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        <title>
            <![CDATA[O.W.N. Your Retirement®]]>
        </title>
        <link>http://www.kaizenfinancialgroup.com</link>
        <description>
            <![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]>
        </description>
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            <url>https://financially-tuned.s3.us-east-2.amazonaws.com/public/ownpodcast2.png</url>
            <title>
                <![CDATA[O.W.N. Your Retirement®]]>
            </title>
            <link>http://www.kaizenfinancialgroup.com</link>
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        <language>en-us</language>
        
        
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                    <itunes:author>
                <![CDATA[Albert Lalonde]]>
            </itunes:author>
                <itunes:owner>
            <itunes:name>
                <![CDATA[Albert Lalonde]]>
            </itunes:name>
            <itunes:email>radio@lusonmedia.com</itunes:email>
        </itunes:owner>
        <itunes:image href="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ownpodcast2.png" />
        
        <itunes:category text="Business" />
        <itunes:explicit>no</itunes:explicit>

        
        <dc:creator>
            <![CDATA[Albert Lalonde]]>
        </dc:creator>

                    <item>
                <title>
                    <![CDATA[Navigating a Late Career Layoff]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                                    </description>
                <pubDate>Sat, 06 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10541</guid>

                
                
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                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Habits for a Happy Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                                    </description>
                <pubDate>Sat, 23 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10471</guid>

                
                
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                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Should Know About IRA Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </description>
                <pubDate>Sat, 16 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10411</guid>

                
                
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                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is a Roth Conversion Right for You?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                                    </description>
                <pubDate>Sat, 09 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10317</guid>

                
                
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                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Much Monthly Retirement Income is Enough?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                                    </description>
                <pubDate>Sat, 02 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10261</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/fUVqVW5PPhIB4jAwU4k0B22TfXdIxTJmYXywUizC.mp3"  length="39885872"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Power of Spousal Benefits]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]>
                                    </description>
                <pubDate>Sat, 25 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10218</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ckiZCT0cgODkH4E3OXDB4Fdc1Jo7JRwgn6puZSPX.mp3"  length="36628852"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, You Can Spend During Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 11 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10156</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/vobTHisTRtyvTnBgxDmW3QAXbea0A4FAyy7CDAV2.mp3"  length="40350730"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings: Is Yours on Track?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                                    </description>
                <pubDate>Sat, 21 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10014</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/hMYBA5h9gkanHcMS50PfxsfZEtnxF71wZ5XGdd6Z.mp3"  length="39723638"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Long-Term Care Myths and Facts]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </description>
                <pubDate>Sat, 14 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9978</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/fV0BgFP4NffbThiroljqPz3xGtbjj3kco4tecuHB.mp3"  length="43328691"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Follow Your Social Security Signs]]>
                </title>
                                <description>
                                            <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                                    </description>
                <pubDate>Sat, 07 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9933</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/3XvJeIyCVQgeZFIiApsDh2RdaAnecYY9Q0GkVfxZ.mp3"  length="40185762"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Taxes and Money Moves]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                                    </description>
                <pubDate>Sat, 28 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9887</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/6EyMzQLzTJwcTy8ku1C8fnS8qmxp0P53XkC59jEs.mp3"  length="37084174"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Prepare Today for Tomorrow’s Healthcare Costs]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                                    </description>
                <pubDate>Sat, 21 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9859</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/LI3zYmrwCz3z1945v7OC4RKQNMLSVcyLUYJc5aIq.mp3"  length="38183354"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What 2026 Could Mean for Retirees]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                                    </description>
                <pubDate>Sat, 14 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9786</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/44hJxvLwp99SqSxmO3oxaRNmuS29lsuXe42837GT.mp3"  length="40856166"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Gen X Retirement Strategies]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                                    </description>
                <pubDate>Sat, 31 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9695</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/EgkybX8soHvE4IadBSNxpYmTuauBUtMSuZPzaiUF.mp3"  length="42774418"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Five Pillars for Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </description>
                <pubDate>Sat, 17 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9642</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/b7nL46Ha3yIMJFoolxyg5nhq4mjo2Z4sRXV3bhfd.mp3"  length="40067390"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Medicare Part B Will Be Pricier in 2026]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll be discussing the rise in Medicare Part B costs as well as other Medicare changes coming in 2026.]]>
                                    </description>
                <pubDate>Sat, 20 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9524</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/NDg6No6ByrmZOSC2cNhlBM2lMyxnZ9RfxNCSg5UA.mp3"  length="42267968"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll be discussing the rise in Medicare Part B costs as well as other Medicare changes coming in 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll be discussing the rise in Medicare Part B costs as well as other Medicare changes coming in 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Getting Financially Ready for 2026]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </description>
                <pubDate>Sat, 29 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9424</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/zvXw7vgXC5Ew68kd8y8a1SlgZBHlI2ldKd5168uL.mp3"  length="40871023"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 29 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Great Wealth Transfer and You]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </description>
                <pubDate>Sat, 22 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9387</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/spZWgljA6EWiCSbN1Txnf09Rbx2GJCU6LLFj0yTx.mp3"  length="37593755"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement: When Should You Wait?]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                                    </description>
                <pubDate>Sat, 15 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9352</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/oemXIGZUORKiVEzEjSqFs4Omb9bgvM8B5BQFr5Lb.mp3"  length="43511751"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What Social Security’s 2026 COLA Means for You]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we’re going to discuss Social Security recently announced 2026 Cost of Living Adjustment (COLA).]]>
                                    </description>
                <pubDate>Sat, 08 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9298</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/jQtEDN3CqPONYaWVI37y0bKPI7NBaekRZpmpD5tx.mp3"  length="41895177"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we’re going to discuss Social Security recently announced 2026 Cost of Living Adjustment (COLA).]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we’re going to discuss Social Security recently announced 2026 Cost of Living Adjustment (COLA).]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[So, You’re a Decade From Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                                    </description>
                <pubDate>Sat, 01 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9250</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/hBtI1dXjkpYgFbqYYhpnAmSYdGassaWS6ytykwyx.mp3"  length="38568777"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Emergency Fund 101]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                                    </description>
                <pubDate>Sat, 18 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9185</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/X1ayaDOq5J4n10Cg2UKF7QtnFBMFjXFbiYsaAbGw.mp3"  length="40648309"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Managing Financial Risk During a Market Downturn]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                                    </description>
                <pubDate>Sat, 11 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9144</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/zepVYtNFS7yrrlRcYQrM4A5kadiANv7s5qf8JZbm.mp3"  length="41406987"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the Fed’s Rate Cut Means For You]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 04 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9100</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/UNEZDlvZcW4gSbrvkI4Wl9S5mP5ee56sQcW3VMBT.mp3"  length="36610979"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Protect Your 401(k)]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’ll talk about what to do with your 401(k) if you change jobs, along with some other important 401(k) housekeeping items.]]>
                                    </description>
                <pubDate>Sat, 06 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8968</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/gwShaCEkSZZ34ka85t0gCBuHluDBFNcpIPuslpVy.mp3"  length="25948256"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’ll talk about what to do with your 401(k) if you change jobs, along with some other important 401(k) housekeeping items.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Sep 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’ll talk about what to do with your 401(k) if you change jobs, along with some other important 401(k) housekeeping items.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Life Insurance? Roth IRA? What You Need to Know!]]>
                </title>
                                <description>
                                            <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                                    </description>
                <pubDate>Sat, 30 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8941</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/VZpTDnGV4WHE93UEO7sLWrFY59SmbQrJvYboPxYv.mp3"  length="36362912"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Next Steps for You as You Age with Wendy Jones]]>
                </title>
                                <description>
                                            <![CDATA[Wendy Jones joins the podcast to help listeners navigate the financial complexities of aging and retirement. This episode focuses on the &quot;next steps&quot; you should be taking, from optimizing your investment portfolio to estate planning and long-term care considerations. We&#039;ll provide a clear roadmap for securing your financial future and ensuring peace of mind as you enter the next phase of life.]]>
                                    </description>
                <pubDate>Sat, 23 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8885</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/VudqVbWtXPawrbgc27BNRsXFBf71CRRym8zLdPcu.mp3"  length="68617181"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Wendy Jones joins the podcast to help listeners navigate the financial complexities of aging and retirement. This episode focuses on the &quot;next steps&quot; you should be taking, from optimizing your investment portfolio to estate planning and long-term care considerations. We&#039;ll provide a clear roadmap for securing your financial future and ensuring peace of mind as you enter the next phase of life.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Wendy Jones joins the podcast to help listeners navigate the financial complexities of aging and retirement. This episode focuses on the &quot;next steps&quot; you should be taking, from optimizing your investment portfolio to estate planning and long-term care considerations. We&#039;ll provide a clear roadmap for securing your financial future and ensuring peace of mind as you enter the next phase of life.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Beneficiary 101]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                                    </description>
                <pubDate>Sat, 16 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8851</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/np0CaemM3fYHINn9cXrP38ZD83pu4ogNyNQryUV9.mp3"  length="38995808"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security and the Big Beautiful Bill]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll take a much deeper look at how the recently signed Big Beautiful Bill will specifically affect Social Security and older Americans.]]>
                                    </description>
                <pubDate>Sat, 09 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8830</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/PInKiZZhqObMAiil0wgUFd67HJNqOOVtFXIMAJK7.mp3"  length="39390944"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll take a much deeper look at how the recently signed Big Beautiful Bill will specifically affect Social Security and older Americans.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll take a much deeper look at how the recently signed Big Beautiful Bill will specifically affect Social Security and older Americans.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The New Budget Bill and You]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to discuss what the newly signed federal budget bill may mean for older Americans and retirees.]]>
                                    </description>
