<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xml:lang="en-US" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:media="http://search.yahoo.com/mrss/" xmlns:podcast="https://podcastnamespace.org" xmlns:spotify="http://www.spotify.com/ns/rss" xmlns:dc="http://purl.org/dc/elements/1.1/">
    <channel>
        <title>
            <![CDATA[Retirement Talk]]>
        </title>
        <link>https://compassretirementadvisorsllc.com/</link>
        <description>
            <![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]>
        </description>
        <image>
            <url>https://financially-tuned.s3.us-east-2.amazonaws.com/public/retirementtalk_final.jpg</url>
            <title>
                <![CDATA[Retirement Talk]]>
            </title>
            <link>https://compassretirementadvisorsllc.com/</link>
        </image>
        <language>en-us</language>
        
        
        <lastBuildDate>Sat, 04 Apr 2026 15:01:37 +0000</lastBuildDate>

        
        <atom:link href="https://financiallytuned.com/api/shows/retirementtalk/rss" rel="self" type="application/rss+xml" />

        
                    <itunes:author>
                <![CDATA[Michael Graber]]>
            </itunes:author>
                <itunes:owner>
            <itunes:name>
                <![CDATA[Michael Graber]]>
            </itunes:name>
            <itunes:email>radio@lusonmedia.com</itunes:email>
        </itunes:owner>
        <itunes:image href="https://financially-tuned.s3.us-east-2.amazonaws.com/public/retirementtalk_final.jpg" />
        
        <itunes:category text="Business" />
        <itunes:explicit>no</itunes:explicit>

        
        <dc:creator>
            <![CDATA[Michael Graber]]>
        </dc:creator>

                    <item>
                <title>
                    <![CDATA[The Great Adventure!]]>
                </title>
                                <description>
                                            <![CDATA[In this very special final, and 200th episode of the show, Mike talks about how he will miss the show, but also about how excited he is about the new marketing efforts he will be utilizing. Don&#039;t miss this episode!]]>
                                    </description>
                <pubDate>Sun, 30 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8177</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250330-239129-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this very special final, and 200th episode of the show, Mike talks about how he will miss the show, but also about how excited he is about the new marketing efforts he will be utilizing. Don&#039;t miss this episode!]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 30 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this very special final, and 200th episode of the show, Mike talks about how he will miss the show, but also about how excited he is about the new marketing efforts he will be utilizing. Don&#039;t miss this episode!]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[You Don&#039;t Know What You Don&#039;t Know]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we delve into the hidden pitfalls of financial blind spots, exploring how unrecognized knowledge gaps can derail even the most well-intentioned financial plans. We&#039;ll uncover strategies for identifying these blind spots and provide actionable steps to fill them, empowering you to make more informed and confident financial decisions. Finally, we&#039;ll discuss the importance of continuous learning and adaptation in navigating the ever-evolving landscape of personal finance.]]>
                                    </description>
                <pubDate>Sun, 23 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8145</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250323-239128-Graber.mp3"  length="30450848"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we delve into the hidden pitfalls of financial blind spots, exploring how unrecognized knowledge gaps can derail even the most well-intentioned financial plans. We&#039;ll uncover strategies for identifying these blind spots and provide actionable steps to fill them, empowering you to make more informed and confident financial decisions. Finally, we&#039;ll discuss the importance of continuous learning and adaptation in navigating the ever-evolving landscape of personal finance.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 23 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we delve into the hidden pitfalls of financial blind spots, exploring how unrecognized knowledge gaps can derail even the most well-intentioned financial plans. We&#039;ll uncover strategies for identifying these blind spots and provide actionable steps to fill them, empowering you to make more informed and confident financial decisions. Finally, we&#039;ll discuss the importance of continuous learning and adaptation in navigating the ever-evolving landscape of personal finance.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Update on US Debt - Ray Dalio Review]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we dissect the latest figures on the escalating US national debt, examining its potential impact on markets and the economy. We&#039;ll then delve into Ray Dalio&#039;s recent analysis, breaking down his key insights and predictions regarding the current financial landscape. Finally, we&#039;ll discuss practical strategies for investors to navigate these uncertain times, drawing upon Dalio&#039;s principles and applying them to today&#039;s market conditions.]]>
                                    </description>
                <pubDate>Sun, 16 Mar 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8112</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250316-239127-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we dissect the latest figures on the escalating US national debt, examining its potential impact on markets and the economy. We&#039;ll then delve into Ray Dalio&#039;s recent analysis, breaking down his key insights and predictions regarding the current financial landscape. Finally, we&#039;ll discuss practical strategies for investors to navigate these uncertain times, drawing upon Dalio&#039;s principles and applying them to today&#039;s market conditions.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 16 Mar 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we dissect the latest figures on the escalating US national debt, examining its potential impact on markets and the economy. We&#039;ll then delve into Ray Dalio&#039;s recent analysis, breaking down his key insights and predictions regarding the current financial landscape. Finally, we&#039;ll discuss practical strategies for investors to navigate these uncertain times, drawing upon Dalio&#039;s principles and applying them to today&#039;s market conditions.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Preserve Your Retirement Savings]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.]]>
                                    </description>
                <pubDate>Sun, 23 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8016</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250223-3439-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 23 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The 2025 Medicare Picture]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’ll discuss Medicare’s 2025 cost increases and more!]]>
                                    </description>
                <pubDate>Sun, 16 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7989</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250216-3444-Graber.mp3"  length="36047083"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’ll discuss Medicare’s 2025 cost increases and more!]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 16 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’ll discuss Medicare’s 2025 cost increases and more!]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Rollover or Stay Put?]]>
                </title>
                                <description>
                                            <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                                    </description>
                <pubDate>Sun, 09 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7967</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250209-3435-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 09 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Add These to Your Anti-Bucket List]]>
                </title>
                                <description>
                                            <![CDATA[On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list and will also look at some of the things that often get overlooked during retirement planning.]]>
                                    </description>
                <pubDate>Sun, 02 Feb 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7941</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250202-3446-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list and will also look at some of the things that often get overlooked during retirement planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 02 Feb 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list and will also look at some of the things that often get overlooked during retirement planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Income Plan Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike goes solo as Tony is taking a short break. He covers part to of a dive deep into creating a comprehensive retirement income plan.]]>
                                    </description>
                <pubDate>Sun, 26 Jan 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7911</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250126-239126-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike goes solo as Tony is taking a short break. He covers part to of a dive deep into creating a comprehensive retirement income plan.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 26 Jan 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike goes solo as Tony is taking a short break. He covers part to of a dive deep into creating a comprehensive retirement income plan.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Income Plan]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we dive deep into creating a comprehensive retirement income plan. We&#039;ll discuss essential strategies like Social Security maximization, pension optimization, and tax-efficient withdrawal strategies. We&#039;ll also explore how to navigate market volatility and ensure a sustainable income stream throughout your retirement years.]]>
                                    </description>
                <pubDate>Sun, 19 Jan 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7892</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250119-239125-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we dive deep into creating a comprehensive retirement income plan. We&#039;ll discuss essential strategies like Social Security maximization, pension optimization, and tax-efficient withdrawal strategies. We&#039;ll also explore how to navigate market volatility and ensure a sustainable income stream throughout your retirement years.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 19 Jan 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we dive deep into creating a comprehensive retirement income plan. We&#039;ll discuss essential strategies like Social Security maximization, pension optimization, and tax-efficient withdrawal strategies. We&#039;ll also explore how to navigate market volatility and ensure a sustainable income stream throughout your retirement years.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Targeting Age 95]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement.]]>
                                    </description>
                <pubDate>Sun, 12 Jan 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7873</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250112-3430-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 12 Jan 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[New Year&#039;s Planning]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we welcome in the new year with goals for your financial and retirement planning.]]>
                                    </description>
                <pubDate>Sun, 05 Jan 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7848</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250105-239124-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we welcome in the new year with goals for your financial and retirement planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 05 Jan 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we welcome in the new year with goals for your financial and retirement planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[2024 Christmas Special!]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we celebrate Christmas and talk about the importance of the season.]]>
                                    </description>
                <pubDate>Sun, 22 Dec 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7825</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241222-239123-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we celebrate Christmas and talk about the importance of the season.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 22 Dec 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we celebrate Christmas and talk about the importance of the season.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Year-End Reflections 2024]]>
                </title>
                                <description>
                                            <![CDATA[Mike looks at the past year and looks ahead to what&#039;s in store for the new year!]]>
                                    </description>
                <pubDate>Sun, 15 Dec 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7797</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241215-239122-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Mike looks at the past year and looks ahead to what&#039;s in store for the new year!]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 15 Dec 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Mike looks at the past year and looks ahead to what&#039;s in store for the new year!]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Sequence of Return Risk Explained]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we dive into the concept of sequence of return risk, a crucial factor in long-term investing. We&#039;ll break down how the timing of market returns can significantly impact your overall portfolio performance. By understanding this risk, you can make informed decisions to protect your savings and investments.]]>
                                    </description>
                <pubDate>Sun, 08 Dec 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7770</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241208-239121-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we dive into the concept of sequence of return risk, a crucial factor in long-term investing. We&#039;ll break down how the timing of market returns can significantly impact your overall portfolio performance. By understanding this risk, you can make informed decisions to protect your savings and investments.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 08 Dec 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we dive into the concept of sequence of return risk, a crucial factor in long-term investing. We&#039;ll break down how the timing of market returns can significantly impact your overall portfolio performance. By understanding this risk, you can make informed decisions to protect your savings and investments.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[45% of Americans are Set to Run Out of Money Before Retirement Ends]]>
                </title>
                                <description>
                                            <![CDATA[Are you worried about outliving your savings? Join us as we discuss the common pitfalls that can lead to financial insecurity in retirement. We&#039;ll explore strategies to protect your nest egg and ensure a comfortable retirement, no matter how long it lasts. Tune in to learn how to make your money last a lifetime.]]>
                                    </description>
                <pubDate>Sun, 01 Dec 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7744</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241201-239120-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Are you worried about outliving your savings? Join us as we discuss the common pitfalls that can lead to financial insecurity in retirement. We&#039;ll explore strategies to protect your nest egg and ensure a comfortable retirement, no matter how long it lasts. Tune in to learn how to make your money last a lifetime.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 01 Dec 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Are you worried about outliving your savings? Join us as we discuss the common pitfalls that can lead to financial insecurity in retirement. We&#039;ll explore strategies to protect your nest egg and ensure a comfortable retirement, no matter how long it lasts. Tune in to learn how to make your money last a lifetime.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Rising Taxes Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion on how to prepare for higher taxes, especially when it comes to retirement income planning.]]>
                                    </description>
                <pubDate>Sun, 24 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7722</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241124-239119-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion on how to prepare for higher taxes, especially when it comes to retirement income planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 24 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion on how to prepare for higher taxes, especially when it comes to retirement income planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Taxes may rise soon, here’s what to do…]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                                    </description>
                <pubDate>Sun, 17 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7696</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241117-3425-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 17 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Interview with Nathaniel Justice of MARK209]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we interview Nathaniel Justice of the country/gospel quartet MARK209. They will be the featured performer at our client/listener Christmas event!]]>
                                    </description>
                <pubDate>Sun, 10 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7674</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241110-239118-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we interview Nathaniel Justice of the country/gospel quartet MARK209. They will be the featured performer at our client/listener Christmas event!]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 10 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we interview Nathaniel Justice of the country/gospel quartet MARK209. They will be the featured performer at our client/listener Christmas event!]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[More on Faith Based investing with Guest Mark Riefer]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our interview with special guest Mark Riefer on Faith Based Investing.]]>
                                    </description>
                <pubDate>Sun, 03 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7649</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241103-239117-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our interview with special guest Mark Riefer on Faith Based Investing.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 03 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our interview with special guest Mark Riefer on Faith Based Investing.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Faith Based investing with Guest Mark Riefer - Full Interview]]>
                </title>
                                <description>
                                            <![CDATA[The full unabridged version of an interview with special guest Mark Riefer on Faith Based Investing.]]>
                                    </description>
                <pubDate>Sun, 03 Nov 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7650</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241027-239116-Graber-Unabridged.mp3"  length="77570528"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[The full unabridged version of an interview with special guest Mark Riefer on Faith Based Investing.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 03 Nov 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[The full unabridged version of an interview with special guest Mark Riefer on Faith Based Investing.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Faith Based investing with Guest Mark Riefer]]>
                </title>
                                <description>
                                            <![CDATA[Part 1 of an interview with special guest Mark Riefer on Faith Based Investing]]>
                                    </description>
