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        <title>
            <![CDATA[Pankonin Financial Perspective]]>
        </title>
        <link>https://www.pankoninfinancialgroup.com</link>
        <description>
            <![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]>
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            <title>
                <![CDATA[Pankonin Financial Perspective]]>
            </title>
            <link>https://www.pankoninfinancialgroup.com</link>
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                    <itunes:author>
                <![CDATA[Ashton Pankonin]]>
            </itunes:author>
                <itunes:owner>
            <itunes:name>
                <![CDATA[Ashton Pankonin]]>
            </itunes:name>
            <itunes:email>radio@lusonmedia.com</itunes:email>
        </itunes:owner>
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        <itunes:category text="Business" />
        <itunes:explicit>no</itunes:explicit>

        
        <dc:creator>
            <![CDATA[Ashton Pankonin]]>
        </dc:creator>

                    <item>
                <title>
                    <![CDATA[Habits for a Happy Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                                    </description>
                <pubDate>Sat, 30 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10505</guid>

                
                
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                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Should Know About IRA Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </description>
                <pubDate>Sat, 23 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10458</guid>

                
                
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                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through the key rules and strategies around traditional IRA withdrawals and how timing your withdrawals could make a meaningful difference in your overall retirement picture.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Does Your Retirement Savings Stack Up?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore where Americans actually stand when it comes to retirement savings, what the data tells us about how different age groups are tracking, and practical strategies that could help close the gap between where you are and where you want to be.]]>
                                    </description>
                <pubDate>Sat, 16 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10418</guid>

                
                
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                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore where Americans actually stand when it comes to retirement savings, what the data tells us about how different age groups are tracking, and practical strategies that could help close the gap between where you are and where you want to be.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore where Americans actually stand when it comes to retirement savings, what the data tells us about how different age groups are tracking, and practical strategies that could help close the gap between where you are and where you want to be.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is Your Family Financially Prepared for the Unexpected?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
                                    </description>
                <pubDate>Sat, 09 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10294</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/nzy2ifI3xZdMmtOzlPY8R7QAoXhdV2ledGYdY6OI.mp3"  length="41857112"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is a Roth Conversion Right for You?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                                    </description>
                <pubDate>Sat, 02 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10269</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/fJ1wtjkqBf2098o95WZVYJxvPHthziGuU4u3e1d4.mp3"  length="41854662"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore Roth conversions including what they are, who they may benefit, and the important considerations anyone should think through before making a decision.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Much Monthly Retirement Income is Enough?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                                    </description>
                <pubDate>Sat, 25 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10227</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/I83IIh9e5byjNMb8fhRreDUBifiJc9GyK4Iu1PTa.mp3"  length="41853684"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Power of Spousal Benefits]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]>
                                    </description>
                <pubDate>Sat, 18 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10188</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ZWEla8tRjT9ID3n50LJqGUP04Zlksa6CmyId8ejE.mp3"  length="41855182"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Different Way to Budget]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                                    </description>
                <pubDate>Sat, 11 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10134</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/6r1audBkLQkDA28cSxJllfwFkuy5ITt91NTECVS3.mp3"  length="41852238"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, You Can Spend During Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 04 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10108</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/QIlQDdcWL0MI3gCUHP2OoD3AgJYyrbxZJZi0cz6w.mp3"  length="41850278"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings: Is Yours on Track?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                                    </description>
                <pubDate>Sat, 28 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10072</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ug7hnn7jzrfE6GRWyj3yg4d8UPCGUrNrHQtpE4Me.mp3"  length="41849298"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tax Season and Investment Strategy Themes]]>
                </title>
                                <description>
