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    <channel>
        <title>
            <![CDATA[Wealth Map Radio]]>
        </title>
        <link>https://wealthmapradio.com/</link>
        <description>
            <![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]>
        </description>
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            <title>
                <![CDATA[Wealth Map Radio]]>
            </title>
            <link>https://wealthmapradio.com/</link>
        </image>
        <language>en-us</language>
        
        
        <lastBuildDate>Mon, 01 Jun 2026 20:12:16 +0000</lastBuildDate>

        
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                    <itunes:author>
                <![CDATA[Steven Eckroth]]>
            </itunes:author>
                <itunes:owner>
            <itunes:name>
                <![CDATA[Steven Eckroth]]>
            </itunes:name>
            <itunes:email>radio@lusonmedia.com</itunes:email>
        </itunes:owner>
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        <itunes:category text="Business" />
        <itunes:explicit>no</itunes:explicit>

        
        <dc:creator>
            <![CDATA[Steven Eckroth]]>
        </dc:creator>

                    <item>
                <title>
                    <![CDATA[8 Truths Wall Street Won&#039;t Tell You About Your Retirement]]>
                </title>
                                <description>
                                            <![CDATA[When it comes to retirement income planning, the traditional Wall Street Advice - which based on a growth approach - often falls short. There are 8 truths or principles that don&#039;t work in Wall Street&#039;s favor when you retire and need your hard-earned savings to live on. So, Wall Street is not excited to share them. 
We will. 
Herein, we tackle the 4% rule, growth vs income approaches, the &quot;retirement red zone&quot;, sequence of return risk, and more.]]>
                                    </description>
                <pubDate>Sat, 28 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9894</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/4wzGCRBsIzO4AT2LPBkAtSHrSfHEpGY3s8WknaU4.mp3"  length="83573759"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[When it comes to retirement income planning, the traditional Wall Street Advice - which based on a growth approach - often falls short. There are 8 truths or principles that don&#039;t work in Wall Street&#039;s favor when you retire and need your hard-earned savings to live on. So, Wall Street is not excited to share them. 
We will. 
Herein, we tackle the 4% rule, growth vs income approaches, the &quot;retirement red zone&quot;, sequence of return risk, and more.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 28 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[When it comes to retirement income planning, the traditional Wall Street Advice - which based on a growth approach - often falls short. There are 8 truths or principles that don&#039;t work in Wall Street&#039;s favor when you retire and need your hard-earned savings to live on. So, Wall Street is not excited to share them. 
We will. 
Herein, we tackle the 4% rule, growth vs income approaches, the &quot;retirement red zone&quot;, sequence of return risk, and more.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[(Asset) Location, Location, Location!]]>
                </title>
                                <description>
                                            <![CDATA[More important than your asset allocation is your asset location. There are only 3 columns (categories) of financial vehicles: 
Taxable 
Tax-deferred 
Tax-free 
Before deciding what your allocation should be, you must decide where you want your assets to live. There is a perfect balance for each saver. In this episode, we dive into the advantages and disadvantages of each column, the proper uses of the assets that make up in column, and how to strategically transfer taxable and tax-deferred assets to the tax-free column.]]>
                                    </description>
                <pubDate>Sat, 07 Feb 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9750</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/OTbTdd55m6H3ffm0GUTxLTMR3Cxox1xWZavkrfgv.mp3"  length="83577387"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[More important than your asset allocation is your asset location. There are only 3 columns (categories) of financial vehicles: 
Taxable 
Tax-deferred 
Tax-free 
Before deciding what your allocation should be, you must decide where you want your assets to live. There is a perfect balance for each saver. In this episode, we dive into the advantages and disadvantages of each column, the proper uses of the assets that make up in column, and how to strategically transfer taxable and tax-deferred assets to the tax-free column.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Feb 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[More important than your asset allocation is your asset location. There are only 3 columns (categories) of financial vehicles: 
Taxable 
Tax-deferred 
Tax-free 
Before deciding what your allocation should be, you must decide where you want your assets to live. There is a perfect balance for each saver. In this episode, we dive into the advantages and disadvantages of each column, the proper uses of the assets that make up in column, and how to strategically transfer taxable and tax-deferred assets to the tax-free column.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[8 Keys to Roth Conversions]]>
                </title>
                                <description>
                                            <![CDATA[Roth conversions aren’t about avoiding taxes — they’re about deciding when, how, and at what rate you’ll pay them. Too many people focus on the micro view: “How much tax will this cost me this year?” A better question is, “How will this decision impact my entire retirement?” Strategic conversions can create decades of tax-free income, reduce or eliminate required minimum distributions, lower Medicare premiums and Social Security taxation, and provide insulation from future tax increases. Yes, there can be short-term friction — higher taxable income or temporary IRMAA surcharges — but for many households, those are time-boxed issues in exchange for long-term control, certainty, and tax-free wealth.]]>
                                    </description>