                <pubDate>Sat, 02 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8795</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/YILI6DdvX0VT14FlRmeVdbeOMCFy9bf8xNL3x42X.mp3"  length="42082016"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to discuss what the newly signed federal budget bill may mean for older Americans and retirees.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to discuss what the newly signed federal budget bill may mean for older Americans and retirees.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Need to Know About IRMAA]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]>
                                    </description>
                <pubDate>Sat, 05 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8678</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/EXefwzBH2PJQwYrmK5uakSnvIYMyCkVnZKkmrPve.mp3"  length="33882080"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Finish 2025 Strongly]]>
                </title>
                                <description>
                                            <![CDATA[During this show we’re going to examine some mid-year 2025 financial steps that could brighten your 2026.]]>
                                    </description>
                <pubDate>Sat, 28 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8641</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/o9SCW5iBMmYyj2dAHbP5XkOcpQkdL9ysq2xLfwHT.mp3"  length="38545376"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we’re going to examine some mid-year 2025 financial steps that could brighten your 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we’re going to examine some mid-year 2025 financial steps that could brighten your 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Elder Abuse &amp; Financial Scams]]>
                </title>
                                <description>
                                            <![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]>
                                    </description>
                <pubDate>Sat, 14 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8578</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/oHNEz6TwAy8HtgEec1bUO2sMuq8XhpzXnKPWOLbN.mp3"  length="33735776"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Recession Fears are Easing]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we discuss the news that the U.S. and China are pausing tariffs for 90 days while they negotiate a formal trade agreement, and what it means for you and your finances.]]>
                                    </description>
                <pubDate>Sat, 07 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8530</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/1FiOxqykjTmxXy7yTn9k8wWOMEXc1xzg2Wf14CM3.mp3"  length="38001056"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we discuss the news that the U.S. and China are pausing tariffs for 90 days while they negotiate a formal trade agreement, and what it means for you and your finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we discuss the news that the U.S. and China are pausing tariffs for 90 days while they negotiate a formal trade agreement, and what it means for you and your finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Want an extra $50,000 for Retirement?]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we’ll discuss how you may be able to secure an extra $50,000 for retirement and how to protect your savings from a recession.]]>
                                    </description>
                <pubDate>Sat, 31 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8427</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Pd5HxhGS6ChlgPkll9kGRLMHTQS1FitO6OaSdz1a.mp3"  length="35062304"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we’ll discuss how you may be able to secure an extra $50,000 for retirement and how to protect your savings from a recession.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we’ll discuss how you may be able to secure an extra $50,000 for retirement and how to protect your savings from a recession.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Two Retirement Rules You Should Know About]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we’ll discuss two common retirement rules: The rule of $1,000 and the rule of dying with zero.]]>
                                    </description>
                <pubDate>Sat, 17 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8365</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/0j7vN9pLHpJ4I6dHDEi17N89J3o37kPis0qa435U.mp3"  length="39547616"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we’ll discuss two common retirement rules: The rule of $1,000 and the rule of dying with zero.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we’ll discuss two common retirement rules: The rule of $1,000 and the rule of dying with zero.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[9 strategies if you’re laid off right before retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at some steps you can take if you’re suddenly laid off from your job within five years of your preferred retirement date.]]>
                                    </description>
                <pubDate>Sat, 10 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8349</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/WodeJZs0KVaCaQnIp2bjs3mWLO9jXePY4xOXTFLn.mp3"  length="33422432"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at some steps you can take if you’re suddenly laid off from your job within five years of your preferred retirement date.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at some steps you can take if you’re suddenly laid off from your job within five years of your preferred retirement date.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are you ready for a recession?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss tips for handling your finances and having a plan that will help you if the US goes into a recession.]]>
                                    </description>
                <pubDate>Sat, 03 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8316</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/c6SsmTcMhrNQ5qNJ4XxmVRPZSZeB8hVKxxogoLde.mp3"  length="31365536"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss tips for handling your finances and having a plan that will help you if the US goes into a recession.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss tips for handling your finances and having a plan that will help you if the US goes into a recession.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is 2025 still your year?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider if those who wanted to retire in 2025 may need to reconsider, and we’ll also touch on how those running behind on retirement savings can still catch up.]]>
                                    </description>
                <pubDate>Sat, 26 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8286</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/GedFDzxjZX6wJwZPA0eU3XmAjDyLy9DAEppMv8Ey.mp3"  length="31612640"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider if those who wanted to retire in 2025 may need to reconsider, and we’ll also touch on how those running behind on retirement savings can still catch up.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 26 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider if those who wanted to retire in 2025 may need to reconsider, and we’ll also touch on how those running behind on retirement savings can still catch up.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, retirees should keep investing]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                                    </description>
                <pubDate>Sat, 19 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8273</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/35T3pTDivYJG17hCuQXM2C0lrO9UiA1GRaGCBNGE.mp3"  length="31757216"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial News: Hot off the Presses]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we’re going to discuss the two hottest current financial news stories: The tariffs, the market downturns, and it&#039;s affect on your 401(k).]]>
                                    </description>
                <pubDate>Sat, 12 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8231</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Z68aEPh2mdBs6DnuRPuulCOgz832YZ27R4sUTHcY.mp3"  length="32238176"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we’re going to discuss the two hottest current financial news stories: The tariffs, the market downturns, and it&#039;s affect on your 401(k).]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 12 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we’re going to discuss the two hottest current financial news stories: The tariffs, the market downturns, and it&#039;s affect on your 401(k).]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Retirement Targets]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll consider if you should plan to live to 95, five steps retirement steps, and building a retirement budget.]]>
                                    </description>
                <pubDate>Sat, 05 Apr 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8196</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250405-3461-Lalonde.mp3"  length="33353312"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll consider if you should plan to live to 95, five steps retirement steps, and building a retirement budget.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Apr 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll consider if you should plan to live to 95, five steps retirement steps, and building a retirement budget.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t make these 401(k) mistakes]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                                    </description>
                <pubDate>Sat, 29 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8162</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250329-3462-Lalonde.mp3"  length="38062112"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 29 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement: How do you know if you’re ready?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                                    </description>
                <pubDate>Sat, 22 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8131</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250322-3460-Lalonde.mp3"  length="38213024"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How much retirement income do you need?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss retirement income, how to invest and save for retirement with little money, and four sources of potential retirement income.]]>
                                    </description>
                <pubDate>Sat, 15 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8093</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250315-3459-Lalonde.mp3"  length="31871264"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss retirement income, how to invest and save for retirement with little money, and four sources of potential retirement income.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss retirement income, how to invest and save for retirement with little money, and four sources of potential retirement income.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security Fairness Act 101]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements.]]>
                                    </description>
                <pubDate>Sat, 08 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8063</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250308-3458-Lalonde.mp3"  length="37237280"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, you need an estate plan]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we’re going to consider the building blocks of an estate plan as well as common estate planning mistakes.]]>
                                    </description>
                <pubDate>Sat, 01 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8030</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250301-3455-Lalonde.mp3"  length="43212128"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we’re going to consider the building blocks of an estate plan as well as common estate planning mistakes.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we’re going to consider the building blocks of an estate plan as well as common estate planning mistakes.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tariffs and the Future]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.]]>
                                    </description>
                <pubDate>Sat, 22 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8005</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250222-3454-Lalonde.mp3"  length="29977952"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement is About the Details]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps.]]>
                                    </description>
                <pubDate>Sat, 15 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7983</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250215-3453-Lalonde.mp3"  length="34892960"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[8 Signs You’re Ready to Retire]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss eight signs that could tell you that you’re ready to retire as well as traits that lead to more retirement savings.]]>
                                    </description>
                <pubDate>Sat, 01 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7929</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250201-3450-Lalonde.mp3"  length="31200224"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss eight signs that could tell you that you’re ready to retire as well as traits that lead to more retirement savings.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss eight signs that could tell you that you’re ready to retire as well as traits that lead to more retirement savings.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial Resolutions for the New Year]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we explore actionable steps to achieve your financial goals in the new year. We&#039;ll discuss strategies for budgeting, saving, and investing, including tips for reducing debt, maximizing retirement contributions, and building an emergency fund. Join us as we provide practical advice and motivation to help you make 2025 your most financially successful year yet.]]>
                                    </description>
                <pubDate>Sat, 11 Jan 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7861</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250111-3448-Lalonde.mp3"  length="39573536"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we explore actionable steps to achieve your financial goals in the new year. We&#039;ll discuss strategies for budgeting, saving, and investing, including tips for reducing debt, maximizing retirement contributions, and building an emergency fund. Join us as we provide practical advice and motivation to help you make 2025 your most financially successful year yet.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Jan 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we explore actionable steps to achieve your financial goals in the new year. We&#039;ll discuss strategies for budgeting, saving, and investing, including tips for reducing debt, maximizing retirement contributions, and building an emergency fund. Join us as we provide practical advice and motivation to help you make 2025 your most financially successful year yet.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security in 2025]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss things you need to know about Social Security in 2025 as well as some of the lesser-known services that Social Security provides.]]>
                                    </description>
