conversation to gain valuable insights for your investment portfolio.]]>
                                    </description>
                <pubDate>Sat, 06 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8980</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ncqnfrNpZkAFR7hd7BJW2aAknjNidu54KXu6hNn3.mp3"  length="49751449"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Join us for a market update and outlook with special guest Keith Gangl, a seasoned portfolio manager with over 20 years of experience. We&#039;ll break down the latest market movements, analyze key economic indicators, and discuss strategies to help you navigate a volatile landscape. Don&#039;t miss this in-depth conversation to gain valuable insights for your investment portfolio.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Sep 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Join us for a market update and outlook with special guest Keith Gangl, a seasoned portfolio manager with over 20 years of experience. We&#039;ll break down the latest market movements, analyze key economic indicators, and discuss strategies to help you navigate a volatile landscape. Don&#039;t miss this in-depth conversation to gain valuable insights for your investment portfolio.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Beneficiary 101]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                                    </description>
                <pubDate>Sat, 30 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8949</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/hiy9UgcYggYj2thGBBv1fxaZU3fxw83U0tccvfPV.mp3"  length="47179616"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tax Bill Takeaways with Becky Swansburg with Stonewood Financial]]>
                </title>
                                <description>
                                            <![CDATA[In this special episode, we&#039;re joined by Becky Swansburg, CEO of Stonewood Financial and a leading expert on legislative risk in retirement. We&#039;ll break down the biggest takeaways from the latest tax bill and explain how the new provisions will impact your financial planning. Tune in to learn how to navigate these changes and position your investments for a more secure financial future.]]>
                                    </description>
                <pubDate>Sat, 23 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8915</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/BdUfWcQvzje2sEftDCVbz7KW2J6Stku3If72IihM.mp3"  length="47613337"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this special episode, we&#039;re joined by Becky Swansburg, CEO of Stonewood Financial and a leading expert on legislative risk in retirement. We&#039;ll break down the biggest takeaways from the latest tax bill and explain how the new provisions will impact your financial planning. Tune in to learn how to navigate these changes and position your investments for a more secure financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this special episode, we&#039;re joined by Becky Swansburg, CEO of Stonewood Financial and a leading expert on legislative risk in retirement. We&#039;ll break down the biggest takeaways from the latest tax bill and explain how the new provisions will impact your financial planning. Tune in to learn how to navigate these changes and position your investments for a more secure financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t make these 401(k) mistakes]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                                    </description>
                <pubDate>Sat, 02 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8806</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/nczQsv6f45RXUXl5azUS5j1NTgDMWTjTNEUPUx9v.mp3"  length="51295712"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Can Life Insurance be Treated as an Investment?]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we tackle one of the most debated topics in personal finance: Can life insurance truly be considered an investment vehicle? We&#039;ll break down how cash value policies work, examining their growth potential and comparing them against more traditional investment options. Tune in to understand the critical pros and cons to determine if this financial product aligns with your personal long-term goals.]]>
                                    </description>
                <pubDate>Sat, 12 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8722</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/c38cDPpK1AktKjCoDZMxR73wZHFj4WgGhx7bhleE.mp3"  length="38219276"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we tackle one of the most debated topics in personal finance: Can life insurance truly be considered an investment vehicle? We&#039;ll break down how cash value policies work, examining their growth potential and comparing them against more traditional investment options. Tune in to understand the critical pros and cons to determine if this financial product aligns with your personal long-term goals.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 12 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we tackle one of the most debated topics in personal finance: Can life insurance truly be considered an investment vehicle? We&#039;ll break down how cash value policies work, examining their growth potential and comparing them against more traditional investment options. Tune in to understand the critical pros and cons to determine if this financial product aligns with your personal long-term goals.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Interview with Best Selling Author David McKnight]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Ryan welcomes best selling author David McKnight. David is one of the nations premiere experts on taxes, the national debt and financial planning. His bestselling book The Power of Zero has sold more than 400,000 copies. He talks about how to plan for a tax free retirement and more.]]>
                                    </description>
                <pubDate>Sat, 28 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8664</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/wwNYEpsw0EpaKRg4lTk70WGxo5K1pSwlUP65sOaw.mp3"  length="66770450"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Ryan welcomes best selling author David McKnight. David is one of the nations premiere experts on taxes, the national debt and financial planning. His bestselling book The Power of Zero has sold more than 400,000 copies. He talks about how to plan for a tax free retirement and more.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Ryan welcomes best selling author David McKnight. David is one of the nations premiere experts on taxes, the national debt and financial planning. His bestselling book The Power of Zero has sold more than 400,000 copies. He talks about how to plan for a tax free retirement and more.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Digital Revolution]]>
                </title>
                                <description>
                                            <![CDATA[Tyler Ellegard, a portfolio manager with Gradient Financial Group joins to dive into the rapidly evolving world of digital payments. We&#039;ll explore how innovations like AI and blockchain are reshaping transactions, making them faster, more secure, and accessible globally. Tune in to understand the future of your money and how these technological advancements could impact your financial landscape.]]>
                                    </description>
                <pubDate>Sat, 07 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8560</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/T4YI5JG0ztN3stb4xsi4F1epyU2764xUjhvuYVJ1.mp3"  length="48271136"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Tyler Ellegard, a portfolio manager with Gradient Financial Group joins to dive into the rapidly evolving world of digital payments. We&#039;ll explore how innovations like AI and blockchain are reshaping transactions, making them faster, more secure, and accessible globally. Tune in to understand the future of your money and how these technological advancements could impact your financial landscape.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Tyler Ellegard, a portfolio manager with Gradient Financial Group joins to dive into the rapidly evolving world of digital payments. We&#039;ll explore how innovations like AI and blockchain are reshaping transactions, making them faster, more secure, and accessible globally. Tune in to understand the future of your money and how these technological advancements could impact your financial landscape.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Annuities: Perceptions Versus Realities]]>