                <pubDate>Sat, 31 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9709</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/VsAip42pRWFmJO3TRstLlNHneRjgleMMv9LHq59w.mp3"  length="83571799"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Roth conversions aren’t about avoiding taxes — they’re about deciding when, how, and at what rate you’ll pay them. Too many people focus on the micro view: “How much tax will this cost me this year?” A better question is, “How will this decision impact my entire retirement?” Strategic conversions can create decades of tax-free income, reduce or eliminate required minimum distributions, lower Medicare premiums and Social Security taxation, and provide insulation from future tax increases. Yes, there can be short-term friction — higher taxable income or temporary IRMAA surcharges — but for many households, those are time-boxed issues in exchange for long-term control, certainty, and tax-free wealth.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Roth conversions aren’t about avoiding taxes — they’re about deciding when, how, and at what rate you’ll pay them. Too many people focus on the micro view: “How much tax will this cost me this year?” A better question is, “How will this decision impact my entire retirement?” Strategic conversions can create decades of tax-free income, reduce or eliminate required minimum distributions, lower Medicare premiums and Social Security taxation, and provide insulation from future tax increases. Yes, there can be short-term friction — higher taxable income or temporary IRMAA surcharges — but for many households, those are time-boxed issues in exchange for long-term control, certainty, and tax-free wealth.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[5 High-level Social Security Updates]]>
                </title>
                                <description>
                                            <![CDATA[In this episode of WealthMap Radio, we dive into 5 high-level social security updates for 2026 and how they impact your social security decisions. 
Through a case study, we explore how to make your social security potentially tax-free.]]>
                                    </description>
                <pubDate>Sat, 24 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9670</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/eDyy92IzXt0z7DE5ka8radQT8vAtDfXM7IBSSbui.mp3"  length="82130329"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode of WealthMap Radio, we dive into 5 high-level social security updates for 2026 and how they impact your social security decisions. 
Through a case study, we explore how to make your social security potentially tax-free.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 24 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode of WealthMap Radio, we dive into 5 high-level social security updates for 2026 and how they impact your social security decisions. 
Through a case study, we explore how to make your social security potentially tax-free.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Modern Long-term Care Planning]]>
                </title>
                                <description>
                                            <![CDATA[By now, many have heard of the Silver Tsunami—the wave of baby boomers who currently or will shortly need some form of long-term care. This is a reality to the vast majority of retirees—now or in the future—will face. Unfortunately, most have not planned for it—either overlooking it or not being informed on the best choices for their situation. Make no mistake: long-term care planning is part of your retirement planning, whether you actively plan for it or not. Modern advances in long-term care options have largely done away with the “use-it-or-lose-it” type of coverage that gives so many retirees understandable consternation. Further, the choice to “self-insure”—even for those that truly can afford it—is no longer good math with newer planning options. In this episode, we explore these modern approaches and give real-world case studies to demonstrate the advantages of modern long-term care planning.]]>
                                    </description>
                <pubDate>Sat, 17 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9618</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Zx8SpnkWKWP5SqzskKACPsylybu8V619woiZ67XD.mp3"  length="83576390"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[By now, many have heard of the Silver Tsunami—the wave of baby boomers who currently or will shortly need some form of long-term care. This is a reality to the vast majority of retirees—now or in the future—will face. Unfortunately, most have not planned for it—either overlooking it or not being informed on the best choices for their situation. Make no mistake: long-term care planning is part of your retirement planning, whether you actively plan for it or not. Modern advances in long-term care options have largely done away with the “use-it-or-lose-it” type of coverage that gives so many retirees understandable consternation. Further, the choice to “self-insure”—even for those that truly can afford it—is no longer good math with newer planning options. In this episode, we explore these modern approaches and give real-world case studies to demonstrate the advantages of modern long-term care planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 17 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[By now, many have heard of the Silver Tsunami—the wave of baby boomers who currently or will shortly need some form of long-term care. This is a reality to the vast majority of retirees—now or in the future—will face. Unfortunately, most have not planned for it—either overlooking it or not being informed on the best choices for their situation. Make no mistake: long-term care planning is part of your retirement planning, whether you actively plan for it or not. Modern advances in long-term care options have largely done away with the “use-it-or-lose-it” type of coverage that gives so many retirees understandable consternation. Further, the choice to “self-insure”—even for those that truly can afford it—is no longer good math with newer planning options. In this episode, we explore these modern approaches and give real-world case studies to demonstrate the advantages of modern long-term care planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Focus on the P.L.A.N.]]>
                </title>
                                <description>