                <pubDate>Sat, 21 Dec 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7817</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241221-3447-Lalonde.mp3"  length="39160544"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss things you need to know about Social Security in 2025 as well as some of the lesser-known services that Social Security provides.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Dec 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss things you need to know about Social Security in 2025 as well as some of the lesser-known services that Social Security provides.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Reducing Taxes on Retirement Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss how you can save money on withdrawals from retirement accounts.]]>
                                    </description>
                <pubDate>Sat, 30 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7731</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241130-3443-Lalonde.mp3"  length="39030944"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss how you can save money on withdrawals from retirement accounts.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss how you can save money on withdrawals from retirement accounts.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What does the Fed’s rate cut mean for you?]]>
                </title>
                                <description>
                                            <![CDATA[During this program, we’re going to discuss what the recent news of a Fed rate cut means for the average American.]]>
                                    </description>
                <pubDate>Sat, 23 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7710</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241123-3441-Lalonde.mp3"  length="39046496"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this program, we’re going to discuss what the recent news of a Fed rate cut means for the average American.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this program, we’re going to discuss what the recent news of a Fed rate cut means for the average American.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What about Gen X?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll begin by looking at the retirement needs of Gen X before broadening out to discuss the retirement needs for workers of all ages.]]>
                                    </description>
                <pubDate>Sat, 02 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7640</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241102-3437-Lalonde.mp3"  length="36605279"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll begin by looking at the retirement needs of Gen X before broadening out to discuss the retirement needs for workers of all ages.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll begin by looking at the retirement needs of Gen X before broadening out to discuss the retirement needs for workers of all ages.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What’s scarier, death or retirement?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to look at why many Americans may be afraid of retirement and strategies you can use to help avoid that fear.]]>
                                    </description>
                <pubDate>Sat, 19 Oct 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7595</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241019-3436-Lalonde.mp3"  length="37896224"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to look at why many Americans may be afraid of retirement and strategies you can use to help avoid that fear.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Oct 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to look at why many Americans may be afraid of retirement and strategies you can use to help avoid that fear.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Rollover or Stay Put?]]>
                </title>
                                <description>
                                            <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                                    </description>
                <pubDate>Sat, 14 Sep 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7472</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240914-3435-Lalonde.mp3"  length="27024224"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Sep 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Preparing Your Finances for Fall]]>
                </title>
                                <description>
                                            <![CDATA[As the leaves change and the air cools, it&#039;s time to give your finances a seasonal refresh. In this episode, we&#039;ll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]>
                                    </description>
                <pubDate>Sat, 07 Sep 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7450</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240907-3433-Lalonde.mp3"  length="36115232"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[As the leaves change and the air cools, it&#039;s time to give your finances a seasonal refresh. In this episode, we&#039;ll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Sep 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[As the leaves change and the air cools, it&#039;s time to give your finances a seasonal refresh. In this episode, we&#039;ll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don&#039;t End Up with These Retirement Regrets]]>
                </title>
                                <description>
                                            <![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]>
                                    </description>
                <pubDate>Sat, 24 Aug 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7401</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240824-3432-Lalonde.mp3"  length="38023113"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Aug 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you&#039;ll have a clear roadmap to a worry-free retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Moving Up Your Retirement Date]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at steps you can take if you want to move your retirement date up. We’ll also look at the benefits that come with filing for Social Security at ages 62, 67, and 70.]]>
                                    </description>
                <pubDate>Sat, 17 Aug 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7375</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240817-3431-Lalonde.mp3"  length="23970848"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at steps you can take if you want to move your retirement date up. We’ll also look at the benefits that come with filing for Social Security at ages 62, 67, and 70.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Aug 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at steps you can take if you want to move your retirement date up. We’ll also look at the benefits that come with filing for Social Security at ages 62, 67, and 70.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security Steps for Couples]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to look at five possible Social Security steps for couples as well as basic Social Security elements that everyone should know.]]>
                                    </description>
                <pubDate>Sat, 10 Aug 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7347</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240810-3429-Lalonde.mp3"  length="34706336"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to look at five possible Social Security steps for couples as well as basic Social Security elements that everyone should know.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Aug 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to look at five possible Social Security steps for couples as well as basic Social Security elements that everyone should know.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Here’s How to Retire Early]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss the FIRE, or Financial Independence, Retire Early, technique.]]>
                                    </description>
                <pubDate>Sat, 20 Jul 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7279</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240720-3427-Lalonde.mp3"  length="36842720"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss the FIRE, or Financial Independence, Retire Early, technique.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Jul 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss the FIRE, or Financial Independence, Retire Early, technique.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Retirement Checklist]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to highlight the steps you should take each year as part of your 10-year retirement checklist.]]>
                                    </description>
                <pubDate>Sat, 13 Jul 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7257</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240713-3426-Lalonde.mp3"  length="37515488"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to highlight the steps you should take each year as part of your 10-year retirement checklist.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Jul 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to highlight the steps you should take each year as part of your 10-year retirement checklist.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Taxes may rise soon, here’s what to do…]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                                    </description>
                <pubDate>Sat, 06 Jul 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7238</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240706-3425-Lalonde.mp3"  length="33052064"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Jul 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Balancing Finances and Fulfillment]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll highlight creating a retirement plan that balances finances and fulfillment.]]>
                                    </description>
                <pubDate>Sat, 29 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7219</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240629-3424-Lalonde.mp3"  length="39680112"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll highlight creating a retirement plan that balances finances and fulfillment.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 29 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll highlight creating a retirement plan that balances finances and fulfillment.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Building a Resilient 401(K) Strategy]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we’ll consider what you should do if your 401(k) match is cut. We’ll also examine 401(k) alternatives.]]>
                                    </description>
                <pubDate>Sat, 22 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7191</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240622-3423-Lalonde.mp3"  length="40511840"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we’ll consider what you should do if your 401(k) match is cut. We’ll also examine 401(k) alternatives.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we’ll consider what you should do if your 401(k) match is cut. We’ll also examine 401(k) alternatives.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security survivor benefits 101]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]>
                                    </description>
                <pubDate>Sat, 15 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7173</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240615-3422-Lalonde.mp3"  length="37597856"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t Miss These Financial Steps!]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]>
                                    </description>
                <pubDate>Sat, 08 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7149</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240608-3421-Lalonde.mp3"  length="33835424"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss some of the most frequently overlooked financial steps and why they’re important.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Success On Every Horizon]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.]]>
                                    </description>
                <pubDate>Sat, 25 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7105</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240525-3419-Lalonde.mp3"  length="36338144"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[It’s Time To Get Out Of Debt]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll highlight some of the things you can do to get out of debt, especially when preparing for retirement.]]>
                                    </description>
                <pubDate>Sat, 18 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7080</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240518-3418-Lalonde.mp3"  length="35005280"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll highlight some of the things you can do to get out of debt, especially when preparing for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll highlight some of the things you can do to get out of debt, especially when preparing for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Expenses Are Waiting. Are You Ready?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]>
                                    </description>
                <pubDate>Sat, 11 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7059</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240511-3417-Lalonde.mp3"  length="34532384"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll highlight common retirement expenses that many people don’t adequately prepare for. We’ll also discuss wealth plans.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Silver Tsunami]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                                    </description>
                <pubDate>Sat, 04 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7029</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240504-3416-Lalonde.mp3"  length="34226528"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What To Do If You’re Named An Executor]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]>
                                    </description>
                <pubDate>Sat, 27 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7004</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240427-3415-Lalonde.mp3"  length="32352800"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss some of the things you should do if you become the executor of an estate.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Saving for Retirement in Three Age Brackets]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we’ll consider tips for saving for retirement in three age brackets: ages 25–34, ages 35–44, and ages 45–54.]]>
                                    </description>
                <pubDate>Sat, 20 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6979</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240420-3414-Lalonde.mp3"  length="37534496"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we’ll consider tips for saving for retirement in three age brackets: ages 25–34, ages 35–44, and ages 45–54.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we’ll consider tips for saving for retirement in three age brackets: ages 25–34, ages 35–44, and ages 45–54.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Taxes and Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we uncover how your retirement income is taxed, explore strategies to minimize your tax burden, and ensure you keep more of your hard-earned money during your golden years.]]>
                                    </description>
                <pubDate>Sat, 13 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6952</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240413-3413-Lalonde.mp3"  length="33337760"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we uncover how your retirement income is taxed, explore strategies to minimize your tax burden, and ensure you keep more of your hard-earned money during your golden years.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we uncover how your retirement income is taxed, explore strategies to minimize your tax burden, and ensure you keep more of your hard-earned money during your golden years.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Get Ready For Rainy Days]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                                    </description>