                </title>
                                <description>
                                            <![CDATA[The financial media is flooded with information about annuities. Some of it may be good to know. Some may not be. How can you filter the perceptions that are rooted in reality from the ones that aren’t?]]>
                                    </description>
                <pubDate>Sat, 31 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8515</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/IZj78MRURYg56C0uehhjjNZzJj5IDPEDRrcXOjpA.mp3"  length="48015392"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[The financial media is flooded with information about annuities. Some of it may be good to know. Some may not be. How can you filter the perceptions that are rooted in reality from the ones that aren’t?]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[The financial media is flooded with information about annuities. Some of it may be good to know. Some may not be. How can you filter the perceptions that are rooted in reality from the ones that aren’t?]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Market Update with Keith Gangl]]>
                </title>
                                <description>
                                            <![CDATA[Ryan welcomes Gradient Investments senior portfolio manager Keith Gangl. Keith breaks down the latest inflation data and what it means for your investment strategy. He offers his expert analysis on the recent market volatility, highlighting potential opportunities and pitfalls for long-term investors. Finally, Keith shares key insights on sector rotation and how to position your portfolio for the remainder of the year.]]>
                                    </description>
                <pubDate>Sat, 17 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8387</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Y7hSqz1mFLzzbx0Fkukg9e4K5VQhb5SdoejikmSS.mp3"  length="42968887"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Ryan welcomes Gradient Investments senior portfolio manager Keith Gangl. Keith breaks down the latest inflation data and what it means for your investment strategy. He offers his expert analysis on the recent market volatility, highlighting potential opportunities and pitfalls for long-term investors. Finally, Keith shares key insights on sector rotation and how to position your portfolio for the remainder of the year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Ryan welcomes Gradient Investments senior portfolio manager Keith Gangl. Keith breaks down the latest inflation data and what it means for your investment strategy. He offers his expert analysis on the recent market volatility, highlighting potential opportunities and pitfalls for long-term investors. Finally, Keith shares key insights on sector rotation and how to position your portfolio for the remainder of the year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement: How do you know if you’re ready?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                                    </description>
                <pubDate>Sat, 10 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8355</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/AkQxPosP8M9kjCCGfUpFuOkiC5HnoaqZmUo5HuX7.mp3"  length="34206368"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are you ready for a recession?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss tips for handling your finances and having a plan that will help you if the US goes into a recession.]]>
                                    </description>
                <pubDate>Sat, 26 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8306</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/y6KnO90XqpxOW8Uxlc4UKDTtPHNTjHJnymyvHKZH.mp3"  length="40685216"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss tips for handling your finances and having a plan that will help you if the US goes into a recession.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 26 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss tips for handling your finances and having a plan that will help you if the US goes into a recession.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Rollover or Stay Put?]]>
                </title>
                                <description>
                                            <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                                    </description>
                <pubDate>Sat, 19 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8274</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/tkiwoqdoB2yLQWjnyDVK7KNUsw1l6HrRmmaFuwnx.mp3"  length="41754272"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Reducing Taxes on Retirement Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss how you can save money on withdrawals from retirement accounts.]]>
                                    </description>
                <pubDate>Sat, 12 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8236</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/16DX8TK1JuZaXfLELIzpMNmWZFTGCXNPddC4tubM.mp3"  length="49752608"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss how you can save money on withdrawals from retirement accounts.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 12 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss how you can save money on withdrawals from retirement accounts.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, you need an estate plan]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we’re going to consider the building blocks of an estate plan as well as common estate planning mistakes.]]>
                                    </description>
                <pubDate>Sat, 22 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8134</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250322-3455-Moore.mp3"  length="44873312"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we’re going to consider the building blocks of an estate plan as well as common estate planning mistakes.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we’re going to consider the building blocks of an estate plan as well as common estate planning mistakes.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security Steps for Couples]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to look at five possible Social Security steps for couples as well as basic Social Security elements that everyone should know.]]>
                                    </description>
                <pubDate>Sat, 28 Dec 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7836</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241228-3429-Moore.mp3"  length="38526944"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to look at five possible Social Security steps for couples as well as basic Social Security elements that everyone should know.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Dec 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to look at five possible Social Security steps for couples as well as basic Social Security elements that everyone should know.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Taxes may rise soon, here’s what to do…]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                                    </description>
                <pubDate>Sat, 21 Dec 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7820</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241221-3425-Moore.mp3"  length="40255520"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Dec 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[&quot;Moore&quot; Financial Talk!]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we introduce our host, Ryan Moore and talk about the financial strategies and tips that we&#039;ll be covering each week on the show!]]>
                                    </description>
                <pubDate>Sat, 16 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7679</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/N241109-282001-Moore.mp3"  length="35277152"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ryan Moore]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we introduce our host, Ryan Moore and talk about the financial strategies and tips that we&#039;ll be covering each week on the show!]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ryan Moore</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we introduce our host, Ryan Moore and talk about the financial strategies and tips that we&#039;ll be covering each week on the show!]]>
                    </content:encoded>
                            </item>
            </channel>
</rss>