                <pubDate>Sun, 27 Oct 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7621</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241027-239116-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Part 1 of an interview with special guest Mark Riefer on Faith Based Investing]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 27 Oct 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Part 1 of an interview with special guest Mark Riefer on Faith Based Investing]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial Information and Retirement Planning Updates]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we dive deep into the latest financial news and trends that could impact your retirement savings. From tax laws to the markets, we&#039;ll provide actionable insights to help you make informed decisions about your financial future.]]>
                                    </description>
                <pubDate>Sun, 13 Oct 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7581</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241013-239115-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we dive deep into the latest financial news and trends that could impact your retirement savings. From tax laws to the markets, we&#039;ll provide actionable insights to help you make informed decisions about your financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 13 Oct 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we dive deep into the latest financial news and trends that could impact your retirement savings. From tax laws to the markets, we&#039;ll provide actionable insights to help you make informed decisions about your financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Importance of Retirement Planning]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we delve into the crucial topic of retirement planning. We discuss the importance of starting early, understanding different investment strategies, and considering factors like Social Security and healthcare costs. Our goal is to equip you with the knowledge and tools to help you secure your financial future.]]>
                                    </description>
                <pubDate>Sun, 06 Oct 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7560</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241006-239114-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we delve into the crucial topic of retirement planning. We discuss the importance of starting early, understanding different investment strategies, and considering factors like Social Security and healthcare costs. Our goal is to equip you with the knowledge and tools to help you secure your financial future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 06 Oct 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we delve into the crucial topic of retirement planning. We discuss the importance of starting early, understanding different investment strategies, and considering factors like Social Security and healthcare costs. Our goal is to equip you with the knowledge and tools to help you secure your financial future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Checklist Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion of the essential steps to ensure a comfortable and financially secure retirement. Discover the key components of a solid retirement plan, including savings strategies, investment options, and essential documents. Join us as we guide you through the process of building a retirement nest egg that will last a lifetime.]]>
                                    </description>
                <pubDate>Sun, 29 Sep 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7539</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240929-239113-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion of the essential steps to ensure a comfortable and financially secure retirement. Discover the key components of a solid retirement plan, including savings strategies, investment options, and essential documents. Join us as we guide you through the process of building a retirement nest egg that will last a lifetime.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 29 Sep 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion of the essential steps to ensure a comfortable and financially secure retirement. Discover the key components of a solid retirement plan, including savings strategies, investment options, and essential documents. Join us as we guide you through the process of building a retirement nest egg that will last a lifetime.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Retirement Checklist]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to highlight the steps you should take each year as part of your 10-year retirement checklist.]]>
                                    </description>
                <pubDate>Sun, 22 Sep 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7514</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240922-3426-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to highlight the steps you should take each year as part of your 10-year retirement checklist.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 22 Sep 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to highlight the steps you should take each year as part of your 10-year retirement checklist.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Important Financial Reminders]]>
                </title>
                                <description>
                                            <![CDATA[Important Financial Reminders is a must-listen episode for anyone looking to strengthen their financial footing. Join us as we delve into essential tips on budgeting, saving, and investing. From creating a realistic budget to understanding the power of compound interest, we&#039;ll provide actionable advice to help you achieve your financial goals.]]>
                                    </description>
                <pubDate>Sun, 15 Sep 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7485</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240915-239112-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Important Financial Reminders is a must-listen episode for anyone looking to strengthen their financial footing. Join us as we delve into essential tips on budgeting, saving, and investing. From creating a realistic budget to understanding the power of compound interest, we&#039;ll provide actionable advice to help you achieve your financial goals.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 15 Sep 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Important Financial Reminders is a must-listen episode for anyone looking to strengthen their financial footing. Join us as we delve into essential tips on budgeting, saving, and investing. From creating a realistic budget to understanding the power of compound interest, we&#039;ll provide actionable advice to help you achieve your financial goals.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[US Debt Update]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we dive deep into the current state of the U.S. national debt. We&#039;ll discuss recent developments, analyze potential implications for the economy, and explore strategies for addressing this pressing fiscal challenge. Join us as we provide insights and perspectives on one of the most significant economic issues facing our nation.]]>
                                    </description>
                <pubDate>Sun, 08 Sep 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7460</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240908-239111-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we dive deep into the current state of the U.S. national debt. We&#039;ll discuss recent developments, analyze potential implications for the economy, and explore strategies for addressing this pressing fiscal challenge. Join us as we provide insights and perspectives on one of the most significant economic issues facing our nation.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 08 Sep 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we dive deep into the current state of the U.S. national debt. We&#039;ll discuss recent developments, analyze potential implications for the economy, and explore strategies for addressing this pressing fiscal challenge. Join us as we provide insights and perspectives on one of the most significant economic issues facing our nation.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[More Strategies for Account Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we delve deeper into effective strategies for withdrawing funds from your retirement accounts. Discover how to balance your financial goals with your lifestyle needs. Join us as we explore various withdrawal methods and discuss the potential tax implications to help you make informed decisions.]]>
                                    </description>
                <pubDate>Sun, 01 Sep 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7433</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240901-239110-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we delve deeper into effective strategies for withdrawing funds from your retirement accounts. Discover how to balance your financial goals with your lifestyle needs. Join us as we explore various withdrawal methods and discuss the potential tax implications to help you make informed decisions.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 01 Sep 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we delve deeper into effective strategies for withdrawing funds from your retirement accounts. Discover how to balance your financial goals with your lifestyle needs. Join us as we explore various withdrawal methods and discuss the potential tax implications to help you make informed decisions.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Sensible Strategies For Retirement Account Withdrawals]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                                    </description>
                <pubDate>Sun, 25 Aug 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7412</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240825-3400-Graber.mp3"  length="36049495"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 25 Aug 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[US Debt Update]]>
                </title>
                                <description>
                                            <![CDATA[The national debt is a hot-button issue, and we&#039;re diving deep into the numbers. We&#039;ll break down the latest figures, discuss the implications for the economy, and explore potential solutions to this growing problem. Tune in to understand how the national debt impacts your wallet and what you can do about it.]]>
                                    </description>
                <pubDate>Sun, 18 Aug 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7388</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240817-239109-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[The national debt is a hot-button issue, and we&#039;re diving deep into the numbers. We&#039;ll break down the latest figures, discuss the implications for the economy, and explore potential solutions to this growing problem. Tune in to understand how the national debt impacts your wallet and what you can do about it.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 18 Aug 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[The national debt is a hot-button issue, and we&#039;re diving deep into the numbers. We&#039;ll break down the latest figures, discuss the implications for the economy, and explore potential solutions to this growing problem. Tune in to understand how the national debt impacts your wallet and what you can do about it.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Trotter House Update]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike welcomes Jennifer Erickson back to the show. Jennifer is the director of Trotter House in Jasper. They talk about important work the Trotter House has been doing in the community.]]>
                                    </description>
                <pubDate>Sun, 11 Aug 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7360</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240811-239108-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike welcomes Jennifer Erickson back to the show. Jennifer is the director of Trotter House in Jasper. They talk about important work the Trotter House has been doing in the community.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 11 Aug 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike welcomes Jennifer Erickson back to the show. Jennifer is the director of Trotter House in Jasper. They talk about important work the Trotter House has been doing in the community.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What The 2024 Elections Means For Your Finances Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion about what the impact of the 2024 presidential election will be on your finances.]]>
                                    </description>
                <pubDate>Sun, 04 Aug 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7337</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240804-239107-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion about what the impact of the 2024 presidential election will be on your finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 04 Aug 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion about what the impact of the 2024 presidential election will be on your finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What The 2024 Election Means for Your Finances]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                                    </description>
                <pubDate>Sun, 28 Jul 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7314</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240728-3406-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 28 Jul 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Silver Tsunami Part 2 - How to Retire Right]]>
                </title>
                                <description>
                                            <![CDATA[The Baby Boomer retirement wave is here. In this episode, we continue to unpack strategies for a secure retirement, from navigating Social Security to building a sustainable investment portfolio.  Join us for actionable tips to weather the financial storm and sail smoothly into your golden years.]]>
                                    </description>
                <pubDate>Sun, 21 Jul 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7292</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240721-239105-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[The Baby Boomer retirement wave is here. In this episode, we continue to unpack strategies for a secure retirement, from navigating Social Security to building a sustainable investment portfolio.  Join us for actionable tips to weather the financial storm and sail smoothly into your golden years.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 21 Jul 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[The Baby Boomer retirement wave is here. In this episode, we continue to unpack strategies for a secure retirement, from navigating Social Security to building a sustainable investment portfolio.  Join us for actionable tips to weather the financial storm and sail smoothly into your golden years.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Silver Tsunami]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                                    </description>
                <pubDate>Sun, 14 Jul 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7268</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240714-3416-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 14 Jul 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the silver tsunami — the millions of baby boomers who will be retiring now through 2027 — and what they can do to better prepare.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[More on the New Generation Retirement System]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we continue our discussion on the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                                    </description>
                <pubDate>Sun, 07 Jul 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7244</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240707-239104-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we continue our discussion on the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 07 Jul 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we continue our discussion on the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the New Generation Retirement System Can Do For You]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                                    </description>
                <pubDate>Sun, 30 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7226</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240630-3408-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 30 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[You Don&#039;t Know What You Don&#039;t Know]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we discuss the question, &quot;How much of your assets should you have invested in stocks and equities?&quot;]]>
                                    </description>
                <pubDate>Sun, 23 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7202</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240623-239103-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we discuss the question, &quot;How much of your assets should you have invested in stocks and equities?&quot;]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 23 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we discuss the question, &quot;How much of your assets should you have invested in stocks and equities?&quot;]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Transferring Wealth to Your Kids Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion on transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                                    </description>
                <pubDate>Sun, 16 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7179</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240616-239102-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion on transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 16 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion on transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Strategies for Transferring Your Wealth to Your Kids]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                                    </description>
                <pubDate>Sun, 09 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7156</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240609-3388-2-Graber.mp3"  length="39308000"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 09 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Long-Term Federal Budget Outlook and What it Means to You]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we delve into the Congressional Budget Office&#039;s latest long-term outlook for federal spending and debt. We&#039;ll break down what it means for the future of our country&#039;s finances, and explore how it could impact your taxes, Social Security, and overall economic well-being.  Don&#039;t miss this important discussion about our nation&#039;s fiscal health.]]>
                                    </description>
                <pubDate>Sun, 02 Jun 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7137</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240602-239098-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we delve into the Congressional Budget Office&#039;s latest long-term outlook for federal spending and debt. We&#039;ll break down what it means for the future of our country&#039;s finances, and explore how it could impact your taxes, Social Security, and overall economic well-being.  Don&#039;t miss this important discussion about our nation&#039;s fiscal health.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 02 Jun 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we delve into the Congressional Budget Office&#039;s latest long-term outlook for federal spending and debt. We&#039;ll break down what it means for the future of our country&#039;s finances, and explore how it could impact your taxes, Social Security, and overall economic well-being.  Don&#039;t miss this important discussion about our nation&#039;s fiscal health.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[5 Types of Guaranteed Income Part 3]]>
                </title>
                                <description>
                                            <![CDATA[In part 3 of our series on guaranteed income, we dive deeper into the different tools and options that are out there, and possible solutions to fill your retirement income gaps.]]>
                                    </description>
                <pubDate>Sun, 19 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7094</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240519-239101-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In part 3 of our series on guaranteed income, we dive deeper into the different tools and options that are out there, and possible solutions to fill your retirement income gaps.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 19 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In part 3 of our series on guaranteed income, we dive deeper into the different tools and options that are out there, and possible solutions to fill your retirement income gaps.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[5 Types of Guaranteed Income Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In part two of our series on guaranteed income, we dive deeper into the different tools and options that are out there.]]>