                                            <![CDATA[As the filing deadline approaches, we break down how to pivot from reactive paperwork to a proactive strategy that minimizes your current liability. We explore the &quot;tax-loss harvesting&quot; technique in depth, illustrating how to turn market volatility into a strategic advantage for your portfolio. Finally, our experts discuss why aligning your asset location with your long-term goals is the most effective way to keep more of what you earn year after year.]]>
                                    </description>
                <pubDate>Sat, 21 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10030</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/pft0yf249lcQLHOpxFgQbUo9NdOhoeyUX22XS7x1.mp3"  length="41847342"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[As the filing deadline approaches, we break down how to pivot from reactive paperwork to a proactive strategy that minimizes your current liability. We explore the &quot;tax-loss harvesting&quot; technique in depth, illustrating how to turn market volatility into a strategic advantage for your portfolio. Finally, our experts discuss why aligning your asset location with your long-term goals is the most effective way to keep more of what you earn year after year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[As the filing deadline approaches, we break down how to pivot from reactive paperwork to a proactive strategy that minimizes your current liability. We explore the &quot;tax-loss harvesting&quot; technique in depth, illustrating how to turn market volatility into a strategic advantage for your portfolio. Finally, our experts discuss why aligning your asset location with your long-term goals is the most effective way to keep more of what you earn year after year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[2026 May Boost Your Retirement Income]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to consider changes that are coming to IRAs, 401(k)s, and HSAs in 2026 that may keep more money in your pocket.]]>
                                    </description>
                <pubDate>Sat, 14 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9985</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/eHeBL6kq1sDfr4UDgwdFrmH9YRl4HrlGlmm3FRwz.mp3"  length="41844398"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to consider changes that are coming to IRAs, 401(k)s, and HSAs in 2026 that may keep more money in your pocket.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to consider changes that are coming to IRAs, 401(k)s, and HSAs in 2026 that may keep more money in your pocket.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Follow Your Social Security Signs]]>
                </title>
                                <description>
                                            <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                                    </description>
                <pubDate>Sat, 07 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9950</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/8fjJ7d1ZJN42HJJF3kk1pkFZd9xcbmCfPJoslf3j.mp3"  length="41842928"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Taxes and Money Moves]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                                    </description>
                <pubDate>Sat, 28 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9901</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/V0Fq7n00rxenFM8N40pPP6RsCKl84UhvruO1oCCG.mp3"  length="41841458"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[13 Habits for a Successful Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </description>
                <pubDate>Sat, 21 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9861</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/JbMZ2RPEToLueRcKLN7YUy4zYkEZLPhJH7gmThl7.mp3"  length="41840478"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Prepare Today for Tomorrow’s Healthcare Costs]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                                    </description>
                <pubDate>Sat, 14 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9799</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/J8w8krcwQTsGR1I9JnwY7fx4VtqavgprtuNAynIR.mp3"  length="41839008"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What 2026 Could Mean for Retirees]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                                    </description>
                <pubDate>Sat, 07 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9744</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/BmJ7UgTLWE8rY76nynzfYvyAHdzTffhRA3V9xWwv.mp3"  length="41833592"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Gen X Retirement Strategies]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                                    </description>
                <pubDate>Sat, 31 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9711</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/zk9TEdKYovTutnW2ytVmRnl0nkaMhAheQMfVMnHX.mp3"  length="41832124"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[2026 Retirement Strategies]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss what you need to know about catch-up and retirement strategies in 2026.]]>
                                    </description>
                <pubDate>Sat, 24 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9659</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/7sWxk8bPPaUKsTyGPilRrTLxIdjN0NcQYzCPpMcc.mp3"  length="41830654"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss what you need to know about catch-up and retirement strategies in 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss what you need to know about catch-up and retirement strategies in 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Five Pillars for Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </description>
                <pubDate>Sat, 17 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9625</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/KT6CzAYj5MuXXRsYpnjovnRTeN1DRBp5nGndvaJ4.mp3"  length="41804958"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[When Not To Play It Safe]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                                    </description>
                <pubDate>Sat, 10 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9592</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/vlyaMWi2VjsJiPXYWXFikJuFmqybOuGqxC5OtrzU.mp3"  length="41830162"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retiring Early? Here’s What You Need To Know.]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </description>