                <pubDate>Sat, 06 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6926</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240406-3410-Lalonde.mp3"  length="32866016"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Preparing for RMDs]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]>
                                    </description>
                <pubDate>Sat, 16 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6854</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240316-3409-Lalonde.mp3"  length="35945888"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Flexible Protection for a Healthy Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]>
                                    </description>
                <pubDate>Sat, 09 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6825</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240309-3407-Lalonde.mp3"  length="34318112"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect  their assets.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What The 2024 Election Means for Your Finances]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                                    </description>
                <pubDate>Sat, 02 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6805</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240302-3406-Lalonde.mp3"  length="38285024"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Guide To Roth IRAs and Roth IRA Conversions]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions.]]>
                                    </description>
                <pubDate>Sat, 17 Feb 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6756</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240217-3404-Lalonde.mp3"  length="34944224"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Feb 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is It Time To Go Back To Work?]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we’re discuss unretirement and whether it may be right for you. Do you want to work in retirement? Do you need to work in retirement? We offer ideas to help you answer these financial questions.]]>
                                    </description>
                <pubDate>Sat, 03 Feb 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6712</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240203-3394-Lalonde.mp3"  length="37930784"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we’re discuss unretirement and whether it may be right for you. Do you want to work in retirement? Do you need to work in retirement? We offer ideas to help you answer these financial questions.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 Feb 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we’re discuss unretirement and whether it may be right for you. Do you want to work in retirement? Do you need to work in retirement? We offer ideas to help you answer these financial questions.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Sensible Strategies For Retirement Account Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                                    </description>
                <pubDate>Sat, 27 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6686</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240127-3400-Lalonde.mp3"  length="31915040"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Four Retirement Chapters]]>
                </title>
                                <description>
                                            <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                                    </description>
                <pubDate>Sat, 13 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6638</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240113-3399-Lalonde.mp3"  length="35702240"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The 2024 Retirement Picture]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                                    </description>
                <pubDate>Sat, 23 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6579</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231223-3397-Lalonde.mp3"  length="36964256"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Year End Financial Tune Up]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine some potential end of year financial to do’s.]]>
                                    </description>
                <pubDate>Sat, 09 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6535</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231209-3396-Lalonde.mp3"  length="34560608"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine some potential end of year financial to do’s.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine some potential end of year financial to do’s.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security’s COLA is Rising Again]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                                    </description>
                <pubDate>Sat, 02 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6499</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231202-3391-Lalonde.mp3"  length="33504800"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Planning At Different Ages]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety about finances, as well as retirement preparation at different ages.]]>
                                    </description>
                <pubDate>Sat, 25 Nov 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6482</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231125-3395-Lalonde.mp3"  length="33693728"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety about finances, as well as retirement preparation at different ages.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Nov 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety about finances, as well as retirement preparation at different ages.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Frightful Financial Mistakes]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.]]>
                                    </description>
                <pubDate>Sat, 14 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6328</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231014-3386-Lalonde.mp3"  length="33159200"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Much Do I Really Need To Retire?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]>
                                    </description>
                <pubDate>Sat, 07 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6300</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231007-3385-Lalonde.mp3"  length="37718240"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Wiping Out Debt Before You Retire]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]>
                                    </description>
                <pubDate>Sat, 23 Sep 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6252</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230923-3383-Lalonde.mp3"  length="32491616"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Sep 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Key Retirement Steps for Women]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]>
                                    </description>
                <pubDate>Sat, 16 Sep 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6230</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230916-3382-Lalonde.mp3"  length="27171680"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Sep 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Truth About Your Retirement Money]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look at commonly held notions about money and which ones are true and false and we’ll also discuss 8 Obstacles to Retirement.]]>
                                    </description>
                <pubDate>Sat, 02 Sep 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6182</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230902-3380-Lalonde.mp3"  length="34693088"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look at commonly held notions about money and which ones are true and false and we’ll also discuss 8 Obstacles to Retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 Sep 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look at commonly held notions about money and which ones are true and false and we’ll also discuss 8 Obstacles to Retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How To Know That It’s Time To Retire]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss some of the most common signs that you’re economically and strategically ready to retire.]]>
                                    </description>
                <pubDate>Sat, 05 Aug 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6078</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230805-3378-Lalonde.mp3"  length="33454688"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss some of the most common signs that you’re economically and strategically ready to retire.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Aug 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss some of the most common signs that you’re economically and strategically ready to retire.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Annuities? Here’s what you should know]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 15 Jul 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6006</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230715-3375-Lalonde.mp3"  length="33221984"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Jul 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Retirement Reality Check]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire. We’ll conclude the show by looking at wealth plans.]]>
                                    </description>
                <pubDate>Sat, 01 Jul 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5962</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230701-3373-Lalonde.mp3"  length="34742048"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire. We’ll conclude the show by looking at wealth plans.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Jul 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire. We’ll conclude the show by looking at wealth plans.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Saving After 50]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.]]>
                                    </description>
                <pubDate>Sat, 24 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5942</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230624-3374-Lalonde.mp3"  length="34087712"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Steps During Three Key Phases]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss retirement steps you may want to take when you’re at three unique moments: 10 years away from retirement, five years away from retirement, and one year away from retirement.]]>
                                    </description>
                <pubDate>Sat, 17 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5916</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230617-3371-Lalonde.mp3"  length="31190432"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss retirement steps you may want to take when you’re at three unique moments: 10 years away from retirement, five years away from retirement, and one year away from retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss retirement steps you may want to take when you’re at three unique moments: 10 years away from retirement, five years away from retirement, and one year away from retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retired and Considering Part-Time Work? You Call the Shots]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look at some job ideas for retirees who are looking to work a day or two a week, whether to earn extra money or to just get out of the house and socialize.]]>
                                    </description>
                <pubDate>Sat, 10 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5887</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230610-3370-Lalonde.mp3"  length="34193120"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look at some job ideas for retirees who are looking to work a day or two a week, whether to earn extra money or to just get out of the house and socialize.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look at some job ideas for retirees who are looking to work a day or two a week, whether to earn extra money or to just get out of the house and socialize.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Healthy body. Healthy mind. Healthy wallet.]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we’ll discuss how maintaining your physical and mental health may help you increase the likeliness that you don’t outlive your assets.]]>
                                    </description>
                <pubDate>Sat, 03 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5858</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230603-3365-Lalonde.mp3"  length="32398304"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we’ll discuss how maintaining your physical and mental health may help you increase the likeliness that you don’t outlive your assets.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we’ll discuss how maintaining your physical and mental health may help you increase the likeliness that you don’t outlive your assets.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Summer Travel Doesn’t Have to Blow Up Your Budget]]>
                </title>
                                <description>
                                            <![CDATA[On today’s program, we’re going to look at some 2023 summer vacations that can be enjoyed without blowing up your budget or imperiling your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 20 May 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5805</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230520-3369-Lalonde.mp3"  length="41249696"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On today’s program, we’re going to look at some 2023 summer vacations that can be enjoyed without blowing up your budget or imperiling your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 May 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On today’s program, we’re going to look at some 2023 summer vacations that can be enjoyed without blowing up your budget or imperiling your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What to Know Before You Retire]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.]]>
                                    </description>
                <pubDate>Sat, 13 May 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5779</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230513-3367-Lalonde.mp3"  length="35580128"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 May 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[You Can Beat the Heat on a Budget]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy.]]>
                                    </description>
                <pubDate>Sat, 06 May 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5748</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230506-3363-Lalonde.mp3"  length="33827936"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 May 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial Steps for Every Part of the Game]]>
                </title>
                                <description>
                                            <![CDATA[In this show we look at financial steps for those who are in the last inning or two of their careers as well as for those who are still financial rookies.]]>
                                    </description>