                                    </description>
                <pubDate>Sat, 11 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7058</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240512-239100-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In part two of our series on guaranteed income, we dive deeper into the different tools and options that are out there.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In part two of our series on guaranteed income, we dive deeper into the different tools and options that are out there.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[5 Types of Guaranteed Income]]>
                </title>
                                <description>
                                            <![CDATA[Worried about running out of money in retirement? This episode is for you! We explore 5 reliable sources of guaranteed income that can help you build a stress-free golden age, from familiar options like Social Security to unexpected strategies. Tune in and learn how to secure your financial future!]]>
                                    </description>
                <pubDate>Sat, 04 May 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-7027</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240428-239099-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Worried about running out of money in retirement? This episode is for you! We explore 5 reliable sources of guaranteed income that can help you build a stress-free golden age, from familiar options like Social Security to unexpected strategies. Tune in and learn how to secure your financial future!]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 May 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Worried about running out of money in retirement? This episode is for you! We explore 5 reliable sources of guaranteed income that can help you build a stress-free golden age, from familiar options like Social Security to unexpected strategies. Tune in and learn how to secure your financial future!]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Why is Social Security so Important to Women]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we explore why Social Security plays a critical role in financial security for women, considering factors like longer lifespans, potential career gaps, and lower lifetime earnings. We&#039;ll also discuss how Social Security benefits can be maximized for women approaching retirement.]]>
                                    </description>
                <pubDate>Sun, 21 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6991</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240421-239097-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we explore why Social Security plays a critical role in financial security for women, considering factors like longer lifespans, potential career gaps, and lower lifetime earnings. We&#039;ll also discuss how Social Security benefits can be maximized for women approaching retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 21 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we explore why Social Security plays a critical role in financial security for women, considering factors like longer lifespans, potential career gaps, and lower lifetime earnings. We&#039;ll also discuss how Social Security benefits can be maximized for women approaching retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Four Retirement Chapters]]>
                </title>
                                <description>
                                            <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                                    </description>
                <pubDate>Sun, 14 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6965</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240414-3399-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 14 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don&#039;t Lose Sight of Retirement Reminders]]>
                </title>
                                <description>
                                            <![CDATA[We&#039;ll explore key tasks you might forget in the pre-retirement rush, and offer tips to stay on track for a smooth transition to your golden years.  Don&#039;t miss out on these crucial reminders to secure your financial future and dream retirement.]]>
                                    </description>
                <pubDate>Sun, 07 Apr 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6942</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240407-239096-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We&#039;ll explore key tasks you might forget in the pre-retirement rush, and offer tips to stay on track for a smooth transition to your golden years.  Don&#039;t miss out on these crucial reminders to secure your financial future and dream retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 07 Apr 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We&#039;ll explore key tasks you might forget in the pre-retirement rush, and offer tips to stay on track for a smooth transition to your golden years.  Don&#039;t miss out on these crucial reminders to secure your financial future and dream retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Easter Show 2024]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we have our annual Easter show. This year Mike talks about the importance and lessons of Easter and plays some of his favorite Easter songs.]]>
                                    </description>
                <pubDate>Sun, 31 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6915</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240331-239095-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we have our annual Easter show. This year Mike talks about the importance and lessons of Easter and plays some of his favorite Easter songs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 31 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we have our annual Easter show. This year Mike talks about the importance and lessons of Easter and plays some of his favorite Easter songs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Your Retirement Picture Part 2]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we continue our discussion about some of the economic factors and changes that are coming the rest of this year and into the future.]]>
                                    </description>
                <pubDate>Sun, 24 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6895</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240324-239094-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we continue our discussion about some of the economic factors and changes that are coming the rest of this year and into the future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 24 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we continue our discussion about some of the economic factors and changes that are coming the rest of this year and into the future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The 2024 Retirement Picture]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                                    </description>
                <pubDate>Sun, 17 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6870</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240317-3397-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 17 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Retirement Savings Time Bomb Part 4]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we wrap up our discussion of why you need a tax plan for retirement. We look at how your retirement savings may be a ticking tax time bomb and strategies to deal with this key financial issue.]]>
                                    </description>
                <pubDate>Sun, 10 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6845</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240310-239093-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we wrap up our discussion of why you need a tax plan for retirement. We look at how your retirement savings may be a ticking tax time bomb and strategies to deal with this key financial issue.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 10 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we wrap up our discussion of why you need a tax plan for retirement. We look at how your retirement savings may be a ticking tax time bomb and strategies to deal with this key financial issue.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings Time Bomb Part 3]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion about Ed Slott&#039;s book, The Retirement Savings Time Bomb and talk about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.]]>
                                    </description>
                <pubDate>Sun, 03 Mar 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6817</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240303-239092-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion about Ed Slott&#039;s book, The Retirement Savings Time Bomb and talk about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 03 Mar 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion about Ed Slott&#039;s book, The Retirement Savings Time Bomb and talk about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings Time Bomb Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.]]>
                                    </description>
                <pubDate>Sun, 25 Feb 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6792</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240225-239091-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 25 Feb 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings Time Bomb Part 1]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we talk about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.]]>
                                    </description>
                <pubDate>Sun, 18 Feb 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6768</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240218-239090-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we talk about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 18 Feb 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we talk about how you may be looking at excessive taxes in retirement and what you can do to minimize that tax burden in retirement and keep more money in your pocket.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Festivus Report]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we do our review of Senator Rand Paul&#039;s annual Festivus Report, which draws attention to wasteful government spending. It&#039;s outrageous!]]>
                                    </description>
                <pubDate>Sat, 10 Feb 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6734</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240210-239089-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we do our review of Senator Rand Paul&#039;s annual Festivus Report, which draws attention to wasteful government spending. It&#039;s outrageous!]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Feb 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we do our review of Senator Rand Paul&#039;s annual Festivus Report, which draws attention to wasteful government spending. It&#039;s outrageous!]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Understanding Sequence of Return Risk]]>
                </title>
                                <description>
                                            <![CDATA[This episode demystifies the often-overlooked threat of sequence of return risk, revealing how the order of market ups and downs can significantly impact your retirement savings. Join us as we explore strategies to mitigate this risk and safeguard your financial future, even in volatile markets.]]>
                                    </description>
                <pubDate>Sat, 03 Feb 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6711</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240204-239088-Graber.mp3"  length="35360096"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode demystifies the often-overlooked threat of sequence of return risk, revealing how the order of market ups and downs can significantly impact your retirement savings. Join us as we explore strategies to mitigate this risk and safeguard your financial future, even in volatile markets.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 Feb 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode demystifies the often-overlooked threat of sequence of return risk, revealing how the order of market ups and downs can significantly impact your retirement savings. Join us as we explore strategies to mitigate this risk and safeguard your financial future, even in volatile markets.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security Maximization Part 2]]>
                </title>
                                <description>
                                            <![CDATA[During this show we continue our deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]>
                                    </description>
                <pubDate>Sat, 27 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6682</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240128-239087-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we continue our deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we continue our deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Leave No Social Security Stone Unturned]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]>
                                    </description>
                <pubDate>Sat, 20 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6661</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240121-3389-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Estate Planning Part 2 with Steve Nieno]]>
                </title>
                                <description>
                                            <![CDATA[We continue our discussion with Steve Nieno to help you unpack the essentials of securing your legacy and protecting your loved ones, navigating wills, trusts, and beyond. Join us for clear answers to your biggest financial questions, even the ones you didn&#039;t know to ask.]]>
                                    </description>
                <pubDate>Sat, 13 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6637</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240114-239086-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We continue our discussion with Steve Nieno to help you unpack the essentials of securing your legacy and protecting your loved ones, navigating wills, trusts, and beyond. Join us for clear answers to your biggest financial questions, even the ones you didn&#039;t know to ask.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We continue our discussion with Steve Nieno to help you unpack the essentials of securing your legacy and protecting your loved ones, navigating wills, trusts, and beyond. Join us for clear answers to your biggest financial questions, even the ones you didn&#039;t know to ask.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Estate Planning with Steve Nieno Part 1]]>
                </title>
                                <description>
                                            <![CDATA[Demystifying death and taxes? Unpack the essentials of securing your legacy and protecting your loved ones, navigating wills, trusts, and beyond. Join us for clear answers to your biggest financial questions, even the ones you didn&#039;t know to ask.]]>
                                    </description>
                <pubDate>Sat, 06 Jan 2024 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6612</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240107-239085-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Demystifying death and taxes? Unpack the essentials of securing your legacy and protecting your loved ones, navigating wills, trusts, and beyond. Join us for clear answers to your biggest financial questions, even the ones you didn&#039;t know to ask.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Jan 2024 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Demystifying death and taxes? Unpack the essentials of securing your legacy and protecting your loved ones, navigating wills, trusts, and beyond. Join us for clear answers to your biggest financial questions, even the ones you didn&#039;t know to ask.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Christmas Episode with Grandkids - 2023]]>
                </title>
                                <description>
                                            <![CDATA[In this very special Christmas episode Mike welcomes his grandkids to the show and this one will tug on your heart strings!]]>
                                    </description>
                <pubDate>Sun, 24 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6587</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231224-239084-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this very special Christmas episode Mike welcomes his grandkids to the show and this one will tug on your heart strings!]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 24 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this very special Christmas episode Mike welcomes his grandkids to the show and this one will tug on your heart strings!]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tax and Strategy Steps Part 2]]>
                </title>
                                <description>
                                            <![CDATA[We talk about what needs to be done by the end of the year and beginning of next to help minimize your tax burden.]]>
                                    </description>
                <pubDate>Sun, 17 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6568</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231217-239083-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We talk about what needs to be done by the end of the year and beginning of next to help minimize your tax burden.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 17 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We talk about what needs to be done by the end of the year and beginning of next to help minimize your tax burden.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Year-End Tax and Strategy Steps]]>
                </title>
                                <description>
                                            <![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]>
                                    </description>
                <pubDate>Sun, 10 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6543</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231210-3392-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 10 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Decision Making and The Rose Crawford Story]]>
                </title>
                                <description>
                                            <![CDATA[In this show we talk about decision making, philosophies, and attitudes regarding investment choices and strategies. We have ideas that can be real difference makers as you work toward a solid retirement income plan.]]>
                                    </description>
                <pubDate>Sun, 03 Dec 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6515</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231203-239082-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this show we talk about decision making, philosophies, and attitudes regarding investment choices and strategies. We have ideas that can be real difference makers as you work toward a solid retirement income plan.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 03 Dec 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this show we talk about decision making, philosophies, and attitudes regarding investment choices and strategies. We have ideas that can be real difference makers as you work toward a solid retirement income plan.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Transferring Wealth to Your Kids Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion on transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                                    </description>
                <pubDate>Sun, 19 Nov 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6469</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231119-239081-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion on transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 19 Nov 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion on transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Strategies for Transferring Your Wealth to Your Kids]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                                    </description>
                <pubDate>Sun, 05 Nov 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6421</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231105-3388-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 05 Nov 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Update on the Committee for Responsible Federal Budget]]>
                </title>
                                <description>
                                            <![CDATA[We talk about the out of control government spending and the US national debt and how it affects all of us.]]>
                                    </description>
