Prosperity Playbook

Retirement isn't just a money shift — it's a marriage shift

Sat, 27 Jun 2026 00:00:00 +0000

You’ve spent decades planning for the financial side of retirement, but have you prepared for the massive shift it brings to your relationship? Spending 24/7 together after years of separate work routines can create unexpected friction if you and your spouse aren't on the same page. This episode explores how to navigate the vital lifestyle and marital adjustments of retirement, ensuring both your nest egg and your relationship thrive in this next chapter.

It's Not Always About the Money

Sat, 20 Jun 2026 00:00:00 +0000

Estate planning is about more than just assets, accounts, and legal documents. It’s about the people and relationships that matter most. In this episode, we explore the emotional side of estate planning and the important conversations that help families prepare for the future. Learn how thoughtful planning can provide clarity, reduce stress, and create a lasting legacy beyond financial wealth.

Financial Q & A - Answering Your Financial Questions

Sat, 13 Jun 2026 00:00:00 +0000

In this episode, we tackle a variety of common financial questions submitted by listeners and clients. From retirement planning and investment strategies to taxes and wealth management, we provide practical insights to help you make more informed financial decisions. Tune in as we break down complex topics into clear, actionable guidance for your financial journey.

Balancing Health, Wealth, and Your Adult Children

Sat, 06 Jun 2026 00:00:00 +0000

Your physical health and your financial wealth are deeply connected, especially when a sudden medical issue or chronic illness can completely derail a well-planned retirement budget. Compounding this challenge is a rising modern trend: millions of retirees are now stretching their finances to provide ongoing support for their adult children. This episode delivers practical strategies to protect your physical well-being, set firm financial boundaries with family, and secure your own nest egg first.

Intentional Planning and Life Lessons

Sat, 30 May 2026 00:00:00 +0000

In this episode, we dive into how aligning your money with your personal values can transform your long-term wealth and overall happiness. We share powerful, real-life lessons learned from financial setbacks and how those moments of adversity ultimately shaped a more resilient approach to money management. Tune in to discover practical strategies for shifting from mindless spending to intentional planning so you can build a life you truly love.

Money Rules

Sat, 23 May 2026 00:00:00 +0000

What are the unspoken guidelines that separate financial success from constant stress? In this episode, we break down the fundamental "money rules" every investor should live by to build wealth and protect their future. Tune in to discover which traditional financial maxims still hold up—and which ones you should break.

New Beginnings - Gen-X is Next in Line to Retire

Sat, 16 May 2026 00:00:00 +0000

As the "Sandwich Generation" prepares to pass the torch, this episode explores how Gen-X can navigate the unique transition into a modern retirement. We break down wealth transfer strategies and lifestyle adjustments essential for those next in line to exit the workforce. Tune in to learn how to turn your years of hard work into a secure and purposeful new chapter.

AI in Retirement

Fri, 24 Apr 2026 00:00:00 +0000

This episode explores the capabilities and limitations of AI in retirement planning, featuring real case studies and expert insights from Nicole Gibbs. Discover how to leverage AI effectively, avoid common pitfalls, and build a robust financial strategy for a secure retirement.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

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Tax Strategies for Retirees

Mon, 20 Apr 2026 00:00:00 +0000

This episode of Prosperity Playbook features Necole Gibbs from the Dixon Agency discussing critical last-minute tax strategies for retirees, including IRA contributions, QCDs, Roth conversions, and managing RMDs. Learn how to optimize your tax situation before the deadline and plan for a secure retirement.

Reach Necole by calling 888-919-0024.