                <pubDate>Sat, 27 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9556</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/s1JQ1NZym96He1ZFFpfv8FAgMJtpg3k2zmdOG6wC.mp3"  length="41828692"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Getting Financially Ready for 2026]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </description>
                <pubDate>Sat, 20 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9528</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/2wDuJfDiWPx7Jy8RyS0631WVf618CHzxsGRdOl7d.mp3"  length="41826732"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[So, You’re a Decade From Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                                    </description>
                <pubDate>Sat, 13 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9477</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/WR9RqE25Iez7EL6rKTtDkOXhKXaKYximI54953sL.mp3"  length="41825263"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How To Protect Your Retirement Savings]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to have a conversation about techniques and steps that may help you protect more of your retirement savings.]]>
                                    </description>
                <pubDate>Sat, 06 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9443</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/krCi15DaBtHykZsI6JhFex2gtwB8gyTIVbwJotX4.mp3"  length="41823561"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to have a conversation about techniques and steps that may help you protect more of your retirement savings.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to have a conversation about techniques and steps that may help you protect more of your retirement savings.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement: When Should You Wait?]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                                    </description>
                <pubDate>Sat, 29 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9431</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/srvn0hV7jx4rS4SpPdZMml8z4rGwEvbkBXw6rzxM.mp3"  length="41821601"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 29 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Preparing For Retirement Expenses]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss common retirement expenses that many people don’t prepare for. We’ll also discuss wealth plans.]]>
                                    </description>
                <pubDate>Sat, 22 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9382</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/59D2s7PnYdHnyc2CSOVmBSLEC2db7cerIhINn2DD.mp3"  length="41820621"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss common retirement expenses that many people don’t prepare for. We’ll also discuss wealth plans.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss common retirement expenses that many people don’t prepare for. We’ll also discuss wealth plans.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What Social Security’s 2026 COLA Means for You]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we’re going to discuss Social Security recently announced 2026 Cost of Living Adjustment (COLA).]]>
                                    </description>
                <pubDate>Sat, 15 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9340</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/QM1NzpQMUMytZKOD0WtKiwF892UAoysMze1cOFrk.mp3"  length="41818171"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we’re going to discuss Social Security recently announced 2026 Cost of Living Adjustment (COLA).]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we’re going to discuss Social Security recently announced 2026 Cost of Living Adjustment (COLA).]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Year-End Financial Checklist]]>
                </title>
                                <description>
                                            <![CDATA[This episode provides your comprehensive, step-by-step checklist for closing out your financial year strong and setting yourself up for success in the new year. We focus on critical, time-sensitive actions, including maximizing your tax-advantaged retirement contributions and executing smart tax-loss harvesting strategies before December 31st. Tune in to ensure you don&#039;t miss any final opportunities to boost your savings, lower your tax bill, and optimize your entire financial life.]]>
                                    </description>
                <pubDate>Sat, 08 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9293</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/S7D5D2dIy7bawZO7Ng0CTeyAusnlR9uGOOgjMcZe.mp3"  length="41816705"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode provides your comprehensive, step-by-step checklist for closing out your financial year strong and setting yourself up for success in the new year. We focus on critical, time-sensitive actions, including maximizing your tax-advantaged retirement contributions and executing smart tax-loss harvesting strategies before December 31st. Tune in to ensure you don&#039;t miss any final opportunities to boost your savings, lower your tax bill, and optimize your entire financial life.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode provides your comprehensive, step-by-step checklist for closing out your financial year strong and setting yourself up for success in the new year. We focus on critical, time-sensitive actions, including maximizing your tax-advantaged retirement contributions and executing smart tax-loss harvesting strategies before December 31st. Tune in to ensure you don&#039;t miss any final opportunities to boost your savings, lower your tax bill, and optimize your entire financial life.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Emergency Fund 101]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                                    </description>
                <pubDate>Sat, 01 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9271</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/OJacB0BXJHqTuL8CFE2NziyD17nXMzNFmIWuAgdo.mp3"  length="41815231"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Avoid These Spooky Retirement Mistakes]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to walk through some of the most frightful retirement mistakes and how you can avoid them.]]>