                <pubDate>Sun, 29 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6389</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231029-239080-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We talk about the out of control government spending and the US national debt and how it affects all of us.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 29 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We talk about the out of control government spending and the US national debt and how it affects all of us.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Trotter House Interview with Jennifer Erickson]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike welcomes Jennifer Erickson, the director of Trotter House in Jasper. They discuss the important work the Trotter House does in the community.]]>
                                    </description>
                <pubDate>Sun, 22 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6361</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231022-239079-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike welcomes Jennifer Erickson, the director of Trotter House in Jasper. They discuss the important work the Trotter House does in the community.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 22 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike welcomes Jennifer Erickson, the director of Trotter House in Jasper. They discuss the important work the Trotter House does in the community.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Jeff Parker Interview]]>
                </title>
                                <description>
                                            <![CDATA[In this very special episode we interview Jeff Parker of  Jeff Parker and Company, a Bluegrass group that we enjoy. We also play a couple of their songs.]]>
                                    </description>
                <pubDate>Sun, 15 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6339</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231015-239078-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this very special episode we interview Jeff Parker of  Jeff Parker and Company, a Bluegrass group that we enjoy. We also play a couple of their songs.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 15 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this very special episode we interview Jeff Parker of  Jeff Parker and Company, a Bluegrass group that we enjoy. We also play a couple of their songs.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Reality Check Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this show we talk about more retirement expenses that many people fail to adequately prepare for before they retire. We also look at how to possibly solve these issues with wealth planning.]]>
                                    </description>
                <pubDate>Sun, 08 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6318</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231008-239077-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this show we talk about more retirement expenses that many people fail to adequately prepare for before they retire. We also look at how to possibly solve these issues with wealth planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 08 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this show we talk about more retirement expenses that many people fail to adequately prepare for before they retire. We also look at how to possibly solve these issues with wealth planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Retirement Reality Check]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire. We’ll conclude the show by looking at wealth plans.]]>
                                    </description>
                <pubDate>Sun, 01 Oct 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6290</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231001-3373-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire. We’ll conclude the show by looking at wealth plans.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 01 Oct 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire. We’ll conclude the show by looking at wealth plans.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How To Know When It&#039;s Time to Retire Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion of the most common signs that you’re economically and strategically ready to retire.]]>
                                    </description>
                <pubDate>Sun, 24 Sep 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6267</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230924-239076-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion of the most common signs that you’re economically and strategically ready to retire.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 24 Sep 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion of the most common signs that you’re economically and strategically ready to retire.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How To Know That It’s Time To Retire]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss some of the most common signs that you’re economically and strategically ready to retire.]]>
                                    </description>
                <pubDate>Sun, 17 Sep 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6243</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230917-3378-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss some of the most common signs that you’re economically and strategically ready to retire.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 17 Sep 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss some of the most common signs that you’re economically and strategically ready to retire.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Should Know About Annuities Part 2]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we continue our discussion about annuities, their benefits and drawbacks, and whether they may be a good fit for your financial strategy.]]>
                                    </description>
                <pubDate>Sun, 10 Sep 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6218</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230910-239075-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we continue our discussion about annuities, their benefits and drawbacks, and whether they may be a good fit for your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 10 Sep 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we continue our discussion about annuities, their benefits and drawbacks, and whether they may be a good fit for your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Annuities? Here’s what you should know]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]>
                                    </description>
                <pubDate>Sun, 27 Aug 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6169</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230827-3375-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 27 Aug 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Interview with Stephen duBarry]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike welcomes special guest Stephen duBarry, president of the Biblically Responsible Investment Institute. They discuss why it is important to understand how the funds you invest are being used, and how to make that happen.]]>
                                    </description>
                <pubDate>Sun, 20 Aug 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6143</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230820-239074-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike welcomes special guest Stephen duBarry, president of the Biblically Responsible Investment Institute. They discuss why it is important to understand how the funds you invest are being used, and how to make that happen.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 20 Aug 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike welcomes special guest Stephen duBarry, president of the Biblically Responsible Investment Institute. They discuss why it is important to understand how the funds you invest are being used, and how to make that happen.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Establishing a Retirement Perimeter]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike discusses strategies to help protect your retirement by creating a retirement perimeter.]]>
                                    </description>
                <pubDate>Sun, 13 Aug 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6113</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230813-239073-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike discusses strategies to help protect your retirement by creating a retirement perimeter.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 13 Aug 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike discusses strategies to help protect your retirement by creating a retirement perimeter.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Part 2 - Key steps at 50 and 65]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion on the financial information people will need when they turn 50 and 65.]]>
                                    </description>
                <pubDate>Sun, 06 Aug 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6090</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230806-239072-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion on the financial information people will need when they turn 50 and 65.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 06 Aug 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion on the financial information people will need when they turn 50 and 65.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Key steps at 50 and 65]]>
                </title>
                                <description>
                                            <![CDATA[In this show, we highlight some of the financial resources available to people when they turn 50 and 65.]]>
                                    </description>
                <pubDate>Sun, 23 Jul 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-6044</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230730-3361-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this show, we highlight some of the financial resources available to people when they turn 50 and 65.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 23 Jul 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this show, we highlight some of the financial resources available to people when they turn 50 and 65.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Healthcare Landscape Changes Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion about changes coming to the world of healthcare.]]>
                                    </description>
                <pubDate>Sun, 09 Jul 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5991</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230709-239071-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion about changes coming to the world of healthcare.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 09 Jul 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion about changes coming to the world of healthcare.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Changing Landscape of Healthcare]]>
                </title>
                                <description>
                                            <![CDATA[This episode features an examination of the rising hospital at home movement as well as long-term care insurance.]]>
                                    </description>
                <pubDate>Sun, 02 Jul 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5972</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230702-3368-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode features an examination of the rising hospital at home movement as well as long-term care insurance.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 02 Jul 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode features an examination of the rising hospital at home movement as well as long-term care insurance.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Maya McGiness and the National Debt]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike welcomes back to the show special guest Maya McGiness to talk about the new budget and it&#039;s affect on the National Debt.]]>
                                    </description>
                <pubDate>Sun, 25 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5950</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230625-239070-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike welcomes back to the show special guest Maya McGiness to talk about the new budget and it&#039;s affect on the National Debt.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 25 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike welcomes back to the show special guest Maya McGiness to talk about the new budget and it&#039;s affect on the National Debt.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Interview with U.S. Congressman Larry Bucshon Part 2]]>
                </title>
                                <description>
                                            <![CDATA[We continue our interview with U.S. Congressman Larry Bucshon. He talks about what is happening in Washington D.C. and right here at home in Indiana. We ask him about the budget deficits and more.]]>
                                    </description>
                <pubDate>Sun, 18 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5931</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230618-239069-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We continue our interview with U.S. Congressman Larry Bucshon. He talks about what is happening in Washington D.C. and right here at home in Indiana. We ask him about the budget deficits and more.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 18 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We continue our interview with U.S. Congressman Larry Bucshon. He talks about what is happening in Washington D.C. and right here at home in Indiana. We ask him about the budget deficits and more.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Interview with U.S. Congressman Larry Bucshon Part 1]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we interview U.S. Congressman Larry Bucshon. He talks about what is happening in Washington D.C. and right here at home in Indiana. We ask him about the budget deficits and more.]]>
                                    </description>
                <pubDate>Sun, 11 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5901</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230611-239068-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we interview U.S. Congressman Larry Bucshon. He talks about what is happening in Washington D.C. and right here at home in Indiana. We ask him about the budget deficits and more.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 11 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we interview U.S. Congressman Larry Bucshon. He talks about what is happening in Washington D.C. and right here at home in Indiana. We ask him about the budget deficits and more.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Expanding on ESG and Why It&#039;s Important]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we talk about making sure your investments line up with your values.]]>
                                    </description>
                <pubDate>Sun, 04 Jun 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5873</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230604-239067-Graber.mp3"  length="35996584"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we talk about making sure your investments line up with your values.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 04 Jun 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we talk about making sure your investments line up with your values.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Memorial Day Special]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we honor those that have served and our fallen veterans with a very special episode, as we play a speech by Admiral McRaven.]]>
                                    </description>
                <pubDate>Sun, 28 May 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5839</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230528-239037-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we honor those that have served and our fallen veterans with a very special episode, as we play a speech by Admiral McRaven.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 28 May 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we honor those that have served and our fallen veterans with a very special episode, as we play a speech by Admiral McRaven.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[401(k) Tune-Up Part 2]]>
                </title>
                                <description>
                                            <![CDATA[We continue our discussing the importance of vesting and steps you can take to max your 401(k).]]>
                                    </description>
                <pubDate>Sat, 20 May 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5804</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230521-239066-Graber.mp3"  length="35999965"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We continue our discussing the importance of vesting and steps you can take to max your 401(k).]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 May 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We continue our discussing the importance of vesting and steps you can take to max your 401(k).]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Do you need a 401(k) tune up?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss two essential 401(k) issues: the importance of vesting and steps you can take to max your 401(k) out.]]>
                                    </description>
                <pubDate>Sat, 13 May 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5777</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230514-3338-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss two essential 401(k) issues: the importance of vesting and steps you can take to max your 401(k) out.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 May 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss two essential 401(k) issues: the importance of vesting and steps you can take to max your 401(k) out.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Youtube Interview with Jordan Peterson and Vivek Ramaswamy regarding ESG&#039;s]]>
                </title>
                                <description>
                                            <![CDATA[This is a continuation on our series on ESG investments. Mike recaps what he has gone over on previous shows and then plays an interview between Jordan Peterson and Vivek Ramaswamy who go over ESG investments and why they may not be good options. Vivek Ramaswamy is a presidential candidate and this show is in no way an endorsement of Mr. Ramaswamy or his politics, it is just to bring the information of ESG investments to you the listener.]]>
                                    </description>
                <pubDate>Sat, 06 May 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5755</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230507-239064-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This is a continuation on our series on ESG investments. Mike recaps what he has gone over on previous shows and then plays an interview between Jordan Peterson and Vivek Ramaswamy who go over ESG investments and why they may not be good options. Vivek Ramaswamy is a presidential candidate and this show is in no way an endorsement of Mr. Ramaswamy or his politics, it is just to bring the information of ESG investments to you the listener.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 May 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This is a continuation on our series on ESG investments. Mike recaps what he has gone over on previous shows and then plays an interview between Jordan Peterson and Vivek Ramaswamy who go over ESG investments and why they may not be good options. Vivek Ramaswamy is a presidential candidate and this show is in no way an endorsement of Mr. Ramaswamy or his politics, it is just to bring the information of ESG investments to you the listener.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What is ESG investing?]]>
                </title>
                                <description>
                                            <![CDATA[What is ESG investing and why is it important to you? Find out in this episode.]]>
                                    </description>
                <pubDate>Sun, 23 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5715</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230423-239065-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[What is ESG investing and why is it important to you? Find out in this episode.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 23 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[What is ESG investing and why is it important to you? Find out in this episode.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Types of Reliable Income in Retirement Part 3]]>
                </title>
                                <description>
                                            <![CDATA[Creating income in retirement can be a challenge, and one mistake can make a huge financial impact. In this show we continue our discussion of retirement income sources and strategies.]]>