                                            <![CDATA[When creating a retirement strategy, remember the acronym P.L.A.N. Predictability - value predictability over potential Low-correlation - strive include strategies and asset classes that do not require the market to perform in order for you to succeed Alignment - ensure that each component of you strategy reinforces and compliments the others rather than (unknowingly) creating friction Net-income - choosing tax-free/efficient strategies in place of tax-deferred/hostile strategies can be the difference between a retirement of plenty and one of scarcity Also, follow along in our case study where we demonstrate P.L.A.N. in action and create 5 streams of tax-free income while increasing potential net-spendable income by 59%.]]>
                                    </description>
                <pubDate>Sat, 10 Jan 2026 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9600</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ZFVytftb3XU7InYzlB1gOQxEpcFDQQn9IZvsWIy2.mp3"  length="83569349"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[When creating a retirement strategy, remember the acronym P.L.A.N. Predictability - value predictability over potential Low-correlation - strive include strategies and asset classes that do not require the market to perform in order for you to succeed Alignment - ensure that each component of you strategy reinforces and compliments the others rather than (unknowingly) creating friction Net-income - choosing tax-free/efficient strategies in place of tax-deferred/hostile strategies can be the difference between a retirement of plenty and one of scarcity Also, follow along in our case study where we demonstrate P.L.A.N. in action and create 5 streams of tax-free income while increasing potential net-spendable income by 59%.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 10 Jan 2026 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[When creating a retirement strategy, remember the acronym P.L.A.N. Predictability - value predictability over potential Low-correlation - strive include strategies and asset classes that do not require the market to perform in order for you to succeed Alignment - ensure that each component of you strategy reinforces and compliments the others rather than (unknowingly) creating friction Net-income - choosing tax-free/efficient strategies in place of tax-deferred/hostile strategies can be the difference between a retirement of plenty and one of scarcity Also, follow along in our case study where we demonstrate P.L.A.N. in action and create 5 streams of tax-free income while increasing potential net-spendable income by 59%.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Family Wealth and Harmony]]>
                </title>
                                <description>
                                            <![CDATA[Why does 90% of wealth disappear by the 3rd generation? What causes 70% of wealth transfer from one generation to the next to fail? For those that create multi-generational wealth and maintain family harmony, what principles and practices fo they adhere to? The answer is a shocking as it is simple. In this episode, we discuss what research and high net-worth advisors all observe amongst the wealthiest and their successes and failures in maintaining the family wealth. We also lay out a blueprint anyone can follow to foster multi-generational wealth.]]>
                                    </description>
                <pubDate>Sat, 20 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9519</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/O4IHwM2WxL2wJ02PgQh3jVAGpZcioTCMbLJ0jQ9O.mp3"  length="83568369"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Why does 90% of wealth disappear by the 3rd generation? What causes 70% of wealth transfer from one generation to the next to fail? For those that create multi-generational wealth and maintain family harmony, what principles and practices fo they adhere to? The answer is a shocking as it is simple. In this episode, we discuss what research and high net-worth advisors all observe amongst the wealthiest and their successes and failures in maintaining the family wealth. We also lay out a blueprint anyone can follow to foster multi-generational wealth.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Why does 90% of wealth disappear by the 3rd generation? What causes 70% of wealth transfer from one generation to the next to fail? For those that create multi-generational wealth and maintain family harmony, what principles and practices fo they adhere to? The answer is a shocking as it is simple. In this episode, we discuss what research and high net-worth advisors all observe amongst the wealthiest and their successes and failures in maintaining the family wealth. We also lay out a blueprint anyone can follow to foster multi-generational wealth.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[5 Core Retirement Income Principles]]>
                </title>
                                <description>
                                            <![CDATA[How can you create retirement income plans that are more resilient through good and tough times? In this episode, we share 5 core principles designed to help with just that. Also, a deep dive discussion on using a fixed income annuity as a potential bond replacement in the ubiquitous 60/40 stock/bond model portfolio. The results are startling and enlightening. Finally, we cap off this episode with a practical discussion on how to prepare for the “silver tsunami” of long-term care starting to hit the retirement shores.]]>
                                    </description>
                <pubDate>Sat, 13 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9499</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/3vVEAfrZ0oAdrVtxzppOaivMZCRhO9zaakkGH4hG.mp3"  length="83567389"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[How can you create retirement income plans that are more resilient through good and tough times? In this episode, we share 5 core principles designed to help with just that. Also, a deep dive discussion on using a fixed income annuity as a potential bond replacement in the ubiquitous 60/40 stock/bond model portfolio. The results are startling and enlightening. Finally, we cap off this episode with a practical discussion on how to prepare for the “silver tsunami” of long-term care starting to hit the retirement shores.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 13 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[How can you create retirement income plans that are more resilient through good and tough times? In this episode, we share 5 core principles designed to help with just that. Also, a deep dive discussion on using a fixed income annuity as a potential bond replacement in the ubiquitous 60/40 stock/bond model portfolio. The results are startling and enlightening. Finally, we cap off this episode with a practical discussion on how to prepare for the “silver tsunami” of long-term care starting to hit the retirement shores.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Retirement Red Zone]]>