                                    </description>
                <pubDate>Sat, 25 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9216</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/LYWqZiwEeRicdEmE9LnrbNhfyjVhY7ZUtR7a1aj2.mp3"  length="41812782"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to walk through some of the most frightful retirement mistakes and how you can avoid them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to walk through some of the most frightful retirement mistakes and how you can avoid them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security: Preparing for the Unknown]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at Social Security from two important angles: Whether you should file early given the program’s somewhat uncertain future and how a possible 24% Social Security cut could impact retirement as soon as 2032.]]>
                                    </description>
                <pubDate>Sat, 11 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9132</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/m1xVNEMtSA7rpwxmsnAWP5Ga1dQax1idXWAzVkMT.mp3"  length="41810822"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at Social Security from two important angles: Whether you should file early given the program’s somewhat uncertain future and how a possible 24% Social Security cut could impact retirement as soon as 2032.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at Social Security from two important angles: Whether you should file early given the program’s somewhat uncertain future and how a possible 24% Social Security cut could impact retirement as soon as 2032.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the Fed’s Rate Cut Means For You]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 04 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9105</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/BwpKxiI1oByrAB7QzS9sNdknb9pdRdF8Y06e16Mg.mp3"  length="41808372"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Great Wealth Transfer and You]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </description>
                <pubDate>Sat, 27 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9054</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/blj09ewJNXugPlwktiVNlcN2pvMTzldqVWaPgss4.mp3"  length="41717191"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Sep 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[So, You Want to Retire Soon?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to consider steps you can take right now to prepare yourself for a near-horizon retirement.]]>
                                    </description>
                <pubDate>Sat, 20 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9027</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/A6S5ASI8SD4cixvmRDa1TBEChCsLxSaf3HHBSUXm.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to consider steps you can take right now to prepare yourself for a near-horizon retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Sep 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to consider steps you can take right now to prepare yourself for a near-horizon retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security and the Big Beautiful Bill]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll take a much deeper look at how the recently signed Big Beautiful Bill will specifically affect Social Security and older Americans.]]>
                                    </description>
                <pubDate>Sat, 13 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8994</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/U4kTYr1LukEqTMqE4v9ij9B2S6eNMzBacnOmV65x.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll take a much deeper look at how the recently signed Big Beautiful Bill will specifically affect Social Security and older Americans.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Sep 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll take a much deeper look at how the recently signed Big Beautiful Bill will specifically affect Social Security and older Americans.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[These Habits Aren’t Just for the Wealthy]]>
                </title>
                                <description>
                                            <![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]>
                                    </description>
                <pubDate>Sat, 06 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8957</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Y1jfVp8pXOEbOGoosdx4O8Z3QJzp6oKzcpDP31FW.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Sep 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Life Insurance? Roth IRA? What You Need to Know!]]>
                </title>
                                <description>
                                            <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                                    </description>
                <pubDate>Sat, 30 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8922</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/JRgUFH5gbomo9jFoyZuLznY1dtRGeZeYYpa7qzJS.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Truly Enjoy Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss how you can balance your need to preserve assets during retirement with your goal of truly enjoying your post-work life.]]>
                                    </description>
                <pubDate>Sat, 23 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8911</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/iLVNVKj9R9JzwbFtwFkQhID0yG8l7lJ0kIOUeWGR.mp3"  length="41805534"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss how you can balance your need to preserve assets during retirement with your goal of truly enjoying your post-work life.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss how you can balance your need to preserve assets during retirement with your goal of truly enjoying your post-work life.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Beneficiary 101]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                                    </description>
