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        <title>
            <![CDATA[Pinnacle Perspectives: Money, Family, and Retirement]]>
        </title>
        <link>https://pinnaclestrategicwealthinc.com/</link>
        <description>
            <![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]>
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            <title>
                <![CDATA[Pinnacle Perspectives: Money, Family, and Retirement]]>
            </title>
            <link>https://pinnaclestrategicwealthinc.com/</link>
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                    <itunes:author>
                <![CDATA[Kevin Gerbers and Christopher King]]>
            </itunes:author>
                <itunes:owner>
            <itunes:name>
                <![CDATA[Kevin Gerbers and Christopher King]]>
            </itunes:name>
            <itunes:email>radio@lusonmedia.com</itunes:email>
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        <itunes:category text="Business" />
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        <dc:creator>
            <![CDATA[Kevin Gerbers and Christopher King]]>
        </dc:creator>

                    <item>
                <title>
                    <![CDATA[10 Key Retirement Ages]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through key age milestones that help shape retirement planning.]]>
                                    </description>
                <pubDate>Sat, 11 Jul 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10756</guid>

                
                
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                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through key age milestones that help shape retirement planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Jul 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through key age milestones that help shape retirement planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What Trump Accounts Can Mean For You]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll explore what Trump Accounts mean for American families.]]>
                                    </description>
                <pubDate>Sat, 20 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10629</guid>

                
                
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                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll explore what Trump Accounts mean for American families.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll explore what Trump Accounts mean for American families.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[HSA Basics and Tax Implications]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll explore how health savings accounts can have a triple tax advantage.]]>
                                    </description>
                <pubDate>Sat, 13 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10584</guid>

                
                
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                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll explore how health savings accounts can have a triple tax advantage.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll explore how health savings accounts can have a triple tax advantage.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Investment Behaviors That Can Hurt Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                                    </description>
                <pubDate>Sat, 06 Jun 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10563</guid>

                
                