                </title>
                                <description>
                                            <![CDATA[The &quot;Retirement Red Zone&quot; describes the critical 4-5 years BEFORE and AFTER you retire. The order of your returns during that critical period are more important than your long-term average, no matter how good your average rates of return might turn out to be. In this episode, we give real world examples that demonstrate how wise management during Retirement Red Zone can be the difference-maker in whether or not your retirement is golden or nail-biting. We also tackle the Great Wealth Transfer that is underway and how to create a legacy that lasts throughout the generations.]]>
                                    </description>
                <pubDate>Sat, 06 Dec 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9449</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/FT0vUEpqIID8nJnUC2Wt8QZqa5BcBHXPr6sFZEGB.mp3"  length="83566409"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[The &quot;Retirement Red Zone&quot; describes the critical 4-5 years BEFORE and AFTER you retire. The order of your returns during that critical period are more important than your long-term average, no matter how good your average rates of return might turn out to be. In this episode, we give real world examples that demonstrate how wise management during Retirement Red Zone can be the difference-maker in whether or not your retirement is golden or nail-biting. We also tackle the Great Wealth Transfer that is underway and how to create a legacy that lasts throughout the generations.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Dec 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[The &quot;Retirement Red Zone&quot; describes the critical 4-5 years BEFORE and AFTER you retire. The order of your returns during that critical period are more important than your long-term average, no matter how good your average rates of return might turn out to be. In this episode, we give real world examples that demonstrate how wise management during Retirement Red Zone can be the difference-maker in whether or not your retirement is golden or nail-biting. We also tackle the Great Wealth Transfer that is underway and how to create a legacy that lasts throughout the generations.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[9 Big Retirement Updates]]>
                </title>
                                <description>
                                            <![CDATA[Major updates and impacts are happening in the retirement landscape. Social Security cost of living adjustments, Medicare premium increases, IRMAA surcharge increases, and new taxes. How are you affected, and how you best navigate the landmines? We also explore how create a guaranteed tax-free foundation of income throughout retirement that avoid social security taxation and IRMAA surcharges on Medicare.]]>
                                    </description>
                <pubDate>Sat, 22 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9371</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/ZQ8zxKMjazOqdgbn2AlisPnj79cPgFQlbkIxu3gq.mp3"  length="83580994"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Major updates and impacts are happening in the retirement landscape. Social Security cost of living adjustments, Medicare premium increases, IRMAA surcharge increases, and new taxes. How are you affected, and how you best navigate the landmines? We also explore how create a guaranteed tax-free foundation of income throughout retirement that avoid social security taxation and IRMAA surcharges on Medicare.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 22 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Major updates and impacts are happening in the retirement landscape. Social Security cost of living adjustments, Medicare premium increases, IRMAA surcharge increases, and new taxes. How are you affected, and how you best navigate the landmines? We also explore how create a guaranteed tax-free foundation of income throughout retirement that avoid social security taxation and IRMAA surcharges on Medicare.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[To Convert or Not to Convert (to a Roth)]]>
                </title>
                                <description>
                                            <![CDATA[As the end of the year approaches, one major question looms: Should I convert to a Roth? And, If so, how much? The One Big Beautiful Bill Act (OBBBA) affords some retirees extra deduction &quot;headspace&quot; for enhanced conversion opportunities. OBBBA can also allow savers to delay social security more confidently while using private assets at a lower tax cost than ever before. In this episode, we share real world examples of these scenarios.]]>
                                    </description>
                <pubDate>Sat, 08 Nov 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9301</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/xnBLFQYfAfs6b6g43gDrFK63kWbRCnf7QhEpmUGS.mp3"  length="83569845"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[As the end of the year approaches, one major question looms: Should I convert to a Roth? And, If so, how much? The One Big Beautiful Bill Act (OBBBA) affords some retirees extra deduction &quot;headspace&quot; for enhanced conversion opportunities. OBBBA can also allow savers to delay social security more confidently while using private assets at a lower tax cost than ever before. In this episode, we share real world examples of these scenarios.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 08 Nov 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[As the end of the year approaches, one major question looms: Should I convert to a Roth? And, If so, how much? The One Big Beautiful Bill Act (OBBBA) affords some retirees extra deduction &quot;headspace&quot; for enhanced conversion opportunities. OBBBA can also allow savers to delay social security more confidently while using private assets at a lower tax cost than ever before. In this episode, we share real world examples of these scenarios.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Portfolio Resiliency in the Retirement Red Zone]]>