                                    </description>
                <pubDate>Sun, 16 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5686</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230416-239063-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Creating income in retirement can be a challenge, and one mistake can make a huge financial impact. In this show we continue our discussion of retirement income sources and strategies.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 16 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Creating income in retirement can be a challenge, and one mistake can make a huge financial impact. In this show we continue our discussion of retirement income sources and strategies.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Easter Show]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we talk about the importance and meaning of Easter.]]>
                                    </description>
                <pubDate>Sun, 09 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5658</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230409-239062-Graber.mp3"  length="35855456"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we talk about the importance and meaning of Easter.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 09 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we talk about the importance and meaning of Easter.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[5 Types of Reliable Income Pt. 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue to look at the viable options for reliable income in retirement and the various places you can use to put your retirement assets.]]>
                                    </description>
                <pubDate>Sun, 02 Apr 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5634</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230402-239061-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue to look at the viable options for reliable income in retirement and the various places you can use to put your retirement assets.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 02 Apr 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue to look at the viable options for reliable income in retirement and the various places you can use to put your retirement assets.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[5 Types of Reliable Income Pt. 1]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we discuss various ways you may be able to create reliable income from your savings and investments for retirement.]]>
                                    </description>
                <pubDate>Sun, 26 Mar 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5610</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230326-239060-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we discuss various ways you may be able to create reliable income from your savings and investments for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 26 Mar 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we discuss various ways you may be able to create reliable income from your savings and investments for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is the FIRE strategy right for you?]]>
                </title>
                                <description>
                                            <![CDATA[This week we examine the FIRE, or Financial Independence, Retire Early, movement as well as how you can stay active during retirement.]]>
                                    </description>
                <pubDate>Sun, 19 Mar 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5585</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230319-3356-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This week we examine the FIRE, or Financial Independence, Retire Early, movement as well as how you can stay active during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 19 Mar 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This week we examine the FIRE, or Financial Independence, Retire Early, movement as well as how you can stay active during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Festivus - Wasteful Government Spening]]>
                </title>
                                <description>
                                            <![CDATA[In this show we look at how the US got to the record debt levels, how they put our financial futures at risk and what you can do to possibly help protect your finances.]]>
                                    </description>
                <pubDate>Sun, 12 Mar 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5561</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230312-239059-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this show we look at how the US got to the record debt levels, how they put our financial futures at risk and what you can do to possibly help protect your finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 12 Mar 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this show we look at how the US got to the record debt levels, how they put our financial futures at risk and what you can do to possibly help protect your finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Taxes in Retirement Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this show we continue our discussion of possible ways to minimize your tax burden in retirement.]]>
                                    </description>
                <pubDate>Sun, 05 Mar 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5537</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230305-239058-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this show we continue our discussion of possible ways to minimize your tax burden in retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 05 Mar 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this show we continue our discussion of possible ways to minimize your tax burden in retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How your retirement may be taxed]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to take a close look at various types of retirement income and how each of them may be taxed.]]>
                                    </description>
                <pubDate>Sun, 26 Feb 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5514</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230225-3329-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to take a close look at various types of retirement income and how each of them may be taxed.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 26 Feb 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to take a close look at various types of retirement income and how each of them may be taxed.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Rule Backfire]]>
                </title>
                                <description>
                                            <![CDATA[Not taking your RMD can hit you with a heavy penalty, but also taking your RMD&#039;s in the incorrect manner could give you a hefty tax hit. Learn ways to help optimize your RMD&#039;s and to minimize your tax liability.]]>
                                    </description>
                <pubDate>Sun, 19 Feb 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5487</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230219-239057-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Not taking your RMD can hit you with a heavy penalty, but also taking your RMD&#039;s in the incorrect manner could give you a hefty tax hit. Learn ways to help optimize your RMD&#039;s and to minimize your tax liability.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 19 Feb 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Not taking your RMD can hit you with a heavy penalty, but also taking your RMD&#039;s in the incorrect manner could give you a hefty tax hit. Learn ways to help optimize your RMD&#039;s and to minimize your tax liability.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Tips for Women]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we’re first going to focus on retirement tips and insights for women before closing out the show with a conversation about ways retirees may be able to secure dental care.]]>
                                    </description>
                <pubDate>Sun, 12 Feb 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5470</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230212-3309-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we’re first going to focus on retirement tips and insights for women before closing out the show with a conversation about ways retirees may be able to secure dental care.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 12 Feb 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we’re first going to focus on retirement tips and insights for women before closing out the show with a conversation about ways retirees may be able to secure dental care.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Secure Act 2.0]]>
                </title>
                                <description>
                                            <![CDATA[In this show we discuss the new Secure Act 2.0 and all the changes it brings, as well as how it will impact your financial planning.]]>
                                    </description>
                <pubDate>Sun, 05 Feb 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5445</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230205-239056-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this show we discuss the new Secure Act 2.0 and all the changes it brings, as well as how it will impact your financial planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 05 Feb 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this show we discuss the new Secure Act 2.0 and all the changes it brings, as well as how it will impact your financial planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Much Income are You Leaving on the Table]]>
                </title>
                                <description>
                                            <![CDATA[There are a lot mistakes and missed opportunities that most people will have with their financial investments and retirement income plans. Today we discuss these and strategies to help keep you from leaving that money on the table and missing out.]]>
                                    </description>
                <pubDate>Sun, 29 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5422</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230129-239055-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[There are a lot mistakes and missed opportunities that most people will have with their financial investments and retirement income plans. Today we discuss these and strategies to help keep you from leaving that money on the table and missing out.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 29 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[There are a lot mistakes and missed opportunities that most people will have with their financial investments and retirement income plans. Today we discuss these and strategies to help keep you from leaving that money on the table and missing out.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Open Arms Ministries]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike welcomes back to the show Marty and Sheila Corey of Open Arms Ministries. They discuss how you can get involved and give back to the community.]]>
                                    </description>
                <pubDate>Sun, 22 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5400</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230122-239054-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike welcomes back to the show Marty and Sheila Corey of Open Arms Ministries. They discuss how you can get involved and give back to the community.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 22 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike welcomes back to the show Marty and Sheila Corey of Open Arms Ministries. They discuss how you can get involved and give back to the community.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How to Prepare for Unprecedented Govt Debt]]>
                </title>
                                <description>
                                            <![CDATA[How can you prepare your finances to deal with the possible implications of the large government spending that just took place with the passing of the Secure Act 2.0?]]>
                                    </description>
                <pubDate>Sun, 15 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5379</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230115-239053-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[How can you prepare your finances to deal with the possible implications of the large government spending that just took place with the passing of the Secure Act 2.0?]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 15 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[How can you prepare your finances to deal with the possible implications of the large government spending that just took place with the passing of the Secure Act 2.0?]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Federal Debt Will Reach Record Levels Sooner Than Expected]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike reviews an article by Maya MacGuineas with the Committee for a Responsible Federal Budget about this growing concern and how it affects you.]]>
                                    </description>
                <pubDate>Sun, 08 Jan 2023 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5361</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230108-239052-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike reviews an article by Maya MacGuineas with the Committee for a Responsible Federal Budget about this growing concern and how it affects you.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 08 Jan 2023 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike reviews an article by Maya MacGuineas with the Committee for a Responsible Federal Budget about this growing concern and how it affects you.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[20 Ways to Increase Savings and Retire with Peace of Mind]]>
                </title>
                                <description>
                                            <![CDATA[Wouldn&#039;t it be nice if you could have peace of mind regarding your retirement and savings? In this episode we discuss tips and strategies to help you achieve this goal.]]>
                                    </description>
                <pubDate>Sun, 18 Dec 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5316</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221218-239051-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Wouldn&#039;t it be nice if you could have peace of mind regarding your retirement and savings? In this episode we discuss tips and strategies to help you achieve this goal.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 18 Dec 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Wouldn&#039;t it be nice if you could have peace of mind regarding your retirement and savings? In this episode we discuss tips and strategies to help you achieve this goal.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Big jump for Social Security’s COLA]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the recent announcement that Social Security’s COLA will rise 8.7% in 2023 and then shift into discussing having enough money during retirement.]]>
                                    </description>
                <pubDate>Sun, 11 Dec 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5289</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221211-3343-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the recent announcement that Social Security’s COLA will rise 8.7% in 2023 and then shift into discussing having enough money during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 11 Dec 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the recent announcement that Social Security’s COLA will rise 8.7% in 2023 and then shift into discussing having enough money during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Do you know your financial time horizon?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]>
                                    </description>
                <pubDate>Sun, 20 Nov 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5238</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221120-3320-Graber.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 20 Nov 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Legacy Planning Mistakes Part 2]]>
                </title>
                                <description>
                                            <![CDATA[We continue our discussion about some of the most common legacy planning mistakes and how they may be holding your own plan back.]]>
                                    </description>
                <pubDate>Sun, 13 Nov 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5211</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221113-239050-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We continue our discussion about some of the most common legacy planning mistakes and how they may be holding your own plan back.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 13 Nov 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We continue our discussion about some of the most common legacy planning mistakes and how they may be holding your own plan back.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t make these legacy plan mistakes]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine and discuss some of the most common legacy planning mistakes and how they may be holding your own plan back.]]>
                                    </description>
                <pubDate>Sun, 06 Nov 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5187</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221106-3337-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine and discuss some of the most common legacy planning mistakes and how they may be holding your own plan back.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 06 Nov 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine and discuss some of the most common legacy planning mistakes and how they may be holding your own plan back.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Long-term Care Insurance and Preparing to be an Executor]]>
                </title>
                                <description>
                                            <![CDATA[During this episode we’ll spend time talking about preparing to be an executor of an estate and then we’ll pivot to discussing long-term care insurance.]]>
                                    </description>
                <pubDate>Sun, 30 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5162</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221030-3305-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode we’ll spend time talking about preparing to be an executor of an estate and then we’ll pivot to discussing long-term care insurance.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 30 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode we’ll spend time talking about preparing to be an executor of an estate and then we’ll pivot to discussing long-term care insurance.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Maya MacGuineas Follow-up]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we break down what Maya MacGuineas (President of the Committee for a Responsible Federal Budget) had to say about the impact that government spending is having on our economy.]]>
                                    </description>
                <pubDate>Sun, 23 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5140</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221023-239049-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we break down what Maya MacGuineas (President of the Committee for a Responsible Federal Budget) had to say about the impact that government spending is having on our economy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 23 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we break down what Maya MacGuineas (President of the Committee for a Responsible Federal Budget) had to say about the impact that government spending is having on our economy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Maya MacGuineas - Inflation Reduction Act - Part 2]]>
                </title>
                                <description>
                                            <![CDATA[We conclude our latest interview with Maya MacGuineas, president of the bipartisan Committee for a Responsible Federal Budget. She talks to Mike about the Inflation Reduction Act and what it&#039;s impacts may be.]]>
                                    </description>
                <pubDate>Sun, 16 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5113</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221016-239048-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We conclude our latest interview with Maya MacGuineas, president of the bipartisan Committee for a Responsible Federal Budget. She talks to Mike about the Inflation Reduction Act and what it&#039;s impacts may be.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 16 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We conclude our latest interview with Maya MacGuineas, president of the bipartisan Committee for a Responsible Federal Budget. She talks to Mike about the Inflation Reduction Act and what it&#039;s impacts may be.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Maya MacGuineas and the Effect of the Inflation Reduction Act - Part 1]]>