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All About Cash

Fri, 10 Apr 2026 00:00:00 +0000

In this episode of Prosperity Playbook, host Gary Nolan and guest Necole Gibbs discuss the evolving role of cash in retirement planning, the risks of over-reliance on cash, and strategies to balance safety with growth. They explore how inflation, taxes, and market volatility impact retirement savings and provide actionable advice for building a sustainable retirement income plan.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

The Risks No One Talks About

Fri, 03 Apr 2026 00:00:00 +0000

In this episode of Prosperity Playbook, Nicole Gibbs discusses critical retirement planning topics including hidden risks like taxes, sequence of return risk, healthcare costs, and emotional decision-making. She provides actionable strategies to help listeners secure their financial future and avoid common pitfalls.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Paycheck Replacment

Fri, 27 Mar 2026 00:00:00 +0000

In this episode of Prosperity Playbook, Nicole Gibbs from Dixon Agency shares expert insights on retirement planning, investment strategies, and how to avoid common pitfalls. Learn how to personalize your retirement goals, optimize your savings, and make informed decisions for a secure future.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Beyond Financial Planning

Fri, 13 Mar 2026 00:00:00 +0000

Most of us plan for retirement financially — but fewer plan for the emotional
surprises that come with it. From loneliness to losing structure to redefining purpose,
retirement isn’t just a financial milestone… it’s a major life transition.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Retirement "Do Over"

Fri, 06 Mar 2026 00:00:00 +0000

60% of retirees said they wished they could have a retirement planning “do
over”.. What was the biggest financial regret plaguing retirees and what can we learn
from the past to prepare better in the future?

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Retirement Goals

Fri, 27 Feb 2026 00:00:00 +0000

In this episode of Prosperity Playbook, host Gary Nolan and financial expert Necole Gibbs discuss critical concerns retirees will face in 2026 as highlighted by Goldman Sachs. They explore the financial vortex that overshadows retirement savings, the reality of relying on extended work years, and the importance of having a personalized financial plan. The conversation also delves into the significance of adapting to life changes, utilizing employer resources, and the timeless financial advice that can guide retirement planning. Additionally, they address core American values that shape retirement goals, the desire for freedom and security, and answer common questions from listeners about retirement strategies.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Couples Need To Be On the Same Page

Fri, 20 Feb 2026 00:00:00 +0000

In this episode of Prosperity Playbook, Gary Nolan and Nicole Gibbs discuss the importance of financial planning for couples, especially regarding retirement savings. They explore various strategies for maximizing retirement options, the significance of regular financial checkups, and the need for clear communication about finances in relationships. The conversation also covers investment clutter, insurance needs, estate planning, and actionable steps to enhance retirement savings. Additionally, they address real-life scenarios in a Q&A segment, providing insights into common retirement challenges and solutions.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Financial Impact of Love Later in Life

Fri, 13 Feb 2026 00:00:00 +0000

In this episode of Prosperity Playbook, hosts Gary Nolan and Nicole Gibbs discuss the financial implications of finding love later in life, particularly for older couples. They explore the importance of financial planning, including the role of adult children, the necessity of prenuptial agreements, and the complexities of Medicare and tax implications. The conversation also delves into unique retirement strategies, listener questions, and practical financial advice for navigating retirement and healthcare costs.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Estate Planning

Fri, 06 Feb 2026 00:00:00 +0000

In this episode of Prosperity Playbook, Necole Gibbs and Gary Nolan discuss the essential aspects of estate planning, including common pitfalls, the importance of beneficiary designations, and the impact of taxes. They emphasize the need for proactive planning to avoid financial pitfalls, especially in the event of incapacity or the loss of a spouse. The conversation also touches on the emotional aspects of retirement and the importance of having a clear plan in place. Listeners are encouraged to seek professional advice to navigate these complex issues effectively.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Getting on the Same Page

Fri, 30 Jan 2026 00:00:00 +0000

In this conversation, Necole Gibbs and Gary Nolan discuss the importance of retirement savings for couples, emphasizing the need for regular financial checkups, the benefits of spousal IRAs, and strategies to maximize retirement options. They explore how to create a fulfilling retirement budget, the significance of emergency funds, and the impact of small savings increases on long-term financial health. The discussion highlights the importance of understanding each partner's financial mindset and the necessity of digitalizing financial documents for easier management.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Common Baby Boomer Mistakes

Fri, 23 Jan 2026 00:00:00 +0000

In this episode of Prosperity Playbook, Gary Nolan and Nicole Gibbs discuss the realities of retirement planning, highlighting common mistakes made by baby boomers, the importance of understanding social security benefits, tax strategies, and long-term care planning. They emphasize the significance of estate planning and answer listener questions, providing valuable insights into financial decision-making for a secure retirement.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

What's Your Number?