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                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Jun 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven common investment behaviors that may undermine retirement security.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Navigating a Late Career Layoff]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                                    </description>
                <pubDate>Sat, 30 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10502</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/q1GOFWbMpv11HRrupzmdanaFjmb1KgKJedXoCCsF.mp3"  length="30312115"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll walk through nine practical steps for workers who find themselves laid off close to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Habits for a Happy Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                                    </description>
                <pubDate>Sat, 23 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10485</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/xRCLXtQL1qkQGdlC63sEJcM4A7IGM107IIyBlXS0.mp3"  length="33004683"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll explore what research consistently shows makes retirement genuinely fulfilling.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is Your Family Financially Prepared for the Unexpected?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
                                    </description>
                <pubDate>Sat, 16 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10443</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/b1FYZJY46C9kMl8CrtuR7ItGAEhirO1JHG9y64gZ.mp3"  length="29033017"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we&#039;ll explore the financial missteps that can create challenges for the next generation, the importance of communication and planning around estate decisions, and practical steps to help protect your wealth and your family from fraud.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Much Monthly Retirement Income is Enough?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                                    </description>
                <pubDate>Sat, 02 May 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10259</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/gKnKHYLY6RYvhnBKbZrVBpwtchkDQpt3oC4can2t.mp3"  length="32000165"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 May 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider how to determine how much monthly income you’ll need to maintain your preferred lifestyle during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Gen X Retirement Strategies]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                                    </description>
                <pubDate>Sat, 11 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10166</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Ku7gKk3q5eEw1ZB1rFlouqYBliZHLb7PP1VUkMQB.mp3"  length="32107731"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll dig into what members of Generation X should do to better prepare for their impending retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings: Is Yours on Track?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                                    </description>
                <pubDate>Sat, 04 Apr 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10122</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/oWQV8KKhfcU5T3FAPA3qfXiYIaBRaubXvhTfd0DJ.mp3"  length="35195349"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Apr 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss retirement planning considerations and explore how much you may want saved as you approach retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Different Way to Budget]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                                    </description>
                <pubDate>Sat, 28 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10051</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/C4dLvw1Yl7TOGn8HlMkVqYjdoDWE6ppvzBsj1yIl.mp3"  length="28402091"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we discuss the anti-budget — a simpler, more sustainable approach to managing money — and connect it to the broader goal of financial freedom.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Yes, You Can Spend During Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 21 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10024</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/7EhXAzoDA33aeE89ecNsfkXBlzROZHiWBwgG74M8.mp3"  length="30903255"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss how you can spend enough money to enjoy life and retirement while still sticking to your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Long-Term Care Myths and Facts]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </description>
                <pubDate>Sat, 14 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-10002</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/srsH4uMpcpQBnDe8gKW4MVWVsNAQxBlK0wy0SrDp.mp3"  length="31075075"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to break down three long-term care myths and ways to pay for long-term care.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Follow Your Social Security Signs]]>
                </title>
                                <description>
                                            <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                                    </description>
                <pubDate>Sat, 07 Mar 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9930</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/kkTohgBQKiApNGWzTHrBIBcPg2FV1vZpsCYWqnm0.mp3"  length="28456837"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Mar 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Taxes and Money Moves]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                                    </description>
                <pubDate>Sat, 28 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9885</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/of2IFhAJYb13XKVwV52BAAHi35UGQVe06nCesyXV.mp3"  length="29088391"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Prepare Today for Tomorrow’s Healthcare Costs]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                                    </description>
                <pubDate>Sat, 21 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9855</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/0XqpXVesGUd3LZodu2tW3ctMDpWphWdFPOkVWJZV.mp3"  length="30438793"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss the importance of addressing future healthcare expenses when planning for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[13 Habits for a Successful Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </description>
                <pubDate>Sat, 14 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9806</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/75OEk5pi01td2MJzOm3HlDb8Ew978gpi2hwQrcFP.mp3"  length="36694411"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What 2026 Could Mean for Retirees]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                                    </description>
                <pubDate>Sat, 07 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9758</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/6JE50HfDT9kMZmR7EAZwpQUwqcFmMXb6ZLwHFayV.mp3"  length="31680271"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to look at some of the financial signs that retirees should be aware of in 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Five Pillars for Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </description>
                <pubDate>Sat, 17 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9621</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ZvZnBwwzn95EbIlpaJaS5nrCeT2pyVTLoHMZRkzP.mp3"  length="28800873"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Three Retirement Windows]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll examine retirement steps when you’re 10 years, five years, and one year from retirement.]]>
                                    </description>
                <pubDate>Sat, 10 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9603</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/TvUm23HFS7mlyJaCmHKtsK8wGHp08yqLn3XpcJc7.mp3"  length="29255915"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll examine retirement steps when you’re 10 years, five years, and one year from retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll examine retirement steps when you’re 10 years, five years, and one year from retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[When Not To Play It Safe]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                                    </description>
                <pubDate>Sat, 03 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9584</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/yAEd3GTtW440XdD6035Ne5RIUlvV1tAwVIKnEvpv.mp3"  length="28736619"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Life Insurance? Roth IRA? What You Need to Know!]]>
                </title>
                                <description>
                                            <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                                    </description>
                <pubDate>Sat, 20 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9522</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/1twUQUKG98eZrcpMO7hT1fxevUlGy95BU7lHHjs8.mp3"  length="32548700"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[So, You’re a Decade From Retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                                    </description>
                <pubDate>Sat, 13 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9488</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/HJpRHcFf3UVJekYrxxDj34H8Q27BlQEemwPo3LHR.mp3"  length="30943242"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Getting Financially Ready for 2026]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </description>
                <pubDate>Sat, 06 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9454</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/PEcKKgHXW3oXBhK6HW7tGTP0ZwSaWtYckYLAHhIm.mp3"  length="31134070"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine seven steps that may help you better prepare your finances for 2026.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Managing Financial Risk During a Market Downturn]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                                    </description>
                <pubDate>Sat, 22 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9398</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Koe7iV63cdIoEbT5WYA568SnagWzDet7CEmrZCE4.mp3"  length="30688074"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement: When Should You Wait?]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                                    </description>
                <pubDate>Sat, 15 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9336</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/N5rTMYMHN3NzK5QyuS1se5wVgoBcdVODiBoniz5g.mp3"  length="30384230"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 15 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What Social Security’s 2026 COLA Means for You]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we’re going to discuss Social Security recently announced 2026 Cost of Living Adjustment (COLA).]]>
                                    </description>
                <pubDate>Sat, 08 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9308</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/DGDio3huxEhhtgBTuER6sUaSLI7tSPXZjj1OU6H6.mp3"  length="31905300"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we’re going to discuss Social Security recently announced 2026 Cost of Living Adjustment (COLA).]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we’re going to discuss Social Security recently announced 2026 Cost of Living Adjustment (COLA).]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How To Protect Your Retirement Savings]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to have a conversation about techniques and steps that may help you protect more of your retirement savings.]]>
                                    </description>
                <pubDate>Sat, 01 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9274</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/OVcDhiOEzuRTPLd5XskNNH7eM9sH9gIdI3dM83vW.mp3"  length="30772480"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to have a conversation about techniques and steps that may help you protect more of your retirement savings.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 01 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to have a conversation about techniques and steps that may help you protect more of your retirement savings.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Emergency Fund 101]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                                    </description>
                <pubDate>Sat, 25 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9210</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/TUvF0vhlOZhuVG2lGbC1qHQm5qZHw5Rt3rV2md2d.mp3"  length="29368940"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the importance of an emergency fund and how you can build one of your own.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Great Wealth Transfer and You]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </description>
                <pubDate>Sat, 11 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9141</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/itFSj2H75QbUjOtSuOMFQwG3fOlRLzgdaOEnHP35.mp3"  length="31912903"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the Fed’s Rate Cut Means For You]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                                    </description>
                <pubDate>Sat, 04 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9096</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/hqseIhrtMq905XQQUpvbQJIGsbYsSo6fxS6xuUQk.mp3"  length="30117709"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The New Budget Bill and You]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to discuss what the newly signed federal budget bill may mean for older Americans and retirees.]]>
                                    </description>
                <pubDate>Sat, 27 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9072</guid>

                
                
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                <itunes:author>
                    <![CDATA[Kevin Gerbers and Christopher King]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to discuss what the newly signed federal budget bill may mean for older Americans and retirees.]]>
                                    </itunes:summary>
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                                    <podcast:person role="host" group="hosts">Kevin Gerbers</podcast:person>
                                    <podcast:person role="host" group="hosts">Christopher King</podcast:person>
                                
                
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                <dc:date>Sat, 27 Sep 2025 00:00:00 +0000</dc:date>

                
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                        <![CDATA[During today’s show, we’re going to discuss what the newly signed federal budget bill may mean for older Americans and retirees.]]>
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