                </title>
                                <description>
                                            <![CDATA[A confluence of factors must come together to create a resilient portfolio: 
1. Market risk mitigation 
2. Income predictability and maximization 
3. Tax-efficiency 
When all three come together in harmony, the result is a resilient portfolio that can withstand many of the toughest challenges retirees face.]]>
                                    </description>
                <pubDate>Sat, 25 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9217</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/uQ8UDA9HaChONnNTJmohktEG0cKOycqIqhZkxh9C.mp3"  length="83572983"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[A confluence of factors must come together to create a resilient portfolio: 
1. Market risk mitigation 
2. Income predictability and maximization 
3. Tax-efficiency 
When all three come together in harmony, the result is a resilient portfolio that can withstand many of the toughest challenges retirees face.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 25 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[A confluence of factors must come together to create a resilient portfolio: 
1. Market risk mitigation 
2. Income predictability and maximization 
3. Tax-efficiency 
When all three come together in harmony, the result is a resilient portfolio that can withstand many of the toughest challenges retirees face.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The 7 Keys to Wise Financial Stewardship]]>
                </title>
                                <description>
                                            <![CDATA[What creates wealth, and what prohibits or even destroys wealth? It is surprising to many that the answers have less to do with rate of return and how much money you make. Rather, focus, perspective, and habit are often the differences between having and maintaining wealth and not. In this episode, we explore the 7 keys to wise financial stewardship.]]>
                                    </description>
                <pubDate>Sat, 11 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9127</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/gHym8Ojnz8SjaxDWLPqkF7911gT7cD3RJfucfzwp.mp3"  length="83571513"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[What creates wealth, and what prohibits or even destroys wealth? It is surprising to many that the answers have less to do with rate of return and how much money you make. Rather, focus, perspective, and habit are often the differences between having and maintaining wealth and not. In this episode, we explore the 7 keys to wise financial stewardship.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 11 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[What creates wealth, and what prohibits or even destroys wealth? It is surprising to many that the answers have less to do with rate of return and how much money you make. Rather, focus, perspective, and habit are often the differences between having and maintaining wealth and not. In this episode, we explore the 7 keys to wise financial stewardship.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tax-free Planning for Inflation Protection]]>
                </title>
                                <description>
                                            <![CDATA[How can we best protect our retirement from the ravaging effects of inflation? Excusing tax liabilities from our income sources could be one of the best ways to stay ahead of inflationary forces while also increasing our strategy&#039;s net Income Production Ability (IPA) and securing potentially 10 years&#039; worth of &quot;inflation-adjustments&quot; all at once.]]>
                                    </description>
                <pubDate>Sat, 04 Oct 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9088</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/22ALHRQwfeJ9JBWJjhNmmRoRbrz5VJ6LmosulIUb.mp3"  length="83570533"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[How can we best protect our retirement from the ravaging effects of inflation? Excusing tax liabilities from our income sources could be one of the best ways to stay ahead of inflationary forces while also increasing our strategy&#039;s net Income Production Ability (IPA) and securing potentially 10 years&#039; worth of &quot;inflation-adjustments&quot; all at once.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 04 Oct 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[How can we best protect our retirement from the ravaging effects of inflation? Excusing tax liabilities from our income sources could be one of the best ways to stay ahead of inflationary forces while also increasing our strategy&#039;s net Income Production Ability (IPA) and securing potentially 10 years&#039; worth of &quot;inflation-adjustments&quot; all at once.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Common Questions, Uncommon Answers]]>
                </title>
                                <description>
                                            <![CDATA[In today&#039;s episode, we dive into common questions: 
When should I claim my social security? 
What does the recent Fed rate cut mean for me? 
How can I lock in higher rates on my savings for for many years to come? 
How much and when should I convert to a Roth or IUL? 
What does the new senior bonus deduction mean for me?]]>
                                    </description>
                <pubDate>Sat, 20 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-9036</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/1p5R1jPQXbEA0mCOse7r3xoKO5hnid8sJpnyZ7iJ.mp3"  length="83583392"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In today&#039;s episode, we dive into common questions: 
When should I claim my social security? 
What does the recent Fed rate cut mean for me? 
How can I lock in higher rates on my savings for for many years to come? 
How much and when should I convert to a Roth or IUL? 
What does the new senior bonus deduction mean for me?]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 20 Sep 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In today&#039;s episode, we dive into common questions: 
When should I claim my social security? 
What does the recent Fed rate cut mean for me? 
How can I lock in higher rates on my savings for for many years to come? 
How much and when should I convert to a Roth or IUL? 