                <pubDate>Sat, 22 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5704</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230422-3362-Lalonde.mp3"  length="33220832"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this show we look at financial steps for those who are in the last inning or two of their careers as well as for those who are still financial rookies.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this show we look at financial steps for those who are in the last inning or two of their careers as well as for those who are still financial rookies.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Key steps at 50 and 65]]>
                </title>
                                <description>
                                            <![CDATA[In this show, we highlight some of the financial resources available to people when they turn 50 and 65.]]>
                                    </description>
                <pubDate>Sat, 08 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5651</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230408-3361-Lalonde.mp3"  length="30914528"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this show, we highlight some of the financial resources available to people when they turn 50 and 65.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this show, we highlight some of the financial resources available to people when they turn 50 and 65.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Looking to Retire Early?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to highlight and discuss some of the lesser known elements of retiring early.]]>
                                    </description>
                <pubDate>Sat, 01 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5622</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230401-3360-Lalonde.mp3"  length="33227168"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to highlight and discuss some of the lesser known elements of retiring early.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to highlight and discuss some of the lesser known elements of retiring early.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to save on retirement withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]>
                                    </description>
                <pubDate>Sat, 25 Mar 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5602</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230325-3354-Lalonde.mp3"  length="35987360"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Mar 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Maintain Family Harmony with Enhanced Planning]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life. This includes estate planning, legacy planning and more.]]>
                                    </description>
                <pubDate>Sat, 18 Mar 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5573</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230318-3359-Lalonde.mp3"  length="35729312"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life. This includes estate planning, legacy planning and more.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Mar 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life. This includes estate planning, legacy planning and more.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tax Breaks for Those 50 and Older]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to highlight some potential tax breaks for those older than 50 as well as ways older people may be able to reduce their taxes in retirement.]]>
                                    </description>
                <pubDate>Sat, 11 Mar 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5549</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230311-3358-Lalonde.mp3"  length="35272544"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to highlight some potential tax breaks for those older than 50 as well as ways older people may be able to reduce their taxes in retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Mar 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to highlight some potential tax breaks for those older than 50 as well as ways older people may be able to reduce their taxes in retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to be content in retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss some of the steps you can take to build a content and fulfilling retirement.]]>
                                    </description>
                <pubDate>Sat, 18 Feb 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5481</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230218-3355-Lalonde.mp3"  length="32808416"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss some of the steps you can take to build a content and fulfilling retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Feb 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss some of the steps you can take to build a content and fulfilling retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What to know about the SECURE 2.0 Act]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to breakdown the federal SECURE 2.0 Act, which may have major implications for millions of retirees.]]>
                                    </description>
                <pubDate>Sat, 11 Feb 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5459</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230211-3353-Lalonde.mp3"  length="31091936"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to breakdown the federal SECURE 2.0 Act, which may have major implications for millions of retirees.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Feb 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to breakdown the federal SECURE 2.0 Act, which may have major implications for millions of retirees.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Get Your Finances Ready for the Future]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look into some of the things you can do to improve your finances and strategies for the coming months.]]>
                                    </description>
                <pubDate>Sat, 28 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5414</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230128-3351-Lalonde.mp3"  length="35280608"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look into some of the things you can do to improve your finances and strategies for the coming months.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look into some of the things you can do to improve your finances and strategies for the coming months.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Should You Unretire?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to explore the concept of unretirement and what factors you can use to decide if it’s right for you.]]>
                                    </description>
                <pubDate>Sat, 07 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5355</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230107-3349-Lalonde.mp3"  length="32832608"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to explore the concept of unretirement and what factors you can use to decide if it’s right for you.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to explore the concept of unretirement and what factors you can use to decide if it’s right for you.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[End of Year and New Year Goals]]>
                </title>
                                <description>
                                            <![CDATA[The end of one year and the beginning of the next is a time to look at your financial plan and set goals. We give some tips and goals for you to look at.]]>
                                    </description>
                <pubDate>Sat, 24 Dec 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5324</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221224-242002-Lalonde.mp3"  length="32427104"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[The end of one year and the beginning of the next is a time to look at your financial plan and set goals. We give some tips and goals for you to look at.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Dec 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[The end of one year and the beginning of the next is a time to look at your financial plan and set goals. We give some tips and goals for you to look at.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What you need to know about long-term care]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to take a deep dive into long-term care insurance — what it is, how important it is, and what it may cost.]]>
                                    </description>
                <pubDate>Sat, 17 Dec 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5308</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221217-3346-Lalonde.mp3"  length="36559904"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to take a deep dive into long-term care insurance — what it is, how important it is, and what it may cost.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Dec 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to take a deep dive into long-term care insurance — what it is, how important it is, and what it may cost.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Build Wealth and Save Money]]>
                </title>
                                <description>
                                            <![CDATA[We examine some of the steps you can take to build wealth, save more money, and secure your ideal retirement.]]>
                                    </description>
                <pubDate>Sat, 10 Dec 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5285</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221210-3344-Lalonde.mp3"  length="40866656"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We examine some of the steps you can take to build wealth, save more money, and secure your ideal retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Dec 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We examine some of the steps you can take to build wealth, save more money, and secure your ideal retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Should you retire at home or abroad?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the pros and cons of retiring in the United States versus retiring abroad before highlighting some of the top retirement destinations globally and in the United States.]]>
                                    </description>
                <pubDate>Sat, 03 Dec 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5272</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221203-3345-Lalonde.mp3"  length="37751072"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the pros and cons of retiring in the United States versus retiring abroad before highlighting some of the top retirement destinations globally and in the United States.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 Dec 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the pros and cons of retiring in the United States versus retiring abroad before highlighting some of the top retirement destinations globally and in the United States.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What to know about 2023 Medicare costs]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023 as well as what people need to know about the open enrollment period.]]>
                                    </description>
                <pubDate>Sat, 26 Nov 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5247</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221126-3342-Lalonde.mp3"  length="31295264"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023 as well as what people need to know about the open enrollment period.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 26 Nov 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023 as well as what people need to know about the open enrollment period.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Big jump for Social Security’s COLA]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the recent announcement that Social Security’s COLA will rise 8.7% in 2023 and then shift into discussing having enough money during retirement.]]>
                                    </description>
                <pubDate>Sat, 19 Nov 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5225</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221119-3343-Lalonde.mp3"  length="34589408"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the recent announcement that Social Security’s COLA will rise 8.7% in 2023 and then shift into discussing having enough money during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Nov 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the recent announcement that Social Security’s COLA will rise 8.7% in 2023 and then shift into discussing having enough money during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Understanding Social Security survivor benefits]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be.]]>
                                    </description>
                <pubDate>Sat, 12 Nov 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5203</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221112-3340-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 12 Nov 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Year End To Do List]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss designing a financial to do list with the goal of crossing everything on that list off before the end of the year.]]>
                                    </description>
                <pubDate>Sat, 05 Nov 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5182</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221105-3339-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss designing a financial to do list with the goal of crossing everything on that list off before the end of the year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Nov 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss designing a financial to do list with the goal of crossing everything on that list off before the end of the year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Do you need a 401(k) tune up?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss two essential 401(k) issues: the importance of vesting and steps you can take to max your 401(k) out.]]>
                                    </description>
                <pubDate>Sat, 22 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5133</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221022-3338-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss two essential 401(k) issues: the importance of vesting and steps you can take to max your 401(k) out.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss two essential 401(k) issues: the importance of vesting and steps you can take to max your 401(k) out.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t make these legacy plan mistakes]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine and discuss some of the most common legacy planning mistakes and how they may be holding your own plan back.]]>
                                    </description>
                <pubDate>Sat, 15 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5105</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221015-3337-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine and discuss some of the most common legacy planning mistakes and how they may be holding your own plan back.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine and discuss some of the most common legacy planning mistakes and how they may be holding your own plan back.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[These assets are key for a happy retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s episode, we’re going to take a closer look at some of the lesser discussed elements that are essential to a happy and fulfilling retirement.]]>
                                    </description>
                <pubDate>Sat, 08 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5085</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221008-3336-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s episode, we’re going to take a closer look at some of the lesser discussed elements that are essential to a happy and fulfilling retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s episode, we’re going to take a closer look at some of the lesser discussed elements that are essential to a happy and fulfilling retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the Inflation Reduction Act means for you]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]>