                <pubDate>Sat, 16 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8854</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/dnEbg10UWlHZpXVeO8Icas8jJRfNExkaTqmoCpee.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, retirees should keep investing]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                                    </description>
                <pubDate>Sat, 09 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8815</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/GXJgbmV2rLVL9y2xItv4C2gIYV8HoJwDftPYqnjY.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Cost of Being a Grandparent]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’ll consider how much it costs to be a grandparent and how you can build a financial strategy that positions you to enjoy your grandkids while also taking care of your own financial needs.]]>
                                    </description>
                <pubDate>Sat, 02 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8782</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/sFEUj4aghRLvJGa2HAl7JCW39Xc9W2pOoDcc7qaN.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’ll consider how much it costs to be a grandparent and how you can build a financial strategy that positions you to enjoy your grandkids while also taking care of your own financial needs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’ll consider how much it costs to be a grandparent and how you can build a financial strategy that positions you to enjoy your grandkids while also taking care of your own financial needs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Need to Know]]>
                </title>
                                <description>
                                            <![CDATA[During this show we’re going to take a close look at annuities, particularly their pros and cons.]]>
                                    </description>
                <pubDate>Sat, 26 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8762</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/OzkhRIcQQyLCjNQTD2Okh1zQsxntTC0DClrJe9wA.mp3"  length="41804958"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we’re going to take a close look at annuities, particularly their pros and cons.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 26 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we’re going to take a close look at annuities, particularly their pros and cons.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Time, Discipline, and Dollars: Building Wealth the Smart Way]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we’re talking about how time, consistency, and strategy can be your biggest financial allies. We will discuss Time Value of Money, Long term investing, and Dollar Cost Averaging.]]>
                                    </description>
                <pubDate>Sat, 19 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8728</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ZRG6h4wFslte6RIapRVdd0EbIYG3Ft7XMIEFDfO3.mp3"  length="41807888"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we’re talking about how time, consistency, and strategy can be your biggest financial allies. We will discuss Time Value of Money, Long term investing, and Dollar Cost Averaging.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we’re talking about how time, consistency, and strategy can be your biggest financial allies. We will discuss Time Value of Money, Long term investing, and Dollar Cost Averaging.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Add Fuel to Your 401(k) Balance]]>
                </title>
                                <description>
                                            <![CDATA[During this show, look at how you may be able to boost your 401(k) balance. We’ll also discuss IRAs.]]>
                                    </description>
                <pubDate>Sat, 12 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8700</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/cUqo8uwzvQXy0AZmiIBjOS0nkM15opLRymdyzMo6.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, look at how you may be able to boost your 401(k) balance. We’ll also discuss IRAs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 12 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, look at how you may be able to boost your 401(k) balance. We’ll also discuss IRAs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement: How do you know if you’re ready?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                                    </description>
                <pubDate>Sat, 05 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8688</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Waru5Bi109oeISN3cVriBDLU1gL0Dg5KfPe87f6P.mp3"  length="41760966"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Finish 2025 Strongly]]>
                </title>
                                <description>
                                            <![CDATA[During this show we’re going to examine some mid-year 2025 financial steps that could brighten your 2026.]]>
                                    </description>
                <pubDate>Sat, 28 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8647</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/DaCqPBTZX7vYPyySs0ABy1xoVt7W829K7292S3oa.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we’re going to examine some mid-year 2025 financial steps that could brighten your 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we’re going to examine some mid-year 2025 financial steps that could brighten your 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Mitigating Longevity Risk]]>
                </title>
                                <description>
                                            <![CDATA[During this show we’ll discuss longevity risk and how you may be able to protect your financial strategy from it.]]>
                                    </description>
                <pubDate>Sat, 21 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8624</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/I1FLVvotmDEPv1kyR9t8EkCOwqdmWEqKYEe90kFd.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we’ll discuss longevity risk and how you may be able to protect your financial strategy from it.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we’ll discuss longevity risk and how you may be able to protect your financial strategy from it.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Elder Abuse &amp; Financial Scams]]>