                </title>
                                <description>
                                            <![CDATA[Maya MacGuineas, president of the bipartisan Committee for a Responsible Federal Budget, joins the show and talks to Mike about the Inflation Reduction Act and what it&#039;s impacts may be and how she feels it will affect the federal deficit. This is part 1 of a 2 part series.]]>
                                    </description>
                <pubDate>Sun, 09 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5093</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221009-239047-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Maya MacGuineas, president of the bipartisan Committee for a Responsible Federal Budget, joins the show and talks to Mike about the Inflation Reduction Act and what it&#039;s impacts may be and how she feels it will affect the federal deficit. This is part 1 of a 2 part series.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 09 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Maya MacGuineas, president of the bipartisan Committee for a Responsible Federal Budget, joins the show and talks to Mike about the Inflation Reduction Act and what it&#039;s impacts may be and how she feels it will affect the federal deficit. This is part 1 of a 2 part series.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[THE FINER POINTS OF INSURANCE with Louis Murphy]]>
                </title>
                                <description>
                                            <![CDATA[Mike welcomes insurance specialist Louis Murphy to discuss the various types of insurance and why it might be important for you and your financial plans.]]>
                                    </description>
                <pubDate>Sun, 02 Oct 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5078</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221002-239046-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Mike welcomes insurance specialist Louis Murphy to discuss the various types of insurance and why it might be important for you and your financial plans.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 02 Oct 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Mike welcomes insurance specialist Louis Murphy to discuss the various types of insurance and why it might be important for you and your financial plans.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t overlook these critical planning steps]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]>
                                    </description>
                <pubDate>Sun, 25 Sep 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5057</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220925-3333-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 25 Sep 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Travis Burkhart Foundation with Mike and Kim Burkhart]]>
                </title>
                                <description>
                                            <![CDATA[Mike interviews Mike and Kim Burkhart with the Travis Burkhart Foundation about offering assistance to families with extreme medical needs. Listen in to find out more about the organization, how to get help or how to give help.]]>
                                    </description>
                <pubDate>Sun, 18 Sep 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5038</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220918-239044-Graber-Encore.mp3"  length="36001184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Mike interviews Mike and Kim Burkhart with the Travis Burkhart Foundation about offering assistance to families with extreme medical needs. Listen in to find out more about the organization, how to get help or how to give help.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 18 Sep 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Mike interviews Mike and Kim Burkhart with the Travis Burkhart Foundation about offering assistance to families with extreme medical needs. Listen in to find out more about the organization, how to get help or how to give help.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Five types of insurance you should consider]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.]]>
                                    </description>
                <pubDate>Sun, 11 Sep 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5022</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220911-3331-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 11 Sep 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[When Can I Retire? Part 2]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to continue to discuss and analyze some of the most common signs that you’re ready to retire.]]>
                                    </description>
                <pubDate>Sun, 04 Sep 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-5003</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220904-239045-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to continue to discuss and analyze some of the most common signs that you’re ready to retire.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 04 Sep 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to continue to discuss and analyze some of the most common signs that you’re ready to retire.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How Do I Know When It’s Time to Retire?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss and analyze some of the most common signs that you’re ready to retire.]]>
                                    </description>
                <pubDate>Sun, 21 Aug 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4959</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220821-3330-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss and analyze some of the most common signs that you’re ready to retire.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 21 Aug 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss and analyze some of the most common signs that you’re ready to retire.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[More tips to not outlive your money!]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to continue our discussion on tips to help your money last throughout retirement.]]>
                                    </description>
                <pubDate>Sun, 14 Aug 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4939</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220814-239043-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to continue our discussion on tips to help your money last throughout retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 14 Aug 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to continue our discussion on tips to help your money last throughout retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tips to not outlive your money]]>
                </title>
                                <description>
                                            <![CDATA[During today’s show, we’re going to address the importance of not outliving your money during retirement.]]>
                                    </description>
                <pubDate>Sun, 07 Aug 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4914</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220807-3326-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s show, we’re going to address the importance of not outliving your money during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 07 Aug 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s show, we’re going to address the importance of not outliving your money during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Recession-proof your retirement Part 2]]>
                </title>
                                <description>
                                            <![CDATA[On today’s show, we continue talking about some tips that may help recession-proof your retirement.]]>
                                    </description>
                <pubDate>Sun, 31 Jul 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4893</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220731-239042-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[On today’s show, we continue talking about some tips that may help recession-proof your retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 31 Jul 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[On today’s show, we continue talking about some tips that may help recession-proof your retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Recession-proof your retirement]]>
                </title>
                                <description>
                                            <![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]>
                                    </description>
                <pubDate>Sun, 24 Jul 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4872</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220724-3324-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 24 Jul 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Learn About Life Insurance Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we interview Life Insurance expert Brett Anderson to learn more about how it works and strategies to utilize.]]>
                                    </description>
                <pubDate>Sun, 17 Jul 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4847</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220501-239035-Graber-Encore.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we interview Life Insurance expert Brett Anderson to learn more about how it works and strategies to utilize.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 17 Jul 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we interview Life Insurance expert Brett Anderson to learn more about how it works and strategies to utilize.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[4th of July Special!]]>
                </title>
                                <description>
                                            <![CDATA[We put aside finances to talk about the 4th of July and our nations Independence Day!]]>
                                    </description>
                <pubDate>Sun, 03 Jul 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4819</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220703-239041-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We put aside finances to talk about the 4th of July and our nations Independence Day!]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 03 Jul 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We put aside finances to talk about the 4th of July and our nations Independence Day!]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[How To Fill the Wealth Gap, Part 2]]>
                </title>
                                <description>
                                            <![CDATA[We continue our discussion on how to fill the income gap in retirement.]]>
                                    </description>
                <pubDate>Sun, 26 Jun 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4797</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220626-239040-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We continue our discussion on how to fill the income gap in retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 26 Jun 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We continue our discussion on how to fill the income gap in retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Wealth Gap]]>
                </title>
                                <description>
                                            <![CDATA[How will you fill the income gap in your retirement? In this episode Mike talks about the wealth gap and how to prepare for it.]]>
                                    </description>
                <pubDate>Sun, 19 Jun 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4774</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220619-239039-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[How will you fill the income gap in your retirement? In this episode Mike talks about the wealth gap and how to prepare for it.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 19 Jun 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[How will you fill the income gap in your retirement? In this episode Mike talks about the wealth gap and how to prepare for it.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Charitable trusts and retirement wealth gaps]]>
                </title>
                                <description>
                                            <![CDATA[During today’s episode, we’re going to look at two critical subjects: establishing a charitable trust and retirement wealth gaps.]]>
                                    </description>
                <pubDate>Sun, 12 Jun 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4753</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220612-3312-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s episode, we’re going to look at two critical subjects: establishing a charitable trust and retirement wealth gaps.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 12 Jun 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s episode, we’re going to look at two critical subjects: establishing a charitable trust and retirement wealth gaps.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Fed Interest Rate Hike Part 2]]>
                </title>
                                <description>
                                            <![CDATA[This week we continue our discussion of the Fed’s interest rate increase and what it means for not only the economy but to the average person.]]>
                                    </description>
                <pubDate>Sun, 05 Jun 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4740</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220605-239038-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This week we continue our discussion of the Fed’s interest rate increase and what it means for not only the economy but to the average person.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 05 Jun 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This week we continue our discussion of the Fed’s interest rate increase and what it means for not only the economy but to the average person.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the Fed rate hike means for you]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine the fallout of the Fed’s recent rate increase and what it means for not only the economy but to the average person.]]>
                                    </description>
                <pubDate>Sun, 22 May 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4694</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220522-3321-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine the fallout of the Fed’s recent rate increase and what it means for not only the economy but to the average person.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 22 May 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine the fallout of the Fed’s recent rate increase and what it means for not only the economy but to the average person.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Medicare Strategies]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike looks at what you need to know about Medicare.]]>
                                    </description>
                <pubDate>Sun, 15 May 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4669</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220515-239036-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike looks at what you need to know about Medicare.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 15 May 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike looks at what you need to know about Medicare.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Market volatility and the future of Medicare]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss how you may be able to better handle economic volatility and Medicare’s long-term future.]]>
                                    </description>
                <pubDate>Sun, 08 May 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4649</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220508-3311-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss how you may be able to better handle economic volatility and Medicare’s long-term future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 08 May 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss how you may be able to better handle economic volatility and Medicare’s long-term future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Learn About Life Insurance Part 1]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we interview Life Insurance expert Brett Anderson to learn more about how it works and strategies to utilize.]]>
                                    </description>
                <pubDate>Sun, 24 Apr 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4599</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220423-239034-Graber-Encore.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we interview Life Insurance expert Brett Anderson to learn more about how it works and strategies to utilize.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 24 Apr 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we interview Life Insurance expert Brett Anderson to learn more about how it works and strategies to utilize.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Easter - A Message of Hope]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we take a break from financial talk to celebrate Easter and the hope and promises it brings.]]>
                                    </description>
                <pubDate>Sun, 17 Apr 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4575</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220416-239033-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we take a break from financial talk to celebrate Easter and the hope and promises it brings.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 17 Apr 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we take a break from financial talk to celebrate Easter and the hope and promises it brings.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Charitable IRA Rollovers]]>
                </title>
                                <description>
                                            <![CDATA[Mike looks at the tax implications, benefits and things that need to be considered with charitable IRA rollovers.]]>
                                    </description>
                <pubDate>Sun, 10 Apr 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4553</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220409-239032-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Mike looks at the tax implications, benefits and things that need to be considered with charitable IRA rollovers.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 10 Apr 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Mike looks at the tax implications, benefits and things that need to be considered with charitable IRA rollovers.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Who Is Mike Graber?]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we talk about show host Mike Graber and his path to financial planning.]]>
                                    </description>
                <pubDate>Sun, 03 Apr 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4532</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220402-239031-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we talk about show host Mike Graber and his path to financial planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 03 Apr 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we talk about show host Mike Graber and his path to financial planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are you ready for RMDs Part 2]]>
                </title>
                                <description>
                                            <![CDATA[During this show we continue our discussion about RMDs and what you need to know.]]>
                                    </description>
                <pubDate>Sun, 27 Mar 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4501</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220327-239030-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show we continue our discussion about RMDs and what you need to know.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 27 Mar 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show we continue our discussion about RMDs and what you need to know.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are you ready for RMDs?]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to first look at some of things you need to know about RMDs and then in our final segment we’ll discuss some of the financial mistakes that could put your retirement at risk.]]>
                                    </description>