                                    </description>
                <pubDate>Sat, 24 Sep 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5051</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220924-3335-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Sep 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[These are the financial mistakes you should avoid]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we highlight some of the most prevalent financial mistakes you should work hard to avoid.]]>
                                    </description>
                <pubDate>Sat, 17 Sep 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5033</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220917-3334-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we highlight some of the most prevalent financial mistakes you should work hard to avoid.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Sep 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we highlight some of the most prevalent financial mistakes you should work hard to avoid.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t overlook these critical planning steps]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]>
                                    </description>
                <pubDate>Sat, 03 Sep 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4992</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220903-3333-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 Sep 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[You can see the world during retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to highlight some of the ways you may be able to see the world during retirement without blowing up your budget.]]>
                                    </description>
                <pubDate>Sat, 27 Aug 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4975</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220827-3332-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to highlight some of the ways you may be able to see the world during retirement without blowing up your budget.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Aug 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to highlight some of the ways you may be able to see the world during retirement without blowing up your budget.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Five types of insurance you should consider]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 20 Aug 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4953</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220820-3331-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Aug 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Plan Your Retirement Course]]>
                </title>
                                <description>
                                            <![CDATA[Planning for retirement can be daunting, so in this episode we talk about some of the main things you need to take into consideration.]]>
                                    </description>
                <pubDate>Sat, 30 Jul 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4885</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220730-242001-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Planning for retirement can be daunting, so in this episode we talk about some of the main things you need to take into consideration.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Jul 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Planning for retirement can be daunting, so in this episode we talk about some of the main things you need to take into consideration.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t rush into early retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to provide some of the core reasons you should be cautious and thoughtful about jumping into an early retirement.]]>
                                    </description>
                <pubDate>Sat, 23 Jul 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4860</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220723-3327-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to provide some of the core reasons you should be cautious and thoughtful about jumping into an early retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Jul 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to provide some of the core reasons you should be cautious and thoughtful about jumping into an early retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are annuities right for you]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 16 Jul 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4844</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220716-3328-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Jul 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tips to not outlive your money]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to address the importance of not outliving your money during retirement.]]>
                                    </description>
                <pubDate>Sat, 09 Jul 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4825</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220709-3326-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to address the importance of not outliving your money during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Jul 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to address the importance of not outliving your money during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What to include in your retirement budget]]>
                </title>
                                <description>
                                            <![CDATA[It’s easy to get caught up in the excitement as you near retirement, but before that fateful day, it’s important to have a fully fleshed out retirement budget. That’s our topic on today’s show!]]>
                                    </description>
                <pubDate>Sat, 25 Jun 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4792</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220625-3325-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[It’s easy to get caught up in the excitement as you near retirement, but before that fateful day, it’s important to have a fully fleshed out retirement budget. That’s our topic on today’s show!]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Jun 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[It’s easy to get caught up in the excitement as you near retirement, but before that fateful day, it’s important to have a fully fleshed out retirement budget. That’s our topic on today’s show!]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Recession-proof your retirement]]>
                </title>
                                <description>
                                            <![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]>
                                    </description>
                <pubDate>Sat, 18 Jun 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4769</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220618-3324-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Jun 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Handle a Bear Market]]>
                </title>
                                <description>
                                            <![CDATA[The possibility of a coming bear market has been in the news a lot lately, so during today’s episode we’re going to discuss what a bear market is and what you can do to help prepare yourself — and your assets — for one.]]>
                                    </description>
                <pubDate>Sat, 11 Jun 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4748</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220611-3323-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[The possibility of a coming bear market has been in the news a lot lately, so during today’s episode we’re going to discuss what a bear market is and what you can do to help prepare yourself — and your assets — for one.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Jun 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[The possibility of a coming bear market has been in the news a lot lately, so during today’s episode we’re going to discuss what a bear market is and what you can do to help prepare yourself — and your assets — for one.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The benefits of saving for retirement with a Roth IRA]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll first examine some of the ways that Roth IRAs may be a good fit for certain financial strategies before pivoting to discussing some of the prominent financial scams that are currently making the rounds.]]>
                                    </description>
                <pubDate>Sat, 04 Jun 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4731</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220604-3318-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll first examine some of the ways that Roth IRAs may be a good fit for certain financial strategies before pivoting to discussing some of the prominent financial scams that are currently making the rounds.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Jun 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll first examine some of the ways that Roth IRAs may be a good fit for certain financial strategies before pivoting to discussing some of the prominent financial scams that are currently making the rounds.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Do you know your financial time horizon?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]>
                                    </description>
                <pubDate>Sat, 28 May 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4710</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220528-3320-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 May 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the Fed rate hike means for you]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine the fallout of the Fed’s recent rate increase and what it means for not only the economy but to the average person.]]>
                                    </description>
                <pubDate>Sat, 21 May 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4687</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220521-3321-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine the fallout of the Fed’s recent rate increase and what it means for not only the economy but to the average person.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 May 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine the fallout of the Fed’s recent rate increase and what it means for not only the economy but to the average person.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What to do during market volatility]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the current bout of market volatility and how you can cut out emotions and stick to your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 07 May 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4641</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220507-3319-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the current bout of market volatility and how you can cut out emotions and stick to your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 May 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the current bout of market volatility and how you can cut out emotions and stick to your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t Let Summer Fun Melt Your Budget]]>
                </title>
                                <description>
                                            <![CDATA[On this show, we’re going to first highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy before examining the documents you should plan to bring with you on international travel.]]>
                                    </description>
                <pubDate>Sat, 30 Apr 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4614</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220430-3317-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this show, we’re going to first highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy before examining the documents you should plan to bring with you on international travel.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Apr 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this show, we’re going to first highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy before examining the documents you should plan to bring with you on international travel.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Fight Back Against Inflation]]>
                </title>
                                <description>
                                            <![CDATA[In this show we address our current high rate of inflation and some of the budgetary and spending steps you can take to fight back against it.]]>
                                    </description>
                <pubDate>Sat, 23 Apr 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4593</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220423-3315-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this show we address our current high rate of inflation and some of the budgetary and spending steps you can take to fight back against it.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Apr 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this show we address our current high rate of inflation and some of the budgetary and spending steps you can take to fight back against it.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[401(k) mistakes you should avoid]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we look at common 401(k) mistakes and what you can do to avoid them.]]>
                                    </description>
                <pubDate>Sat, 16 Apr 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4570</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220416-3316-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we look at common 401(k) mistakes and what you can do to avoid them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Apr 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we look at common 401(k) mistakes and what you can do to avoid them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The day-to-day realities of retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look at some of the day-to-day realities that are likely waiting for you in retirement and potential tax breaks for those 50 and older.]]>
                                    </description>
                <pubDate>Sat, 09 Apr 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4539</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220409-3314-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look at some of the day-to-day realities that are likely waiting for you in retirement and potential tax breaks for those 50 and older.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Apr 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look at some of the day-to-day realities that are likely waiting for you in retirement and potential tax breaks for those 50 and older.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to increase your Social Security payments]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine how you may be able to increase your Social Security payment as well as what you should know about 401(k) early withdrawal penalties.]]>
                                    </description>
                <pubDate>Sat, 02 Apr 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4520</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220402-3313-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine how you may be able to increase your Social Security payment as well as what you should know about 401(k) early withdrawal penalties.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 Apr 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine how you may be able to increase your Social Security payment as well as what you should know about 401(k) early withdrawal penalties.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Charitable trusts and retirement wealth gaps]]>