Fri, 16 Jan 2026 00:00:00 +0000

In this episode of Prosperity Playbook, hosts Necole Gibbs and Gary Nolan discuss essential strategies for retirement planning, emphasizing the importance of understanding personal financial needs, healthcare costs, and the evolution of retirement from historical perspectives to modern-day challenges. They explore various financial instruments, including annuities and balanced funds, and address listener questions about retirement income strategies and estate planning.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Financial Health

Fri, 09 Jan 2026 00:00:00 +0000

In this episode of Prosperity Playbook, host Gary Nolan and financial expert Necole Gibbs discuss the critical aspects of financial health, including the emotional impact of money, the importance of financial planning, and the effects of debt on mental well-being. They explore various strategies for improving financial health, including budgeting, investing in education, and understanding annuities. The conversation also covers long-term care planning, tax strategies for retirement, and the role of financial advisors in helping clients navigate their financial journeys. Listeners are encouraged to assess their financial health and take proactive steps towards securing their financial future.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

The Richest Man in Babylon

Fri, 26 Dec 2025 00:00:00 +0000

In this episode of Prosperity Playbook, host Gary Nolan and financial expert Nicole Gibbs delve into the timeless principles of wealth management as outlined in 'The Richest Man in Babylon.' They discuss the five laws of gold, emphasizing the importance of saving, investing wisely, and understanding financial readiness for retirement. The conversation also covers emotional and health readiness, the significance of having multiple income streams, and the psychological factors affecting risk tolerance as individuals approach retirement. Additionally, they address listener questions regarding retirement strategies, including contributions to IRAs and understanding retroactive benefits from Social Security.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Your Financial To Do List

Wed, 24 Dec 2025 00:00:00 +0000

In this episode of Prosperity Playbook, host Gary Nolan and financial expert Nicole Gibbs discuss essential financial strategies for retirees and pre-retirees as the year comes to a close. They cover critical tax strategies, maximizing retirement accounts, and creating sustainable income streams. The conversation also addresses emotional adjustments in retirement, emphasizing the importance of planning and financial independence. Listeners are encouraged to take proactive steps to secure their financial future and navigate the complexities of retirement planning.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Common Financial Mistakes

Fri, 12 Dec 2025 00:00:00 +0000

In this conversation, financial expert Necole Gibbs discusses the common financial mistakes people make and how to recover from them. She emphasizes the importance of normalizing these mistakes, understanding financial do-overs, and building resilience. The discussion also covers strategies for creating reliable income in retirement, the significance of Social Security, and the role of annuities. Additionally, healthcare planning, encore careers, and the importance of evaluating retirement readiness are explored. The conversation concludes with a Q&A segment addressing listener concerns about inflation, income strategies, and bucket list trips.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Behavioral Finance

Fri, 05 Dec 2025 00:00:00 +0000

In this conversation, Necole Gibbs and Gary Nolan delve into the concept of behavioral finance and its implications for retirement planning. They discuss how emotions and cognitive biases can influence financial decisions, particularly as individuals approach retirement. The conversation covers practical strategies for making sound financial choices, preparing for market volatility, and the importance of mindfulness in spending. Additionally, they explore military principles that can be applied to risk management in retirement planning, the significance of defining personal retirement goals, and effective financial habits for long-term success. The discussion concludes with a Q&A segment addressing listener inquiries about retirement strategies.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Financial Resolutions

Fri, 28 Nov 2025 00:00:00 +0000

In this conversation, Bruce Rosenbloom and Necole G. discuss the importance of financial resolutions as the new year approaches. They explore the significance of financial clarity, the necessity of emergency funds, and the impact of debt on financial health. The discussion also covers strategies for finding lost retirement funds and the implications of rolling over retirement accounts. The conversation emphasizes the need for planning in an uncertain economic climate and the importance of understanding tax implications for retirement. In this conversation, Bruce Rosenbloom and Necole G. discuss various aspects of retirement planning, focusing on IRAs, 401ks, and the importance of professional guidance in financial decisions. They explore the implications of inflation on retirement savings, the significance of healthcare proxies, and grassroots financial planning strategies. The discussion emphasizes the need for individuals to understand their options and make informed decisions to secure their financial future.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Your Retirement Journey.