                <pubDate>Sun, 20 Mar 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4477</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220320-3307-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to first look at some of things you need to know about RMDs and then in our final segment we’ll discuss some of the financial mistakes that could put your retirement at risk.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 20 Mar 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to first look at some of things you need to know about RMDs and then in our final segment we’ll discuss some of the financial mistakes that could put your retirement at risk.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings Time Bomb Part 7]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we finalize our discussion on what you need to know about IRA&#039;s, Roth IRA&#039;s, the tax implications of retirement accounts and more.]]>
                                    </description>
                <pubDate>Sun, 13 Mar 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4456</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220313-239029-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we finalize our discussion on what you need to know about IRA&#039;s, Roth IRA&#039;s, the tax implications of retirement accounts and more.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 13 Mar 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we finalize our discussion on what you need to know about IRA&#039;s, Roth IRA&#039;s, the tax implications of retirement accounts and more.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings Time Bomb Part 6]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion on what you need to know about IRA&#039;s, Roth IRA&#039;s, the tax implications of retirement accounts and more.]]>
                                    </description>
                <pubDate>Sun, 06 Mar 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4433</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/2200306-239028-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion on what you need to know about IRA&#039;s, Roth IRA&#039;s, the tax implications of retirement accounts and more.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 06 Mar 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion on what you need to know about IRA&#039;s, Roth IRA&#039;s, the tax implications of retirement accounts and more.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings Time Bomb Part 5]]>
                </title>
                                <description>
                                            <![CDATA[We continue our discussion about retirement planning, accounts, and the retirement tax time bomb that you could end up with. We talk about Ed Slott&#039;s book on the topic.]]>
                                    </description>
                <pubDate>Sun, 27 Feb 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4406</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220226-239027-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We continue our discussion about retirement planning, accounts, and the retirement tax time bomb that you could end up with. We talk about Ed Slott&#039;s book on the topic.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 27 Feb 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We continue our discussion about retirement planning, accounts, and the retirement tax time bomb that you could end up with. We talk about Ed Slott&#039;s book on the topic.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings Time Bomb Part 4]]>
                </title>
                                <description>
                                            <![CDATA[We continue our discussion about retirement planning, accounts, and the retirement tax time bomb that you could end up with. We talk about Ed Slott&#039;s book on the topic.]]>
                                    </description>
                <pubDate>Sun, 20 Feb 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4379</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220219-239026-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We continue our discussion about retirement planning, accounts, and the retirement tax time bomb that you could end up with. We talk about Ed Slott&#039;s book on the topic.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 20 Feb 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We continue our discussion about retirement planning, accounts, and the retirement tax time bomb that you could end up with. We talk about Ed Slott&#039;s book on the topic.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings Time Bomb Part 3]]>
                </title>
                                <description>
                                            <![CDATA[We continue our discussion about retirement accounts and the retirement tax time bomb that you could end up with.]]>
                                    </description>
                <pubDate>Sun, 13 Feb 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4358</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220212-239025-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We continue our discussion about retirement accounts and the retirement tax time bomb that you could end up with.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 13 Feb 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We continue our discussion about retirement accounts and the retirement tax time bomb that you could end up with.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings Time Bomb Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion about your retirement savings plans and what will happen with them in retirement with important strategies and tips to help you with your income and taxes.]]>
                                    </description>
                <pubDate>Sun, 06 Feb 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4329</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220205-239024-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion about your retirement savings plans and what will happen with them in retirement with important strategies and tips to help you with your income and taxes.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 06 Feb 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion about your retirement savings plans and what will happen with them in retirement with important strategies and tips to help you with your income and taxes.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Savings Time Bomb]]>
                </title>
                                <description>
                                            <![CDATA[You don&#039;t want to have to worry about money in retirement. But there may be a financial time bomb waiting to go off if you aren&#039;t properly planning for it. In this episode Mike talks about your retirement accounts and how much of that money could go towards taxes.]]>
                                    </description>
                <pubDate>Sun, 30 Jan 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4308</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220130-239023-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[You don&#039;t want to have to worry about money in retirement. But there may be a financial time bomb waiting to go off if you aren&#039;t properly planning for it. In this episode Mike talks about your retirement accounts and how much of that money could go towards taxes.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 30 Jan 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[You don&#039;t want to have to worry about money in retirement. But there may be a financial time bomb waiting to go off if you aren&#039;t properly planning for it. In this episode Mike talks about your retirement accounts and how much of that money could go towards taxes.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Taxes in Retirement Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we continue our discussion about ways you can prepare yourself – and your financial strategy – for the taxes you may face during retirement.]]>
                                    </description>
                <pubDate>Sun, 23 Jan 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4268</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220123-239022-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we continue our discussion about ways you can prepare yourself – and your financial strategy – for the taxes you may face during retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 23 Jan 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we continue our discussion about ways you can prepare yourself – and your financial strategy – for the taxes you may face during retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Preparing for taxes in retirement]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to examine some of the ways you can prepare yourself – and your financial strategy – for the taxes you may face during your retirement.]]>
                                    </description>
                <pubDate>Sun, 16 Jan 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4240</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220116-3300-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to examine some of the ways you can prepare yourself – and your financial strategy – for the taxes you may face during your retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 16 Jan 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to examine some of the ways you can prepare yourself – and your financial strategy – for the taxes you may face during your retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Changes Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion about some of the key ways that retirement has changed during the last 25 years, and how it may change in the near future.]]>
                                    </description>
                <pubDate>Sun, 09 Jan 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4214</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220109-239021-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion about some of the key ways that retirement has changed during the last 25 years, and how it may change in the near future.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 09 Jan 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion about some of the key ways that retirement has changed during the last 25 years, and how it may change in the near future.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Changes — Past, Present, and Future]]>
                </title>
                                <description>
                                            <![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]>
                                    </description>
                <pubDate>Sun, 02 Jan 2022 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4194</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220102-3280-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 02 Jan 2022 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Follow-up to Maya MacGuineas Inteview]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike dives into the important facts and topics brought up by Maya MacGuineas in her interview about our governments handling of fiscal responsibility and where we are headed.]]>
                                    </description>
                <pubDate>Sun, 19 Dec 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4174</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211121-239020-Graber-REPLAY.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike dives into the important facts and topics brought up by Maya MacGuineas in her interview about our governments handling of fiscal responsibility and where we are headed.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 19 Dec 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike dives into the important facts and topics brought up by Maya MacGuineas in her interview about our governments handling of fiscal responsibility and where we are headed.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Government Spending - Interview with Maya MacGuineas Part 1]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike interviews Maya MacGuineas, the president of The Committee for a Responsible Federal Budget.]]>
                                    </description>
                <pubDate>Sun, 12 Dec 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4158</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211212-239018-Graber-REPLAY.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike interviews Maya MacGuineas, the president of The Committee for a Responsible Federal Budget.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 12 Dec 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike interviews Maya MacGuineas, the president of The Committee for a Responsible Federal Budget.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Infrastructure bill and 2022 financial resolutions]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re first going to look at how the recently passed infrastructure bill may have benefits for retirees and older Americans. In the final two segments, we’ll highlight some potentially wise financial new year’s resolutions for 2022.]]>
                                    </description>
                <pubDate>Sun, 05 Dec 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4140</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211205-3296-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re first going to look at how the recently passed infrastructure bill may have benefits for retirees and older Americans. In the final two segments, we’ll highlight some potentially wise financial new year’s resolutions for 2022.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 05 Dec 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re first going to look at how the recently passed infrastructure bill may have benefits for retirees and older Americans. In the final two segments, we’ll highlight some potentially wise financial new year’s resolutions for 2022.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Helping your parents with their finances]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.]]>
                                    </description>
                <pubDate>Sun, 28 Nov 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4117</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211128-3273-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 28 Nov 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Interview with Maya MacGuineas Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue the inteview with Maya MacGuineas, the president of The Committee for a Responsible Federal Budget.]]>
                                    </description>
                <pubDate>Sun, 14 Nov 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4083</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211114-239019-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue the inteview with Maya MacGuineas, the president of The Committee for a Responsible Federal Budget.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 14 Nov 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue the inteview with Maya MacGuineas, the president of The Committee for a Responsible Federal Budget.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Government Spending - Interview with Maya MacGuineas Part 1]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike interviews Maya MacGuineas, the president of The Committee for a Responsible Federal Budget.]]>
                                    </description>
                <pubDate>Sun, 31 Oct 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4035</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211031-239018-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike interviews Maya MacGuineas, the president of The Committee for a Responsible Federal Budget.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 31 Oct 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike interviews Maya MacGuineas, the president of The Committee for a Responsible Federal Budget.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Don’t Neglect Legacy Planning]]>
                </title>
                                <description>
                                            <![CDATA[For many people, going through the legacy planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision.]]>
                                    </description>
                <pubDate>Sun, 24 Oct 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-4010</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211024-3224-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[For many people, going through the legacy planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 24 Oct 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[For many people, going through the legacy planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security in 2021]]>
                </title>
                                <description>
                                            <![CDATA[During today’s episode, we’re going to discuss some of the changes you’ll see to Social Security in 2021 as well as what you can do to adjust your own retirement strategy to address those changes.]]>
                                    </description>
                <pubDate>Sun, 17 Oct 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3990</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211017-3253-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s episode, we’re going to discuss some of the changes you’ll see to Social Security in 2021 as well as what you can do to adjust your own retirement strategy to address those changes.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 17 Oct 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s episode, we’re going to discuss some of the changes you’ll see to Social Security in 2021 as well as what you can do to adjust your own retirement strategy to address those changes.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Should Know About Life Insurance]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.]]>
                                    </description>
                <pubDate>Sun, 10 Oct 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3968</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211010-3229 BEST OF-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 10 Oct 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security Rules Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion about Social Security’s many rules, regulations and quirks.]]>
                                    </description>
                <pubDate>Sat, 18 Sep 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3896</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210918-239017-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion about Social Security’s many rules, regulations and quirks.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 18 Sep 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion about Social Security’s many rules, regulations and quirks.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Critical Social Security Rules]]>
                </title>
                                <description>
                                            <![CDATA[For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.]]>
                                    </description>
                <pubDate>Sat, 11 Sep 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3872</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210911-3222-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Sep 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Debt Clock Madness]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike talks about the US Debt and what it means to you and your finances.]]>
                                    </description>
                <pubDate>Sat, 04 Sep 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3850</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210904-239016-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike talks about the US Debt and what it means to you and your finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Sep 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike talks about the US Debt and what it means to you and your finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Inflation Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue to look at how to help combat inflation with smart financial strategies.]]>
                                    </description>
                <pubDate>Sat, 28 Aug 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3837</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210828-239015-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue to look at how to help combat inflation with smart financial strategies.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Aug 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue to look at how to help combat inflation with smart financial strategies.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are You Ready for Inflation?]]>
                </title>
                                <description>
                                            <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                                    </description>
                <pubDate>Sat, 21 Aug 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3816</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210821-3270-2-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Aug 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Follow Up Discussion on US Senator Mike Braun]]>
                </title>
                                <description>
                                            <![CDATA[We talk about last week&#039;s interview with US Senator Mike Braun and go over the financial impact of what he said.]]>
                                    </description>