What does the new senior bonus deduction mean for me?]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Hidden Potential]]>
                </title>
                                <description>
                                            <![CDATA[Most people have more potential in their financial picture than they might realize. Poorly positioned assets, traditional approaches, and incorrect information keep that potential bottled up. In this episode, we’ll explore how to identify and unleash your financial picture’s hidden potential.]]>
                                    </description>
                <pubDate>Sat, 06 Sep 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8962</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/5Q4qBsntitTWYi0OKdBDFe7JY8eCNp7dOUcdoX3C.mp3"  length="83577056"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Most people have more potential in their financial picture than they might realize. Poorly positioned assets, traditional approaches, and incorrect information keep that potential bottled up. In this episode, we’ll explore how to identify and unleash your financial picture’s hidden potential.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 06 Sep 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Most people have more potential in their financial picture than they might realize. Poorly positioned assets, traditional approaches, and incorrect information keep that potential bottled up. In this episode, we’ll explore how to identify and unleash your financial picture’s hidden potential.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Tax-free Retirement Income Plan]]>
                </title>
                                <description>
                                            <![CDATA[Tax-efficient retirement strategies can be an important part of your retirement, but what about ensuring you cannot outlive your money? What if life throws you curve balls and Murphy&#039;s law takes over? This week&#039;s episode demonstrates how to create 5 streams of tax-free income and &quot;portfolio insurance&quot; to protect against the unforeseen.]]>
                                    </description>
                <pubDate>Sat, 23 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8903</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/i4X3k9bcwHs5yEN0yaDp88O1BZo9x1nc4gwJwZYw.mp3"  length="83578784"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Tax-efficient retirement strategies can be an important part of your retirement, but what about ensuring you cannot outlive your money? What if life throws you curve balls and Murphy&#039;s law takes over? This week&#039;s episode demonstrates how to create 5 streams of tax-free income and &quot;portfolio insurance&quot; to protect against the unforeseen.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 23 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Tax-efficient retirement strategies can be an important part of your retirement, but what about ensuring you cannot outlive your money? What if life throws you curve balls and Murphy&#039;s law takes over? This week&#039;s episode demonstrates how to create 5 streams of tax-free income and &quot;portfolio insurance&quot; to protect against the unforeseen.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[7 Key Social Security Updates and 7 Claiming Strategies]]>
                </title>
                                <description>
                                            <![CDATA[This week on the WealthMap Radio, we dive into 7 critical Social Security updates, 7 unique claiming strategies, and a case study demonstrating how to potentially get your social security tax-free, reduce stress on your other retirement assets, get more enjoyment from retirement, and leave an impactful legacy.]]>
                                    </description>
                <pubDate>Sat, 16 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8856</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/nwSAO8uV4vY3uENoTwlphYYEC2KYrr4KqloKRbI0.mp3"  length="83572448"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This week on the WealthMap Radio, we dive into 7 critical Social Security updates, 7 unique claiming strategies, and a case study demonstrating how to potentially get your social security tax-free, reduce stress on your other retirement assets, get more enjoyment from retirement, and leave an impactful legacy.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 16 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This week on the WealthMap Radio, we dive into 7 critical Social Security updates, 7 unique claiming strategies, and a case study demonstrating how to potentially get your social security tax-free, reduce stress on your other retirement assets, get more enjoyment from retirement, and leave an impactful legacy.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Advanced Estate Planning]]>
                </title>
                                <description>
                                            <![CDATA[This episode goes beyond the basics of wills and trusts to explore sophisticated strategies for wealth transfer. We&#039;ll examine techniques like charitable remainder trusts and dynasty trusts, explaining how they can protect assets for future generations. Tune in to learn how to minimize estate taxes and ensure your legacy is preserved according to your precise wishes.]]>
                                    </description>
                <pubDate>Sat, 09 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8812</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/eb1rxwnke7YFNsk98KIPaqlRHXwbSjDfaNZRDqA8.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[This episode goes beyond the basics of wills and trusts to explore sophisticated strategies for wealth transfer. We&#039;ll examine techniques like charitable remainder trusts and dynasty trusts, explaining how they can protect assets for future generations. Tune in to learn how to minimize estate taxes and ensure your legacy is preserved according to your precise wishes.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 09 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[This episode goes beyond the basics of wills and trusts to explore sophisticated strategies for wealth transfer. We&#039;ll examine techniques like charitable remainder trusts and dynasty trusts, explaining how they can protect assets for future generations. Tune in to learn how to minimize estate taxes and ensure your legacy is preserved according to your precise wishes.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Exploring the Engine of a Life Insurance Retirement Plan (LIRP)]]>
                </title>
                                <description>
                                            <![CDATA[The index strategies within certain Life Insurance Retirement Plans (LIRPs) can provide significant risk-adjusted tax-free returns. In this episode, we&#039;ll explore how these &quot;engines&quot; work, how they can help mitigate risk, and aid in the health of a retirement portfolio. Also, we will dive into comparing a typical 60/40 portfolio to a guaranteed lifetime income &quot;private pension&quot; annuity.]]>
                                    </description>