                </title>
                                <description>
                                            <![CDATA[During today’s episode, we’re going to look at two critical subjects: establishing a charitable trust and retirement wealth gaps.]]>
                                    </description>
                <pubDate>Sat, 26 Mar 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4493</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220326-3312-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s episode, we’re going to look at two critical subjects: establishing a charitable trust and retirement wealth gaps.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 26 Mar 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s episode, we’re going to look at two critical subjects: establishing a charitable trust and retirement wealth gaps.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Market volatility and the future of Medicare]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss how you may be able to better handle economic volatility and Medicare’s long-term future.]]>
                                    </description>
                <pubDate>Sat, 19 Mar 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4470</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220319-3311-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss how you may be able to better handle economic volatility and Medicare’s long-term future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Mar 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss how you may be able to better handle economic volatility and Medicare’s long-term future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A healthier mind and body may mean a healthier wallet]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll look at some of the ways you can improve your mental and physical health with the goal of maintaining healthy finances in retirement. In our last segment, we’ll look at how you can turn your retirement strategy into a symphony.]]>
                                    </description>
                <pubDate>Sat, 05 Mar 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4427</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220305-3310-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll look at some of the ways you can improve your mental and physical health with the goal of maintaining healthy finances in retirement. In our last segment, we’ll look at how you can turn your retirement strategy into a symphony.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Mar 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll look at some of the ways you can improve your mental and physical health with the goal of maintaining healthy finances in retirement. In our last segment, we’ll look at how you can turn your retirement strategy into a symphony.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Tips for Women]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we’re first going to focus on retirement tips and insights for women before closing out the show with a conversation about ways retirees may be able to secure dental care.]]>
                                    </description>
                <pubDate>Sat, 26 Feb 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4397</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220226-3309-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we’re first going to focus on retirement tips and insights for women before closing out the show with a conversation about ways retirees may be able to secure dental care.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 26 Feb 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we’re first going to focus on retirement tips and insights for women before closing out the show with a conversation about ways retirees may be able to secure dental care.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security: Myth Versus Reality]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.]]>
                                    </description>
                <pubDate>Sat, 19 Feb 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4370</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220219-3308-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Feb 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are you ready for RMDs?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to first look at some of things you need to know about RMDs and then in our final segment we’ll discuss some of the financial mistakes that could put your retirement at risk.]]>
                                    </description>
                <pubDate>Sat, 12 Feb 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4352</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220212-3307-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to first look at some of things you need to know about RMDs and then in our final segment we’ll discuss some of the financial mistakes that could put your retirement at risk.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 12 Feb 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to first look at some of things you need to know about RMDs and then in our final segment we’ll discuss some of the financial mistakes that could put your retirement at risk.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement in Four Phases]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to closely examine the four phases of retirement and in the final segment we’ll discuss working part-time in retirement.]]>
                                    </description>
                <pubDate>Sat, 05 Feb 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4323</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220205-3306-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to closely examine the four phases of retirement and in the final segment we’ll discuss working part-time in retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Feb 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to closely examine the four phases of retirement and in the final segment we’ll discuss working part-time in retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Medicare primer for 2022]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to highlight some of the changes that are coming to Medicare in 2022. Additionally, we’ll also break down some important Medicare basics.]]>
                                    </description>
                <pubDate>Sat, 29 Jan 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4299</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220129-3303-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to highlight some of the changes that are coming to Medicare in 2022. Additionally, we’ll also break down some important Medicare basics.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 29 Jan 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to highlight some of the changes that are coming to Medicare in 2022. Additionally, we’ll also break down some important Medicare basics.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[New year’s resolutions for retirees]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some potentially wise financial new year’s resolutions that are specific to retirees. We’ll also spend some time discussing financial steps folks may want to take in the decade before they retire.]]>
                                    </description>
                <pubDate>Sat, 22 Jan 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4256</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220122-3302-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some potentially wise financial new year’s resolutions that are specific to retirees. We’ll also spend some time discussing financial steps folks may want to take in the decade before they retire.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Jan 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some potentially wise financial new year’s resolutions that are specific to retirees. We’ll also spend some time discussing financial steps folks may want to take in the decade before they retire.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Keep your finances in good cheer this holiday season]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some of the steps you can take right now to purchase everything on your gift-buying list without wrecking your budget and potentially damaging your retirement.]]>
                                    </description>
                <pubDate>Sat, 18 Dec 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4171</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211218-3298-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some of the steps you can take right now to purchase everything on your gift-buying list without wrecking your budget and potentially damaging your retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Dec 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some of the steps you can take right now to purchase everything on your gift-buying list without wrecking your budget and potentially damaging your retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is a semi-retired life right for you?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a step for not only your financial strategy but for your physical and emotional well-being.]]>
                                    </description>
                <pubDate>Sat, 11 Dec 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4151</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211211-3299-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a step for not only your financial strategy but for your physical and emotional well-being.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Dec 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a step for not only your financial strategy but for your physical and emotional well-being.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security COLA is on the rise]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.]]>
                                    </description>
                <pubDate>Sat, 27 Nov 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4110</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211127-3293-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Nov 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Get Ready for Black Friday]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine some of the must-have holiday items you may want to wait until Black Friday to purchase. In our final segment, will highlight some ways you can keep your holiday spending under control this year.]]>
                                    </description>
                <pubDate>Sat, 13 Nov 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4071</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211113-3294-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine some of the must-have holiday items you may want to wait until Black Friday to purchase. In our final segment, will highlight some ways you can keep your holiday spending under control this year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Nov 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine some of the must-have holiday items you may want to wait until Black Friday to purchase. In our final segment, will highlight some ways you can keep your holiday spending under control this year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The things your kids and grandkids actually want]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]>
                                    </description>
                <pubDate>Sat, 30 Oct 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4028</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211030-3292-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Oct 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Protect yourself, and your money, from scams]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]>
                                    </description>
                <pubDate>Sat, 23 Oct 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4000</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211023-3291-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Oct 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Strategy Steps to Take This Fall]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]>
                                    </description>
                <pubDate>Sat, 16 Oct 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3981</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211016-3289-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Oct 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we’re going to discuss two important upcoming dates: The fall Medicare open enrollment period that begins Oct. 15 and Estate Planning Awareness Week, which begins Oct. 18.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Frightful Mistakes That Could Haunt Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]>
                                    </description>
                <pubDate>Sat, 09 Oct 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3961</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211009-3290-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Oct 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Working in Retirement]]>
                </title>
                                <description>
                                            <![CDATA[This episode focuses on part-time jobs that may be a perfect fit for retirees because they provide enjoyment and socialization in addition to income.]]>
                                    </description>
                <pubDate>Sat, 25 Sep 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3920</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210925-3288-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode focuses on part-time jobs that may be a perfect fit for retirees because they provide enjoyment and socialization in addition to income.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Sep 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode focuses on part-time jobs that may be a perfect fit for retirees because they provide enjoyment and socialization in addition to income.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Fall Means It’s Time to Hit the Road]]>
                </title>
                                <description>
                                            <![CDATA[This episode will detail some of the perfect fall trips that retirees can enjoy on their schedule and within their budget.]]>
                                    </description>
                <pubDate>Sat, 18 Sep 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3898</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210918-3287-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode will detail some of the perfect fall trips that retirees can enjoy on their schedule and within their budget.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Sep 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode will detail some of the perfect fall trips that retirees can enjoy on their schedule and within their budget.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Changes — Past, Present, and Future]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]>
                                    </description>
                <pubDate>Sat, 11 Sep 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3878</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210911-3280-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Sep 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Should Know About Buying or Selling a Home]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]>
                                    </description>
                <pubDate>Sat, 21 Aug 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3819</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210821-3282-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Aug 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Finding Money in Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]>
                                    </description>