                </title>
                                <description>
                                            <![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]>
                                    </description>
                <pubDate>Sat, 14 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8592</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/VMBdY3MluUoDiJsVw0wjVmEMjzH2me9dUBH2HpYV.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security in 2025]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss things you need to know about Social Security in 2025 as well as some of the lesser-known services that Social Security provides.]]>
                                    </description>
                <pubDate>Sat, 07 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8532</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/xVLhCUVo6C01nC0hw7n2z4FOQXUarDV9f6T0Fe6A.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss things you need to know about Social Security in 2025 as well as some of the lesser-known services that Social Security provides.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss things you need to know about Social Security in 2025 as well as some of the lesser-known services that Social Security provides.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Two Retirement Rules You Should Know About]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we’ll discuss two common retirement rules: The rule of $1,000 and the rule of dying with zero.]]>
                                    </description>
                <pubDate>Sat, 31 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8503</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/NGY9DT5llExBa8eyeMn55sqD5tcNsxrKzXWtmXIx.mp3"  length="37172768"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we’ll discuss two common retirement rules: The rule of $1,000 and the rule of dying with zero.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we’ll discuss two common retirement rules: The rule of $1,000 and the rule of dying with zero.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t make these 401(k) mistakes]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                                    </description>
                <pubDate>Sat, 24 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8404</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/prHPcSHFHOKCnzJUP7UF0F6cmys3juuWN5I8AlGG.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is 2025 still your year?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider if those who wanted to retire in 2025 may need to reconsider, and we’ll also touch on how those running behind on retirement savings can still catch up.]]>
                                    </description>
                <pubDate>Sat, 17 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8370</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/sjdsQTYL5juaiwO6zN9rZSESUq2Xo7G1l4YCTHAP.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider if those who wanted to retire in 2025 may need to reconsider, and we’ll also touch on how those running behind on retirement savings can still catch up.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider if those who wanted to retire in 2025 may need to reconsider, and we’ll also touch on how those running behind on retirement savings can still catch up.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are you ready for a recession?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss tips for handling your finances and having a plan that will help you if the US goes into a recession.]]>
                                    </description>
                <pubDate>Fri, 09 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8344</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/BjQkJP3ECttL3bcRb51IN5y5wzE4eGWatr3YIi5U.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss tips for handling your finances and having a plan that will help you if the US goes into a recession.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Fri, 09 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss tips for handling your finances and having a plan that will help you if the US goes into a recession.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Who is Ashton Pankonin and What is Pankonin Financial Perspective]]>
                </title>
                                <description>
                                            <![CDATA[Meet Ashton Pankonin, the driving force behind Pankonin Financial Group, and discover the core ideas that form the Pankonin Financial Perspective. This episode explores his journey in the financial industry and unpacks the key principles that define his firm&#039;s client-focused approach to long-term financial well-being amidst market uncertainties. Understand the values and strategies that shape their guidance.]]>
                                    </description>
                <pubDate>Fri, 02 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8329</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/T8bLdIicPThoobbYN4aE7VUyBCH9tl2hqMhTOrCD.mp3"  length="27629024"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Ashton Pankonin]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Meet Ashton Pankonin, the driving force behind Pankonin Financial Group, and discover the core ideas that form the Pankonin Financial Perspective. This episode explores his journey in the financial industry and unpacks the key principles that define his firm&#039;s client-focused approach to long-term financial well-being amidst market uncertainties. Understand the values and strategies that shape their guidance.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Ashton Pankonin</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Fri, 02 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Meet Ashton Pankonin, the driving force behind Pankonin Financial Group, and discover the core ideas that form the Pankonin Financial Perspective. This episode explores his journey in the financial industry and unpacks the key principles that define his firm&#039;s client-focused approach to long-term financial well-being amidst market uncertainties. Understand the values and strategies that shape their guidance.]]>
                    </content:encoded>
                            </item>
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