                <pubDate>Sat, 02 Aug 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8780</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Fim2IC0nSDyyYOQ6Lwf5K0FK4AC1OiFCQfL3zzKC.mp3"  length="82139936"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[The index strategies within certain Life Insurance Retirement Plans (LIRPs) can provide significant risk-adjusted tax-free returns. In this episode, we&#039;ll explore how these &quot;engines&quot; work, how they can help mitigate risk, and aid in the health of a retirement portfolio. Also, we will dive into comparing a typical 60/40 portfolio to a guaranteed lifetime income &quot;private pension&quot; annuity.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 02 Aug 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[The index strategies within certain Life Insurance Retirement Plans (LIRPs) can provide significant risk-adjusted tax-free returns. In this episode, we&#039;ll explore how these &quot;engines&quot; work, how they can help mitigate risk, and aid in the health of a retirement portfolio. Also, we will dive into comparing a typical 60/40 portfolio to a guaranteed lifetime income &quot;private pension&quot; annuity.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Tax Diversification and The Tax Columns]]>
                </title>
                                <description>
                                            <![CDATA[All financial vehicles fall into 1 of 3 categories/columns: Taxable, Tax-deferred (Tax-procrastination), or Tax-free. Asset LOCATION is far more important that asset ALLOCATION. What is the right balance for you between these 3 tax columns? What collateral damage could your traditional retirement accounts be causing on your total retirement landscape? How can you shift tax-hostile assets to tax-free assets?]]>
                                    </description>
                <pubDate>Sat, 26 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8768</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/e70v8bUfD8NLB9dlPv7vkG3GRtAdC5imG4Pefvxk.mp3"  length="83578208"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[All financial vehicles fall into 1 of 3 categories/columns: Taxable, Tax-deferred (Tax-procrastination), or Tax-free. Asset LOCATION is far more important that asset ALLOCATION. What is the right balance for you between these 3 tax columns? What collateral damage could your traditional retirement accounts be causing on your total retirement landscape? How can you shift tax-hostile assets to tax-free assets?]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 26 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[All financial vehicles fall into 1 of 3 categories/columns: Taxable, Tax-deferred (Tax-procrastination), or Tax-free. Asset LOCATION is far more important that asset ALLOCATION. What is the right balance for you between these 3 tax columns? What collateral damage could your traditional retirement accounts be causing on your total retirement landscape? How can you shift tax-hostile assets to tax-free assets?]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Is the OBBBA Really Beautiful?]]>
                </title>
                                <description>
                                            <![CDATA[Like most pieces of legislation, the OBBBA has some elements that are to be celebrated, while others created new challenges. In this episode, we tackle the &quot;permanent&quot; extension of the TCJA, the &quot;bonus&quot; senior deduction, new Roth conversion opportunities, the &quot;Trump&quot; accounts, car loan interest deductions, and more.]]>
                                    </description>
                <pubDate>Sat, 19 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8731</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/fkO9qrKsCJviwiKNsW7vqsJq9Xbvgnu4q85wGyoR.mp3"  length="83574762"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Like most pieces of legislation, the OBBBA has some elements that are to be celebrated, while others created new challenges. In this episode, we tackle the &quot;permanent&quot; extension of the TCJA, the &quot;bonus&quot; senior deduction, new Roth conversion opportunities, the &quot;Trump&quot; accounts, car loan interest deductions, and more.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 19 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Like most pieces of legislation, the OBBBA has some elements that are to be celebrated, while others created new challenges. In this episode, we tackle the &quot;permanent&quot; extension of the TCJA, the &quot;bonus&quot; senior deduction, new Roth conversion opportunities, the &quot;Trump&quot; accounts, car loan interest deductions, and more.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[7 Essential Elements of Your Estate Plan Part 1]]>
                </title>
                                <description>
                                            <![CDATA[There are essential elements to every estate plan. Large or small estate, make sure 7 elements are incorporated into your plan. Also, we&#039;ll dive into common mistakes we see families make in their estate planning.]]>
                                    </description>
                <pubDate>Sat, 12 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8699</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/xYGGcw9VVUKc2hmn2HDBXfhNm5xSFBtzUpssddiG.mp3"  length="55685040"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[There are essential elements to every estate plan. Large or small estate, make sure 7 elements are incorporated into your plan. Also, we&#039;ll dive into common mistakes we see families make in their estate planning.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 12 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[There are essential elements to every estate plan. Large or small estate, make sure 7 elements are incorporated into your plan. Also, we&#039;ll dive into common mistakes we see families make in their estate planning.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Wealth Beyond Retirement: Planning for Generations of Financial Success]]>
                </title>
                                <description>
                                            <![CDATA[Do you have a financial plan for your retirement? What about your legacy and family beyond retirement? In this episode we talk about how to not only plan for your financial future but your family&#039;s as well.]]>
                                    </description>
                <pubDate>Sat, 05 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8676</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/6pzjCkNbldv29twmSP3mihk62LZ3FQ494V7Pusnt.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Do you have a financial plan for your retirement? What about your legacy and family beyond retirement? In this episode we talk about how to not only plan for your financial future but your family&#039;s as well.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Do you have a financial plan for your retirement? What about your legacy and family beyond retirement? In this episode we talk about how to not only plan for your financial future but your family&#039;s as well.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[What Is WealthMap Radio?]]>
                </title>
                                <description>