                <pubDate>Sat, 14 Aug 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3794</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210814-239014-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We talk about last week&#039;s interview with US Senator Mike Braun and go over the financial impact of what he said.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Aug 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We talk about last week&#039;s interview with US Senator Mike Braun and go over the financial impact of what he said.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Interview with U.S. Senator Mike Braun]]>
                </title>
                                <description>
                                            <![CDATA[In this special episode Mike interviews U.S. Senator Mike Braun. They talk about the national debt, taxes and other important topics.]]>
                                    </description>
                <pubDate>Sun, 01 Aug 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3755</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210731-239013-Graber-Full version.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this special episode Mike interviews U.S. Senator Mike Braun. They talk about the national debt, taxes and other important topics.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 01 Aug 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this special episode Mike interviews U.S. Senator Mike Braun. They talk about the national debt, taxes and other important topics.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial Advice for Young Workers Part 2]]>
                </title>
                                <description>
                                            <![CDATA[We continue our discussion on financial advice for young workers. Mike gives tips that may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                                    </description>
                <pubDate>Sun, 25 Jul 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3729</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210724-239012-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[We continue our discussion on financial advice for young workers. Mike gives tips that may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 25 Jul 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[We continue our discussion on financial advice for young workers. Mike gives tips that may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial Advice for Young Workers]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                                    </description>
                <pubDate>Sun, 18 Jul 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3704</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210717-3250-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 18 Jul 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial Independence Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode, we continue our discussion about some more of the things you can do to potentially get yourself closer to true and lasting financial independence.]]>
                                    </description>
                <pubDate>Sun, 11 Jul 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3677</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210710-239011-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode, we continue our discussion about some more of the things you can do to potentially get yourself closer to true and lasting financial independence.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 11 Jul 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode, we continue our discussion about some more of the things you can do to potentially get yourself closer to true and lasting financial independence.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Declaration of (Financial) Independence]]>
                </title>
                                <description>
                                            <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]>
                                    </description>
                <pubDate>Sun, 04 Jul 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3655</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210703-3274-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 04 Jul 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Understanding Retirement Concepts Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion about important concepts to help you better plan for a long and comfortable retirement.]]>
                                    </description>
                <pubDate>Sun, 27 Jun 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3625</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210626-239010-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion about important concepts to help you better plan for a long and comfortable retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 27 Jun 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion about important concepts to help you better plan for a long and comfortable retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Understanding Retirement Concepts]]>
                </title>
                                <description>
                                            <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                                    </description>
                <pubDate>Sun, 20 Jun 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3603</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210619-3063-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 20 Jun 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Updated Tax Legislation from Washington D.C. Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion about all the proposed tax changes and looks at how the increases could affect you and your finances.]]>
                                    </description>
                <pubDate>Sun, 13 Jun 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3585</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210612-239009-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion about all the proposed tax changes and looks at how the increases could affect you and your finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 13 Jun 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion about all the proposed tax changes and looks at how the increases could affect you and your finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Updated Tax Legislation from Washington D.C. Part 1]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike talks about all the proposed tax changes and looks at how the increases could affect you and your finances.]]>
                                    </description>
                <pubDate>Sun, 06 Jun 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3564</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210605-239008-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike talks about all the proposed tax changes and looks at how the increases could affect you and your finances.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 06 Jun 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike talks about all the proposed tax changes and looks at how the increases could affect you and your finances.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What&#039;s Up With Inflation? Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike talks more about what is going on with inflation and ways to help protect your finances from rising prices.]]>
                                    </description>
                <pubDate>Sun, 30 May 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3539</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210529-239007-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike talks more about what is going on with inflation and ways to help protect your finances from rising prices.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 30 May 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike talks more about what is going on with inflation and ways to help protect your finances from rising prices.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are You Ready for Inflation?]]>
                </title>
                                <description>
                                            <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                                    </description>
                <pubDate>Sun, 23 May 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3514</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210522-3270-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 23 May 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Need to Know About Annuities Part 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mike talks some more about the basics of annuities and what you need to know about this retirement tool.]]>
                                    </description>
                <pubDate>Sun, 16 May 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3487</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210515-239006-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mike talks some more about the basics of annuities and what you need to know about this retirement tool.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 16 May 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mike talks some more about the basics of annuities and what you need to know about this retirement tool.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Need to Know About Annuities]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]>
                                    </description>
                <pubDate>Sun, 09 May 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3457</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210508-3230-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 09 May 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What You Should Know About Life Insurance]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.]]>
                                    </description>
                <pubDate>Sun, 02 May 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3430</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210501-3229-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sun, 02 May 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Financial and Retirement Planning 101]]>
                </title>
                                <description>
                                            <![CDATA[In this episode Mark talks about what we will be covering on future shows and gives us an overview of financial planning, how to get one started and how it can help you.]]>
                                    </description>
                <pubDate>Sat, 24 Apr 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3387</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210102-239001-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode Mark talks about what we will be covering on future shows and gives us an overview of financial planning, how to get one started and how it can help you.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Apr 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode Mark talks about what we will be covering on future shows and gives us an overview of financial planning, how to get one started and how it can help you.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Shocking Retirement Statistics and Mistakes]]>
                </title>
                                <description>
                                            <![CDATA[This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.]]>
                                    </description>
                <pubDate>Sat, 17 Apr 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3370</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210417-3166-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Apr 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Questions to Ask When Choosing a Financial Services Professional]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.]]>
                                    </description>
                <pubDate>Sat, 10 Apr 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3343</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210410-3262-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Apr 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Mastering the Last Five Years]]>
                </title>
                                <description>
                                            <![CDATA[During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to better position yourself to enjoy the rewarding retirement you’ve worked so hard towards.]]>
                                    </description>
                <pubDate>Sat, 03 Apr 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3313</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210403-3234-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to better position yourself to enjoy the rewarding retirement you’ve worked so hard towards.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 03 Apr 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to better position yourself to enjoy the rewarding retirement you’ve worked so hard towards.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What the American Rescue Plan Means for You]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]>
                                    </description>
                <pubDate>Sat, 27 Mar 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3291</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210327-3261-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Mar 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What to Do if You Want to Retire Right Now]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible so they leap into retirement with optimism and confidence.]]>
                                    </description>
                <pubDate>Sat, 20 Mar 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3268</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210320-3245-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible so they leap into retirement with optimism and confidence.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Mar 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible so they leap into retirement with optimism and confidence.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are You Ready for Tax Season?]]>
                </title>
                                <description>
                                            <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]>
                                    </description>
                <pubDate>Sat, 13 Mar 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3239</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210313-3258-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Mar 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Current Economic Challenge and it&#039;s Impact on Your Retirement - PART 4]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we wrap up our discussion on the economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall impact taxes have on your finances and retirement income.]]>
                                    </description>
                <pubDate>Sat, 06 Mar 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3206</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/N210306-239005-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we wrap up our discussion on the economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall impact taxes have on your finances and retirement income.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Mar 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we wrap up our discussion on the economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall impact taxes have on your finances and retirement income.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Current Economic Challenge and it&#039;s Impact on Your Retirement - PART 3]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion on the economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall impact taxes have on your finances and retirement income.]]>
                                    </description>
                <pubDate>Sat, 27 Feb 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3185</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210227-239004-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion on the economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall impact taxes have on your finances and retirement income.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 27 Feb 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion on the economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall impact taxes have on your finances and retirement income.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Current Economic Challenge and it&#039;s Impact on Your Retirement - PART 2]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we continue our discussion on the economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall economy.]]>
                                    </description>
                <pubDate>Sat, 20 Feb 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3156</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210220-239003-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we continue our discussion on the economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall economy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Feb 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we continue our discussion on the economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall economy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Current Economic Challenge and it&#039;s Impact on Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we discuss the Economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall economy.]]>
                                    </description>
                <pubDate>Sat, 13 Feb 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3128</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210213-239002-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we discuss the Economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall economy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Feb 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we discuss the Economic challenges to your retirement that we are facing due to Covid, the deficit spending, stimulus bills and the overall economy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement, You Can Afford It!]]>
                </title>
                                <description>
                                            <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                                    </description>
                <pubDate>Sat, 06 Feb 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3099</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210206-3082-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Feb 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Dealing with an Unstable Market]]>
                </title>
                                <description>
                                            <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                                    </description>
                <pubDate>Sat, 30 Jan 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3076</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210130-3054-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 30 Jan 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Avoid Common Retirement Strategy Mistakes]]>
                </title>
                                <description>
                                            <![CDATA[In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.]]>
                                    </description>
                <pubDate>Sat, 23 Jan 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3043</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210123-3219-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Jan 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[It’s time for a financial checkup]]>
                </title>
                                <description>
                                            <![CDATA[Have your circumstances changed during the coronavirus economy? Some simple budgeting adjustments may help you get through this economic volatility a little easier. During our episode today, we’re going to dig into just how important it can be to conduct a financial checkup.]]>
                                    </description>
                <pubDate>Sat, 16 Jan 2021 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-3024</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210116-3233-Graber.mp3"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Michael Graber]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Have your circumstances changed during the coronavirus economy? Some simple budgeting adjustments may help you get through this economic volatility a little easier. During our episode today, we’re going to dig into just how important it can be to conduct a financial checkup.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Michael Graber</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Jan 2021 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Have your circumstances changed during the coronavirus economy? Some simple budgeting adjustments may help you get through this economic volatility a little easier. During our episode today, we’re going to dig into just how important it can be to conduct a financial checkup.]]>
                    </content:encoded>
                            </item>
            </channel>
</rss>