                <pubDate>Sat, 07 Aug 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3776</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210807-3281-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Aug 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Lifestyle Trends]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll highlight some of the pluses and minuses of retiring abroad. In the final segment, we’ll examine another trend and what retirees should know about tiny house living.]]>
                                    </description>
                <pubDate>Sat, 31 Jul 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3745</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210731-3279-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll highlight some of the pluses and minuses of retiring abroad. In the final segment, we’ll examine another trend and what retirees should know about tiny house living.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 Jul 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll highlight some of the pluses and minuses of retiring abroad. In the final segment, we’ll examine another trend and what retirees should know about tiny house living.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement and Financial Steps at Important Ages]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]>
                                    </description>
                <pubDate>Sat, 17 Jul 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3693</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210717-3278-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Jul 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, You Can Save Money on Healthcare]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]>
                                    </description>
                <pubDate>Sat, 10 Jul 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3666</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210710-3276-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Jul 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Declaration of (Financial) Independence]]>
                </title>
                                <description>
                                            <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]>
                                    </description>
                <pubDate>Sat, 03 Jul 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3643</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210703-3274-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 Jul 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Helping your parents with their finances]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.]]>
                                    </description>
                <pubDate>Sat, 26 Jun 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3613</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210626-3273-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 26 Jun 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security in 2021]]>
                </title>
                                <description>
                                            <![CDATA[During today’s episode, we’re going to discuss some of the changes you’ll see to Social Security in 2021 as well as what you can do to adjust your own retirement strategy to address those changes.]]>
                                    </description>
                <pubDate>Sat, 12 Jun 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3576</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210612-3253-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s episode, we’re going to discuss some of the changes you’ll see to Social Security in 2021 as well as what you can do to adjust your own retirement strategy to address those changes.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 12 Jun 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s episode, we’re going to discuss some of the changes you’ll see to Social Security in 2021 as well as what you can do to adjust your own retirement strategy to address those changes.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Debunking Retirement Myths]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine some of the common myths about retirement and Social Security and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, we’ll also share some of our favorite historical myths.]]>
                                    </description>
                <pubDate>Sat, 05 Jun 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3555</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210605-3272-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine some of the common myths about retirement and Social Security and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, we’ll also share some of our favorite historical myths.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Jun 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine some of the common myths about retirement and Social Security and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, we’ll also share some of our favorite historical myths.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Financial Time Machine Is Already Here]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]>
                                    </description>
                <pubDate>Sat, 29 May 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3525</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210529-3271-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 29 May 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are You Ready for Inflation?]]>
                </title>
                                <description>
                                            <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                                    </description>
                <pubDate>Sat, 22 May 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3506</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210522-3270-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 May 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Find YOUR Retirement Lifestyle]]>
                </title>
                                <description>
                                            <![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]>
                                    </description>
                <pubDate>Sat, 15 May 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3475</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210515-3268-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 May 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Have Fun on a Budget]]>
                </title>
                                <description>
                                            <![CDATA[During today’s episode, we’re going to illuminate some of the ways you can have fun and travel the world in a way that truly lets you explore while also keeping you within the parameters of your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 08 May 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3445</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210508-3267-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s episode, we’re going to illuminate some of the ways you can have fun and travel the world in a way that truly lets you explore while also keeping you within the parameters of your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 May 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s episode, we’re going to illuminate some of the ways you can have fun and travel the world in a way that truly lets you explore while also keeping you within the parameters of your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Breaking down the Biden tax plan]]>
                </title>
                                <description>
                                            <![CDATA[We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.]]>
                                    </description>
                <pubDate>Sat, 01 May 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3416</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210501-3266-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 May 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The 2021 Improve Your Finances Draft]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine some of the big and small ways you can improve your finances for the rest of 2021 as well for years to come. This week’s episode is modeled after the upcoming NFL draft with our host “drafting” some favorite financial tips.]]>
                                    </description>
                <pubDate>Sat, 17 Apr 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3369</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210417-3265-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine some of the big and small ways you can improve your finances for the rest of 2021 as well for years to come. This week’s episode is modeled after the upcoming NFL draft with our host “drafting” some favorite financial tips.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Apr 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine some of the big and small ways you can improve your finances for the rest of 2021 as well for years to come. This week’s episode is modeled after the upcoming NFL draft with our host “drafting” some favorite financial tips.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial Steps for Veterans and Rookies]]>
                </title>
                                <description>
                                            <![CDATA[It’s spring and among the many things that brings is the return of baseball. To get in the spirit, we take a look at what steps “veterans,” or people in the last year of their career, may want to take before retirement. Then we highlight steps “rookies,” or people in the first year of their career, may benefit from taking.]]>
                                    </description>
                <pubDate>Sat, 10 Apr 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3346</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210410-3263-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[It’s spring and among the many things that brings is the return of baseball. To get in the spirit, we take a look at what steps “veterans,” or people in the last year of their career, may want to take before retirement. Then we highlight steps “rookies,” or people in the first year of their career, may benefit from taking.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Apr 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[It’s spring and among the many things that brings is the return of baseball. To get in the spirit, we take a look at what steps “veterans,” or people in the last year of their career, may want to take before retirement. Then we highlight steps “rookies,” or people in the first year of their career, may benefit from taking.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Questions to Ask When Choosing a Financial Services Professional]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.]]>
                                    </description>
                <pubDate>Sat, 03 Apr 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3318</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210403-3262-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 Apr 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Eye-Popping Retirement Statistics]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]>
                                    </description>
                <pubDate>Sat, 27 Mar 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3294</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210327-3260-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Mar 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[In-Demand Jobs for Older Workers]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we discuss employment anxiety among older workers and look at some jobs that are in demand for them, especially those who are 62 and older.]]>
                                    </description>
                <pubDate>Sat, 13 Mar 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3242</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210313-3247-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we discuss employment anxiety among older workers and look at some jobs that are in demand for them, especially those who are 62 and older.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Mar 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we discuss employment anxiety among older workers and look at some jobs that are in demand for them, especially those who are 62 and older.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Be Happier at Work]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look at how you can make yourself happier at work. Today’s advice comes from three different categories: “today,” “this month,” and “this year.”]]>
                                    </description>
                <pubDate>Sat, 06 Mar 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3216</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210306-3259-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look at how you can make yourself happier at work. Today’s advice comes from three different categories: “today,” “this month,” and “this year.”]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Mar 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look at how you can make yourself happier at work. Today’s advice comes from three different categories: “today,” “this month,” and “this year.”]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are You Ready for Tax Season?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]>
                                    </description>
                <pubDate>Sat, 27 Feb 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3188</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210227-3258-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Feb 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Get Over Your Retirement Fears]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome. In the final segment, we’ll discuss how you can develop a savings target for retirement.]]>
                                    </description>
                <pubDate>Sat, 13 Feb 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3129</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210213-3248-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome. In the final segment, we’ll discuss how you can develop a savings target for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Feb 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome. In the final segment, we’ll discuss how you can develop a savings target for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Understanding 401(k)s]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance. We’ll also discuss way to maximize your 401(k).]]>
                                    </description>
                <pubDate>Sat, 06 Feb 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3106</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210206-3255-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance. We’ll also discuss way to maximize your 401(k).]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Feb 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance. We’ll also discuss way to maximize your 401(k).]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are You Retiring Soon?]]>
                </title>
                                <description>
                                            <![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]>
                                    </description>
                <pubDate>Sat, 30 Jan 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3083</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210130-3254-Lalonde.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Albert Lalonde]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Albert Lalonde</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Jan 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]>
                    </content:encoded>
                            </item>
            </channel>
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