Fri, 21 Nov 2025 00:00:00 +0000

In this conversation, Gary Nolan and Nicole Gibbs explore the multifaceted journey of retirement planning. They discuss the various stages of retirement, from pre-retirement planning to the honeymoon phase, reorientation, and achieving stability. The conversation emphasizes the importance of financial planning, choosing the right financial advisor, and understanding essential pillars such as tax strategies and healthcare considerations. They also address managing longevity risks and navigating required minimum distributions (RMDs) to ensure a secure and fulfilling retirement.

Reach out to Necole and the team at the Ross Dixon agency https://rossdixonagency.com/ or call 888.919.0022

See omnystudio.com/listener for privacy information.

Retirement Planning

Fri, 14 Nov 2025 00:00:00 +0000

In this episode of Prosperity Playbook, host Gary Nolan and financial expert Necole Gibbs discuss the critical aspects of retirement planning, emphasizing the importance of not just saving but also keeping money through strategic tax-efficient tools. They explore various financial products such as Index Universal Life Insurance, income annuities, and the benefits of Roth and traditional IRAs. The conversation also highlights smart financial moves, the significance of financial education, and lessons learned from literary characters regarding money management. Listener questions provide practical insights into real-life financial decisions, making this episode a comprehensive guide for anyone looking to secure their financial future.

See omnystudio.com/listener for privacy information.

The Four. Seasons of Retirement Planning

Fri, 07 Nov 2025 00:00:00 +0000

In this episode of Prosperity Playbook, Gary Nolan and Necole Gibbs explore the four seasons of retirement planning, emphasizing the importance of starting early, nurturing growth, and preparing for the future. They discuss strategies for Gen X to catch up on retirement savings, the impact of emotional intelligence on financial decisions, and answer listener questions about various financial concerns. The conversation highlights the significance of understanding one's emotions in relation to financial planning and the necessity of having a structured approach to retirement.

Reach out to Necole and the team at the Ross Dixon agency or call 888.919.0022

See omnystudio.com/listener for privacy information.

Financial Planning Hesitations

Fri, 31 Oct 2025 00:00:00 +0000

In this episode of Prosperity Playbook, hosts Gary Nolan and Necole Gibbs discuss the common hesitations individuals face when approaching financial planning. They explore misconceptions about financial advisors, the overwhelming nature of financial topics, and the importance of starting small. The conversation emphasizes the need for financial literacy and empowerment, addressing feelings of embarrassment and the significance of planning for retirement. Listeners are encouraged to take actionable steps towards their financial goals, with a focus on peace of mind rather than perfection. The episode also covers strategies for retirement planning, including catch-up contributions and the importance of health savings accounts. Finally, the hosts answer listener questions, providing insights into managing retirement income and addressing tax concerns.

See omnystudio.com/listener for privacy information.

What Are the Rules

Wed, 29 Oct 2025 00:00:00 +0000

n this episode of Prosperity Playbook, hosts Necole G. and Gary Nolan discuss essential retirement planning strategies, including the 4% rule, the Rule of 72, and the importance of personalized financial planning. They explore common misconceptions about retirement age and investment strategies, emphasizing the need for tailored advice. The episode also features a Q&A segment addressing listener questions about Social Security and inherited IRAs, highlighting the complexities of retirement planning.

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Beat the Rules—Before They Beat Your Retirement (4% & 72 Explained in Minutes!)

Mon, 20 Oct 2025 00:00:00 +0000

Necole Gibbs turns the 4% rule and the Rule of 72 into easy wins—and bust the myths about “right” retirement ages and one-size-fits-all investing. She shows why a personalized plan outperforms cookie-cutter advice, then fields rapid-fire questions on Social Security timing and the tricky new rules for inherited IRAs. Hit play for a fast, fun masterclass that could add real years of income to your life!

See omnystudio.com/listener for privacy information.