                                            <![CDATA[In this episode we meet our host, Steve Eckroth and talk about the importance of financial planning, his background and the purpose of this podcast.]]>
                                    </description>
                <pubDate>Sat, 05 Jul 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8675</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/VZZgXv1oCCFgJM0AkHMifkfluQk31lf0XJY1tBAW.mp3"  length="41761184"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[In this episode we meet our host, Steve Eckroth and talk about the importance of financial planning, his background and the purpose of this podcast.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 05 Jul 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[In this episode we meet our host, Steve Eckroth and talk about the importance of financial planning, his background and the purpose of this podcast.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[The Other Side of the Pre-tax Equation]]>
                </title>
                                <description>
                                            <![CDATA[So much attention is paid to the so-called upfront &quot;tax savings&quot; from investing into pre-tax accounts like 401Ks and IRAs. However, the other side of that equation is often ignored. Follow our examples in this episode as we break it all down.]]>
                                    </description>
                <pubDate>Sat, 21 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8609</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/7yhSP5cO8bTCtjzUYAwq7w0I9BSSaiQP2Btn63Ri.mp3"  length="55685413"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[So much attention is paid to the so-called upfront &quot;tax savings&quot; from investing into pre-tax accounts like 401Ks and IRAs. However, the other side of that equation is often ignored. Follow our examples in this episode as we break it all down.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 21 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[So much attention is paid to the so-called upfront &quot;tax savings&quot; from investing into pre-tax accounts like 401Ks and IRAs. However, the other side of that equation is often ignored. Follow our examples in this episode as we break it all down.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Asset Based Long-term Care]]>
                </title>
                                <description>
                                            <![CDATA[There’s a 91% chance a married couple age 65 will need long-term care. Not planning for it isn’t just lazy — it’s recklessness. Learn how it fits into a tax-free retirement plan.]]>
                                    </description>
                <pubDate>Sat, 14 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8574</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/IIpqnjl5AgI38E9MLbSL9ioeBbC6RVgVPld1r4Sd.mp3"  length="55686381"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[There’s a 91% chance a married couple age 65 will need long-term care. Not planning for it isn’t just lazy — it’s recklessness. Learn how it fits into a tax-free retirement plan.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 14 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[There’s a 91% chance a married couple age 65 will need long-term care. Not planning for it isn’t just lazy — it’s recklessness. Learn how it fits into a tax-free retirement plan.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Retirement Destination]]>
                </title>
                                <description>
                                            <![CDATA[When people can’t see the path, they stop dreaming of the destination.” In this episode, we dive deep into the core components of a tax-free retirement road map, watching out for the pitfalls as well as opportunities most retirees fail to act on.]]>
                                    </description>
                <pubDate>Sat, 07 Jun 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8573</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/dBFGuIZXZOw7MpzfxxmWfLLzLSC8gDnPfXIhikhE.mp3"  length="83525641"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[When people can’t see the path, they stop dreaming of the destination.” In this episode, we dive deep into the core components of a tax-free retirement road map, watching out for the pitfalls as well as opportunities most retirees fail to act on.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 07 Jun 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[When people can’t see the path, they stop dreaming of the destination.” In this episode, we dive deep into the core components of a tax-free retirement road map, watching out for the pitfalls as well as opportunities most retirees fail to act on.]]>
                    </content:encoded>
                            </item>
                    <item>
                <title>
                    <![CDATA[Social Security Planning]]>
                </title>
                                <description>
                                            <![CDATA[Knowing when to claim social security benefits is only part of the question. Getting your benefits tax-free, a major piece retirees often overlook, is perhaps even more important. Learn how to keep IRAs and 401Ks from causing collateral tax damage to your benefits while creating multiple streams of tax-free income.]]>
                                    </description>
                <pubDate>Sat, 31 May 2025 00:00:00 +0000</pubDate>
                <guid isPermaLink="false">episode-8572</guid>

                
                
                <enclosure url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/U6PeMBsXJkoGhxmtBnWv1xppkMSa3e05PGe2ykrm.mp3"  length="55691817"  type="audio/mpeg" />

                
                <itunes:author>
                    <![CDATA[Steven Eckroth]]>
                </itunes:author>
                
                <itunes:summary>
                                            <![CDATA[Knowing when to claim social security benefits is only part of the question. Getting your benefits tax-free, a major piece retirees often overlook, is perhaps even more important. Learn how to keep IRAs and 401Ks from causing collateral tax damage to your benefits while creating multiple streams of tax-free income.]]>
                                    </itunes:summary>
                <itunes:explicit>no</itunes:explicit>
                
                
                
                

                
                                    <podcast:person role="host" group="hosts">Steven Eckroth</podcast:person>
                                
                
                <spotify:episodeType>full</spotify:episodeType>

                
                <dc:date>Sat, 31 May 2025 00:00:00 +0000</dc:date>

                
                                    <content:encoded>
                        <![CDATA[Knowing when to claim social security benefits is only part of the question. Getting your benefits tax-free, a major piece retirees often overlook, is perhaps even more important. Learn how to keep IRAs and 401Ks from causing collateral tax damage to your benefits while creating multiple streams of tax-free income.]]>
                    </content:encoded>
                            </item>
            </channel>
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